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Seth Frotman
Seth R. Frotman is an American lawyer serving as the general counsel of the Consumer Financial Protection Bureau. He founded the Student Borrower Protection Center in 2018. Education Frotman earned a bachelor's degree from the University of Michigan from 1996 to 2000. He completed a J.D. at Indiana University Maurer School of Law 2001 and 2004. Career After completing his legal education, Frotman worked as a clerk at the U.S. Court of Appeals for the Third Circuit from September 2004 to September 2005. He then served as assistant staff counsel in the New Jersey Senate from September 2005 to May 2006. Between May and December 2006, Frotman was the research and policy director for Patrick Murphy's congressional campaign in Pennsylvania. Following the campaign, he worked for Murphy from January 2007 to January 2011 in various legislative roles, including legislative director and deputy chief of staff. From June 2010 to January 2011, he was detailed to the U.S. House Appropr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
General Counsel
A general counsel, also known as chief counsel or chief legal officer (CLO), is the chief in-house lawyer for a company or a governmental department. In a company, the person holding the position typically reports directly to the CEO, and their duties involve overseeing and identifying the legal issues in all departments and their interrelation, including engineering, design, marketing, sales, distribution, credit, finance, human resources and production, as well as corporate governance and business policy. This would naturally require in most cases reporting directly to the owner or CEO overseeing the very business on which the CLO is expected to be familiar with and advise on the most confidential level. This requires the CLO/general counsel to work closely with each of the other officers, and their departments, to appropriately be aware and advise.The 2011 In-House Counsel Compensation Survey, Question 1 Profiles of In-House Counsel 200Who Does Your Counsel Report To? (2001) ( ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Fee
A bank fee or a bank charge includes charges and fees made by a bank to their customers exclusive of interest payments. In common parlance, the term often relates to charges in respect of personal current accounts or checking account. These charges may take many forms such as monthly charges for the provision of an account, specific transaction charges such as withdrawal and transfer fees, ATM usage fees, debit card fees for doing a card transactions above a preset limit per month, credit card fees, loan establishment fees, early termination fees, and minimum account balance fees. They also include overdraft fees or non-sufficient funds (NSF) fees for exceeding authorized overdraft limits, or making payments (or attempting to make payments) where no authorized overdraft exists. History A banks main source of income is interest charges on lending but bank fees have been a minor but important part of a banks income since the early days of banking. Bank fees were initially desi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Indiana University Maurer School Of Law Alumni
Indiana ( ) is a state in the Midwestern region of the United States. It borders Lake Michigan to the northwest, Michigan to the north and northeast, Ohio to the east, the Ohio River and Kentucky to the south and southeast, and the Wabash River and Illinois to the west. Nicknamed "the Hoosier State", Indiana is the 38th-largest by area and the 17th-most populous of the 50 states. Its capital and largest city is Indianapolis. Indiana was admitted to the Union as the 19th state on December 11, 1816. Indigenous resistance to American settlement was broken with defeat of the Tecumseh's confederacy in 1813. The new settlers were primarily Americans of British ancestry from the eastern seaboard and the Upland South, and Germans. After the Civil War, in which the state fought for the Union, natural gas attracted heavy industry and new European immigrants to its northern counties. In the first half of the 20th century, northern and central sections experienced a boom in goods ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
University Of Michigan Alumni
A university () is an educational institution, institution of tertiary education and research which awards academic degrees in several Discipline (academia), academic disciplines. ''University'' is derived from the Latin phrase , which roughly means "community of teachers and scholars". Universities typically offer both undergraduate education, undergraduate and postgraduate education, postgraduate programs. The first universities in Europe were established by Catholic Church, Catholic monks. The University of Bologna (), Italy, which was founded in 1088, is the first university in the sense of: *being a high degree-awarding institute. *using the word (which was coined at its foundation). *having independence from the ecclesiastic schools and issuing secular as well as non-secular degrees (with teaching conducted by both clergy and non-clergy): grammar, rhetoric, logic, theology, canon law and notarial law.Hunt Janin: "The university in medieval life, 1179–1499", McFarland, 2 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Place Of Birth Missing (living People)
Place may refer to: Geography * Place (United States Census Bureau), defined as any concentration of population ** Census-designated place A census-designated place (CDP) is a Place (United States Census Bureau), concentration of population defined by the United States Census Bureau for statistical purposes only. CDPs have been used in each decennial census since 1980 as the counte ..., a populated area lacking its own municipal government * "Place", a type of street or road name ** Often implies a dead end (street) or cul-de-sac * Place, based on the Cornish word "plas" meaning mansion * Place, a populated place, an area of human settlement ** Incorporated place (see municipal corporation), a populated area with its own municipal government * Location (geography), an area with definite or indefinite boundaries or a portion of space which has a name in an area Placenames * Placé, a commune in Pays de la Loire, Paris, France * Plače, a small settlement in Slov ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Date Of Birth Missing (living People)
Date or dates may refer to: * Date, the fruit of the date palm (''Phoenix dactylifera'') * Jujube, also known as red date or Chinese date, the fruit of ''Ziziphus jujuba'' Social activity * Dating, a form of courtship involving social activity, with the aim of assessing a potential partner ** Group dating ** First date ** Blind date * Play date, an appointment for children to get together for a few hours * Meeting, when two or more people come together Chronology * Calendar date, a day on a calendar * Date (metadata), a representation term to specify a calendar date **DATE command, a system time command for displaying the current date * Chronological dating, attributing to an object or event a date in the past ** Radiometric dating, dating materials such as rocks in which trace radioactive impurities were incorporated when they were formed Arts, entertainment and media Music * Date (band), a Swedish dansband * "Date" (song), a 2009 song from ''Mr. Houston'' * Date R ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Living People
Purpose: Because living persons may suffer personal harm from inappropriate information, we should watch their articles carefully. By adding an article to this category, it marks them with a notice about sources whenever someone tries to edit them, to remind them of WP:BLP (biographies of living persons) policy that these articles must maintain a neutral point of view, maintain factual accuracy, and be properly sourced. Recent changes to these articles are listed on Special:RecentChangesLinked/Living people. Organization: This category should not be sub-categorized. Entries are generally sorted by family name In many societies, a surname, family name, or last name is the mostly hereditary portion of one's personal name that indicates one's family. It is typically combined with a given name to form the full name of a person, although several give .... Maintenance: Individuals of advanced age (over 90), for whom there has been no new documentation in the last ten ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Consumer Protection
Consumer protection is the practice of safeguarding buyers of goods and services, and the public, against unfair practices in the marketplace. Consumer protection measures are often established by law. Such laws are intended to prevent businesses from engaging in fraud or specified unfair practices to gain an advantage over competitors or to mislead consumers. They may also provide additional protection for the general public which may be impacted by a product (or its production) even when they are not the direct purchaser or consumer of that product. For example, government regulations may require businesses to disclose detailed information about their products—particularly in areas where public health or safety is an issue, such as with food or automobiles. Consumer protection is linked to the idea of consumer rights and to the formation of consumer organizations, which help consumers make better choices in the marketplace and pursue complaints against businesses. Entities ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Student Loans In The United States
In the United States, student loans are a form of Student financial aid (United States), financial aid intended to help students access higher education. In 2018, 70 percent of higher education graduates had used loans to cover some or all of their expenses. With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships and bursary, bursaries which are not repaid, and Grant (money), grants, which rarely have to be repaid. Student loans may be discharged through bankruptcy, but this is difficult. Research shows that access to student loans increases credit-constrained students' degree completion and later-life earnings while having no impact on overall debt. Student loan debt has proliferated since 2006, totaling $1.73 trillion by July 2021. In 2019, students who borrowed to complete a bachelor's degree had about $30,000 of debt upon graduation. Almost half of all loans are for graduate school, typically in much higher a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector. CFPB's jurisdiction includes banks, credit unions, securities firms, Payday loans in the United States, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the United States. The agency was originally proposed in 2007 by Elizabeth Warren while she was a law professor and she played an instrumental role in its establishment. The CFPB's creation was authorized by the Dodd–Frank Wall Street Reform and Consumer Protection Act, whose passage in 2010 was a legislative response to the 2008 financial crisis and the subsequent Great Recession, and is an independent bureau within the Federal Reserve. The agency has established or proposed rules to cap overdraft charges and credit card late fees; prohibit medical debt f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Legislative Director
A legislative assistant (LA), legislative analyst, legislative research assistant, or legislative associate, is a person who works for a legislator as a Legislature, legislative staffer in a semi-Politics, political Partisan (politics), partisan capacity, in a Nonpartisanism, non-partisan capacity at a think tank, research library, law library, law firm, Trade association, trade associations, consulting firm or Nonprofit organization, non-profit organization, or at a government agency as a legislative affairs professional, or in the Lobbying, government relations, regulatory affairs, Government procurement, public procurement (PP), Public–private partnership, public-private partnership (P3), and business-to-government (B2G) industries in service of the employing organization by monitoring pending legislation, conducting research, legislative analysis, legislative research, legal research, policy analysis, drafting legislation, giving advice and counsel, making recommendations, and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
