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Bankgiro
Bankgiro is a Norwegian giro system used by all banks in the country, managed by Bankenes Betalingssentral (BBS). The system allows arbitrary transactions between private accounts in all Norwegian accounts using Norwegian krone. It is optimised for online banking, though it is also available via the post (Brevgiro), using a telephone (Telegiro) or based on automation, including the services Avtalegiro, Autogiro and eFaktura. The system dates back to 1973, when the commercial banks and the saving banks created a common system, that could compete with the Postgiro system used by the postal bank, Postbanken. Use of Bankgiro was free until 1985. In the late 1990s, Postgiro was bought out by BBS and Postbanken went over to using Bankgiro. See also * Bankgirot Bankgirot is a proprietary clearing system (a Giro (banking), giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates. The clearing system is connected with the b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankgirot
Bankgirot is a proprietary clearing system (a Giro (banking), giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates. The clearing system is connected with the banks enabling payments to be received directly into bank accounts. Swedish Bankgiro numbers are in principle only short versions of bank account numbers. They have seven or eight digits. Bankgiro numbers can't be used when paying from other countries or in other currencies than SEK. Instead the IBAN number of the actual bank account should be used for that. History Bankgirot was started in 1959. Postgirot (now called PlusGirot), the main competitor, having its own account system, was not able to offer deposits into bank accounts and still does not generally do so except to Nordea bank accounts. Nordea was obliged to withdraw from involvement in Bankgirocentralen's operations related to Bankgirot for competitive reasons when it acquired Postgirot Bank (now PlusGir ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankgiro
Bankgiro is a Norwegian giro system used by all banks in the country, managed by Bankenes Betalingssentral (BBS). The system allows arbitrary transactions between private accounts in all Norwegian accounts using Norwegian krone. It is optimised for online banking, though it is also available via the post (Brevgiro), using a telephone (Telegiro) or based on automation, including the services Avtalegiro, Autogiro and eFaktura. The system dates back to 1973, when the commercial banks and the saving banks created a common system, that could compete with the Postgiro system used by the postal bank, Postbanken. Use of Bankgiro was free until 1985. In the late 1990s, Postgiro was bought out by BBS and Postbanken went over to using Bankgiro. See also * Bankgirot Bankgirot is a proprietary clearing system (a Giro (banking), giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates. The clearing system is connected with the b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
EFaktura
eFaktura is a Norwegian electronic billing system issued by Nets Branch Norway AS (Nets). The system involves both business-to-customer (B2C) systems, branded as eFaktura, and business-to-business (B2B) branded as eFaktura B2B. The system is built upon the bankgiro system used for online banking. Use of eFaktura require the customer to use an online banking system from a Norwegian bank. Because all banks are connected to BBS, there is no discrimination between customers of different banks. Any company or organisation can sign an eFaktura agreement with their bank (though usually for a typically five-digit NOK startup fee) and send electronic bills to any client as long as they have a Norwegian online banking account. There is no requirement for the two to use the same bank. The ordinary eFaktura includes a specification of the bill, and the entire bill or invoice can be seen in the online banking system, and printed if so desired. eFaktura was launched in 2000. For companies th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Commercial Bank
A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit. It can also refer to a bank or a division of a larger bank that deals with wholesale banking to corporations or large or middle-sized businesses, to differentiate from retail banks and investment banks. Commercial banks include private sector banks and public sector banks. However, central banks function differently from commercial banks, despite a common misconception known as the "bank analogy". Unlike commercial banks, central banks are not primarily focused on generating profits and cannot become insolvent in the same way as commercial banks in a fiat currency system. History The name ''bank'' derives from the Italian word ''banco'' 'desk/bench', used during the Italian Renaissance era by Florentine bankers, who used to carry out their transactions on a desk covered by a green tablecloth. However, traces of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
BBS Autotechnik
BBS Autotechnik GmbH, formerly known as BBS Kraftfahrzeugtechnik AG (English: BBS Autotechnique GmbH, previously BBS Automotive Technology AG), is a high-performance automobile wheel design company headquartered in Schiltach, Germany. BBS produces wheels for motorsport, OEM, and aftermarket applications. The company is often credited as pioneering the three-piece wheel and advancing the aluminum wheel industry over many decades, and remains one of the largest producers of automobile wheels in the world. It is a part of KW Automotive since 2021. The company employs approximately 1,200 employees worldwide (2018). BBS was traded on the Frankfurt Stock Exchange (Symbol: BKS3) with a market capitalization of €8.15M. History BBS Kraftfahrzeugtechnik AG began in 1970 in Schiltach, Germany, by Heinrich Baumgartner and Klaus Brand as a manufacturing plant for plastic auto body parts. The initials BBS are based on the last names of the two founders and the city in which the co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Postbanken
Postbanken (lit. The Postal Bank) was a Norwegian postal savings bank. The bank offered its services through the Norwegian post office. It was first merged into DNB ASA as a subsidiary, and then dissolved in 2011. History Postbanken was founded in 1948 after major political battle as Norges Postsparebank with the goal to incurate to savings, though the maximum amount allowed to be saved per person was set to NOK 10,000. In 1948, the bank had services provided at 3,600 post offices and post outlets. The first loans were often large and given to investments in rural areas. Until 1999, the bank was owned by the Government of Norway The Council of State () is a formal body composed of the most senior government minister (government), ministers chosen by the Prime Minister of Norway, Prime Minister, and functions as the collective decision-making organ constituting the Go ..., but then it was merged with DnB NOR. The bank dissolved in 2011. In 2001, the Postal Giro Syste ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Postgiro
A giro transfer, often shortened to giro (), is a payment transfer between current bank accounts and initiated by the payer, not the payee. The debit card has a similar model. Giros are primarily used in Europe; although electronic payment systems exist in the United States (e.g., the Automated Clearing House), it is not possible to perform third-party transfers with them. In the European Union, the Single Euro Payments Area (SEPA) allows electronic giro or debit card payments in euros to be executed to any euro bank account in the area. Name The word "giro" is borrowed from Dutch and/or German , which are both from the Italian meaning "circulation of money". The Italian term comes via the Latin meaning "gyre" from the Greek meaning "circle". History and concept Giro systems originated in Ptolemaic Egypt in the 4th century BCE, where state granary deposits functioned as an early banking system with a central bank in Alexandria accepting giro payments. Giro was a comm ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sparebank
Sparebank is a type of Norwegian savings bank without external owners. The Norwegian sparebanks are a separate type of juridical entity that differ from commercial banks and are more similar to cooperative banks. , there were a total of 123 savings banks in Norway. History The first savings bank was created in 1822, and in the following 75 years savings banks were set up in most municipalities of Norway. The banks had both a savings upbringing function for the commoners (so they did not have to burden society when they got sick and old) and served an important part in local communities development and self-financing. Historically the savings banks concentrated on private customers, combined with small businesses and the primary sector. Loans were financed through deposits. Today the differences between savings banks and commercial banks are smaller, partially because savings banks now can issue stock-like '' grunnfondsbevis'' where the owners are both given dividend and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Norway
Norway, officially the Kingdom of Norway, is a Nordic countries, Nordic country located on the Scandinavian Peninsula in Northern Europe. The remote Arctic island of Jan Mayen and the archipelago of Svalbard also form part of the Kingdom of Norway. Bouvet Island, located in the Subantarctic, is a Dependencies of Norway, dependency, and not a part of the Kingdom; Norway also Territorial claims in Antarctica, claims the Antarctic territories of Peter I Island and Queen Maud Land. Norway has a population of 5.6 million. Its capital and largest city is Oslo. The country has a total area of . The country shares a long eastern border with Sweden, and is bordered by Finland and Russia to the northeast. Norway has an extensive coastline facing the Skagerrak strait, the North Atlantic Ocean, and the Barents Sea. The unified kingdom of Norway was established in 872 as a merger of Petty kingdoms of Norway, petty kingdoms and has existed continuously for years. From 1537 to 1814, Norway ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Giro (banking)
A giro transfer, often shortened to giro (), is a payment transfer between Transaction account, current bank accounts and initiated by the payer, not the payee. The debit card has a similar model. Giros are primarily used in Europe; although electronic payment systems exist in the United States (e.g., the Automated Clearing House), it is not possible to perform third-party transfers with them. In the European Union, the Single Euro Payments Area (SEPA) allows electronic giro or debit card payments in euros to be executed to any euro bank account in the area. Name The word "giro" is borrowed from Dutch language, Dutch and/or German language, German , which are both from the Italian language, Italian meaning "circulation of money". The Italian term comes via the Latin meaning "gyre" from the Greek meaning "circle". History and concept Giro systems originated in Ptolemaic Egypt in the 4th century BCE, where state granary deposits functioned as an early banking system with ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Telephone
A telephone, colloquially referred to as a phone, is a telecommunications device that enables two or more users to conduct a conversation when they are too far apart to be easily heard directly. A telephone converts sound, typically and most efficiently the human voice, into electronic signals that are transmitted via Electrical cable, cables and other communication channels to another telephone which reproduces the sound to the receiving user. The term is derived from and (, ''voice''), together meaning ''distant voice''. In 1876, Alexander Graham Bell was the first to be granted a United States patent for a device that produced clearly intelligible replication of the human voice at a second device. This instrument was further developed by many others, and became rapidly indispensable in business, government, and in households. The essential elements of a telephone are a microphone (''transmitter'') to speak into and an earphone (''receiver'') which reproduces the voice a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mail
The mail or post is a system for physically transporting postcards, letter (message), letters, and parcel (package), parcels. A postal service can be private or public, though many governments place restrictions on private systems. Since the mid-19th century, national postal systems have generally been established as a government monopoly, with a fee on the article prepaid. Proof of payment is usually in the form of an adhesive postage stamp, but a postage meter is also used for bulk mailing. Postal authorities often have functions aside from transporting letters. In some countries, a Postal Telegraph and Telephone, postal, telegraph and telephone (PTT) service oversees the postal system, in addition to telephone and telegraph systems. Some countries' postal systems allow for savings accounts and handle applications for passports. The Universal Postal Union (UPU), established in 1874, includes 192 member countries and sets the rules for international mail exchanges as a List of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
