First Financial Bancorp is a regional bank headquartered in

Cincinnati, Ohio Cincinnati ( ) is a city in the U.S. state of Ohio and the county seat of Hamilton County. Settled in 1788, the city is located at the northern side of the confluence of the Licking and Ohio rivers, the latter of which marks the state lin ...

, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 110 locations in

Ohio Ohio () is a U.S. state, state in the Midwestern United States, Midwestern region of the United States. Of the List of states and territories of the United States, fifty U.S. states, it is the List of U.S. states and territories by area, 34th-l ...

Kentucky Kentucky ( , ), officially the Commonwealth of Kentucky, is a state in the Southeastern region of the United States and one of the states of the Upper South. It borders Illinois, Indiana, and Ohio to the north; West Virginia and Virgini ...

, and throughout

Indiana Indiana () is a U.S. state in the Midwestern United States. It is the 38th-largest by area and the 17th-most populous of the 50 States. Its capital and largest city is Indianapolis. Indiana was admitted to the United States as the 19th ...

. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

Form 8-K Form 8-K is a very broad form used to notify investors in United States public companies of specified events that may be important to shareholders or the United States Securities and Exchange Commission. This is one of the most common types of form ...

for assumption of liabilities and assets: The company's subsidiary, First Financial Bank, N.A., founded in 1863, provides banking and financial services products through its three lines of business: commercial, consumer and wealth management. The commercial and consumer units provide traditional banking services to business and consumer clients. First Financial Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $15.9 billion in assets as of September 30, 2020.

History

First Financial Bank, N.A., was founded in 1863 as the First National Bank of Hamilton and was granted charter number 56 on August 10, 1863, under the

National Bank Act The National Banking Acts of 1863 and 1864 were two United States federal banking acts that established a system of national banks, and created the United States National Banking System. They encouraged development of a national currency backed b ...

. The bank opened its first branch in Hamilton, Ohio and started business on August 15, 1863. In 1923, the bank's name was changed to First National Bank and Trust Company of Hamilton when the

trust Trust often refers to: * Trust (social science), confidence in or dependence on a person or quality It may also refer to: Business and law * Trust law, a body of law under which one person holds property for the benefit of another * Trust (bus ...

division was created. In 1980, the First National Bank of Hamilton consolidated operations with the First National Bank of Middletown to form the First National Bank of Southwestern Ohio. The acquisition of smaller institutions allowed it to expand outside Butler County. First Financial Bancorp, a

holding company A holding company is a company whose primary business is holding a controlling interest in the securities of other companies. A holding company usually does not produce goods or services itself. Its purpose is to own shares of other companies ...

, was formed in 1983. In 2008, First Financial Bancorp relocated its headquarters to

Norwood Norwood may refer to: Places Australia * Norwood, South Australia, a suburb of Adelaide ** Norwood Football Club, an Australian rules football club * Electoral district of Norwood, a state electoral district in South Australia * Norwood, Tas ...

while the headquarters for the bank remained in Hamilton. The following year, the holding company moved their headquarters to the Atrium One building in

Downtown Cincinnati Downtown Cincinnati is the central business district of Cincinnati, Ohio, as well the economic and symbiotic center of the Cincinnati metropolitan area. It also contains a number of urban neighborhoods in the low land area between the Ohio R ...

before finally settling into the Chemed Center building, renamed First Financial Center, in 2011. In July 2017, First Financial agreed to purchase

Greensburg, Indiana Greensburg is a city in and the county seat of Decatur County, Indiana. The population was 11,492 at the time of the 2010 census. History Greensburg was laid out in 1822. The founder, Thomas Hendricks Sr.'s wife being a native of Greensburg, Pe ...

based MainSource Bank for $1 billion, making First Financial the fourth-largest bank in Cincinnati, and the second-largest local bank. The combined organization will continue to be called First Financial Bancorp. The acquisition was finalized on April 2, 2018. All MainSource computer systems and deposits were transitioned to First Financial on May 29, 2018.

References

External links

* Banks based in Ohio American companies established in 1863 Banks established in 1863 Companies listed on the Nasdaq Companies based in Cincinnati {{US-bank-stub