Mutual Life Building (Seattle)
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The Mutual Life Building, originally known as the Yesler Building, is an historic office building located in
Seattle Seattle ( ) is the most populous city in the U.S. state of Washington and in the Pacific Northwest region of North America. With a population of 780,995 in 2024, it is the 18th-most populous city in the United States. The city is the cou ...
's Pioneer Square neighborhood that anchors the West side of the square. The building sits on one of the most historic sites in the city; the original location of
Henry Yesler Henry Leiter Yesler (December 2, 1810 – December 16, 1892) was an American entrepreneur and a politician, regarded as a founder of the city of Seattle. Yesler served two non-consecutive terms as Mayor of Seattle, and was the city's wealthiest ...
's cookhouse that served his sawmill in the early 1850s and was one of Seattle's first community gathering spaces. It was also the site of the first sermon delivered and first lawsuit tried in King County. By the late 1880s Yesler had replaced the old shanties with several substantial brick buildings including the grand Yesler-Leary Building, which would all be destroyed by the
Great Seattle Fire The Great Seattle Fire was a fire that destroyed the entire central business district of Seattle, Washington, on June 6, 1889. The conflagration lasted for less than a day, burning through the afternoon and into the night, during the same summer ...
in 1889. The realignment of First Avenue to reconcile Seattle's clashing street grids immediately after the fire would split Yesler's corner into two pieces; the severed eastern corner would become part of Pioneer Square park, and on the western lot Yesler would begin construction of his eponymous block in 1890 to house the First National Bank, which had previously been located in the Yesler-Leary Building. Portland brewer Louis Feurer began construction of a conjoined building to the west of Yesler's at the same time. Progress of both would be stunted and the original plans of architect Elmer H. Fisher were dropped by the time construction resumed in 1892. It would take 4 phases and 4 different architects before the building reached its final form in 1905. The Mutual Life Insurance Company of New York only owned the building from 1896 to 1909, but it would retain their name even after the company moved out in 1916. Though well maintained as an office building into the 1940s under the ownership of the Shafer Brothers, by the 1950s the building was largely vacant and deteriorating, becoming a poster child of the blight facing the Pioneer Square neighborhood and in the early 1960s was recognized as one of the most historically significant buildings on the square. The building became the birthplace of Seattle's historic preservation movement and was listed on the
National Register of Historic Places The National Register of Historic Places (NRHP) is the Federal government of the United States, United States federal government's official United States National Register of Historic Places listings, list of sites, buildings, structures, Hist ...
in 1970 as a contributing property in the Pioneer Square Historic District but was not fully restored until the early 1980s, which returned its use to office space.


History


Henry Yesler

In the wake of the
Great Seattle Fire The Great Seattle Fire was a fire that destroyed the entire central business district of Seattle, Washington, on June 6, 1889. The conflagration lasted for less than a day, burning through the afternoon and into the night, during the same summer ...
, the city took the opportunity to widen, raise and realign many downtown streets to reconcile the converging grids that met at Yesler Way which they had been attempting to fix for years. Yesler's property at 3 of the 4 corners of 1st and Yesler had stood in the way of these changes, and Yesler, being the frugal and stubborn man he was refused to surrender an inch of
right of way A right of way (also right-of-way) is a specific route that people, animals, vehicles, watercraft, or utility lines travel, or the legal status that gives them the right to do so. Rights-of-way in the physical sense include controlled-access h ...
. To firmly cement his property lines in 1883 he had one of Seattle's grandest buildings built on the corner that the city wanted to cut through, the Yesler-Leary Building. Designed by William E. Boone, the region's most prominent architect at the time, it was modeled after the triangular
Phelan Building The Phelan Building is an 11-story office building located at 760 Market Street in the Financial District of San Francisco, California. It has a triangular shape, similar to the Flatiron Building in Manhattan, New York City, with its tip at th ...
in
San Francisco San Francisco, officially the City and County of San Francisco, is a commercial, Financial District, San Francisco, financial, and Culture of San Francisco, cultural center of Northern California. With a population of 827,526 residents as of ...
. The First National Bank, later known as
Seafirst Bank Seafirst Corporation was an American bank holding company based in Seattle, Washington. Its banking subsidiary, Seafirst Bank, was the largest bank in Washington, with 235 branches and 497 ATMs across the state. Formed in 1929 via the merger ...
, opened in the corner and the building soon became a busy gathering place. Not long after the Yesler-Leary Building was completed an even larger 4-story annex of the same architecture with a central tower was proposed to fill the lot to the West between it and the Post Building, but these plans were shelved when Seattle's economy turned sour towards the end of 1884. A more conservative in style building known simply as the New Yesler Block (and also designed by Boone) would be built on the lot in 1888 but its life would be short lived. It is within the footprint of this building that the Mutual Life Building would eventually stand. Yesler finally agreed to sell his corner lot to the city and in order to remove the jog separating Front Street (1st Avenue) and Commercial Street (1st Avenue South), the street was cut through Yesler's corner, creating Pioneer Square Park and leaving him with a roughly rectangular corner parcel where most of the New Yesler Block had been. The Western 30 feet of that lot, which Yesler had sold to John Leary in 1881 for construction of the original Post Building, had been purchased by German native and
Portland, Oregon Portland ( ) is the List of cities in Oregon, most populous city in the U.S. state of Oregon, located in the Pacific Northwest region. Situated close to northwest Oregon at the confluence of the Willamette River, Willamette and Columbia River, ...
brewer Louis Feurer shortly after the fire for $35,000, who with Yesler would build their separate buildings with a unified appearance. About a year after the fire, after the dust had settled from regrades and widening, the two men began construction of their office buildings that would serve as the new home of the First National Bank as well as the Washington Savings Bank (No relation to Washington Mutual Savings). Yesler and Feurer both chose architect Elmer H. Fisher, who had designed for the latter the Pioneer Building and Bank of Commerce Buildings on neighboring corners of the square. In Fisher's original design Yesler's 6-story building and Feurer's 3-story building were to be clad in rusticated
Salt Lake A salt lake or saline lake is a landlocked body of water that has a concentration of salts (typically sodium chloride) and other dissolved minerals significantly higher than most lakes (often defined as at least three grams of salt per liter). I ...
red sandstone Sandstone is a clastic sedimentary rock composed mainly of sand-sized (0.0625 to 2 mm) silicate grains, cemented together by another mineral. Sandstones comprise about 20–25% of all sedimentary rocks. Most sandstone is composed o ...
, and would be the only buildings of their kind in the city. Feurer filed a permit for construction of his building in November 1889. Begun in late summer of 1890, construction proceeded slowly on Yesler's portion and a temporary roof was put over the completed first floor and basement as soon as it was fit for occupancy, with Feurer following suit. Despite reports at the time, the entire building would not be built at once, and not to the design originally proposed. By the time construction of the building recommenced in the summer of 1892, Fisher had suffered a series of legal and financial setbacks and was no longer practicing architecture. Emil De Neuf, former head draftsmen and now successor to Fisher, was retained by Yesler to draft a new design for the top 5 floors, to bring it more up to date; The upper floors would now be faced with buff
pressed brick ''Pressed'' is a 2011 Canadian crime drama film directed by Justin Donnelly and starring Luke Goss, Tyler Johnston, Jeffrey Ballard, and Michael Eklund. It is the debut directing project for Justin Donnelly. Plot Business executive Brian Parker ...
and only ''trimmed'' with red sandstone (this time sourced from
Portage, Wisconsin Portage is a city in Columbia County, Wisconsin, United States, and its county seat. The population was 10,581 at the 2020 census, making it the largest city in Columbia County. It is part of the Madison metropolitan area. Portage was named for ...
) to unify it with the base. The interiors were to be lavishly decorated in
marble Marble is a metamorphic rock consisting of carbonate minerals (most commonly calcite (CaCO3) or Dolomite (mineral), dolomite (CaMg(CO3)2) that have recrystallized under the influence of heat and pressure. It has a crystalline texture, and is ty ...
,
mahogany Mahogany is a straight- grained, reddish-brown timber of three tropical hardwood species of the genus ''Swietenia'', indigenous to the AmericasBridgewater, Samuel (2012). ''A Natural History of Belize: Inside the Maya Forest''. Austin: Universit ...
,
Spanish cedar Spanish might refer to: * Items from or related to Spain: **Spaniards are a nation and ethnic group indigenous to Spain **Spanish language, spoken in Spain and many countries in the Americas **Spanish cuisine **Spanish history **Spanish culture ...
,
glazed tile Porcelain tiles or ceramic tiles are either tiles made of porcelain, or relatively tough ceramic tiles made with a variety of materials and methods, that are suitable for use as floor tiles, or for walls. They have a low water absorption rate, g ...
and the most modern plumbing system in the city, ultimately making it more expensive than the original design. Wilmot, Middlebrook & Davis were awarded the $35,000 general contract for this next phase of construction which initially only covered the second and third floors before work would pause again. That September it was announced that instead of just adding the two floors and stopping again, the building would be completed to its full 6 story design at once. This expansion however, would not include Louis Feurer's portion of the building at 92 Yesler Way, then occupied by Hamm & Schmitz's Seattle Saloon; this part of the building would remain single-storied and under Feurer's ownership for another decade. Henry Yesler died in December 1892, within days of the completion of the building's structure, but it had yet to be furnished on the inside. Plastering and woodwork would be postponed until Yesler's estate could be sorted out and the first upstairs tenant, The Washington Club, wouldn't move in until the following September.


1896–1909: The Mutual Life Insurance Company

After three years of tumultuous legal battles over Henry Yesler's estate were finally settled, the first order of business was to auction off his many Seattle properties, which began in July 1895. Of these, the Yesler Building garnered the most interest from buyers. Although all sales from the estate were required to be public, it was largely understood that the
Mutual Life Insurance Company of New York The Mutual Life Insurance Company of New York (also known as Mutual of New York or MONY) was the oldest continuous writer of insurance policies in the United States. Incorporated in 1842, it was headquartered at 1740 Broadway, before becoming a ...
would be the highest bidder, and they won the building for $130,000. The Mutual Life Insurance Company, which had been established in New York in 1843, opened their Seattle branch in 1890 with Fred L. Stinson as agent. First located in the Safe Deposit Building at the foot of Cherry Street, they moved to the Bailey (now Broderick) Building about a year before purchasing the Yesler Building. Sherwood Gillespy, recently installed as Mutual Life's agent overseeing the entire Northwest region, moved his offices into the building in early January 1896 at which time the building officially became known as the Mutual Life Building. That July they hired prominent local architect William E. Boone, who at that point had mostly set his practice aside to focus on civic affairs, to supervise alterations to the building and completion of the top 3 floors. Their first major change to the building would be replacing the stone relief above the main entrance arch that once said "Yesler Building" with their own name. The redesign, prepared by the prominent New York firm of
Clinton and Russell Clinton and Russell was a well-known architectural firm founded in 1894 in New York City, United States. The firm was responsible for several New York City buildings, including some in Lower Manhattan. Biography Charles W. Clinton (1838†...
would give the building its current projecting copper
cornice In architecture, a cornice (from the Italian ''cornice'' meaning "ledge") is generally any horizontal decorative Moulding (decorative), moulding that crowns a building or furniture element—for example, the cornice over a door or window, ar ...
, not originally envisioned by Fisher or De Neuf; this work would be completed by the end of 1898. In July 1902, Mutual Life purchased Louis Feurer's 1-story building at 92 Yesler way for $50,000 with aims to expand the Mutual Life Building's floor space. On June 18, 1904, under the direction of agent Gillespy, work began on adding floors to the Feurer Building to bring it up to its neighbor's height. This final phase was designed to blend in seamlessly with the existing façade but would be built using "absolutely fireproof"
steel frame Steel frame is a building technique with a "skeleton frame" of vertical steel columns and horizontal I-beams, constructed in a rectangular grid to support the floors, roof and walls of a building which are all attached to the frame. The develop ...
construction that as well as serving as a structural anchor to the rest of the building could support up to 3 additional floors if the need arose. As Emil De Neuf was reducing his practice in the city, Gillespy turned to architect James E. Blackwell, who happened to be a tenant in the building. The Gribble & Skene Company were awarded the $80,000 general contract, which would eventually inflate to over $120,000. During this addition the entire ground floor underwent a modernization which saw the heavily rusticated sandstone of the building's ground floor shaved down and smoothed.


1909–1955: The Shafer Brothers

Following a 1907 law passed in New York State as a result of the
Armstrong Investigation The Armstrong Committee, formally the Joint Committee of the Senate and Assembly of the State of New York to Investigate and Examine into the Business and Affairs of Life Insurance Companies Doing Business in the State of New York was a committee e ...
that prohibited insurance companies based in that state from owning property, Mutual Life put the building up for sale through
Henry Broderick James Henry Broderick was an Irish Labour Party politician. He was first elected to Dáil Éireann as a Labour Party Teachta Dála (TD) for the Longford–Westmeath constituency at the June 1927 general election. He was re-elected at the S ...
. It was sold in 1909 to the Shafer Brothers for $350,000 in what was seen as one of the most lucrative sales in recent history. The Shafer Brothers, Issie and Julius, were clothing merchants by trade who had made their fortune outfitting miners during the Klondike Gold Rush and purchased the Mutual Life Building as a permanent investment, one of many Seattle buildings and properties they would eventually own as the Shafer Land Company. They established an office on the 4th floor and would maintain the building as first class office space for over 40 years. Mutual Life would retain a lease in the building for another decade before eventually moving uptown to the Stuart Building in the Metropolitan Tract in 1916 and later the 1411 4th Avenue Building. In May 1910, ground floor anchor tenant the First National Bank moved across Pioneer Square to larger quarters in the Pioneer Building. The space was next occupied by the State Bank of Seattle which would themselves move to larger uptown quarters in August 1914; it would be the last bank to leave the square, which at one time had one on nearly every corner. While the building remained mostly intact architecturally, The ground floor would be remodeled multiple times over the next several decades, updating and widening storefronts and removing most of the arches from the former banking space. On December 15, 1916, realtor Alexander Millar was found dead by a gunshot wound in his 5th floor office. First thought to be suicide, the killer,
Tucson, Arizona Tucson (; ; ) is a city in Pima County, Arizona, United States, and its county seat. It is the second-most populous city in Arizona, behind Phoenix, Arizona, Phoenix, with a population of 542,630 in the 2020 United States census. The Tucson ...
miner Herbert Stokes, turned himself and the murder weapon into police almost immediately (before the police chief could even finish reading out the report) claiming that he felt Millar was swindling him. The two men had gone into a partnership on a patent for a telephone directory advertisement index and Millar would be in charge of payouts, which were not forthcoming. After several warnings, Stokes stormed into Millar's office brandishing his revolver and demanding his papers for the patent back and after being brushed off, shot the unarmed Millar dead in his chair. He would later be charged with
manslaughter Manslaughter is a common law legal term for homicide considered by law as less culpable than murder. The distinction between murder and manslaughter is sometimes said to have first been made by the ancient Athenian lawmaker Draco in the 7th ce ...
. On May 10, 1917, another man, broker Max Freed, was found dead by a gunshot wound in his office; this time it was determined to be a suicide. During
World War I World War I or the First World War (28 July 1914 – 11 November 1918), also known as the Great War, was a World war, global conflict between two coalitions: the Allies of World War I, Allies (or Entente) and the Central Powers. Fighting to ...
, the Mutual Life Building was home to the United States Army recruiting office headquarters on the 5th floor, where victory pins and medals would be awarded to those who presented their discharge papers. The building would remain mostly occupied throughout the 1920s by various brokers, unions, stevedore firms and shipping companies but like many others would struggle with vacancies during the Great Depression. The Shafer Brothers would advertise in the newspapers frequently offering slashed rental rates as low as $1 per square foot but demand for office space on skid row would not improve after
World War II World War II or the Second World War (1 September 1939 – 2 September 1945) was a World war, global conflict between two coalitions: the Allies of World War II, Allies and the Axis powers. World War II by country, Nearly all of the wo ...
, at least not for reputable businesses.


1955–present: Decline and revival

In October 1955, the Mutual Life Building was purchased from the Shafer Brothers Land Company by Seattle dentist and real estate investor Dr. Sidney T. Magnuson for an undisclosed price. Henry Broderick, Inc, who had brokered the sale of the building 45 years prior, was again involved in the transaction. By this time Pioneer Square had been in decline for years and neighboring buildings were being demolished for parking lots rather than new development. The Mutual Life Building, though not in danger of demolition, was showing its age; its once bright buff brick darkened with decades of soot and pollution and the ground floor was now a hodgepodge of multi-colored facades and garish retail signage. The early 1960s saw the public rediscovery of Seattle's underground tunnels that raised awareness of the unique architecture of the Pioneer Square area and the poor condition its buildings were in. The Mutual Life Building, now mostly vacant, was recognized as one of the most important buildings on the square and well suited for renovation into studio units. The building's water-powered hydraulic elevator was identified as the last one operating in the city and possibly the country and its basement bank vaults reached by a long forgotten marble stairway were a popular destination for urban spelunkers. In 1961, spurred on by Anne Hauber's Committee of 33 and the Municipal Art Commission, backers of a proposed ordinance to establish a historic sites council in Seattle met with community leaders in a union hall in the Mutual Life Building, officially kickstarting the city's historic preservation movement. Among those in attendance for a roundtable discussion were
Henry Broderick James Henry Broderick was an Irish Labour Party politician. He was first elected to Dáil Éireann as a Labour Party Teachta Dála (TD) for the Longford–Westmeath constituency at the June 1927 general election. He was re-elected at the S ...
, Joshua Green,
Victor Steinbrueck Victor Eugene Steinbrueck (December 15, 1911 - February 14, 1985) was an American architect, best known for his efforts to preserve Seattle's Pioneer Square and Pike Place Market. He authored several books and was also a University of Washingto ...
, Ibsen Nelson, author Mary Bard Jensen, mayor Gordon S. Clinton and city councilman Harlan Nelson. Reflecting efforts to bring the neighborhood upscale, The Brittania Tavern, which had occupied the former bank vault space for decades, was replaced by Elroy's ice cream parlor, a popular component of
Gay Nineties The Gay Nineties is an American nostalgic term and a periodization of the history of the United States referring to the decade of the 1890s. It is known in the United Kingdom as the Naughty Nineties, and refers there to the decade of supposedl ...
nostalgia, soon to be followed by more restaurants occupying the entire building and the beginnings of a cosmetic restoration that would spruce up the ground floor and finally wash away the decades of grime. In June 1970, the Pioneer Square Neighborhood was officially added to the National Register of Historic Places with the Mutual Life Building as a contributing structure and was later named a national historic site with a plaque ceremony in 1978. With tax breaks made available by the
Economic Recovery Tax Act of 1981 The Economic Recovery Tax Act of 1981 (ERTA), or Kemp–Roth Tax Cut, was an Act that introduced a major tax cut, which was designed to encourage economic growth. The Act was enacted by the 97th Congress and signed into law by U.S. President R ...
, a $3 million loan from the Gateway Savings Bank of
San Francisco San Francisco, officially the City and County of San Francisco, is a commercial, Financial District, San Francisco, financial, and Culture of San Francisco, cultural center of Northern California. With a population of 827,526 residents as of ...
, and a $920,000
Urban Development Action Grant The United States Department of Housing and Urban Development (HUD) is one of the executive departments of the U.S. federal government. It administers federal housing and urban development laws. It is headed by the secretary of housing and urb ...
, the building underwent a $5 million restoration in the early 1980s by developer Mutual Life Associates, headed by Peter Erickson and aided by the newly established
Historic Seattle Historic Seattle is a Seattle, Washington public development authority focused on preserving Seattle's architectural heritage.Colman Building, Merrill Place and the National Building oversaw design of the project to return the Mutual Life Building to office use. By the end of the decade the building was almost fully occupied but due to high competition from a glut of new office space undercutting rental prices and rising interest rates caused by the
Savings and loan crisis The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of approximately a third of the savings and loan associations (S&Ls or thrifts) in the United States between 1986 and 1995. These thrifts were b ...
it was not enough to make back the money that had been loaned from the HUD grant and Mutual Life Associates filed for chapter 11 bankruptcy in July 1989. Though Mutual Life Associates would survive bankruptcy, they sold their building in 1996 to Emerald Island Limited Partnership who would sell the building ten years later to Historic Seattle, who had helped save the building from oblivion and whose offices had been located there since the 1980s. In 2023, a proposal from Hybrid Architecture to convert the Mutual Life Building into a co-living space with 80 units of affordable housing won a citywide design competition. The competition, sponsored by the Seattle Office of Planning and Community Development, sought to explore reuse of office buildings left vacant by
remote work Remote work (also called telecommuting, telework, work from or at home, WFH as an initialism, hybrid work, and other terms) is the practice of work (human activity), working at or from one's home or Third place, another space rather than from ...
in order to revitalize downtown areas.


Notes


References


External links

{{National Register of Historic Places in Washington Office buildings completed in 1892 National Register of Historic Places in Seattle Richardsonian Romanesque architecture in Washington (state) Office buildings in Seattle Office buildings on the National Register of Historic Places in Washington (state) Historic district contributing properties in Washington (state) Buildings and structures in Pioneer Square, Seattle 1890 establishments in Washington (state)