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Electronic Reloading
With prepaid mobile phone service, topping-up or reloading is needed to continue using the services of the operator. There are several ways to reload a prepaid mobile phone. The most popular process is through purchasing a prepaid card, but due to security precautions, and for convenience, electronic reloading was developed. Development The technology of electronic reloading was first introduced in the Philippines by Smart Communications as SmartLoad and is considered to be the world's first electronic reloading service. The service offered micro top-ups; meaning prepaid subscribers can top-up prepaid credits with small denominations. The service gained popularity and soon other service providers also adopted the technology, offering prepaid top-ups to its subscribers. SmartLoad was followed by a rival company, Globe Telecom, which introduced a better version of the top-up service called AutoloadMax or simply AMax. Benefits Retailers and prepaid phone subscribers both benefit fr ...
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Prepaid Mobile Phone
A prepaid mobile device, also known as a, pay-as-you-go (PAYG), pay-as-you-talk, pay and go, go-phone, prepay or burner phone, is a mobile device such as a phone for which credit is purchased in advance of service use. The purchased credit is used to pay for telecommunications services at the point the service is accessed or consumed. If there is no credit, then access is denied by the cellular network or Intelligent Network. Users can top up their credit at any time using a variety of payment mechanisms. ("Pay-as-you-go", "PAYG", and similar terms are also used for other non-telecommunications services paid for by advance deposit.) The alternative billing method (and what is commonly referred to as a mobile contract) is the postpaid mobile phone, where a user enters into a long-term contract (lasting 12, 18, or 24 months) or short-term contract (also commonly referred to as a rolling contract or a 30-day contract) and billing arrangement with a mobile phone operator (mobile ...
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Automated Teller Machine
An automated teller machine (ATM) or cash machine (in British English) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff. ATMs are known by a variety of names, including automatic teller machine (ATM) in the United States (sometimes redundantly as "ATM machine"). In Canada, the term ''automated banking machine'' (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM over ABM. In British English, the terms ''cashpoint'', ''cash machine'' and ''hole in the wall'' are most widely used. Other terms include ''any time money'', ''cashline'', ''tyme machine'', ''cash dispenser'', ''cash corner'', ''bankomat'', or ''bancomat''. ATMs that are not operated by a financial ...
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ABS-CBN Mobile
ABS-CBN Mobile (stylized as ABS-CBNmobile) was a cellular telephony service provider in the Philippines owned and operated by ABS-CBN Convergence, a subsidiary of ABS-CBN. ABS-CBNmobile formerly uses the network infrastructures of Globe Telecom under a network-sharing agreement which allows ABS-CBN and Globe to share frequencies, switches, servers, and transmitters. ABS-CBNmobile formerly offers prepaid and postpaid SMS, voice, data, wireless landline connection (postpaid only), and access to premium and exclusive contents of iWant TV. Globe Telecom and ABS-CBN announced that it will shut down the service by November 30, 2018, due to income losses and stiff competition from Telecommunications providers such as PLDT/Smart. The service was officially discontinued on December 1, 2018. History On May 28, 2013, entertainment and media conglomerate ABS-CBN and wireless telecommunications giant Globe Telecom signed a historic network-sharing agreement which allows the two companies to ...
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TM (cellular Service)
TM (formerly known as Islacom, Touch Mobile, and Republika ng TM and also known as TM Tambayan) is a Filipino cellular service brand of Filipino telecommunications company Globe Telecom. History TM was launched on September 12, 2001, as Touch Mobile, initially catering to the middle income market, and has since covered lower-income groups as well, making it Globe's value brand offering. The service has gained popularity for its discounted call and messaging services, with the "All Network" offers allowing TM subscribers to communicate with users from other local networks. Touch Mobile was started as the first mobile brand in the Philippines that introduced voice messaging system in 2001. Due to the majority of SMS users, the voice messaging system was discontinued and instead focused on SMS-based services. Rebranding In 2005, the brand was relaunched as TM "''Ang Bagong Touch Mobile''" (English: The new Touch Mobile), and then as TM "''Pinalakas na Touch Mobile''" (English: The ...
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TNT (cellular Service)
TNT (formerly known as Piltel, Mobiline, Phone Pal, and still unofficially known as Talk 'N Text) is a cellular service of Smart Communications in the Philippines. By April 2000, Piltel launched its GSM brand, Talk 'N Text. Piltel also reported 16,590,737 subscribers to its GSM brand, Talk 'N Text, before its transfer to Smart. Piltel used the 912 area code for its AMPS/CDMA service. However, it is now used for TNT. TNT is known for its low-cost packages, catering mostly to the mobile needs of the masses of the Philippines. From classics like Gaan Text 10 to unlimited offers like Unlitext Extra 30, TNT provides a wide range of offerings in call, text, mobile internet, and other value-added services. Products and services The brand provides multiple services in SMS, Voice, Combo, Net and Load Services. Some of the brand's SMS services such as UnliTxt2all 20 provides subscribers unlimited texts to all networks, or GaanTxt10 with 100 SMS to TNT/Smart + 10 SMS to all networks. Th ...
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Broadband Internet
In telecommunications, broadband is wide bandwidth data transmission which transports multiple signals at a wide range of frequencies and Internet traffic types, that enables messages to be sent simultaneously, used in fast internet connections. The medium can be coaxial cable, optical fiber, wireless Internet (radio), twisted pair or satellite. In the context of Internet access, broadband is used to mean any high-speed Internet access that is always on and faster than dial-up access over traditional analog or ISDN PSTN services. Overview Different criteria for "broad" have been applied in different contexts and at different times. Its origin is in physics, acoustics, and radio systems engineering, where it had been used with a meaning similar to " wideband", or in the context of audio noise reduction systems, where it indicated a single-band rather than a multiple-audio-band system design of the compander. Later, with the advent of digital telecommunications, the term wa ...
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Maya (mobile Payments)
Maya (formerly known as PayMaya powered by PayMaya Philippines, Inc. and prior to that, as Smart Money powered by Smart e-Money, Inc.), is a Philippine financial services and digital payments company based in Metro Manila, Philippines. Smart Money was launched in December 2000, in cooperation with 1st eBank (now BDO Universal Bank) and Mastercard. It is the world’s first card linked to a wireless phone and was marketed by Smart Communications as one of the biggest innovations in finance. In January 2016, the service was rebranded as PayMaya and, in the first quarter of the same year, reached the milestone of having processed $1 billion worth of transactions. PayMaya reached 44 million registered users by the end of 2021. In April 2022, PLDT and Smart Communications, the two companies controlling PayMaya's parent company, Voyager Innovations, announced that PayMaya would be overhauled and renamed ''Maya'', coinciding with the launch of Maya Bank. The said rebranding came to ...
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GCash
GCash, is a Philippine mobile wallet, mobile payments and branchless banking service. Introduced in 2004, it is owned by Mynt (formerly Globe Fintech Innovations, Inc.), which is a joint venture between Ant Group, an affiliate company of the Alibaba Group and the operator of the world's leading open digital lifestyle platform, Alipay; Ayala Group of Companies, one of the Philippines' largest business conglomerates; and Globe Group, one of the Philippines' largest telecommunications companies (Mynt is listed as a subsidiary of 917Ventures). As of 2019, it had 20 million active users and more than 63,000 partner merchants in the Philippines. However, in two years, owing to the rise of digital payments in the Philippines due to the COVID-19 pandemic, these figures more than doubled, with 46 million active users and 2.5 million merchants and sellers as of August 2021, making GCash the country's undisputed mobile wallet giant. As of May 2022, it has more than 60 million users. His ...
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Dito Telecommunity
Dito Telecommunity Corporation (stylized as DITO), formerly known as Mindanao Islamic Telephone Company, Inc. or Mislatel is a telecommunications company in the Philippines which is also engaged in the business of multimedia and information technology. It is a consortium of Davao businessman Dennis Uy's Udenna Corporation (through its subsidiary Dito CME Holdings Corporation), and Chinese state-owned China Telecommunications Corporation, a parent company of China Telecom. The consortium is known as the sole winner of the government-sanctioned bidding that would allow the consortium to become the third major telecommunications provider in the Philippines challenging the duopoly of PLDT and Globe Telecom. Dito CME Holdings Corporation (a publicly listed firm also owned by Uy), meanwhile, has an "indirect ownership" in the telco. Dito Telecommunity began its commercial operations on March 8, 2021. As of August 2022, Dito's total mobile subscriber base reached 12 million ...
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Mobile Network Operator
A mobile network operator (MNO), also known as a wireless service provider, wireless carrier, cellular company, or mobile network carrier, is a provider of wireless communications services that owns or controls all the elements necessary to sell and deliver services to an end user, including radio spectrum allocation, wireless network infrastructure, back haul infrastructure, billing, customer care, provisioning computer systems, and marketing and repair organizations. Operator In addition to obtaining revenue by offering retail services under its own brand, an MNO may also sell access to network services at wholesale rates to mobile virtual network operators (MVNO). A key defining characteristic of a mobile network operator is that an MNO must own or control access to a radio spectrum license from a regulatory or government entity. A second key defining characteristic of an MNO is that it must own or control the elements of the network infrastructure necessary to provide ...
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SIM Card
A typical SIM card (mini-SIM with micro-SIM cutout) A file:Simkarte NFC SecureElement.jpg">thumb"> thumb">A TracFone Wireless SIM card has no distinctive carrier markings and is only marked as a "SIM card" A SIM card (full form Subscriber Identity Module or Subscriber Identification Module) is an integrated circuit (IC) intended to securely store the international mobile subscriber identity (IMSI) number and its related key, which are used to identify and authenticate subscribers on mobile telephony devices (such as mobile phones and computers). Technically the actual physical card is known as a universal integrated circuit card (UICC); this smart card is usually made of PVC with embedded contacts and semiconductors, with the SIM as its primary component. In practise the term "SIM card" refers to the entire unit and not simply the IC. A SIM contains a unique serial number (ICCID), international mobile subscriber identity (IMSI) number, security authentication and ciphering ...
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Personal Identification Number
A personal identification number (PIN), or sometimes redundantly a PIN number or PIN code, is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial institutions, governments, and enterprises. PINs may be used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses. In common usage, PINs are used in ATM or POS transactions, secure access control (e.g. computer access, door access, car access), internet transactions, or to log into a restricted website. History The PIN originated with the introduction of the automated teller machine (ATM) in 1967, as an efficient way for banks to dispense cash to their customers. The first ATM system was that of Barclays in London, in 1967; it accepted che ...
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