DuTrac Community Credit Union (DCCU) is an American non-profit cooperative

financial institution A financial institution, sometimes called a banking institution, is a business entity that provides service as an intermediary for different types of financial monetary transactions. Broadly speaking, there are three major types of financial ins ...

based in

Dubuque, Iowa Dubuque (, ) is a city in Dubuque County, Iowa, United States, and its county seat. The population was 59,667 at the 2020 United States census. The city lies along the Mississippi River at the junction of Iowa, Illinois, and Wisconsin, a region ...

. DCCU serves 34 counties in

Iowa Iowa ( ) is a U.S. state, state in the upper Midwestern United States, Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Ill ...

Illinois Illinois ( ) is a U.S. state, state in the Midwestern United States, Midwestern United States. It borders on Lake Michigan to its northeast, the Mississippi River to its west, and the Wabash River, Wabash and Ohio River, Ohio rivers to its ...

, and

Wisconsin Wisconsin ( ) is a U.S. state, state in the Great Lakes region, Great Lakes region of the Upper Midwest of the United States. It borders Minnesota to the west, Iowa to the southwest, Illinois to the south, Lake Michigan to the east, Michig ...

. It was ranked in the top 1% of

credit unions A credit union is a member-owned nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts ( cheque accounts), credit ...

by Callahan & Associates in 2014. , DCCU was ranked as the 5th largest credit union in Iowa and was the 419th largest credit union in the United States by

LendingTree LendingTree, Inc. is an online lending marketplace, founded in 1996 and headquartered in Charlotte, North Carolina. The business platform allows potential borrowers to connect with multiple lender, loan operators to find optimal terms for loans, ...

. DCCU is governed by a volunteer

board Board or Boards may refer to: Flat surface * Lumber, or other rigid material, milled or sawn flat ** Plank (wood) ** Cutting board ** Sounding board, of a musical instrument * Cardboard (paper product) * Paperboard * Fiberboard ** Hardboard, a ...

, according to the

National Credit Union Administration The National Credit Union Administration (NCUA) is an American government-backed insurer of Credit unions in the United States, credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. deposi ...

.National Credit Union Administration (NCUA). “NCUA Profile Form 4501A.” NCUA, Sept. 2023. Member deposits up to $250,000 at DuTrac are insured through the

National Credit Union Share Insurance Fund The National Credit Union Share Insurance Fund provides deposit insurance to protect the accounts of credit union members at federally insured institutions in the United States. Created in 1970, the Share Insurance Fund is administered by the Nat ...

History

The company was founded in 1946 by employees of Dubuque Tractor Works. In 2022, a

branch office A branch office is an outlet of a company or, more generally, an organization that – unlike a subsidiary – does not constitute a separate legal entity, while being physically separated from the organization's main office. Branching is particu ...

Bettendorf, Iowa Bettendorf is a city in Scott County, Iowa, United States. The population was 39,102 at the 2020 census. Bettendorf is the fifth of the Quad Cities along the Mississippi River, along with neighboring Davenport in Iowa and Moline, East Molin ...

, was opened.

References

Non-profit corporations Dubuque, Iowa Cooperative banks in the United States Cooperatives based in Iowa {{Bank-stub