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EFaktura
eFaktura is a Norwegian electronic billing system issued by Nets Branch Norway AS (Nets). The system involves both business-to-customer (B2C) systems, branded as eFaktura, and business-to-business (B2B) branded as eFaktura B2B. The system is built upon the bankgiro system used for online banking. Use of eFaktura require the customer to use an online banking system from a Norwegian bank. Because all banks are connected to BBS, there is no discrimination between customers of different banks. Any company or organisation can sign an eFaktura agreement with their bank (though usually for a typically five-digit NOK Nok is a village in Jaba Local Government Area of Kaduna State, Nigeria. The village is an archeological site. Archaeology The discovery of terracotta figurines at this location caused its name to be used for the Nok culture, of which these ... startup fee) and send electronic bills to any client as long as they have a Norwegian online banking account. There is n ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Efaktura Logo
eFaktura is a Norwegian electronic billing system issued by Nets Branch Norway AS (Nets). The system involves both business-to-customer (B2C) systems, branded as eFaktura, and business-to-business (B2B) branded as eFaktura B2B. The system is built upon the bankgiro system used for online banking. Use of eFaktura require the customer to use an online banking system from a Norwegian bank. Because all banks are connected to BBS, there is no discrimination between customers of different banks. Any company or organisation can sign an eFaktura agreement with their bank (though usually for a typically five-digit NOK startup fee) and send electronic bills to any client as long as they have a Norwegian online banking account. There is no requirement for the two to use the same bank. The ordinary eFaktura includes a specification of the bill, and the entire bill or invoice An invoice, bill or tab is a commercial document issued by a seller to a buyer relating to a sale transactio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankgiro
Bankgiro is a Norwegian giro system used by all banks in the country, managed by Bankenes Betalingssentral (BBS). The system allows arbitrary transactions between private accounts in all Norwegian accounts using Norwegian krone. It is optimised for online banking, though it is also available via the post ( Brevgiro), using a telephone ( Telegiro) or based on automation, including the services Avtalegiro, Autogiro and eFaktura. The system dates back to 1973 when the commercial bank A commercial bank is a financial institution which accepts deposits from the public and gives loans for the purposes of consumption and investment to make profit. It can also refer to a bank, or a division of a large bank, which deals with cor ...s and the saving banks created a common system that could compete with the Postgiro system used by the postal bank, Postbanken. Use of Bankgiro was free until 1985. In the late 1990s, Postgiro was bought out by BBS and Postbanken went over to using B ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Billing
Electronic billing or electronic bill payment and presentment, is when a seller such as company, organization, or group sends its bills or invoices over the internet, and customers pay the bills electronically. This replaces the traditional method where invoices were sent in paper form and payments were done by manual means such as sending cheques. There are a number of advantages to electronic billing that include the faster presentation of invoices and reductions in costs in handling paper document. However to take full advantage of electronic billing both seller and buyer need to have in place computer systems able to handle electronic billing and have access to financial institutions that can do electronic payments. History The development of electronic billing and payments started in the late 20th century, and whilst its exact origins are unclear, it is generally agreed that development of electronic billing coincided with the rise of the Information Age. It went hand i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nets Branch Norway AS
Nets may refer to: *The plural of any net *Brooklyn Nets, an NBA basketball team NETS as an acronym may refer to: * NETS (company), Network for Electronic Transfers, a cashless payment system in Singapore * Neuroendocrine tumors * Newborn Emergency Transport Service, an Australian medical service * Negative Emission Technologies, removing greenhouse gases from the atmosphere * New English Translation of the Septuagint, a translation of koine Greek scriptures * New Europe Transmission System, a proposed joint natural gas transmission network * Nazareth Evangelical Theological Seminary (NETS), an evangelical seminary in Israel * Neutrophil extracellular traps * Singh Program in Networked & Social Systems Engineering (NETS), a degree program offered by the University of Pennsylvania See also * NET (other) Net or net may refer to: Mathematics and physics * Net (mathematics), a filter-like topological generalization of a sequence * Net, a linear system of divisors of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Business-to-business
Business-to-business (B2B or, in some countries, BtoB) is a situation where one business makes a commercial transaction with another. This typically occurs when: * A business is sourcing materials for their production process for output (e.g., a food manufacturer purchasing salt), i.e. providing raw material to the other company that will produce output. * A business needs the services of another for operational reasons (e.g., a food manufacturer employing an accountancy firm to audit their finances). * A business re-sells goods and services produced by others (e.g., a retailer buying the end product from the food manufacturer). B2B is often contrasted with business-to-consumer (B2C). In B2B commerce, it is often the case that the parties to the relationship have comparable negotiating power, and even when they do not, each party typically involves professional staff and legal counsel in the negotiation of terms, whereas B2C is shaped to a far greater degree by economic impli ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Online Banking
Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of traditional branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a branch network and offers greater convenience to some customers by lessening the need to visit a branch bank as well as the convenience of being able to perform banking transactions even when branches are closed. Internet banking provides personal and corporate banking services offering features such as viewing account balances, obtaining statements, checking recent transactions, transferring money between accounts, and m ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Norwegian Krone
The krone (, abbreviation: kr (also NKr for distinction); code: NOK), plural ''kroner'', is currency of the Kingdom of Norway (including Svalbard). Traditionally known as the Norwegian crown in English. It is nominally subdivided into 100 '' øre'', although the last coins denominated in øre were withdrawn in 2012. The krone was the thirteenth-most-traded currency in the world by value in April 2010, down three positions from 2007. The Norwegian krone is also informally accepted in many shops in Sweden and Finland that are close to the Norwegian border, and also in some shops in the Danish ferry ports of Hirtshals and Frederikshavn. Norwegians spent 14.1 billion NOK on border shopping in 2015 compared to 10.5 billion NOK spent in 2010. Border shopping is a fairly common practice amongst Norwegians, though it is seldom done on impulse. Money is spent mainly on food articles, alcohol, and tobacco, in that order, usually in bulk or large quantities. This is due to consid ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Invoice
An invoice, bill or tab is a commercial document issued by a seller to a buyer relating to a sale transaction and indicating the products, quantities, and agreed-upon prices for products or services the seller had provided the buyer. Payment terms are usually stated on the invoice. These may specify that the buyer has a maximum number of days to pay and is sometimes offered a discount if paid before the due date. The buyer could have already paid for the products or services listed on the invoice. To avoid confusion and consequent unnecessary communications from buyer to seller, some sellers clearly state in large and capital letters on an invoice whether it has already been paid. From a seller's point of view, an invoice is a ''sales invoice''. From a buyer's point of view, an invoice is a ''purchase invoice''. The document indicates the buyer and seller, but the term ''invoice'' indicates money is owed ''or'' owing. Within the European Union, an invoice is primarily l ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payment Systems
A payment system is any system used to settle financial transactions through the transfer of monetary value. This includes the institutions, instruments, people, rules, procedures, standards, and technologies that make its exchange possible.Biago Bossone and Massimo Cirasino, "The Oversight of the Payment Systems: A Framework for the Development and Governance of Payment Systems in Emerging Economies"The World Bank, July 2001, p.7 A common type of payment system, called an operational network, links bank accounts and provides for monetary exchange using bank deposits. Some payment systems also include credit mechanisms, which are essentially a different aspect of payment. Payment systems are used in lieu of tendering cash in domestic and international transactions. This consists of a major service provided by banks and other financial institutions. Traditional payment systems include negotiable instruments such as drafts (e.g., cheques) and documentary credits such as let ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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