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Snowbird (person)
A snowbird is a person who migrates from the colder northern parts of North America to warmer southern locales, typically during the winter. The southern locales include the Sun Belt and Hawaii in the United States, as well as Mexico and the Caribbean. Snowbirds used to primarily be retired or older, but are increasingly of all ages. Conversely, a sunbird is one who leaves warmer locales in the summer, migrating to cooler locales such as higher elevations or more northerly regions. Profile Snowbirds are typically retirees who wish to avoid the snow and cold temperatures of northern winter, but maintain ties with family and friends by staying there the rest of the year. In recent years, younger people with jobs tied to seasonal tourists often migrate southward, following the tourist season, to southern resorts. Some are also business owners who have a second home in a warmer location or whose business can be easily moved from place to place. Many families in the United States ...
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North America
North America is a continent in the Northern Hemisphere, Northern and Western Hemisphere, Western hemispheres. North America is bordered to the north by the Arctic Ocean, to the east by the Atlantic Ocean, to the southeast by South America and the Caribbean Sea, and to the south and west by the Pacific Ocean. The region includes Middle America (Americas), Middle America (comprising the Caribbean, Central America, and Mexico) and Northern America. North America covers an area of about , representing approximately 16.5% of Earth's land area and 4.8% of its total surface area. It is the third-largest continent by size after Asia and Africa, and the list of continents and continental subregions by population, fourth-largest continent by population after Asia, Africa, and Europe. , North America's population was estimated as over 592 million people in list of sovereign states and dependent territories in North America, 23 independent states, or about 7.5% of the world's popula ...
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Arizona
Arizona is a U.S. state, state in the Southwestern United States, Southwestern region of the United States, sharing the Four Corners region of the western United States with Colorado, New Mexico, and Utah. It also borders Nevada to the northwest and California to the west, and shares Mexico-United States border, an international border with the Mexican states of Sonora and Baja California to the south and southwest. Its Capital city, capital and List of largest cities, largest city is Phoenix, Arizona, Phoenix, which is the most populous state capital and list of United States cities by population, fifth most populous city in the United States. Arizona is divided into 15 List of counties in Arizona, counties. Arizona is the list of U.S. states and territories by area, 6th-largest state by area and the list of U.S. states and territories by population, 14th-most-populous of the 50 states. It is the 48th state and last of the contiguous United States, contiguous states to be a ...
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RV Lifestyle
A recreational vehicle, often abbreviated as RV, is a motor vehicle or trailer that includes living quarters designed for accommodation. Types of RVs include motorhomes, campervans, coaches, caravans (also known as travel trailers and campers), fifth-wheel trailers, popup campers, and truck campers. Typical amenities of an RV include a kitchen, a bathroom, and one or more beds. RVs can range from utilitarian – containing only sleeping quarters and basic cooking facilities – to luxurious, with features like air conditioning (AC), water heaters, televisions and satellite receivers, and quartz countertops. Types RVs can be either trailers that are towed by vehicles or vehicles that can be driven themselves. Most RVs have one level, but there are also some with two levels. To save space while traveling, larger RVs often have slide-outs or canopies that open up when parked. RVs that can be driven can be categorized "motorhomes", which will have the engine in front ...
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Prior Smith
Prior Smith (born 1944) is a Canadian broadcaster who owns and operates the network radio program Canada Calling and, for 35 years, produced the Canadian syndicated radio show "Grapeline". Broadcasting career Born in Toronto, Ontario, Smith began his career in radio broadcasting with brief stints as a news reporter/announcer at CKLY- Lindsay, Ontario, (1966) CHYR Leamington/Windsor, Ontario (1967) and CJSS Cornwall, Ontario (1968) before moving to CJAD Montreal, Quebec in 1968. After one year at CJAD he moved to the legendary CFRB in Toronto Toronto ( , locally pronounced or ) is the List of the largest municipalities in Canada by population, most populous city in Canada. It is the capital city of the Provinces and territories of Canada, Canadian province of Ontario. With a p ... in 1969. He worked as a general assignment news reporter/newscaster for the next 18 years. While working in news at CFRB, Smith branched into radio network syndication creating and ...
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Coachella Valley
The Coachella Valley ( ) is an arid rift valley in the Colorado Desert of Southern California in Riverside County. The valley has been referred to as Greater Palm Springs and occasionally the Palm Springs Area due to the historic prominence of the city of Palm Springs. The valley extends approximately southeast from the San Gorgonio Pass to the northern shore of the Salton Sea and the neighboring Imperial Valley, and is approximately wide along most of its length. It is bounded on the northeast by the San Bernardino and Little San Bernardino Mountains, and on the southwest by the San Jacinto and Santa Rosa Mountains. The Coachella Valley is notable as the location of several wintertime resort cities that have become popular destinations for full time retirees and seasonal residents known as snowbirds. The valley is also known for a number of annual events, including the Coachella Valley Music and Arts Festival, the Stagecoach Country Music Festival, and the R ...
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Canadians Of Convenience
"Canadians of convenience" is a pejorative referring to individuals with Canadian citizenship who live permanently outside of Canada without "substantive ties" to Canada. Some definitions use the term to refer to persons who immigrate to Canada, meet the residency requirement to become a naturalized citizen, and then return to live in their original home country while maintaining their Canadian citizenship. The term implies that these citizens only acquire or maintain their citizenship for personal gain or to otherwise benefit from Canada. For example, so that they may call on the Canadian government for protection in the event of an emergency, or to be able to travel internationally with a Canadian passport. The term was popularized in 2006 by Canadian politician Garth Turner in response to the evacuation of Canadian citizens from Lebanon during the 2006 Lebanon War. Statistics and analyses are unavailable on the distinction between evacuees who were long-term residents of Le ...
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Canadian Snowbird Association
The Canadian Snowbird Association (CSA; ) is a national, not-for-profit organization dedicated to defending and improving the rights and privileges of traveling Canadians (Also known as '' snowbirds''). Founded in 1992 in Lakeland, Florida, the CSA was formed to oppose the reduction of payments by several Canadian provinces, for out-of-country emergency medical care, and a right enshrined in the portability section of the '' Canada Health Act'' (Sec. 11(1)(b)(ii)). The CSA works with various government bodies within Canada and the U.S. to advocate on behalf of its members on issues such as health. In 2017, the Canadian Snowbird Association (CSA) was approximated to have 110,000 members across Canada. Advocacy According to the Canadian Snowbird Association, its advocacy efforts are informed by the following principles: * To act upon and create a beneficial environment for members by promoting and protecting their interests and rights; * To act in anticipation of possible ch ...
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Auto Train
''Auto Train'' is an scheduled daily train service for passengers and their automobiles operated by Amtrak between Lorton, Virginia (near Washington, D.C.), and Sanford, Florida (near Orlando, Florida, Orlando). ''Auto Train'' is the only motorail service in the United States. Passengers ride in Coach (rail), coach seats or private sleeping car rooms while their vehicles are carried in enclosed automobile-carrying freight cars called autoracks. The train can carry up to 340 vehicles. The train also includes lounge cars and dining cars. ''Auto Train'' allows its passengers to avoid driving Interstate 95 in Virginia, North Carolina, South Carolina, Georgia (U.S. state), Georgia, and Florida while bringing their own vehicles with them. It has the highest revenue of any train in Amtrak's Amtrak Long Distance, Long Distance Service Line. The service operates as train number 52 northbound and number 53 southbound. The train operates non-stop between its Virginia and Florida termina ...
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ACA Tax Provisions
In 2014, the Internal Revenue Service (IRS) introduced a host of tax provisions to accommodate the Affordable Care Act. Robert W. Wood wrote in ''Forbes'' that the relationship between tax filing and obtaining health insurance may cause mixed feelings. Some are expected to feel they have benefited, but others may feel burdened by additional costs and/or filing requirements. Premium Tax Credits The Premium Tax Credit (PTC) is a refundable tax credit, payable by the Internal Revenue Service (IRS) to qualifying individuals who have obtained healthcare insurance through a healthcare exchange (marketplace) in the tax year. It can be paid in advance directly to a healthcare insurance company to offset the cost of monthly health insurance premiums. For the 2015 tax year 1.6 million taxpayers overestimated the amount they were supposed to receive for the advance tax premium. The average amount owing was $800. Cost-sharing subsidies Households with (Modified Adjusted Gross) incom ...
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Patient Protection And Affordable Care Act
A patient is any recipient of health care services that are performed by healthcare professionals. The patient is most often ill or injured and in need of treatment by a physician, nurse, optometrist, dentist, veterinarian, or other health care provider. Etymology The word patient originally meant 'one who suffers'. This English noun comes from the Latin word , the present participle of the deponent verb, , meaning , and akin to the Greek verb ( ) and its cognate noun (). This language has been construed as meaning that the role of patients is to passively accept and tolerate the suffering and treatments prescribed by the healthcare providers, without engaging in shared decision-making about their care. Outpatients and inpatients An outpatient (or out-patient) is a patient who attends an outpatient clinic with no plan to stay beyond the duration of the visit. Even if the patient will not be formally admitted with a note as an outpatient, their attendance is stil ...
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Medicare (Canada)
Medicare () is an unofficial designation used to refer to the publicly funded single-payer healthcare system of Canada. Canada's health care system consists of ten provincial and three territorial health insurance plans, which provide universal healthcare coverage to Canadian citizens, permanent residents, and depending on the province or territory, certain temporary residents. The systems are individually administered on a provincial or territorial basis, within guidelines set by the federal government. The formal terminology for the insurance system is provided by the '' Canada Health Act'' and the health insurance legislation of the individual provinces and territories. The name is a contraction of ''medical'' and ''care'' and has been used in the United States for health care programs since at least 1953, with Medicare becoming that nation's official national health insurance program in 1965. Under the terms of the ''Canada Health Act'', all "insured persons" are entit ...
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Income Tax
An income tax is a tax imposed on individuals or entities (taxpayers) in respect of the income or profits earned by them (commonly called taxable income). Income tax generally is computed as the product of a tax rate times the taxable income. Taxation rates may vary by type or characteristics of the taxpayer and the type of income. The tax rate may increase as taxable income increases (referred to as graduated or progressive tax rates). The tax imposed on companies is usually known as corporate tax and is commonly levied at a flat rate. Individual income is often taxed at progressive rates where the tax rate applied to each additional unit of income increases (e.g., the first $10,000 of income taxed at 0%, the next $10,000 taxed at 1%, etc.). Most jurisdictions exempt local charitable organizations from tax. Income from investments may be taxed at different (generally lower) rates than other types of income. Credits of various sorts may be allowed that reduce tax. Some jurisdictio ...
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