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DuTrac Community Credit Union
DuTrac Community Credit Union (DCCU) is an American non-profit cooperative financial institution based in Dubuque, Iowa. DCCU serves 34 counties in Iowa, Illinois, and Wisconsin. It was ranked in the top 1% of credit unions by Callahan & Associates in 2014. , DCCU was ranked as the 5th largest credit union in Iowa and was the 419th largest credit union in the United States by LendingTree. DCCU is governed by a volunteer board, according to the National Credit Union Administration.National Credit Union Administration (NCUA). “NCUA Profile Form 4501A.” NCUA, Sept. 2023. Member deposits up to $250,000 at DuTrac are insured through the National Credit Union Share Insurance Fund. History The company was founded in 1946 by employees of Dubuque Tractor Works. In 2022, a branch office in Bettendorf, Iowa Bettendorf is a city in Scott County, Iowa, United States. The population was 39,102 at the 2020 census. Bettendorf is the fifth of the Quad Cities along the Mississippi R ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Dubuque, Iowa
Dubuque (, ) is a city in Dubuque County, Iowa, United States, and its county seat. The population was 59,667 at the 2020 United States census. The city lies along the Mississippi River at the junction of Iowa, Illinois, and Wisconsin, a region locally known as the Tri-State Area. It serves as the main commercial, industrial, educational, and cultural center for the area. Geographically, it is part of the Driftless Area, a portion of North America that escaped all three phases of the Wisconsin Glaciation, resulting in a hilly topography unlike most of the Midwestern United States. Dubuque is a regional tourist destination featuring the city's unique architecture, casinos, and riverside location. It is home to five institutions of higher education. While Dubuque has historically been a center of manufacturing, the local economy also includes health care, publishing, and financial service sectors. History Spain gained control of the Louisiana Territory west of the Mississippi R ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Institution
A financial institution, sometimes called a banking institution, is a business entity that provides service as an intermediary for different types of financial monetary transactions. Broadly speaking, there are three major types of financial institution: # Depository institution – deposit (finance), deposit-taking institution that accepts and manages deposits and makes loans, including bank, building society, credit union, trust company, and mortgage broker; # Contractual institution – insurance company and pension fund # Investment institution – investment banking, investment bank, underwriter, and other different types of financial entities managing investments. Financial institutions can be distinguished broadly into two categories according to ownership structure: * commercial bank * cooperative banking, cooperative bank Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business str ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Iowa
Iowa ( ) is a U.S. state, state in the upper Midwestern United States, Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Illinois to the east and southeast, Missouri to the south, Nebraska to the west, South Dakota to the northwest, and Minnesota to the north. Iowa is the List of U.S. states and territories by area, 26th largest in total area and the List of U.S. states and territories by population, 31st most populous of the List of states and territories of the United States, 50 U.S. states, with a population of 3.19 million. The state's List of capitals in the United States, capital, List of cities in Iowa, most populous city, and largest List of metropolitan statistical areas, metropolitan area fully located within the state is Des Moines, Iowa, Des Moines. A portion of the larger Omaha–Council Bluffs metropolitan area, Omaha, Nebraska, metropolitan area ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Illinois
Illinois ( ) is a U.S. state, state in the Midwestern United States, Midwestern United States. It borders on Lake Michigan to its northeast, the Mississippi River to its west, and the Wabash River, Wabash and Ohio River, Ohio rivers to its south. Of the fifty U.S. states, Illinois has the List of U.S. states and territories by GDP, fifth-largest gross domestic product (GDP), the List of U.S. states and territories by population, sixth-largest population, and the List of U.S. states and territories by area, 25th-most land area. Its capital city is Springfield, Illinois, Springfield in the center of the state, and the state's largest city is Chicago in the northeast. Present-day Illinois was inhabited by Indigenous peoples of the Americas#History, Indigenous cultures for thousands of years. The French were the first Europeans to arrive, settling near the Mississippi and Illinois River, Illinois rivers in the 17th century Illinois Country, as part of their sprawling colony of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wisconsin
Wisconsin ( ) is a U.S. state, state in the Great Lakes region, Great Lakes region of the Upper Midwest of the United States. It borders Minnesota to the west, Iowa to the southwest, Illinois to the south, Lake Michigan to the east, Michigan to the northeast, and Lake Superior to the north. With a population of about 6 million and an area of about 65,500 square miles, Wisconsin is the List of U.S. states and territories by population, 20th-largest state by population and the List of U.S. states and territories by area, 23rd-largest by area. It has List of counties in Wisconsin, 72 counties. Its List of municipalities in Wisconsin by population, most populous city is Milwaukee; its List of capitals in the United States, capital and second-most populous city is Madison, Wisconsin, Madison. Other urban areas include Green Bay, Wisconsin, Green Bay, Kenosha, Wisconsin, Kenosha, Racine, Wisconsin, Racine, Eau Claire, Wisconsin, Eau Claire, and the Fox Cities. Geography of Wiscon ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Unions In The United States
Credit unions in the United States served 100 million members, comprising 43.7% of the economically active population, in 2014. U.S. credit unions are not-for-profit, cooperative, tax-exempt organizations. The clients of the credit unions become partners of the financial institution and their presence focuses in certain neighborhoods because they center their services in one specific community. As of March 2020, the largest American credit union was Navy Federal Credit Union, serving U.S. Department of Defense employees, contractors, and families of servicepeople, with over $125 billion in assets and over 9.1 million members. Total credit union assets in the U.S. reached $1 trillion as of March 2012. Approximately 236,000 people were directly employed by credit unions per data derived from the 2012 National Credit Union Administration (NCUA) Credit Union Directory. As of 2019, there were 5,236 federally insured credit unions with 120.4 million members, and deposits of $1.22 tri ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
LendingTree
LendingTree, Inc. is an online lending marketplace, founded in 1996 and headquartered in Charlotte, North Carolina. The business platform allows potential borrowers to connect with multiple lender, loan operators to find optimal terms for loans, credit cards, deposit accounts, insurance, etc. LendingTree allows borrowers to shop and compare competitive rates and terms across an array of financial products. Other additional services include financing tools, comparative loan searches and borrowing information. History Founding After graduating from Bucknell University, Doug Lebda went to work for PricewaterhouseCoopers in Pittsburgh as an auditor and consultant. During the process of purchasing his first home via a mortgage, he found the process of comparing numerous resources time-consuming. Lebda sought a better way to improve this process in the marketplace. Lebda subsequently started CreditSource USA in late 1996; a year later the new company was rebranded as LendingTree. In 19 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Board Of Directors
A board of directors is a governing body that supervises the activities of a business, a nonprofit organization, or a government agency. The powers, duties, and responsibilities of a board of directors are determined by government regulations (including the jurisdiction's corporate law) and the organization's own constitution and by-laws. These authorities may specify the number of members of the board, how they are to be chosen, and how often they are to meet. In an organization with voting members, the board is accountable to, and may be subordinate to, the organization's full membership, which usually elect the members of the board. In a stock corporation, non-executive directors are elected by the shareholders, and the board has ultimate responsibility for the management of the corporation. In nations with codetermination (such as Germany and Sweden), the workers of a corporation elect a set fraction of the board's members. The board of directors appoints the ch ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Credit Union Administration
The National Credit Union Administration (NCUA) is an American government-backed insurer of Credit unions in the United States, credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation (FDIC), which insures commercial banks and savings institutions. The NCUA is an Independent agencies of the United States government, independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liq ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Credit Union Share Insurance Fund
The National Credit Union Share Insurance Fund provides deposit insurance to protect the accounts of credit union members at federally insured institutions in the United States. Created in 1970, the Share Insurance Fund is administered by the National Credit Union Administration, an independent federal financial regulator. The Share Insurance Fund is funded completely by participating credit unions, and not one penny of insured savings has ever been lost by a member of a federally insured credit union. The Share Insurance Fund is backed by the full faith and credit of the United States government. As of December 2016, Share Insurance Fund insured an estimated $1 trillion in member shares in more than 5,800 federally insured credit unions. Funding, premiums and dividends In 1970, Congress, approved, and then President Richard M. Nixon signed, Public Law 91-206, creating the National Credit Union Administration as an independent federal financial regulator. Soon after, Congre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Branch Office
A branch office is an outlet of a company or, more generally, an organization that – unlike a subsidiary – does not constitute a separate legal entity, while being physically separated from the organization's main office. Branching is particularly widespread in banking and other financial institutions, where the products' complexity requires local offices to act more like an agency than as a separate company. A branch structure exposes the owning company to full taxability and legal liability In law, liable means "responsible or answerable in law; legally obligated". Legal liability concerns both Civil law (common law), civil law and criminal law and can arise from various areas of law, such as contracts, torts, taxes, or fines give ... in regard to the branch office's operations. References {{Authority control Types of business entity ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bettendorf, Iowa
Bettendorf is a city in Scott County, Iowa, United States. The population was 39,102 at the 2020 census. Bettendorf is the fifth of the Quad Cities along the Mississippi River, along with neighboring Davenport in Iowa and Moline, East Moline, and Rock Island in Illinois. The Quad Cities metropolitan area had a population of 467,817 in 2023. History Bettendorf lies in the original Wisconsin Territory, which the United States bought from the Sac and Fox Indians after defeating them in the Black Hawk War. The territory was ceded in the Black Hawk Purchase of 1832. The first European-American settlers established a village they called Lilienthal, after an early tavern and dance hall. The village of Gilbert developed alongside Lilienthal in 1858, honoring Elias Gilbert, who platted the original site. At that time, the residents were predominantly German immigrants and worked as farmers, skilled laborers, and small business owners. The two villages eventually combined to bec ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
