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Ting (alarm)
Ting (stylized "ting") is a proactive domestic voltage monitor, alarm, and app. The tall 2.5 oblong off-white device monitors the home's electrical system for micro-arcs (or scintillations) 30 million times per second for the cumulative precursor events of an electrical house fire. Such events, and those of interest to both homeowners and electrical utilities, include degrading electrical insulation, short circuits, grid arcing, loose or arcing transformer connections, power outages, surges, and brown-outs, and electric motors near their end of life (sump pumps, radon Radon is a chemical element; it has symbol Rn and atomic number 86. It is a radioactive noble gas and is colorless and odorless. Of the three naturally occurring radon isotopes, only Rn has a sufficiently long half-life (3.825 days) for it to b ... mitigation fans, etc.) Ting can also detect failing startup capacitors used in heating, ventilation and air conditioning (HVAC) systems, distribution grid fault ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Voltage
Voltage, also known as (electrical) potential difference, electric pressure, or electric tension, is the difference in electric potential between two points. In a Electrostatics, static electric field, it corresponds to the Work (electrical), work needed per unit of Electric charge, charge to move a positive Test particle#Electrostatics, test charge from the first point to the second point. In the SI unit, International System of Units (SI), the SI derived unit, derived unit for voltage is the ''volt'' (''V''). The voltage between points can be caused by the build-up of electric charge (e.g., a capacitor), and from an electromotive force (e.g., electromagnetic induction in a Electric generator, generator). On a macroscopic scale, a potential difference can be caused by electrochemical processes (e.g., cells and batteries), the pressure-induced piezoelectric effect, and the thermoelectric effect. Since it is the difference in electric potential, it is a physical Scalar (physics ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mains Electricity
Mains electricity, utility power, grid power, domestic power, wall power, household current, or, in some parts of Canada, hydro, is a general-purpose Alternating current, alternating-current (AC) electric power supply. It is the form of electrical power that is delivered to homes and businesses through the electrical grid in many parts of the world. People use this electricity to power everyday items (such as domestic appliances, televisions and lamps) by plugging them into a wall outlet. The voltage and utility frequency, frequency of electric power differs between regions. In much of the world, a voltage (nominally) of 230 volts and frequency of 50 Hz is used. In North America, the most common combination is 120 V and a frequency of 60 Hz. Other combinations exist, for example, 230 V at 60 Hz. Travellers' portable appliances may be inoperative or damaged by foreign electrical supplies. Non-interchangeable AC power plugs and sockets, plugs and sock ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Farm Bureau Financial Services
FBL Financial Group, Inc. is a financial services holding company, headquartered in West Des Moines, Iowa, and traded on the New York Stock Exchange under the symbol FFG. Its primary operating subsidiary, Farm Bureau Life Insurance Company, underwrites and markets a broad range of life insurance and annuities to individuals and businesses. These products are distributed by multiline exclusive Farm Bureau agents, principally under the consumer brand name Farm Bureau Financial Services. In addition, FBL manages all aspects of two Farm Bureau-affiliated property-casualty insurance companies for a fee. History The company traces its history to the Great Depression in the 1930s, when the Iowa chapter of the Farm Bureau established Farm Bureau Mutual Insurance Company in 1939 to sell insurance to farmers. Farm Bureau Life Insurance Company was founded as Iowa Life Insurance Company on October 30, 1944, and opened for business in 1945. Over the years, various state Farm Bureaus mer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hartford Steam Boiler Inspection And Insurance Company
The Hartford Steam Boiler Inspection and Insurance Company (HSB) is a global specialty insurer and reinsurer headquartered in Hartford, Connecticut. It was founded in 1866 and is the largest provider of equipment breakdown insurance and related inspection services in North America serving over five million commercial locations. HSB subsidiaries include the Boiler Inspection and Insurance Company of Canada (BI&I), which is the largest insurer of equipment breakdown insurance in Canada, and HSB Engineering Insurance Limited of the U.K., which provides engineered lines coverages and inspection services to clients in the U.K., Ireland and other EU countries. HSB is part of Munich Re Munich Re Group or Munich Reinsurance Company () is a German Multinational corporation, multinational insurance company based in Munich, Germany. It is the world's largest reinsurance, reinsurer. ERGO Insurance Group, ERGO, a subsidiary of Munich ..., one of the world’s largest reinsurers. Munich R ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Philadelphia Contributionship
The Philadelphia Contributionship for the Insurance of Houses from Loss by Fire is the oldest property insurance company in the United States. It was organized by Benjamin Franklin in 1752 and incorporated in 1768. The Contributionship's building, at 212 S. 4th Street between Walnut and Locust Streets in the Society Hill neighborhood of Philadelphia, was built in 1835-36 and was designed by Thomas U. Walter in the Greek Revival style, with Corinthian columns. The portico was replaced in 1866 by Collins and Autenreith, who also expanded the living quarters on the top two floors by adding a mansard roof. A marble cornice between the third and fourth floors was also added. The building was listed on the National Register of Historic Places in 1971 and was designated a National Historic Landmark in 1977. and History The Philadelphia Contributionship (TPC) was founded in 1752, largely through the efforts of Benjamin Franklin. It was structured as a mutual insurance organ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nationwide Insurance
Nationwide Mutual Insurance Company and affiliated companies, commonly shortened to Nationwide, is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. The company also operates regional headquarters in Scottsdale, Arizona and Des Moines, Iowa. Nationwide currently has approximately 25,000 employees, and is ranked No. 75 in the 2024 Fortune 500 list. Nationwide Financial Services (NFS), a component of the group, was partially floated on the New York Stock Exchange prior to being repurchased by Nationwide Mutual in 2009. It had owned the majority of NFS common stock since it had gone public in 1997. History Beginnings as Farm Bureau Mutual In the 1920s, farmers were paying the same rates on their automobile insurance as city drivers even though they had fewer accidents and claims than city drivers. The Ohio Farm Bureau decided to set up its own insurance company to offer rates that accurately reflected the driving habits of farmers. On April ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PURE Insurance
Privilege Underwriters Reciprocal Exchange (PURE) is an American property insurance company established in 2006. Business model PURE caters to high-net-worth customers. It offers insurance for homes with a rebuild value of more than one million dollars, automobiles, watercraft, jewelry, art and other collections, personal excess liability (umbrella), and flood. The company is based in White Plains, New York White Plains is a city in and the county seat of Westchester County, New York, United States. It is an inner suburb of New York City, and a commercial hub of Westchester County, a densely populated suburban county that is home to about one milli .... PURE is a member of the PURE Group of Insurance Companies (the PURE Group). Breach of sanctions Between 2018 and 2020 PURE Insurance assisted Viktor Vekselberg, a Russian oligarch, with $315,891 of transactions in breach of sanctions and was accordingly fined $466,200 by OFAC in 2023. See also * PURE Insurance Championship ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Reinsurance
Reinsurance is insurance that an insurance company purchases from another insurance company to insulate itself (at least in part) from the risk of a major claims event. With reinsurance, the company passes on ("cedes") some part of its own insurance liabilities to the other insurance company. The company that purchases the reinsurance policy is referred to as the "ceding company" or "cedent". The company issuing the reinsurance policy is referred to as the "reinsurer". In the classic case, reinsurance allows insurance companies to remain Solvency, solvent after major claims events, such as major disasters like hurricanes or wildfires. In addition to its basic role in risk management, reinsurance is sometimes used to reduce the ceding company's capital requirements, or for tax mitigation or other purposes. The reinsurer may be either a specialist reinsurance company, which only undertakes reinsurance business, or another insurance company. Insurance companies that accept reinsur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ohio Mutual Insurance Group
''Ohio Mutual Insurance Group'' is a group of property and casualty insurance companies based in Bucyrus, Ohio. The group is composed of three affiliates: Ohio Mutual Insurance Company, United Ohio Insurance Company and Casco Indemnity Company. As a mutual insurance company, Ohio Mutual Insurance Group is not a stock company but one that is mutually owned by its policyholders. A board of directors and an appointed president and chief executive officer manage the company. The company offers automobile, homeowners, business, farm, property, liability, inland marine and commercial automobile insurance. The combined affiliates write more than $278 million in premiums each year. Its products are sold through nearly 400 independent insurance agent partners in seven states: Connecticut, Indiana, Maine, New Hampshire, Ohio, Rhode Island and Vermont. Ohio Mutual Insurance Group is a member of the National Insurance Crime Bureau, a non-profit membership organization created by the insurance ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Westfield Insurance
Westfield Insurance, the primary subsidiary of Westfield Group, is a multi-line provider of business property and liability insurance, personal lines insurance (including auto, homeowner's and specialty), agribusiness Agribusiness is the industry, enterprises, and the field of study of value chains in agriculture and in the bio-economy, in which case it is also called bio-business or bio-enterprise. The primary goal of agribusiness is to maximize profit ... insurance, and surety bonds. In 2025, Forbes named Westfield Insurance as one of the ''Best Small Business Insurance of 2025.'' About Westfield began as Ohio Farmers Insurance Company in 1848 when a group of farmers joined forces to insure their properties. Operations Based in Westfield Center, Ohio, the company employs over 2,400 nationwide, including 1,500 in its home office. It is the largest employer in Medina County. Westfield's products are distributed through a network of more than 1,000 independent ins ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
State Farm
State Farm Insurance is a group of mutual insurance companies throughout the United States with corporate headquarters in Bloomington, Illinois. Founded in 1922, it is the largest property and casualty insurance, property, casualty and auto insurance provider in the United States. Overview State Farm is the largest property and casualty insurance provider, and the largest auto insurance provider, in the United States. State Farm is ranked 39th in the 2024 Fortune 500, which lists American companies by revenue. State Farm relies on exclusive agents (also known as captive agents) to sell insurance. Only State Farm agents can sell State Farm insurance, and their agents can sell only State Farm products. Financial services State Farm has expanded into the financial services arena, such as banking and mutual funds. The bank opened in May 1999 and is operated by State Farm Financial Services, FSB, a subsidiary of State Farm Mutual Automobile Insurance Co. These are separate ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance Industry
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
