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ANZIIF
The Australian and New Zealand Institute of Insurance and Finance (ANZIIF), also known as ''the Institute'', is a professional association and education provider for the insurance and financial services industry in the Asia-Pacific region. ANZIIF was founded in 1884, making it one of the oldest professional associations in the region. History The Victorian Insurance Institute was formed in July 1884 and was followed by the New South Wales Insurance Institute in August 1884. In 1911, the Western Australia Insurance Institute came into existence and the South Australia Insurance Institute did so in 1913. Across the Tasman Sea, the Insurance Institute of New Zealand (IINZ) formed in 1937 through the merger of the Insurance Officers Guild of New Zealand (formed in 1920) and the Faculty of Insurance (formed in 1933). The federalist Institute model had been proposed originally in Australia in 1887, but it was not until 1919 that the state Institutes formed 'The Incorporated Austra ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ANZIIF Original Coat Of Arms
The Australian and New Zealand Institute of Insurance and Finance (ANZIIF), also known as ''the Institute'', is a professional association and education provider for the insurance and financial services industry in the Asia-Pacific region. ANZIIF was founded in 1884, making it one of the oldest professional associations in the region. History The Victorian Insurance Institute was formed in July 1884 and was followed by the New South Wales Insurance Institute in August 1884. In 1911, the Western Australia Insurance Institute came into existence and the South Australia Insurance Institute did so in 1913. Across the Tasman Sea, the Insurance Institute of New Zealand (IINZ) formed in 1937 through the merger of the Insurance Officers Guild of New Zealand (formed in 1920) and the Faculty of Insurance (formed in 1933). The federalist Institute model had been proposed originally in Australia in 1887, but it was not until 1919 that the state Institutes formed 'The Incorporated Austra ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance Broker
An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract. As of 2019, the largest insurance brokers in the world by revenue are Marsh & McLennan, Aon plc, Willis Towers Watson, Arthur J. Gallagher and Hub International. In Australia In Australia, all insurance brokers are required under the Financial Services Reform Act 2001 to be licensed by the federal government's Australian Securities and Investments Commission (ASIC). Reputable and experienced insurance brokers in Australia will generally also hold additional qualifications such as a certificate or diploma in financial services which requires the completion of in depth studies in a specific area, the most common being general insuranc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Melbourne
Melbourne ( ; Boonwurrung/ Woiwurrung: ''Narrm'' or ''Naarm'') is the capital and most populous city of the Australian state of Victoria, and the second-most populous city in both Australia and Oceania. Its name generally refers to a metropolitan area known as Greater Melbourne, comprising an urban agglomeration of 31 local municipalities, although the name is also used specifically for the local municipality of City of Melbourne based around its central business area. The metropolis occupies much of the northern and eastern coastlines of Port Phillip Bay and spreads into the Mornington Peninsula, part of West Gippsland, as well as the hinterlands towards the Yarra Valley, the Dandenong and Macedon Ranges. It has a population over 5 million (19% of the population of Australia, as per 2021 census), mostly residing to the east side of the city centre, and its inhabitants are commonly referred to as "Melburnians". The area of Melbourne has been home to Aboriginal Vi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Blazon
In heraldry and heraldic vexillology, a blazon is a formal description of a coat of arms, flag or similar emblem, from which the reader can reconstruct the appropriate image. The verb ''to blazon'' means to create such a description. The visual depiction of a coat of arms or flag has traditionally had considerable latitude in design, but a verbal blazon specifies the essentially distinctive elements. A coat of arms or flag is therefore primarily defined not by a picture but rather by the wording of its blazon (though in modern usage flags are often additionally and more precisely defined using geometrical specifications). ''Blazon'' is also the specialized language in which a blazon is written, and, as a verb, the act of writing such a description. ''Blazonry'' is the art, craft or practice of creating a blazon. The language employed in ''blazonry'' has its own vocabulary, grammar and syntax, which becomes essential for comprehension when blazoning a complex coat of arms. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Claims Adjuster
A claims adjuster, desk adjuster, field adjuster, or general adjuster (claim adjuster, claims handler, claim handler or loss adjuster in the United Kingdom, Ireland, Australia, South Africa, the Caribbean and New Zealand) investigates insurance claims by interviewing the claimant and witnesses, consulting police and hospital records, and inspecting property damage to determine the extent of the insurance company's liability. Other claims adjusters who represent policyholders may aid in the preparation of an insurance claim. Duties In the United States, claims adjusters typically: * Verify an insurance policy exists for the insured person and/or property. In general, these are written by the policy-holding insurance company. * Review the insurance policy to determine if coverage exists for the loss(es). * Assess risk(s) of loss(es), or damages to property, culminating in the loss of property and or bodily injury. * After completing the above investigations, evaluate the covered inju ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
General Insurance
General insurance or non-life insurance policy, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market. The London market insures large commercial risks such as supermarkets, football players, corporation risks, and other very specific risks. It consists of a number of insurers, reinsurers, P&I Clubs, brokers and other companies that are typically physically located in the City of London. Lloyd's of London is a big participant in this market. The London market also participates in personal lines and commercial lines, domestic and foreign, through reinsurance. Commercia ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australian Qualifications Framework
The Australian Qualifications Framework (AQF) specifies the standards for educational qualifications in Australia. It is administered nationally by the Australian Government's Department of Industry, with oversight from the States and Territories, through the Standing Council of Tertiary Education Skills and Employment. While the AQF specifies the standards, education and training organisations are authorised by accrediting authorities to issue a qualification. AQF levels The Framework is structured around levels of descriptive criteria, with formal qualifications aligned to the appropriate levels. Schools sector Senior Secondary Certificate of education The Senior Secondary Certificate of Education (SSCE) is the graduation certificate awarded to most students in Australian high schools, and is equivalent to the Advance Placement of North America and the A-Levels of the United Kingdom. Students completing the SSCE are usually aged 16 to 18 and study full-time for two year ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Registered Training Organisation
A registered training organisation (RTO), in Australia, is an organisation providing Vocational Education and Training (VET) courses to students, resulting in qualifications or statements of attainment that are recognised and accepted by industry and other educational institutions throughout Australia. Australia-wide There are almost 5,000 RTOs in Australia, providing training across a wide range of subject areas including traditional trades, advanced technical training, para-professional and professional studies, as well as pre-employment and basic skills programs. RTOs may be government (state or territory) or privately owned organisations. All RTOs in Australia and the qualifications they are registered to deliver are listed on the training.gov.au website, a national register that replaced the National Training Information Service (NTIS) in 2011. To become registered as an RTO, an organisation must apply to the regulatory body in the jurisdiction it falls. Depending on th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kangaroo
Kangaroos are four marsupials from the family Macropodidae (macropods, meaning "large foot"). In common use the term is used to describe the largest species from this family, the red kangaroo, as well as the antilopine kangaroo, eastern grey kangaroo, and western grey kangaroo. Kangaroos are indigenous to Australia and New Guinea. The Australian government estimates that 42.8 million kangaroos lived within the commercial harvest areas of Australia in 2019, down from 53.2 million in 2013. As with the terms " wallaroo" and " wallaby", "kangaroo" refers to a paraphyletic grouping of species. All three terms refer to members of the same taxonomic family, Macropodidae, and are distinguished according to size. The largest species in the family are called "kangaroos" and the smallest are generally called "wallabies". The term "wallaroos" refers to species of an intermediate size. There are also the tree-kangaroos, another type of macropod, which inhabit the trop ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wedge-tailed Eagle
The wedge-tailed eagle (''Aquila audax'') is the largest bird of prey in the continent of Australia. It is also found in southern New Guinea to the north and is distributed as far south as the state of Tasmania. Adults of this species have long, broad wings, fully feathered legs, an unmistakable wedge-shaped tail, an elongated maxilla, a strong beak and powerful feet. The wedge-tailed eagle is one of 12 species of large, predominantly dark-coloured booted eagles in the genus '' Aquila'' found worldwide. Genetic research has clearly indicated that the wedge-tailed eagle is fairly closely-related to other, generally large members of the ''Aquila'' genus.Lerner, H., Christidis, L., Gamauf, A., Griffiths, C., Haring, E., Huddleston, C.J., Kabra, S., Kocum, A., Krosby, M., Kvaloy, K., Mindell, D., Rasmussen, P., Rov, N., Wadleigh, R., Wink, M. & Gjershaug, J.O. (2017). ''Phylogeny and new taxonomy of the Booted Eagles (Accipitriformes: Aquilinae)''. Zootaxa, 4216(4), 301–320. A la ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lyrebird
A lyrebird is either of two species of ground-dwelling Australian birds that compose the genus ''Menura'', and the family Menuridae. They are most notable for their impressive ability to mimic natural and artificial sounds from their environment, and the striking beauty of the male bird's huge tail when it is fanned out in courtship display. Lyrebirds have unique plumes of neutral-coloured tailfeathers and are among Australia's best-known native birds. Taxonomy and systematics The classification of lyrebirds was the subject of much debate after the first specimens reached European scientists after 1798. The superb lyrebird was first illustrated and described scientifically as ''Menura superba'' by Major-General Thomas Davies in 1800 to the Linnean Society of London. He based his work on specimens sent from New South Wales to England. Lyrebirds were thought to be Galliformes like the broadly similar looking partridge, junglefowl, and pheasants familiar to Europeans, refl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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