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First Financial Bank (Ohio)
First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 110 locations in Ohio, Kentucky, and throughout Indiana. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.Form 8-K for assumption of liabilities and assets: The company's subsidiary, First Financial Bank, N.A., founded in 1863, provides banking and financial services products through its three lines of business: commercial, consumer and wealth management. The commercial and consumer units provide traditional banking services to business and consumer clients. First Financial Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $15.9 billion in assets ...
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Cincinnati
Cincinnati ( ) is a city in the U.S. state of Ohio and the county seat of Hamilton County. Settled in 1788, the city is located at the northern side of the confluence of the Licking and Ohio rivers, the latter of which marks the state line with Kentucky. The city is the economic and cultural hub of the Cincinnati metropolitan area. With an estimated population of 2,256,884, it is Ohio's largest metropolitan area and the nation's 30th-largest, and with a city population of 309,317, Cincinnati is the third-largest city in Ohio and 64th in the United States. Throughout much of the 19th century, it was among the top 10 U.S. cities by population, surpassed only by New Orleans and the older, established settlements of the United States eastern seaboard, as well as being the sixth-most populous city from 1840 until 1860. As a river town crossroads at the junction of the North, South, East, and West, Cincinnati developed with fewer immigrants and less influence from Europ ...
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National Bank Act
The National Banking Acts of 1863 and 1864 were two United States federal banking acts that established a system of national banks, and created the United States National Banking System. They encouraged development of a national currency backed by bank holdings of U.S. Treasury securities and established the Office of the Comptroller of the Currency as part of the United States Department of the Treasury and a system of nationally chartered banks. The Act shaped today's national banking system and its support of a uniform U.S. banking policy. Background At the end of the Second Bank of the United States in 1836, the control of banking regimes devolved mostly to the states. Different states adopted policies including a total ban on banking (as in Wisconsin), a single state-chartered bank (as in Indiana and Illinois), limited chartering of banks (as in Ohio), and free entry (as in New York). While the relative success of New York's "free banking" laws led a number of states to also ...
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Banks Based In Ohio
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the an ...
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WSCH
WSCH (99.3 FM) is a radio station broadcasting a Country format. It is licensed to Aurora, Indiana Aurora is a city in Center Township, Dearborn County, Indiana, United States. The population was 3,750 at the 2010 census. Geography Aurora is located at (39.058551, -84.906351). According to the 2010 census, Aurora has a total area of , of wh ..., United States, and serves the Cincinnati area. The station is owned by Wagon Wheel Broadcasting, LLC. External links * SCH {{Indiana-radio-station-stub ...
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MainSource Bank
MainSource Bank was a community bank located in Greensburg, Indiana. The company was the operating subsidiary of the MainSource Financial Group. It operated banks in Indiana, Illinois, Kentucky, and Ohio. On May 25, 2018, all MainSource locations closed as part of the acquisition by First Financial Bancorp. Most locations reopened May 29, 2018 as First Financial Bank locations, but some locations remained closed if there was a redundant location nearby. The United States Treasury purchased $57 million in shares of MainSource Financial Group under the Troubled Asset Relief Program. The Treasury sold all of its shares in the company in March 2012. History Indiana United Bancorp was formed in 1983 by Robert Hoptry and Howard Sanders with the sole purpose of acquiring the financially troubled Union Bank and Trust Co. of Greensburg. Hoptry and Sanders were former executives who were ousted from a Kentucky bank after losing in an internal struggle for control of the Kentucky bank. ...
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Greensburg, Indiana
Greensburg is a city in and the county seat of Decatur County, Indiana. The population was 11,492 at the time of the 2010 census. History Greensburg was laid out in 1822. The founder, Thomas Hendricks Sr.'s wife being a native of Greensburg, Pennsylvania, caused the name to be selected. The first post office at Greensburg opened in 1823, but the name of the post office was spelled Greensburgh until 1894. At the beginning of the twentieth century, race relations in Greensburg worsened, leading to the expulsion of African Americans from the city after race riots against them in 1906 and 1907. According to James W. Loewen, Greensburg then was for decades a sundown town, a town that was purposely all-white. In 2021, Greensburg offered incentives for remote workers to move to the city. Eligibility requirements included having a remote position based outside Greensburg or self-employment, be at least 18 years old, and eligible to work in the U.S. The incentive package included $5,00 ...
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Cincinnati Business Journal
American City Business Journals, Inc. (ACBJ) is an American newspaper publisher based in Charlotte, North Carolina. ACBJ publishes The Business Journals, which contains local business news for 44 markets in the United States, Hemmings Motor News, Street & Smith's Sports Business Daily, and Inside Lacrosse. The company is owned by Advance Publications. The company receives revenue from display advertising and classified advertising in its weekly newspaper and online advertising on its website and from a subscription business model. The bizjournals.com website contains local business news from various cities in the United States, along with an archive that contains more than 5 million business news articles published since 1996. As of August 2021, it receives over 3.6 million readers each week. History The company was founded in 1982 by Mike Russell with the launch of the Kansas City Business Journal. In 1985, the company became a public company via an initial public offering ...
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Downtown Cincinnati
Downtown Cincinnati is the central business district of Cincinnati, Ohio, as well the economic and symbiotic center of the Cincinnati metropolitan area. It also contains a number of urban neighborhoods in the low land area between the Ohio River and the high land areas of uptown. These neighborhoods include Over-the-Rhine, Pendleton, Queensgate, and West End. Demographics 5,838 live in Downtown Cincinnati as of the 2020 Census. Geography Downtown Cincinnati is laid out on a basin on the Ohio River, surrounded by steep hills. Downtown Cincinnati's streets are arranged on a grid. Streets are split between the east and west by Vine Street. Bridges from Downtown Cincinnati span the Ohio River across to Covington and Newport in Northern Kentucky. Often considered to be the heart of Cincinnati, Fountain Square is located in the center of the Central Business District. The 1871 dedicated Tyler Davidson Fountain stands prominently on the often busy city square. Other city pa ...
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Newspapers
A newspaper is a periodical publication containing written information about current events and is often typed in black ink with a white or gray background. Newspapers can cover a wide variety of fields such as politics, business, sports and art, and often include materials such as opinion columns, weather forecasts, reviews of local services, obituaries, birth notices, crosswords, editorial cartoons, comic strips, and advice columns. Most newspapers are businesses, and they pay their expenses with a mixture of subscription revenue, newsstand sales, and advertising revenue. The journalism organizations that publish newspapers are themselves often metonymically called newspapers. Newspapers have traditionally been published in print (usually on cheap, low-grade paper called newsprint). However, today most newspapers are also published on websites as online newspapers, and some have even abandoned their print versions entirely. Newspapers developed in the 17 ...
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Cincinnati Enquirer
''The Cincinnati Enquirer'' is a morning daily newspaper published by Gannett in Cincinnati, Ohio, United States. First published in 1841, the ''Enquirer'' is the last remaining daily newspaper in Greater Cincinnati and Northern Kentucky, although the daily ''Journal-News'' competes with the ''Enquirer'' in the northern suburbs. The ''Enquirer'' has the highest circulation of any print publication in the Cincinnati metropolitan area. A daily local edition for Northern Kentucky is published as ''The Kentucky Enquirer''. ''The Enquirer'' won the 2018 Pulitzer Prize for local reporting for its project titled "Seven Days of Heroin". In addition to the ''Cincinnati Enquirer'' and ''Kentucky Enquirer'', Gannett publishes a variety of print and electronic periodicals in the Cincinnati area, including 16 '' Community Press'' weekly newspapers, 10 ''Community Recorder'' weekly newspapers, and ''OurTown'' magazine. The ''Enquirer'' is available online at the ' website. Content The ' ...
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Norwood, Ohio
Norwood is the third most populous city in Hamilton County, Ohio, United States, and an enclave of the larger city of Cincinnati. The population was 19,207 at the 2010 census. Originally settled as an early suburb of Cincinnati in the wooded countryside north of the city, the area is characterized by older homes and tree-lined streets. History Early history The earliest humans in the area now known as Norwood are believed to have been Pre-Columbian era people of the Adena culture. Norwood Mound, a prehistoric earthwork mound built by the Adena, is located in Norwood and listed on the National Register of Historic Places. The Adena constructed the mound at the location of Norwood's present-day Water Tower Park, which is the highest land elevation in the city and one of the highest in all of Hamilton County. Archaeologists believe the mound was built at this site due to the high elevation and was used by the Adena for religious ceremonies and smoke signaling. Native America ...
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Holding Company
A holding company is a company whose primary business is holding a controlling interest in the securities of other companies. A holding company usually does not produce goods or services itself. Its purpose is to own shares of other companies to form a corporate group. In some jurisdictions around the world, holding companies are called parent companies, which, besides holding stock in other companies, can conduct trade and other business activities themselves. Holding companies reduce risk for the shareholders, and can permit the ownership and control of a number of different companies. '' The New York Times'' also refers to the term as ''parent holding company.'' Holding companies are also created to hold assets such as intellectual property or trade secrets, that are protected from the operating company. That creates a smaller risk when it comes to litigation. In the United States, 80% of stock, in voting and value, must be owned before tax consolidation benefits such ...
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