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The Canadian Automobile Association (CAA; ) is a federation of eight regional
not-for-profit A not-for-profit or non-for-profit organization (NFPO) is a Legal Entity, legal entity that does not distribute surplus funds to its members and is formed to fulfill specific objectives. While not-for-profit organizations and Nonprofit organ ...
automobile associations in
Canada Canada is a country in North America. Its Provinces and territories of Canada, ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, making it the world's List of coun ...
, founded in 1913. The constituent associations (also called "clubs") are responsible for providing roadside assistance, auto touring and leisure travel services, insurance services, and member discount programs within their service territories. The CAA National Office in Ottawa coordinates relations between the clubs, oversees joint initiatives, and lobbies the federal government. In 2020 and 2021, the Gustavson Brand Trust Index named CAA the most trusted brand in Canada. CAA is not affiliated with the London, Ontario-based Dominion Automobile Association (c. 1948) or consumer groups such as the Automobile Protection Agency.


Lobbying

The CAA considers itself to be an
advocate An advocate is a professional in the field of law. List of country legal systems, Different countries and legal systems use the term with somewhat differing meanings. The broad equivalent in many English law–based jurisdictions could be a ba ...
for Canada's motorists and travellers. CAA is an active political lobby for Canadian consumers, pursuing the interests of drivers and travellers in public consultations over
urban planning Urban planning (also called city planning in some contexts) is the process of developing and designing land use and the built environment, including air, water, and the infrastructure passing into and out of urban areas, such as transportatio ...
and public transit. CAA has lobbied to put in place stronger
consumer protection Consumer protection is the practice of safeguarding buyers of goods and services, and the public, against unfair practices in the marketplace. Consumer protection measures are often established by law. Such laws are intended to prevent business ...
laws for air passengers, commenting in support of Bill C-49, a bill to improve various air passenger rights, before a
House of Commons The House of Commons is the name for the elected lower house of the Bicameralism, bicameral parliaments of the United Kingdom and Canada. In both of these countries, the Commons holds much more legislative power than the nominally upper house of ...
committee in 2017.


Clubs

, CAA consists of eight autonomous clubs, if counting CAA Club Group as a single club operating under both the CAA South Central Ontario and CAA Manitoba brands. Some clubs serve multiple provinces and/or territories, while others operate in a single province. The province of
Ontario Ontario is the southernmost Provinces and territories of Canada, province of Canada. Located in Central Canada, Ontario is the Population of Canada by province and territory, country's most populous province. As of the 2021 Canadian census, it ...
is split into three territories, with most of the province split between two clubs of comparable size; the third club (CAA Niagara) operates in a single regional municipality covering about 3% of the province's population.


Alberta Motor Association (AMA)

The Alberta Motor Association (AMA) is a non-profit membership organization serving
Alberta Alberta is a Provinces and territories of Canada, province in Canada. It is a part of Western Canada and is one of the three Canadian Prairies, prairie provinces. Alberta is bordered by British Columbia to its west, Saskatchewan to its east, t ...
and the
Northwest Territories The Northwest Territories is a federal Provinces and territories of Canada, territory of Canada. At a land area of approximately and a 2021 census population of 41,070, it is the second-largest and the most populous of Provinces and territorie ...
. The organization was founded in 1926 with 1400 members; original dues were $6.50. It is headquartered in
Edmonton Edmonton is the capital city of the Provinces and territories of Canada, Canadian province of Alberta. It is situated on the North Saskatchewan River and is the centre of the Edmonton Metropolitan Region, which is surrounded by Central Alberta ...
and is affiliated with the Canadian Automobile Association (CAA) and the American Automobile Association (AAA) and has over 1 million members as of August 2024. The Alberta Motor Association provides its members with roadside assistance service, a range of auto touring and leisure travel services, insurance services, and member discounts with partners. AMA Financial has also begun offering a variety of
mortgage A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners t ...
and Guaranteed Investment Certificate products to members. The Association is one of the largest CAA/AAA affiliates in North America. AMA operates Western Canada’s largest travel agency, AMA Travel. AMA publishes its member's Magazine AMA Insider from its Edmonton Headquarters. The association also owns Bridgewater Bank, a
Calgary Calgary () is a major city in the Canadian province of Alberta. As of 2021, the city proper had a population of 1,306,784 and a metropolitan population of 1,481,806 making it the third-largest city and fifth-largest metropolitan area in C ...
-based chartered bank. On August 8, 2016, the AMA announced that an executive was dismissed for cause related to "fraudulent activity". The
Canadian Broadcasting Corporation The Canadian Broadcasting Corporation (), branded as CBC/Radio-Canada, is the Canadian Public broadcasting, public broadcaster for both radio and television. It is a Crown corporation that serves as the national public broadcaster, with its E ...
reported the AMA had commenced a lawsuit against the former vice-president of information technology seeking recovery of $8.2 million CAD related to fraudulent invoices.


CAA Club Group (CCG)

CAA Club Group was formed in 2016 by the merger of CAA South Central Ontario with CAA Manitoba, is an affiliated club of the Canadian Automobile Association (CAA) in the Canadian provinces and territories of Manitoba, Nunavut, and parts of Ontario. It is a
not for profit A not-for-profit or non-for-profit organization (NFPO) is a legal entity that does not distribute surplus funds to its members and is formed to fulfill specific objectives. While not-for-profit organizations and non-profit organizations (NP ...
organization with its head offices located in
Thornhill, Ontario Thornhill is a suburban district in the Regional Municipality of York in Ontario, Canada. The western portion of Thornhill is within the City of Vaughan and its eastern portion is within the City of Markham, Ontario, Markham, with Yonge Street ...
and
Winnipeg, Manitoba Winnipeg () is the capital and largest city of the Provinces and territories of Canada, Canadian province of Manitoba. It is centred on the confluence of the Red River of the North, Red and Assiniboine River, Assiniboine rivers. , Winnipeg h ...
. CAA Club Group primarily provides roadside assistance, auto, property & travel insurance services, as well as leisure travel services to its members.


CAA Manitoba

CAA Manitoba can trace its origins to the creation of the Winnipeg Auto Club in 1904, the first club of its kind in Canada. The organization later evolved into the Manitoba Motor League, becoming an integral part of motoring history in the province – from developing the first road map, to marking highways, to implementing road safety programs. The MML was renamed CAA Manitoba in 1993. Today CAA Manitoba represents more than 190,000 members and has expanded beyond emergency road service to include a full service travel agency, home and property insurance and travel products. CAA Manitoba is actively engaged in advocacy issues, most recently with its 'Move Over Manitoba' campaign to convince the provincial government to extend to tow truck operators the same protective measures that cover emergency roadside personnel.


CAA South Central Ontario

The Toronto Automobile Club was founded on May 4, 1903. By this time like-minded motorists were forming their own clubs throughout Ontario to exchange and share information about their vehicles. In 1907 the Toronto Automobile Club and clubs representing Hamilton, Ottawa and Kingston formed the Ontario Motor League (OML) with the purpose of helping automobile owners to lobby governments, as opposition to the automobile was extensive at the time. It had a paid membership from the various clubs of 170 active, and 56 associate, individual members. In Ontario, the CAA was formerly the 'Ontario Motor League'. It facilitates Ontario's Drive Clean program from the CAA locations that double as Ministry of Transport licence renewal and vehicle registration offices. The Ontario Motor League originally was not affiliated with the CAA or AAA. The OML set up various committees such as the Legislative and Good Roads Committee and also started a Touring Bureau which informed members where they could drive without getting mired in mud, and which hotels would provide gas and water. New automobile clubs sprang up across Ontario, amalgamating in time with others, but still using the OML as a unifying organization to represent motorists to the government of Ontario. Over time, the names of both the individual clubs and the OML changed. By 1996, the old Toronto Automobile Club was known as CAA Central Ontario, and the OML as CAA Ontario which still exists as a formal organization to help represent the remaining clubs to the
Government of Ontario The Government of Ontario () is the body responsible for the administration of the Provinces and territories of Canada, Canadian province of Ontario. The term ''Government of Ontario'' refers specifically to the executive—political Minister ...
. In 2005, after mergers with CAA Eastern Ontario, CAA Peterborough, CAA Windsor, CAA Mid-western Ontario and the former CAA South Central Ontario (Hamilton and region), CAA Central Ontario took the name CAA South Central Ontario. It has over 2 million members and covers the entire province except for the Niagara Region (CAA Niagara) and the far north and eastern (including
Ottawa Ottawa is the capital city of Canada. It is located in the southern Ontario, southern portion of the province of Ontario, at the confluence of the Ottawa River and the Rideau River. Ottawa borders Gatineau, Gatineau, Quebec, and forms the cor ...
) regions of the province (CAA North and East Ontario). CAA South Central Ontario covers the City of Toronto, and the following areas in Ontario: Districts of Algoma and Muskoka, Counties of Bruce, Dufferin, Elgin, Essex, Frontenac, Grey, Haliburton, Hastings, Huron, Lambton, Leeds and Grenville, Lennox and Addington, Middlesex, Northumberland, Oxford, Perth, Peterborough, Prince Edward, Simcoe, Wellington and City of Kawartha Lakes, Regional Municipalities of Brant County, Chatham-Kent, Durham, Haldimand-Norfolk, Halton, Hamilton-Wentworth, Peel, Waterloo and York.


CAA Saskatchewan

CAA Saskatchewan is a non-profit membership organization serving
Saskatchewan Saskatchewan is a Provinces and territories of Canada, province in Western Canada. It is bordered on the west by Alberta, on the north by the Northwest Territories, on the east by Manitoba, to the northeast by Nunavut, and to the south by the ...
affiliated with the Canadian Automobile Association (CAA) and the AAA (formerly American Automobile Association). The organization's headquarters are located in
Regina, Saskatchewan Regina ( ) is the capital city of the Provinces and territories of Canada, Canadian province of Saskatchewan. The city is the second-largest in the province, and is a commercial centre for southern Saskatchewan. As of the 2021 Canadian census, ...
, and it has over 184,000 members as of May 2010 and provides them with roadside assistance service, a range of auto touring and leisure travel services, insurance services, vehicle repair and sales services, and member discounts with preferred companies. CAA Saskatchewan is also an advocate for motoring and related consumer issues and a supplier of automotive and other travel services. CAA Saskatchewan, formerly the Saskatchewan Motor League, has been in operation since 1917 and was organized by Frederick E. Betts. The association includes automotive sales and service facilities, a travel agency and an insurance agency. Besides providing a full range of travel services and packages, CAA Saskatchewan also owns and operates its own motorcoach company, WestWorld Tours, which offers fully escorted tours to a variety of North American destinations. CAA Saskatchewan's insurance agency offers a wide range of insurance products, from basic coverage to all-risk comprehensive policies, for home and property, auto, health & dental, travel and life insurance, with added benefits and savings for CAA Saskatchewan Members. The Show Your Card & Save program also provides Members savings at thousands of attractions, retailers and merchants throughout the world, with point-of-sale discounts and the opportunity to earn CAA Dollars which can be redeemed on CAA merchandise and services.


Membership levels

Membership benefits and pricing varies by club; however, membership levels can generally be categorized as follows: * Everyday / Value / Community / Go (red, green, or purple card) – includes access to CAA discounts; includes at least one Bike Assist call per year (except Saskatchewan and B.C.); does not include motor vehicle roadside assistance; BCAA version includes Evo Car Share membership * Basic / Classic (blue card) — includes access to CAA discounts plus up to four roadside assistance calls per year with up to 10 km towing distance; does not include motorcycle coverage in most territories * Plus (gold card) — in addition to Basic / Classic benefits: extended roadside assistance with up to 200 km towing distance; RV coverage option available; other improved benefits * Premier (black card) — in addition to Plus benefits: at least one tow of up to 320 km per year From at least early 2020 to September 2023, CAA South Central Ontario offered a program focused on transit users and cyclists called "On the Move powered by CAA" (green card) which included access to most CAA discounts and one Bike Assist call per year, but no other roadside assistance. This was discontinued and merged with CAA SCO's previous red-card (À La Carte) plan as the Everyday plan in September 2023. Membership benefits include discounts at restaurants, affiliated insurance companies, and on fuel and other products at Shell Canada stations (nationwide as of September 2024; previously CAA-Quebec had a separate partnership with Couche-Tard).


Publications

Most CAA clubs distribute a print magazine to members. Since 2023, six clubs (counting South Central Ontario and Manitoba as separate clubs) have distributed a print magazine produced by Finally Content, known as ''AMA Insider'' in Alberta and ''CAA Magazine'' elsewhere, with slight differences between regions. CAA NEO moved to an online-only magazine format in late 2022, while BCAA ceased publication of its magazine following the fall 2023 issue, both citing environmental impacts. For similar reasons, CAA-Quebec will discontinue its separately-produced magazines in 2026.


See also

* American Automobile Association * AA Limited – the British motoring association * Evo Car Share – a
carsharing Carsharing or car sharing (AU, NZ, CA, TH, & US) or car clubs (UK) is a model of car rental where people rent cars for short periods of time, often by the hour. It differs from traditional car rental in that the owners of the cars are often pri ...
service created by BCAA *
Fédération Internationale de l'Automobile The Fédération Internationale de l'Automobile (FIA; ) is an international organisation with two primary functions surrounding use of the automobile. Its mobility division advocacy, advocates the interests of motoring organisations, the automot ...


References

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External links


CAA National
1913 establishments in Canada Non-profit organizations based in Ottawa Lobbying organizations in Canada Organizations established in 1913 Emergency road services