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eFaktura is a Norwegian
electronic billing Electronic billing or electronic bill payment and presentment, is when a seller such as company, organization, or group sends its bills or invoices over the internet, and customers pay the bills electronically. This replaces the traditional meth ...
system issued by Nets Branch Norway AS (Nets). The system involves both business-to-customer (B2C) systems, branded as eFaktura, and
business-to-business Business-to-business (B2B or, in some countries, BtoB) refers to trade and commercial activity where a business sees other businesses as its customer base. This typically occurs when: * A business sources materials for its production process for ...
(B2B) branded as eFaktura B2B. The system is built upon the
bankgiro Bankgiro is a Norwegian giro system used by all banks in the country, managed by Bankenes Betalingssentral (BBS). The system allows arbitrary transactions between private accounts in all Norwegian accounts using Norwegian krone. It is optimised fo ...
system used for
online banking Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institut ...
. Use of eFaktura require the customer to use an online banking system from a Norwegian bank. Because all banks are connected to BBS, there is no discrimination between customers of different banks. Any company or organisation can sign an eFaktura agreement with their bank (though usually for a typically five-digit
NOK Nok is a village in Jaba, Nigeria, Jaba Local Government Area of Kaduna State, Nigeria. The village is an archeological site. Archaeology The discovery of terracotta figurines at this location caused its name to be used for the Nok culture, ...
startup fee) and send electronic bills to any client as long as they have a Norwegian online banking account. There is no requirement for the two to use the same bank. The ordinary eFaktura includes a specification of the bill, and the entire bill or
invoice An invoice, bill, tab, or bill of costs is a commercial document that includes an itemized list of goods or services furnished by a seller to a buyer relating to a sale transaction, that usually specifies the price and terms of sale, quanti ...
can be seen in the online banking system, and printed if so desired. eFaktura was launched in 2000. For companies the eFaktura B2B has been developed. Companies using electronic billing need to be able to import the invoice directly into the
accounting software Accounting software is a computer program that maintains accounting, account books on computers, including recording Financial transaction, transactions and Balance (accounting), account balances. It may depend on virtual thinking. Depending on ...
of the company. Nets offers services to send out paper bills to any company not able to receive electronic billing. eFaktura B2B was launched in 2006.


External links


eFaktura web site

Companies offering eFaktura
{{in lang, no Payment systems Bankgiro Banking in Norway