The Interurban Building, formerly known as the Seattle National Bank Building (1890–1899), the Pacific Block (1899–1930) and the Smith Tower Annex (1930–1977), is a historic
office building
An office is a space where an organization's employees perform administrative work in order to support and realize objects and goals of the organization. The word "office" may also denote a position within an organization with specific d ...
located at
Yesler Way and Occidental Way S in the
Pioneer Square
Pioneer commonly refers to a settler who migrates to previously uninhabited or sparsely inhabited land.
In the United States pioneer commonly refers to an American pioneer, a person in American history who migrated west to join in settling and dev ...
neighborhood of
Seattle
Seattle ( ) is a port, seaport city on the West Coast of the United States. It is the county seat, seat of King County, Washington, King County, Washington (state), Washington. With a 2020 population of 737,015, it is the largest city in bo ...
, Washington, United States. Built from 1890 to 1891 for the newly formed Seattle National Bank, it is one of the finest examples of
Richardsonian Romanesque
Richardsonian Romanesque is a style of Romanesque Revival architecture named after the American architect Henry Hobson Richardson (1838–1886). The revival style incorporates 11th and 12th century southern French, Spanish, and Italian Romanesq ...
architecture in the
Pacific Northwest
The Pacific Northwest (sometimes Cascadia, or simply abbreviated as PNW) is a geographic region in western North America bounded by its coastal waters of the Pacific Ocean to the west and, loosely, by the Rocky Mountains to the east. Though ...
and has been cited by local architects as one of the most beautiful buildings in downtown Seattle. It was the breakthrough project of young architect
John Parkinson, who would go on to design many notable buildings in the
Los Angeles
Los Angeles ( ; es, Los Ángeles, link=no , ), often referred to by its initials L.A., is the largest city in the state of California and the second most populous city in the United States after New York City, as well as one of the wor ...
area in the late 19th and early 20th century.
The Seattle National Bank would leave their building after only five years, followed by numerous legal battles between its owners,
creditors
A creditor or lender is a party (e.g., person, organization, company, or government) that has a claim on the services of a second party. It is a person or institution to whom money is owed. The first party, in general, has provided some property ...
and builders that ultimately led to the
foreclosure
Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.
Formally, a mort ...
of the building. It came under the ownership of
New York
New York most commonly refers to:
* New York City, the most populous city in the United States, located in the state of New York
* New York (state), a state in the northeastern United States
New York may also refer to:
Film and television
* '' ...
industrialist
Lyman Cornelius Smith
Lyman Cornelius Smith (1850-1910) was an American innovator and industrialist. He is buried in a mausoleum in Oakwood Cemetery in Syracuse, New York.
Early business ventures
L.C. Smith's first business venture occurred in 1873, when he opened a ...
who would rename it the Pacific Block in 1899. From 1904 to 1928, the
Puget Sound Electric Railway's Seattle–Tacoma line terminated in front of the building and the old banking room was converted into a ticket office and waiting room. The building was threatened with demolition several times in the 1910s and 1920s but plans to replace the building with a
skyscraper
A skyscraper is a tall continuously habitable building having multiple floors. Modern sources currently define skyscrapers as being at least or in height, though there is no universally accepted definition. Skyscrapers are very tall high-ri ...
always fell though. The building underwent a major interior modernization beginning in 1929 under L.C. Smith's heirs, which included demolition of the entire Southeast wing of the building. The building was renamed again to the Smith Tower Annex, which it would remain until its most recent restoration in the late 1970s after which it was renamed the Interurban Building as a nod to its role in local transportation. It was listed on the
National Register of Historic Places
The National Register of Historic Places (NRHP) is the United States federal government's official list of districts, sites, buildings, structures and objects deemed worthy of preservation for their historical significance or "great artist ...
in 1970 as a contributing property to the
Pioneer Square Historic District.
History
Yesler's Claim
The site of the Interurban Building as well as most of Pioneer Square was once part of the 1852
donation land claim
The Donation Land Claim Act of 1850, sometimes known as the Donation Land Act, was a statute enacted by the United States Congress in late 1850, intended to promote homestead settlements in the Oregon Territory. It followed the Distribution-Pr ...
of Henry Yesler and as the city grew he would gradually sell off or lease lots to prospective settlers as he needed the funds. By the late 1880s the lots at what was then the Southeast corner of Mill Street and Second Avenue South, still owned by Yesler, were covered by a collection of wooden shacks and lodging houses, the earliest dating back to the late 1860s.
Among these early hostelries and adjoining several Chinese laundrys was the Wisconsin House, located over the Star Saloon where it is said that anti-Chinese sentiment that culminated in the
Seattle riot of 1886
The Seattle riot of 1886 occurred on February 6–9, 1886, in Seattle, Washington, amidst rising anti-Chinese sentiment caused by intense labor competition and in the context of an ongoing struggle between labor and capital in the Western United ...
began.
In February 1889 Yesler sold the 2 lots to a group of investors consisting of J.M. Thompson, Fred E. Sander and George M. Boman, all three of which were involved with real estate development as well as having stakes in the Lake Washington Cable Railway Company. The sale price was $85,000 in a deal that would have the buyers paying $75,000 up front and the remainder on January 1, 1890, with the shrewd Yesler insisting on holding onto the property in the interim to continue collecting valuable rent on the tenants and delaying the buyer's intentions of building a large brick building on the site. Yesler would use the proceeds from this sale to fund the further construction of his
Pioneer Block which had just broken ground.
4 months after the sale the
Great Seattle Fire
The Great Seattle Fire was a fire that destroyed the entire central business district of Seattle, Washington on June 6, 1889. The conflagration lasted for less than a day, burning through the afternoon and into the night, and during the same sum ...
would clear the property and after a brief occupation by tents housing the burned-out businesses, the subsequent regrading in early 1890 would raise the streets 18 feet above the old ground level.
The Seattle National Bank
The Seattle National Bank was incorporated in February 1889 with George W. E. Griffith as president,
William Rankin Ballard as vice-president and Fred Warde as cashier.
Griffith was a prominent banker and
mortgage broker
A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses.
Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, ...
in
Lawrence, Kansas
Lawrence is the county seat of Douglas County, Kansas, United States, and the sixth-largest city in the state. It is in the northeastern sector of the state, astride Interstate 70, between the Kansas and Wakarusa Rivers. As of the 2020 census ...
and would remain there, with Ballard, then the manager of the West Coast Improvement Company and the namesake of the city of
Ballard, serving as active manager. The bank opened one year later in temporary quarters on Yesler Way in the Sanderson Block (The current location of the Merchant's Cafe) with plans to locate in the Burke Building upon its completion.
The bank soon decided to have their own building built instead, with several shareholders headed by Ballard and Luther H. Griffith (no-relation to the bank president) forming the Seattle National Bank Building Company in April 1890 in order to keep the bank's finances separate from the building.
It also allowed them to issue bonds to Griffith's own firm, the Western Farm Mortgage Trust Company, that they would pay back with interest for the building's construction without causing a conflict of interest.
During this time they purchased the lot for their new building from Fred E. Sander, who still held an option on the now vacant property and had put it up for sale that February advertising it as the finest business lot in the city. The same month the building company was formed they solicited for designs for a proposed 6-story building of brick, iron and stone, receiving plans from a dozen different architects.
They ultimately chose the plans of then 28 year old
John B. Parkinson
John and Donald Parkinson were a father-and-son architectural firm operating in the Los Angeles area in the early 20th century. They designed and built many of the city's iconic buildings, including Grand Central Market, the Memorial Colise ...
, then a relative newcomer to Seattle, who had recently dissolved his partnership with Cecil Evers with whom he had designed the Butler and Epler Blocks.
The proposed bank and office building was estimated to cost about $200,000, the equivalent of nearly $6 million today.
Construction of the massive foundation, said to be one of the largest being built in the city at the time, began in June 1890 with the driving of piles, with large shipments of Chuckanut Sandstone arriving by barge from the Roth & Roeder quarry in
Bellingham the following month. Early reports indicated that the building's lower floors were to be faced in
Tenino bluestone
Bluestone is a cultural or commercial name for a number of dimension or building stone varieties, including:
* basalt in Victoria, Australia, and in New Zealand
* dolerites in Tasmania, Australia; and in Britain (including Stonehenge)
* felds ...
but this was ultimately only used for the pier bases on the ground floor. The rest of the first and second floors were to be trimmed with red Colorado sandstone from the Kenmuir quarry near
Colorado Springs
Colorado Springs is a home rule municipality in, and the county seat of, El Paso County, Colorado, United States. It is the largest city in El Paso County, with a population of 478,961 at the 2020 United States Census, a 15.02% increase since ...
, the site of which is now part of the
Red Rock Canyon Open Space
Red Rock Canyon Open Space is a city park in Colorado Springs, Colorado. It is situated on the west side of the city, adjacent to Manitou Springs and south of U.S. Route 24. The park consists of a series of parallel ridges (called " hogbacks ...
. The use of the stone was a novelty in Seattle at the time as local grey stone was so abundant and it would guarantee that the new building would stand out amongst its peers. The remainder of the street-facing façade was to be clad in high quality pressed brick from California and trimmed with red
terracotta
Terracotta, terra cotta, or terra-cotta (; ; ), in its material sense as an earthenware substrate, is a clay-based unglazed or glazed ceramic where the fired body is porous.
In applied art, craft, construction, and architecture, terracotta i ...
that would match the hue of the stone, giving the building a mostly monochromatic appearance. While most of the common brick and structural lumber used in the building was from Seattle, many of its interior finishes and hardware were sourced from across the country; Smith & Wyman of Minneapolis supplied the doors, blinds, sashes and interior moldings. Matthew Dow was awarded the general construction contract, the first of many buildings he would help build in Seattle, and by September, the walls were up to the second story.
Though completion of the building was still several months out in February 1891, the banking room, said to be the largest yet opened in Seattle, was made separately waterproof and the bank opened there that month, followed by the neighboring Seattle Savings Bank (later the Nickle then Washington Savings Bank) that June, which was connected to the National bank through common shareholders. The unfinished building was already being praised as one of the most magnificent bank buildings on the coast and would make appearances in many Architectural trade journals.
A detailed description of the banking room was published in the
Seattle Post-Intelligencer
The ''Seattle Post-Intelligencer'' (popularly known as the ''Seattle P-I'', the ''Post-Intelligencer'', or simply the ''P-I'') is an online newspaper and former print newspaper based in Seattle, Washington (state), Washington, United States.
Th ...
shortly before the bank's opening:

The building reached its 6th floor by March 1891 and most of the stone carving was complete including
Bas-Relief
Relief is a sculptural method in which the sculpted pieces are bonded to a solid background of the same material. The term '' relief'' is from the Latin verb ''relevo'', to raise. To create a sculpture in relief is to give the impression that th ...
gargoyles and a large lion's head keystone over the bank's corner entrance. Over 2,100,000 bricks had gone into the building's construction and the final brick was officially laid on April 9, 1891, though there was still at least 3 months of interior work left to be done before tenants could begin to fill the building's 150 office rooms, which were already fully rented out by this time.
The building was officially completed by September 1891 and tenants began to advertise the following month. Besides the banks, the ground floor was shared with a hardware store and a pawnbroker facing Occidental Way; the Monogram Saloon operated in the basement directly below the bank. The building's earliest upstairs tenants included dentists, brokers, realtors, art teachers and architect Parkinson's own office where he would remain until his removal to Los Angeles in 1894. Seattle's public night school opened on the building's second floor in 1892 with pupils in age ranging from 13 to 22, and was soon joined by the Queen City Business College and later the Acme Business College. The building became an early hub of charitable organizations, with the Union Gospel Mission opening in the basement and the Bureau of Associated Charities headquartered there in 1892. The Seattle Chamber of Commerce would locate in the building in 1893. One of Seattle's early telephone companies, the Seattle Automatic Telephone Company, would have their offices in the building until 1901.
The Seattle National Bank quickly became one of the wealthiest banks in the region, and within a year of opening had formed a network of banks in the Puget Sound region reaching as far as
Port Townsend
Port Townsend is a city on the Quimper Peninsula in Jefferson County, Washington, United States. The population was 10,148 at the 2020 United States Census.
It is the county seat and only incorporated city of Jefferson County. In addition ...
,
Fairhaven and
Pendleton, Oregon
Pendleton is a city and the county seat of Umatilla County, Oregon. The population was 17,107 at the time of the 2020 census, which includes approximately 1,600 people who are incarcerated at Eastern Oregon Correctional Institution.
Pendleton ...
, each one managed with involvement from various employees of the home bank and Griffith's mortgage company. In some communities banks involved with the Seattle National would be the only to survive the
Panic of 1893
The Panic of 1893 was an economic depression in the United States that began in 1893 and ended in 1897. It deeply affected every sector of the economy, and produced political upheaval that led to the political realignment of 1896 and the pre ...
, proving their financial security. Things would not go so well for the bank's president and building owners though; in late 1890 Griffith resigned as president from his mortgage company, after butting heads with shareholders who were not agreeable to his Seattle projects and as a result payments from bonds issued to the building company became scarce and unpaid contractors and suppliers and even the architect soon came forward with liens against the building. The building company subsequently mortgaged the building to Griffith's former company in exchange for
Promissory note
A promissory note, sometimes referred to as a note payable, is a legal instrument (more particularly, a financing instrument and a debt instrument), in which one party (the ''maker'' or ''issuer'') promises in writing to pay a determinate sum of ...
s to quell their suppliers but these too went partially unpaid. Suspecting a personal grudge as a result of Griffith's involvement with them, the building company in turn joined numerous other firms in a lawsuit against the mortgage company in February 1892.
Later that year Griffith resigned as bank president and in 1894 sued the ailing Seattle National Bank Building Company which after spending much of the previous year in court with various lawsuits was ordered into
receivership
In law, receivership is a situation in which an institution or enterprise is held by a receiver—a person "placed in the custodial responsibility for the property of others, including tangible and intangible assets and rights"—especially in c ...
with D.A. Spencer as receiver. The building was subsequently foreclosed upon and sold at auction for only $103,000;
the bondholders wouldn't see a penny from the sale.
With an almost complete turnover in management by 1895, the Seattle National Bank had left their building, relocating to the Haller Building at Second Avenue and Columbia Streets in what is still today Seattle's financial district. With ownership of the building in limbo new bank president E.W. Andrews placed the building in the hands of attorney James Clise, who was tasked with shopping it around to his numerous wealthy clients in New York.
L.C. Smith and The Pacific Block
In December 1898 the Seattle National Bank Building was bought for $152,000 by
Syracuse, New York banker and industrialist
Lyman Cornelius Smith
Lyman Cornelius Smith (1850-1910) was an American innovator and industrialist. He is buried in a mausoleum in Oakwood Cemetery in Syracuse, New York.
Early business ventures
L.C. Smith's first business venture occurred in 1873, when he opened a ...
who, through his agent/attorney James Clise had amassed a large portfolio of Seattle buildings and land that he and his heirs would improve over the next decade culminating with the construction of the
Smith Tower
Smith Tower is a skyscraper in the Pioneer Square neighborhood of Seattle, Washington, United States. Completed in 1914, the 38-story, tower is the oldest skyscraper in the city and was among the tallest skyscrapers outside New York City at th ...
. Smith insisted on owning both building and the land whose title was owned at the time by Harold A. Preston in trust of the late H.A.P. Carter, one of the original trustees of the building company that purchased the land for its construction. In a suit that made it as far as the superior court, beneficiaries of Carter's trust including several large hardware and paint firms that had placed liens against the former building company as well as the Seattle National Bank itself came forward compelling Preston to sell below his asking price, eventually settling out of court.
The building was officially rechristened as the Pacific Block in July 1899, as the previously eponymous bank hadn't been located there for several years. The banking room was initially converted into the offices of the North American Transportation & Trading Co., a steamship company and later for the local agents of the
Chicago, Milwaukee, St. Paul and Pacific Railroad
The Chicago, Milwaukee, St. Paul and Pacific Railroad (CMStP&P), often referred to as the "Milwaukee Road" , was a Class I railroad that operated in the Midwest and Northwest of the United States from 1847 until 1986.
The company experienced ...
and
New York Central Railroad
The New York Central Railroad was a railroad primarily operating in the Great Lakes and Mid-Atlantic regions of the United States. The railroad primarily connected greater New York and Boston in the east with Chicago and St. Louis in the Mi ...
.
The
Fraternal Order of Eagles
Fraternal Order of Eagles (F.O.E.) is a fraternal organization that was founded on February 6, 1898, in Seattle, Washington, by a group of six theater owners including John Cort (the first president), brothers John W. and Tim J. Considine, Harry ...
, established in Seattle in 1898, opened their first permanent lodge (Aerie No. 1) in the top floor of Pacific Block in 1899 and would host a variety of other fraternal clubs in their hall including the
Foresters of America
A forester is a person who practises forestry, the science, art, and profession of managing forests. Foresters engage in a broad range of activities including ecological restoration and management of protected areas. Foresters manage forests ...
, the
Improved Order of Red Men
The Improved Order of Red Men is a fraternal organization established in North America in 1834. Their rituals and regalia are modeled after those assumed by men of the era to be used by Native Americans. Despite the name, the order was forme ...
and the
Tribe of Ben-Hur
The Tribe of Ben-Hur was a fraternal organization based on the novel '' Ben-Hur: A Tale of the Christ'' by Lew Wallace. In 1930 it became the Ben-Hur Life Association.
History
The idea of starting a fraternal organization based on ''Ben-Hur'' ha ...
. In 1900 James Clise moved the offices of his investment company into the building's 5th floor where he managed all of L.C. Smith's other properties in the city. Other tenants during this time included William Nottingham's Globe Navigation Company, various importers and exporters, mining brokers relating to the
Klondike Gold Rush, and a high concentration of architects including Thomas G. Bird, Cutter & Malmgren, Henderson Ryan, P.J. Donohue, James Donnellan and Francis Barton. The Globe Navigation Company and James Clise would move their offices into the newly completed
Globe Building at First and Madison Streets by the end of 1901 followed by the Seattle Savings Bank. Clise's vacancy would be filled in 1902 by W.E. Granger who chose Seattle as the headquarters for his newly established Trans-Alaskan Railroad Company that was engaged in the race to build a railway connecting
Iliamna Bay
Iliamna Bay is a bay along the southeastern coast of the Alaska Peninsula. It is below the Chigmit Mountains. Old Iliamna is miles away and the Iliamna River are north of it. Cottonwood Bay borders it to the west and Cook Inlet to the south. Augus ...
to the
Bering Strait. He would use Seattle as a base for shipping construction materials to Alaska.
The building was visited by fire several times in the early 1900s, but its proximity to the fire department headquarters and the fact that numerous people were living in their offices in the building allowed for a quick response and minimal damage.

In February 1904 the old banking room was taken over by the
Puget Sound Electric Railway for use as a ticket office and waiting room for the Seattle–Tacoma
interurban
The Interurban (or radial railway in Europe and Canada) is a type of electric railway, with streetcar-like electric self-propelled rail cars which run within and between cities or towns. They were very prevalent in North America between 1900 ...
line. Originally located at the Southwest corner of First Avenue and Jackson Streets, the railway began looking for a new depot location when the Schwabacher Brothers decided to redevelop the lot. The railroad tracks, which originally ran up First Avenue to Yesler Way, were soon reconfigured into a loop that would pass in front of the Pacific Block before returning to First. At its peak the station had 27 daily departures for both Tacoma and the branch line to Renton.
Upon Smith's passing in 1910, his properties were willed to his widow Flora B. Smith, and upon her death in 1920 to their son Burns Lyman Smith (1880–1941) who would subsequently form the United Business Corporation as a
holding company
A holding company is a company whose primary business is holding a controlling interest in the securities of other companies. A holding company usually does not produce goods or services itself. Its purpose is to own shares of other companies ...
for all his Washington properties. Still residing in
Syracuse, New York, he would later make Seattle his permanent home.
In the early 1910s, the 6th floor of the Pacific Block became the construction headquarters for the nearby
Smith Tower
Smith Tower is a skyscraper in the Pioneer Square neighborhood of Seattle, Washington, United States. Completed in 1914, the 38-story, tower is the oldest skyscraper in the city and was among the tallest skyscrapers outside New York City at th ...
, containing the offices of supervising architect H.W. Thompson and contractor the Whitney-Steen Company.
Construction of the Smith Tower had barely reached ground level when B.L. Smith announced plans to demolish the Pacific Block and replace it with a building equal in height to the Smith Tower. Dubbed the B.L. Smith Building, construction would have begun as soon as the Smith Tower was completed but little else was mentioned of this project after the initial announcement.
The Smith Tower Annex
In the mid 1920s, the 3rd Avenue Extension project had stirred a brief revival in Pioneer Square real estate and despite the loss of foot traffic that the interurban had generated for the area, the Pacific Block remained a popular office address as other nearby office buildings were converted to hotels or fell vacant. In August 1926 B.L. Smith announced plans to once again replace the Pacific Block, this time with a $2 million 18-story skyscraper. Smith said about the revival of the neighborhood at the time:
His proposed building, tentatively titled the New Pacific Block would contain a parking garage on the first 3 floors that would serve the offices above as well as the nearby Smith Tower. No further mention was ever made of this tower (or a First Avenue extension) and the plans were quietly scaled back to a refurbishment of the existing Pacific Block.
Shortly after the closure of the Puget Sound Electric Railway a $100,000 interior modernization of the Pacific Block was begun by B.L. Smith in October 1929 under the direction of architect Frank H. Fowler. A $400,000 mortgage was placed on the Smith Tower to fund the project. The project included new interior finishes, wiring and elevators and the lowering of the ground floor to be level with the sidewalk. The most visible result of the renovation was the demolition of the building's entire southeastern corner down to the third floor, which was done in order to bring more light to the inner offices and to make room for the construction of a heating plant in its place. Echoing the original plans of the tower that could have replaced the building, the basement was converted into a parking garage which it is still used as today. Upon completion the building was renamed the Smith Tower Annex. At the same time what had been known previously as the L.C. Smith Building was officially renamed the Smith Tower.
Following B.L. Smith's passing in 1941, the Smith Tower Annex remained in his estate until January 1945 when both it and the Smith Tower were offered to the city of Seattle for $75,000 and $900,000 respectively. The city floated the idea of converting the annex into a garage for city vehicles that would be connected to the Smith Tower by an underground tunnel, but they ultimately passed on buying the buildings. The building would eventually be purchased by realtor and developer Irving Baderman, who hired
Henry Broderick, Inc. to manage it. From the end of World War II and into the early 1950s the building's upper floors were rented out by the U.S. Army, first to house the state offices of the
Civil Aeronautics Authority
The Civil Aeronautics Board (CAB) was an agency of the federal government of the United States, formed in 1938 and abolished in 1985, that regulated aviation services including scheduled passenger airline serviceStringer, David H."Non-Skeds: Th ...
and later the offices of the Seattle
Port of Embarkation, their overseas supply division, air material office and the army and air force exchange services.
The Interurban Building
In the early 1970s the building, which had become mostly vacant and infested with pigeons under the previous owner, was purchased by architect and contractor George Filler and his wife Evelyn who undertook a multi-year $1.7 million project to upgrade the building's interior for modern office and retail tenants. During this time a faux vintage mural advertising
Washington State Ferries
Washington State Ferries (WSF) is a government agency that operates automobile and passenger ferry service in the U.S. state of Washington as part of the Washington State Department of Transportation. It runs ten routes serving 20 terminals ...
was painted on the building's south wall by Wallmarx as part of the "Seattle Walls" mural program, funded by the Downtown Seattle Development Association and the Seattle Arts Commission. Upon completion of renovations in 1977 the building was renamed the Interurban Building and once again became a prestigious office address for lawyers and agents.
Notes
References
{{Pioneer Square, Seattle
1890s architecture in the United States
Buildings and structures in Seattle
Office buildings in Washington (state)
Pioneer Square, Seattle
1891 establishments in Washington (state)
John and Donald Parkinson buildings
Richardsonian Romanesque architecture in Washington (state)
Office buildings completed in 1891
Former bank buildings
Bank buildings on the National Register of Historic Places in Washington (state)