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Delmar Divide
The Delmar Divide refers to Delmar Boulevard as a socioeconomic and racial dividing line in St. Louis, Missouri. The term was popularized outside Greater St. Louis by a four-minute documentary from the BBC. Delmar Blvd. is an east–west street with its western terminus in the municipality of Olivette, Missouri extending into the City of St. Louis. There is a dense concentration of eclectic commerce on Delmar Blvd. near the municipal borders of University City and St. Louis. This area is known as the Delmar Loop. Delmar Blvd. is referred to as a "divide" in reference to the dramatic difference in racial populations in the neighborhoods to its immediate north and south: as of 2012, residents south of Delmar are 73% white, while residents north of Delmar are 98% black, and because of corresponding distinct socioeconomic, cultural, and public policy differences. History of segregation in St. Louis The history of segregation in St. Louis is deeply rooted in systemic practices and pol ...
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Delmar Street
Delmar may refer to: Places in the United States *Delmar, Alabama *Delmar, Delaware * Delmar, Iowa *Delmar, Maryland *Delmar, Missouri *Delmar, New York * Delmar Township, Pennsylvania * Delmar, West Virginia *Delmar, Wisconsin *Delmar Loop, a neighborhood in St. Louis, Missouri **Delmar Boulevard, namesake of the neighborhood People * Delmar (surname) * Del Crandall (1930–2021), American Major League Baseball player and manager * Delmar DeLong (1931–1999), American lawyer and farmer * Delmar R. Lowell (1844–1912), American minister, Civil War veteran, historian, and genealogist * M. Delmar Ritchie (1875–1916), American football coach * Delmar Valleau (1917–2000), Canadian farmer and politician * Delmar Watson (1926–2008), American child actor and news photographer * George Koval (1913–2006), American spy for Soviet Union known as "Delmar" Other uses * Delmar station (other) * Delmar Independent School District * ''Delmar'' (album), the debut album of A ...
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LaClede Town
LaClede Town was a mixed-income, federally funded housing project in St. Louis, Missouri Missouri (''see #Etymology and pronunciation, pronunciation'') is a U.S. state, state in the Midwestern United States, Midwestern region of the United States. Ranking List of U.S. states and territories by area, 21st in land area, it border .... Located near St. Louis University, it opened in 1964. It incorporated a mix of housing types and had spaces dedicated to social interaction and artistic production. It was an intentionally diverse community with respect to residents' income and race/ethnicity. This experimental urban development was "cool, hip, cheap and populated by people committed to making integration work."Sweets, Ellen, "Laclede: An Experiment in Ethnic Harmony," The Seattle Times, Nov. 9, 1997. It became an incubator for new music, dance, poetry and other arts, especially jazz.Looker, Benjamin. ''"Point from which creation begins": The black Artists' Group of St. Louis.' ...
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Educational Inequality
Educational Inequality is the unequal distribution of academic resources, including but not limited to school funding, qualified and experienced teachers, booksphysical facilitiesand technologies, to socially excluded communities. These communities tend to be historically disadvantaged and oppressed. Individuals belonging to these marginalized groups are often denied access to schools with adequate resources and those that can be accessed are so distant from these communities. Inequality leads to major differences in the educational success or efficiency of these individuals and ultimately suppresses social and economic mobility. Inequality in education is broken down into different types: regional inequality, inequality by sex, inequality by social stratification, inequality by parental income, inequality by parent occupation, and many more. Measuring educational efficacy varies by country and even provinces/states within the country. Generally, grades, GPA test scores, other sc ...
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Wealth Gap
The distribution of wealth is a comparison of the wealth of various members or groups in a society. It shows one aspect of economic inequality or heterogeneity in economics, economic heterogeneity. The distribution of wealth differs from the income distribution in that it looks at the Distribution (economics), economic distribution of ownership of the assets in a society, rather than the current income of members of that society. According to the International Association for Research in Income and Wealth, "the world distribution of wealth is much more unequal than that of income." For rankings regarding wealth, see list of countries by wealth equality or list of countries by wealth per adult. Definition of wealth Wealth of an individual is defined as net worth, expressed as: wealth = assets − liability (financial accounting), liabilities A broader definition of wealth, which is rarely used in the measurement of wealth inequality, also includes human capital. For example ...
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Central West End
The Central West End is a Neighborhoods of St. Louis, Missouri, neighborhood in St. Louis, Missouri, stretching from Midtown St. Louis, Midtown's western edge to Union Boulevard and bordering on Forest Park (St. Louis), Forest Park with its array of free cultural institutions. It includes the Cathedral Basilica of Saint Louis (the New Cathedral) on Lindell Boulevard at Newstead Avenue, which houses the second-largest collection of mosaics in the world. The Central West End sits entirely within the 9th Ward. Notable people Playwright Tennessee Williams grew up in the neighborhood, and the house of the renowned poet T. S. Eliot is located in the Central West End. Beat writer William S. Burroughs's childhood home sits on Pershing Avenue (formerly Berlin Avenue) in the neighborhood. It is often mistaken as the location of Sally Benson's home, 5135 Kensington Avenue, which is the setting of her stories which were adapted into the movie ''Meet Me in St. Louis.'' 5135 Kensington Aven ...
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NationsBank
NationsBank was one of the largest banking corporations in the United States, based in Charlotte, North Carolina. The company named NationsBank was formed through the merger of several other banks in 1991, and prior to that had been through multiple iterations. Its oldest predecessor companies had been Commercial National Bank (CNB), formed in 1874, and American Trust Company founded in 1909. In 1998, NationsBank acquired BankAmerica, and modified that better-known name to become Bank of America Corporation. The CEO of NationsBank throughout its entire existence was Hugh McColl, who led the merger with BankAmerica and became the first CEO of the present-day Bank of America. History Background and founding NationsBank traced its roots to two banks in Charlotte. Commercial National Bank (CNB), the earliest forerunner of NationsBank, was formed in 1874. American Trust Company was founded a few blocks down Tryon Street in 1909. In 1957, American Trust merged with Commercial ...
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Community Reinvestment Act
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, ''et seq.'') is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.Text of Housing and Community Development Act of 1977 — Title VIII (Community Reinvestment)
Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as

Boatmen's Bancshares
Boatmen's Bancshares Inc. was one of the 30 largest bank holding companies in the United States when it was acquired by NationsBank in 1996. Until its acquisition, Boatmen's traded on NASDAQ with the ticker BOAT. The company, founded in St. Louis, Missouri, in 1847, claimed to be the oldest bank west of the Mississippi River at the time of its acquisition. History The bank was founded by George Knight Budd whose family had a fortune based in Philadelphia on the East Coast. He was to serve as St. Louis councilman and arranged for the purchase of the land that now forms the municipal building complex including the St. Louis City Hall. According to company legend, Budd started Boatmen's Savings Institution to help the working class; many of whom worked on riverboats on the Mississippi. The bank received its state charter on February 16, 1847, and offered 3 percent interest on deposits and invested the first $1,000 in a city bond that paid 6 percent. Its early history was marked b ...
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Urban Decay
Urban decay (also known as urban rot, urban death or urban blight) is the sociological process by which a previously functioning city, or part of a city, falls into disrepair and decrepitude. There is no single process that leads to urban decay. Aspects and causes Urban decay can include the following aspects: * Industrialization * Deindustrialization * Population decline or Human overpopulation, overpopulation * Counterurbanization * Economic restructuring * Abandoned buildings or infrastructure * High local unemployment * Increased poverty * Fragmented families * Low overall Standard of living, living standards or quality of life * Political disenfranchisement * Crime (e.g., Gang, gang activity, corruption, and drug-related crime) * Large and/or less regulated populations of urban wildlife (e.g., abandoned pets, Feral, feral animals, and Semi-feral, semi-feral animals) * Elevated levels of pollution (e.g., air pollution, noise pollution, water pollution, and light pollution ...
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Washington University In St
Washington most commonly refers to: * George Washington (1732–1799), the first president of the United States * Washington (state), a state in the Pacific Northwest of the United States * Washington, D.C., the capital of the United States ** A metonym for the federal government of the United States ** Washington metropolitan area, the metropolitan area centered on Washington, D.C. Washington may also refer to: Places England * Washington Old Hall, ancestral home of the family of George Washington * Washington, Tyne and Wear, a town in the City of Sunderland metropolitan borough * Washington, West Sussex, a village and civil parish Greenland * Cape Washington, Greenland * Washington Land Philippines *New Washington, Aklan, a municipality *Washington, a barangay in Catarman, Northern Samar *Washington, a barangay in Escalante, Negros Occidental *Washington, a barangay in San Jacinto, Masbate *Washington, a barangay in Surigao City United States * Fort Washington (disambiguati ...
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Isolation Index
Isolation index measures the degree to which people inhabit geographic units inhabited primarily by members of their own group. It is usually denoted by I. It varies from 0 to 1.0 and is defined as the proportion of own-group members in the unit of the average person. In measuring black isolation, for example, a score of 1.0 means that the average black person lives in a neighborhood that is 100 percent black, and a score approaching 0 means that this person lives in a neighborhood where he or she is nearly the only black resident. They have been used in studies of racial segregation and ideological segregation. Isolation index is not invariant to relative size of group. Examples of isolation indices include Lieberson's isolation index and Bell's isolation index. Formula The formula to compute the isolation index is given by: I= \sum_^ \frac)(\frac)/math> where a_i is the population of group A in region i, b_i is the population of group B in region i, A is the total populat ...
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Dissimilarity Index
The index of dissimilarity is a demographic measure of the evenness with which two groups are distributed across component geographic areas that make up a larger area. A group is evenly distributed when each geographic unit has the same percentage of group members as the total population. The index score can also be interpreted as the percentage of one of the two groups included in the calculation that would have to move to different geographic areas in order to produce a distribution that matches that of the larger area. The index of dissimilarity can be used as a measure of segregation. A score of zero (0%) reflects a fully integrated environment; a score of 1 (100%) reflects full segregation. In terms of black–white segregation, a score of .60 means that 60 percent of blacks would have to exchange places with whites in other units to achieve an even geographic distribution. Index of dissimilarity is invariant to relative size of group. Basic formula The basic formula for the ...
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