Pension System In Switzerland
The Swiss pension system rests on three pillars: # the state-run pension scheme for the aged, orphans, and surviving spouses (old-age and survivor's insurance); # the pension funds run by investment foundations, which are tied to employers (occupational benefit plans); # voluntary, private investments. Overview †Funds paid into the 2nd and 3rd pillar may be paid out before without retiring when certain criteria are met. First pillar The basic pension insurance is the old-age and survivor's insurance (OASI). It is known as ''Alters- und Hinterlassenenversicherung'' (AHV) in German, ''Assurance vieillesse et survivants'' (AVS) in French, and ''Assicurazione vecchiaia, superstiti e invalidità'' (AVS) in Italian. According to article 112 of the Constitution of Switzerland, Swiss federal Constitution, the first pillar should cover basic living expenses adequately. It is a PAYGO system, financed by contributions from employees and employers (4.2% of the employee's income each), ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Button Of The Swiss Initiative For A 13th Monthly Pension Payment
A button is a fastener that joins two pieces of fabric together by slipping through a loop or by sliding through a buttonhole. In modern clothing and fashion design, buttons are commonly made of plastic but also may be made of metal, wood, or seashell. Buttons can also be used on containers such as wallets and bags. Buttons may be sewn onto garments and similar items exclusively for purposes of fashion, ornamentation. In the applied arts and crafts, craft, a button can be an example of folk art, studio craft, or even a miniature art object, work of art. In archaeology, a button can be a significant Artifact (archaeology), artifact. History Buttons and button-like objects used as ornaments or Seal (emblem), seals rather than fasteners have been discovered in the Indus Valley civilization during its Kot Diji phase (c. 2800–2600 BC). Buttons as apparel have been found at sites of the Catacomb culture, Russia (2500-1950 BC), at the Tomb of the Eagles, Scotland (2200–1800 BC), ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Unemployment Benefits
Unemployment, according to the OECD (Organisation for Economic Co-operation and Development), is the proportion of people above a specified age (usually 15) not being in paid employment or self-employment but currently available for work during the reference period. Unemployment is measured by the unemployment rate, which is the number of people who are unemployed as a percentage of the labour force (the total number of people employed added to those unemployed). Unemployment can have many sources, such as the following: * the status of the economy, which can be influenced by a recession * competition caused by globalization and international trade * new technologies and inventions * policies of the government * regulation and market * war, civil disorder, and natural disasters Unemployment and the status of the economy can be influenced by a country through, for example, fiscal policy. Furthermore, the monetary authority of a country, such as the central bank, can ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Social Security In Switzerland
The social security in Switzerland (in German ''Sozialversicherungen'') includes several public and private insurance plans to assist the welfare of the population. Constitutional principles The basic principles of social insurance are found in Articles 111 to 114 and Articles 116 and 117 of the Swiss Federal Constitution. Article 111 defines the so-called "three-pillar principle", which regulates the structure of retirement, survivors', and disability benefits. Article 112 provides the basis for the old-age, survivors', and disability insurance, in Article 113 that of occupational pensions. Article 114 regulates the basis of the unemployment insurance; provisions for family allowances and maternity insurance are laid down in Article 116. Finally, in Article 117 sickness and accident insurance is regulated by constitutional law. The old-age and survivors' insurance (''Alters- und Hinterlassenenversicherung'' - AHV), together with the disability insurance (''Invalidenversicherung ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Allianz
Allianz SE ( , ) is a German Multinational corporation, multinational financial services company headquartered in Munich, Germany. Its core businesses are insurance and asset management. Allianz is the world's largest List of largest insurance companies, insurance company and the largest List of largest financial services companies by revenue, financial services company List of largest companies in Europe by revenue, in Europe. In 2023, the company was ranked 37th in the Forbes Global 2000, ''Forbes'' Global 2000. Also it is a component of the Euro Stoxx 50 stock market index. Its asset management division, which consists of PIMCO and Allianz Global Investors, has €2,432 billion of assets under management (AUM), of which €1,775 billion are third-party assets (Q1 2021). Allianz sold Dresdner Bank to Commerzbank in November 2008. Allianz was a major supporter of the Nazi movement and was an insurer of the Auschwitz concentration camp. History Foundation ''Alli ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Mercer (consulting Firm)
Mercer is an American consulting firm founded in 1945. It is one of the four operating subsidiaries of global professional services firm Marsh McLennan (NYSE: MMC). Mercer is headquartered in New York City with offices in 43 countries and operations in 130 countries. The company primarily provides human resources and financial services consulting services to its clients. Mercer has several distinct lines of business, namely: health and benefits, investments and retirement, workforce and careers, and M&A advisory services. It is the world's largest investment advisory with over US$300 billion outsourced assets under management and US$16 trillion under advisement in total. History Foundation and early years (1937–1959) William Manson Mercer founded William M. Mercer, Limited in Vancouver, Canada in 1945. It was acquired by Marsh McLennan and merged into their employee benefits department in 1959. Post acquisition growth (1959–2002) Mercer Consulting Group In 1975, Marsh ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
University Of Melbourne
The University of Melbourne (colloquially known as Melbourne University) is a public university, public research university located in Melbourne, Australia. Founded in 1853, it is Australia's second oldest university and the oldest in the state of Victoria (Australia), Victoria. Its Parkville Campus (University of Melbourne), main campus is located in Parkville, Victoria, Parkville, an inner suburb north of Melbourne central business district, Melbourne's central business district, with several other campuses located across the state of Victoria (Australia), Victoria. Incorporated in the 19th century by the State of Victoria, colony of Victoria, the University of Melbourne is one of Australia's six sandstone universities and a member of the Group of Eight (Australian universities), Group of Eight, Universitas 21, Washington University in St. Louis, Washington University's McDonnell International Scholars Academy, and the Association of Pacific Rim Universities. Since 1872, many ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Le Temps
' (, ) is a Swiss French-language daily newspaper published in Berliner format in Geneva by Le Temps SA. The paper was launched in 1998, formed out of the merger of two other newspapers, and (the former being a merger of two other papers), as those papers were facing financial problems. It is the sole nationwide French-language non-specialised daily newspaper of Switzerland. Since 2021, it has been owned by Fondation Aventinus, a not-for-profit organisation. is considered a newspaper of record in Switzerland. History Predecessor papers The paper's three predecessors were the (founded 1798), the (founded 1826), and (founded 1991). The ' and the ' were merged in 1991 as the , which was partially motivated by those paper's financial issues as well as the impending creation of .' Due to financial issues, it was proposed that the ' and merge in 1996. The editorial staff of both papers met, but this was declined by publisher Edipresse as it would have resulted in lay ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Entreprise Romande
Entreprise may refer to: * ''L'Entreprise'' was French frigate captured in May 1705, and recommissioned as *The French Navy had, between 1671 and 1846, at least 23 sailing vessels christened with the name , French for "Enterprising" See also *Entreprenant (other) *Enterprise (other) Enterprise (or the archaic spelling Enterprize) may refer to: Business and economics Brands and enterprises * Enterprise GP Holdings, an energy holding company * Enterprise plc, a UK civil engineering and maintenance company * Enterpris ... {{DEFAULTSORT:L'Enterprise, French ship French Navy ship names ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Pierre Cormon
Pierre Cormon, born 1965 in Ambilly, France, is a Swiss writer and has published books in French, Brazilian Portuguese and English, including ''Swiss Politics for Complete Beginners''.Le Temps See Biography He began his career as a journalist with '' Le Nouveau Quotidien'' in 1992, then worked as a delegate for the International Committee of the Red Cross in Gaza, Yemen and Rwanda between 1993 and 1996. He resumed his career as a journalist with the '' Journal de Genève'', ''La Liberté'' and ''Entreprise romande''. At the same time, between 2000 and 2005, he studied the oud (oriental lute) at the Arabic Oud House in Cairo Cairo ( ; , ) is the Capital city, capital and largest city of Egypt and the Cairo Governorate, being home to more than 10 million people. It is also part of the List of urban agglomerations in Africa, largest urban agglomeration in Africa, L ..., under the guidance of the Iraqi master Naseer Shamma. He drew on this experience in his novel Le Tra� ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Ringier
Ringier is a media group operating in multiple countries with over 6,500 employees. Founded in 1833, the family-owned business manages media brands across print and digital, TV and radio, and is active in the entertainment and digital marketplace sectors. The headquarters of Ringier AG is located in Zofingen, Aargau, with additional offices in Zurich and Lausanne. History Founding and establishment (1833 to 1898) The history of the family business dates back to 1833, when Johann Rudolf Ringier founded a printing press in Zofingen, Switzerland. The business started in the back room of his brother's house, Gottlieb Sigmund Ringier. As a publisher, Ringier launched its first newspaper ''Zofinger Wochenblatt'' in 1834. It was produced using a Wood type, wooden hand press, capable of printing up to 250 copies per hour. One year after its founding, the company moved to its own premises in Zofingen. However, the company's growth during the 19th century was tempered by various finan ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
L'Hebdo
''L'Hebdo'' (, ) was a weekly French language news magazine published in Lausanne, Switzerland. Founded in 1981, it focused on social, economic and cultural issues. It was published by Ringier. Following its unprofitability, it ceased publication, and its final issue was published 2 February 2017. History and profile ''L'Hebdo'' was established in 1981. The magazine, based in Lausanne, is part of Ringier and is published by Ringier weekly on Wednesdays. The magazine, published in French, covers articles about social, economic and cultural issues. It was inspired by English news magazines. According to its publisher, it was the Romandy's only news magazine. The fifth editor-in-chief was , starting in 2003, who had previously interned with the magazine. The marketing manager was Yvonne Braun. It had a joint editing team with the newspaper ''Le Temps'', both owned by Ringier. Closure After both it and ''Le Temps'' experienced job cuts, as of the time of its closure both public ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
|
Life Expectancy
Human life expectancy is a statistical measure of the estimate of the average remaining years of life at a given age. The most commonly used measure is ''life expectancy at birth'' (LEB, or in demographic notation ''e''0, where ''e''x denotes the average life remaining at age ''x''). This can be defined in two ways. ''Cohort'' LEB is the mean length of life of a birth Cohort (statistics), cohort (in this case, all individuals born in a given year) and can be computed only for cohorts born so long ago that all their members have died. ''Period'' LEB is the mean length of life of a hypothetical cohort assumed to be exposed, from birth through death, to the mortality rates observed at a given year. National LEB figures reported by national agencies and international organizations for human populations are estimates of ''period'' LEB. Human remains from the early Bronze Age indicate an LEB of 24. In 2019, world LEB was 73.3. A combination of high infant mortality and d ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |