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Webloyalty
Webloyalty is an online marketing company, part of Affinion Group, that runs reward programmes 'Shopper Discounts & Rewards' and 'Complete Savings'. These programmes require a monthly subscription in return for access to discounts similar to those on a cashback website. Previously, Webloyalty's marketing practices have attracted significant controversy and substantial lawsuits. Its founding partner and CEO was Richard Fernandes, who stepped down from his role in May 2013. History Webloyalty launched its first online discount programs in the United States in 1999. It later launched the 'Shopper Discounts & Rewards' programme in the UK in 2007. It introduced its 'Remises & Réductions' programme in France in 2008 and 'Shoppen und Sparen' in Germany in 2010. In 2011, Webloyalty was acquired by American customer engagement company Affinion Group. Webloyalty launched 'Privilegios en Compras' in Spain and 'Acquisti e Risparmi' in Italy, with Ryanair as its primary launch client tha ...
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Restore Online Shoppers' Confidence Act
The Restore Online Shoppers' Confidence Act (ROSCA) is a United States federal law passed during the 111th United States Congress and signed into law by President Barack Obama. The legislation was introduced as S.B.3386 by Senator Jay Rockefeller ( D- WV) on May 19, 2010, and signed into law on December 29, 2010. The legislation was drafted to protect online consumers from being automatically enrolled in services that would lead to them receiving recurring charges without their explicit consent. Additionally, the law places certain limits on online sellers' ability to share consumer data with third party actors. History and background The bill was introduced in the aftermath of the release of two reports by the committee regarding the spread of deceptive internet sales practices. One of the reports, titled "Aggressive Sales Tactics on the Internet and Their Impact on American Consumers", centered on how three companies ( Affinion, Webloyalty, and Vertrue) engaged in decepti ...
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Marketing
Marketing is the act of acquiring, satisfying and retaining customers. It is one of the primary components of Business administration, business management and commerce. Marketing is usually conducted by the seller, typically a retailer or manufacturer. Products can be marketed to other businesses (B2B Marketing, B2B) or directly to consumers (B2C). Sometimes tasks are contracted to dedicated marketing firms, like a Media agency, media, market research, or advertising agency. Sometimes, a trade association or government agency (such as the Agricultural Marketing Service) advertises on behalf of an entire industry or locality, often a specific type of food (e.g. Got Milk?), food from a specific area, or a city or region as a tourism destination. Market orientations are philosophies concerning the factors that should go into market planning. The marketing mix, which outlines the specifics of the product and how it will be sold, including the channels that will be used to adverti ...
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United States Senate Committee On Commerce, Science And Transportation
The United States Senate Committee on Commerce, Science, and Transportation is a standing committee (United States Congress), standing committee of the United States Senate. Besides having broad jurisdiction over all matters concerning interstate commerce, science and technology policy, and transportation, the Senate Commerce Committee is one of the largest of the Senate's standing committees, with 28 members in the 117th Congress. The Commerce Committee has six subcommittees. It is chaired by Sen. Ted Cruz (R-TX) with Sen. Maria Cantwell (D-WA) as Ranking Member. The majority office is housed in the Dirksen Senate Office Building, and the minority office is located in the Hart Senate Office Building. History The committee has its roots in the United States Senate Committee on Commerce and Manufactures, Committee on Commerce and Manufacturers, which served as a standing committee in the early-1800s. This committee was split in two in the 1820s and remained in this configuration ...
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United States House Of Representatives
The United States House of Representatives is a chamber of the Bicameralism, bicameral United States Congress; it is the lower house, with the U.S. Senate being the upper house. Together, the House and Senate have the authority under Article One of the United States Constitution, Article One of the Constitution of the United States, U.S. Constitution to pass or defeat federal legislation, known as Bill (United States Congress), bills. Those that are also passed by the Senate are sent to President of the United States, the president for signature or veto. The House's exclusive powers include initiating all revenue bills, Impeachment in the United States, impeaching federal officers, and Contingent election, electing the president if no candidate receives a majority of votes in the United States Electoral College, Electoral College. Members of the House serve a Fixed-term election, fixed term of two years, with each seat up for election before the start of the next Congress. ...
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US Senate
The United States Senate is a chamber of the bicameral United States Congress; it is the upper house, with the U.S. House of Representatives being the lower house. Together, the Senate and House have the authority under Article One of the U.S. Constitution to pass or defeat federal legislation. The Senate also has exclusive power to confirm U.S. presidential appointments, to approve or reject treaties, and to convict or exonerate impeachment cases brought by the House. The Senate and the House provide a check and balance on the powers of the executive and judicial branches of government. The composition and powers of the Senate are established in Article One of the U.S. Constitution, which has been in continuous effect since March 4, 1789. Each of the 50 states is represented by two senators who serve staggered six-year terms. In total, the Senate consists of 100 members. From its inception in 1789 until 1913, senators were appointed by the state legislature o ...
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Acts Of The 111th United States Congress
The Acts of the Apostles (, ''Práxeis Apostólōn''; ) is the fifth book of the New Testament; it tells of the founding of the Christian Church and the spread of its message to the Roman Empire. Acts and the Gospel of Luke make up a two-part work, Luke–Acts, by the same anonymous author. Traditionally, the author is believed to be Luke the Evangelist, a doctor who travelled with Paul the Apostle. It is usually dated to around 80–90 AD, although some scholars suggest 110–120 AD.Tyson, Joseph B., (April 2011)"When and Why Was the Acts of the Apostles Written?" in: The Bible and Interpretation: "...A growing number of scholars prefer a late date for the composition of Acts, i.e., c. 110–120 CE. Three factors support such a date. First, Acts seems to be unknown before the last half of the second century. Second, compelling arguments can be made that the author of Acts was acquainted with some materials written by Josephus, who completed his Antiquities of the Jews in 93 ...
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111th United States Congress
The 111th United States Congress was a meeting of the legislative branch of the United States federal government from January 3, 2009, until January 3, 2011. It began during the last weeks of the George W. Bush administration, with the remainder spanning the first two years of Barack Obama's presidency. It was composed of the Senate and the House of Representatives. The apportionment of seats in the House was based on the 2000 U.S. census. In the November 2008 elections, the Democratic Party increased its majorities in both chambers (including – when factoring in the two Democratic caucusing independents – a brief filibuster-proof 60-40 supermajority in the Senate), and with Barack Obama being sworn in as president on January 20, 2009, this gave Democrats an overall federal government trifecta for the first time since the 103rd Congress in 1993. However, the Senate supermajority only lasted for a period of 72 working days while the Senate was actually in ...
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Vertrue
Vertrue Incorporated, headquartered in Norwalk, Connecticut, is an American consumer services marketing company. The company again received an "F" from the Better Business Bureau for making unauthorized charges to its customers' credit cards. In 2007 it was acquired by a trio of investment firms, including Rho Ventures. In 2010, Vertrue and two of its subsidiaries were found guilty of defrauding nearly 500,000 of their customers in Iowa. Organization In the annual report, submitted to the United States Securities and Exchange Commission, in November 2006 the President and Chief Executive Officer of Vertrue is listed as Gary Johnson. Vertrue have a European division called Adaptive Affinity, based in Edgware UK, and led by Andrew Millet. They have a number of brands in Europe including VP Rewards, Premier Club and highstreetmax.com. In America, one of their brands is MVQ SavingsAce. All of the brands specialise in positive option selling, where customers of other companies, for ...
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Jay Rockefeller
John Davison "Jay" Rockefeller IV (born June 18, 1937) is an American retired politician who served as a United States senator from West Virginia (1985–2015). He was first elected to the Senate in 1984, while in office as governor of West Virginia (1977–1985). Rockefeller moved to Emmons, West Virginia, to serve as a VISTA worker in 1964 and was first elected to public office as a member of the West Virginia House of Delegates (1966–1968). Rockefeller was later elected secretary of state of West Virginia (1968–1973) and was president of West Virginia Wesleyan College (1973–1975). He became the state's senior U.S. senator when the long-serving Senator Robert Byrd died in June 2010. Rockefeller is a great-grandson of oil tycoon John D. Rockefeller, who died less than a month before Jay's birth. He was the only serving politician of the Rockefeller family during his tenure in the United States Senate, and the only one to have held office as a Democrat, in what has ...
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Attorney General Of New York
The attorney general of New York is the chief legal officer of the U.S. state of New York (state), New York and head of the Department of Law of the government of New York (state), state government. The office has existed in various forms since 1626, originally established under the New Netherland, Dutch colonial government of New Netherland. New York's attorney general is the highest-paid state attorney general in the country. Democratic Party (United States), Democrat Letitia James currently serves as attorney general, in office since January 1, 2019. Functions The attorney general advises the executive branch of state government as well as defends actions and brings proceedings on its behalf. The attorney general acts independently of the governor of New York. The department's regulations are compiled in title 13 of the ''New York Codes, Rules and Regulations'' (NYCRR). Organization The legal functions of the Department of Law are divided primarily into five major divisio ...
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Affinion Group
CXLoyalty (formerly Affinion Group and CUC) is a private company based in Stamford, Connecticut that provides customer engagement and loyalty programs. Affinion designs, markets, and services programs that deal with customer relationships for other businesses. The company says it reaches 250 million consumers in 20 countries. In 2006, Affinion Group was cited by Forbes as number 321 on its list of largest private companies. In 2016, Affinion reported a worldwide workforce of approximately 3,000. As of March 2015, the company had not reported a profit since 2004. According to its Bloomberg Business profile at the end of 2014, Affinion had about 5,500 marketing partners, 59 million subscribers in membership and insurance services, and 62 million customers for loyalty programs and credit or debit card enhancement services. In 2021, CXLoyalty's Global Loyalty division was acquired by JPMorgan Chase JPMorgan Chase & Co. (stylized as JPMorganChase) is an American multinational ...
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Washington Examiner
The ''Washington Examiner'' is an American Conservatism in the United States, conservative news magazine based in Washington, D.C., consisting of a website and a weekly printed magazine. It is owned by Philip Anschutz through MediaDC, a subsidiary of Clarity Media Group. From 2005 to 2013, the ''Examiner'' was published as a daily Tabloid (newspaper format), tabloid-sized newspaper, distributed throughout the Washington, D.C. metro area. The newspaper focused primarily on local news and political commentary. The local newspaper ceased publication on June 14, 2013, whereupon its content began to focus almost exclusively on national politics from a conservative point of view. The ''Examiner'' switched its print edition from a daily newspaper to an expanded print weekly magazine format. History The publication now known as the ''Washington Examiner'' began its life as a handful of suburban news outlets known as the Journal Newspapers, distributed not in Washington D.C. itself, but ...
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