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Wall Street Analytics
Moody's, previously known as Moody's Analytics, is a subsidiary of Moody's Corporation established in 2007 to focus on non-rating activities, separate from Moody's Investors Service. It provides economic research regarding risk, performance and financial modeling, as well as consulting, training and software services. Moody's is composed of divisions such as Moody's KMV, Moody's Economy.com, Moody's Wall Street Analytics, the Institute of Risk Standards and Qualifications, and Canadian Securities Institute Global Education Inc. History In 1995, Moody's Corporation started a business unit providing quantitative analysis services, including credit risk assessment software and services after acquiring Financial Proformas, Inc., called Moody's Risk Management Service (MRMS). In early 2000 Moody's acquired the Software Products Group of Crowe, Chizek & Co., then the eighth-largest accounting and consulting firm in the U.S., which brought software used by banks to analyze the risk ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Subsidiary
A subsidiary, subsidiary company, or daughter company is a company (law), company completely or partially owned or controlled by another company, called the parent company or holding company, which has legal and financial control over the subsidiary company. Unlike regional branches or divisions, subsidiaries are considered to be distinct entities from their parent companies; they are required to follow the laws of where they are incorporated, and they maintain their own executive leadership. Two or more subsidiaries primarily controlled by same entity/group are considered to be sister companies of each other. Subsidiaries are a common feature of modern business, and most multinational corporations organize their operations via the creation and purchase of subsidiary companies. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, and Citigroup, which have subsidiaries involved in many different Industry (e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Probability Of Default
Probability of default (PD) is a financial term describing the likelihood of a default over a particular time horizon. It provides an estimate of the likelihood that a borrower will be unable to meet its debt obligations. PD is used in a variety of credit analyses and risk management frameworks. Under Basel II, it is a key parameter used in the calculation of economic capital or regulatory capital for a banking institution. PD is closely linked to the expected loss, which is defined as the product of the PD, the loss given default (LGD) and the exposure at default (EAD). Overview The probability of default is an estimate of the likelihood that the default event will occur. It applies to a particular assessment horizon, usually one year. Credit scores, such as FICO for consumers or bond ratings from S&P, Fitch or Moodys for corporations or governments, typically imply a certain probability of default. For group of obligors sharing similar credit risk characteristics su ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stress Testing
Stress testing is a form of deliberately intense or thorough testing, used to determine the stability of a given system, critical infrastructure or entity. It involves testing beyond normal operational capacity, often to a breaking point, in order to observe the results. Reasons can include: * to determine breaking points or safe usage limits * to confirm mathematical model is accurate enough in predicting breaking points or safe usage limits * to confirm intended specifications are being met * to determine Failure cause, modes of failure (how exactly a system fails) * to test stable operation of a part or system outside standard usage Reliability engineering, Reliability engineers often test items under expected stress or even under accelerated stress in order to determine the operating life of the item or to determine modes of failure.Nelson, Wayne B., (2004), ''Accelerated Testing - Statistical Models, Test Plans, and Data Analysis'', John Wiley & Sons, New York, The term "s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Experian
Experian plc is a multinational corporation, multinational data broker and consumer credit reporting company headquartered in Dublin, Ireland. Experian collects and aggregates information on more than 1 billion people and businesses including 235 million individual U.S. consumers and more than 25 million U.S. businesses. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in United States Postal Service, USPS address validation. It is one of the "Big Three" credit-reporting agencies, alongside TransUnion and Equifax. In addition to its credit services, Experian also sells decision analytic and marketing assistance to businesses, including individual fingerprinting and targeting. Its consumer services include online access to credit history and products meant to protect from fraud and identity theft. Like all credit reporting agencies, the company is required by U.S. law to provide consumers with one free credit report ever ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Canadian Securities Course
The Canadian Securities Institute (CSI; formerly, CSI Global Education) is a Canadian organization that offers licensing courses, advanced certifications, continuing education and custom training for financial services professionals in Canada and internationally. CSI provides licensing and testing to meet the regulatory requirements to work within the Canadian financial services industry. It is endorsed by the Investment Industry Regulatory Organization of Canada (IIROC), and Canadian Securities Administrators (CSA). CSI is based in Toronto and Montreal and owned by Moody's Analytics. The credentials offered by the institute are recognized by several foreign securities regulators, including those in the U.S., France, U.K., Singapore and Hong Kong. Courses, programs and certificates The Canadian Securities Institute offers 100 courses, 11 certificate programs, specialized designations, as well as continuing education programs for Canadian financial professionals, primarily in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Soft Skills
Soft skills, also known as power skills, common skills, essential skills, or core skills, are psychosocial skills generally applicable to all professions. These include critical thinking, problem solving, public speaking, professional writing, teamwork, digital literacy, leadership, Attitude (psychology), professional attitude, work ethic, career management and Cultural studies, intercultural fluency. Soft skills are in contrast to ''hard skills'', also called ''technical skills'', which are specific to individual professions or occupations. The word "skill" highlights the practical function. The term alone has a broad meaning, and describes a particular ability to complete tasks ranging from easier ones like learning how to kick a ball to harder ones like learning to be creative. In this specific instance, the word "skill" has to be interpreted as the ability to master hardly controlled actions. History The term "soft skills" was coined by the United States Army, U.S. Army in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
England
England is a Countries of the United Kingdom, country that is part of the United Kingdom. It is located on the island of Great Britain, of which it covers about 62%, and List of islands of England, more than 100 smaller adjacent islands. It shares Anglo-Scottish border, a land border with Scotland to the north and England–Wales border, another land border with Wales to the west, and is otherwise surrounded by the North Sea to the east, the English Channel to the south, the Celtic Sea to the south-west, and the Irish Sea to the west. Continental Europe lies to the south-east, and Ireland to the west. At the 2021 United Kingdom census, 2021 census, the population was 56,490,048. London is both List of urban areas in the United Kingdom, the largest city and the Capital city, capital. The area now called England was first inhabited by modern humans during the Upper Paleolithic. It takes its name from the Angles (tribe), Angles, a Germanic peoples, Germanic tribe who settled du ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Surrey
Surrey () is a Ceremonial counties of England, ceremonial county in South East England. It is bordered by Greater London to the northeast, Kent to the east, East Sussex, East and West Sussex to the south, and Hampshire and Berkshire to the west. The largest settlement is Woking. The county has an area of and a population of 1,214,540. Much of the north of the county forms part of the Greater London Built-up Area, which includes the Suburb, suburbs within the M25 motorway as well as Woking (103,900), Guildford (77,057), and Leatherhead (32,522). The west of the county contains part of Farnborough/Aldershot built-up area, built-up area which includes Camberley, Farnham, and Frimley and which extends into Hampshire and Berkshire. The south of the county is rural, and its largest settlements are Horley (22,693) and Godalming (22,689). For Local government in England, local government purposes Surrey is a non-metropolitan county with eleven districts. The county historically includ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Brussels
Brussels, officially the Brussels-Capital Region, (All text and all but one graphic show the English name as Brussels-Capital Region.) is a Communities, regions and language areas of Belgium#Regions, region of Belgium comprising #Municipalities, 19 municipalities, including the City of Brussels, which is the capital of Belgium. The Brussels-Capital Region is located in the central portion of the country. It is a part of both the French Community of Belgium and the Flemish Community, and is separate from the Flemish Region (Flanders), within which it forms an enclave, and the Walloon Region (Wallonia), located less than to the south. Brussels grew from a small rural settlement on the river Senne (river), Senne to become an important city-region in Europe. Since the end of the Second World War, it has been a major centre for international politics and home to numerous international organisations, politicians, Diplomacy, diplomats and civil servants. Brussels is the ''de facto' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
List Of Things Named After Pierre De Fermat
This is a list of things named after Pierre de Fermat, a French amateur mathematician. * Fermat–Apollonius circle *Fermat–Catalan conjecture *Fermat cubic *Fermat curve * Fermat–Euler theorem *Fermat number * Fermat point * Fermat–Weber problem *Fermat polygonal number theorem * Fermat polynomial * Fermat primality test * Fermat pseudoprime * Fermat quintic threefold *Fermat quotient * Fermat's difference quotient * Fermat's factorization method *Fermat's Last Theorem *Fermat's little theorem * Fermat's method * Fermat's method of descent *Fermat's principle *Fermat's right triangle theorem *Fermat's spiral *Fermat's theorem (stationary points) *Fermat's theorem on sums of two squares * Fermat theory * Pell–Fermat equation * 12007 Fermat Other * Fermat (computer algebra system) * Fermat (crater) *Fermat Prize {{DEFAULTSORT:Things named after Pierre de Fermat Fermat Pierre de Fermat (; ; 17 August 1601 – 12 January 1665) was a French mathematician who is given cr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Collateralized Debt Obligation
A collateralized debt obligation (CDO) is a type of structured finance, structured asset-backed security (ABS). Originally developed as instruments for the corporate debt markets, after 2002 CDOs became vehicles for refinancing Mortgage-backed security, mortgage-backed securities (MBS).Lepke, Lins and Pi card, ''Mortgage-Backed Securities'', §5:15 (Thomson West, 2014). Like other private label securities backed by assets, a CDO can be thought of as a promise to pay investors in a prescribed sequence, based on the cash flow the CDO collects from the pool of bonds or other assets it owns. Distinctively, CDO credit risk is typically assessed based on a probability of default (PD) derived from ratings on those bonds or assets. The CDO is "sliced" into sections known as tranche, "tranches", which "catch" the cash flow of interest and principal payments in sequence based on seniority. If some loans default and the cash collected by the CDO is insufficient to pay all of its investors, t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ron Unz
Ronald Keeva Unz (; born September 20, 1961) is an American technology entrepreneur, conservative political activist, writer, and publisher. A former businessman, Unz became a financial software multi-millionaire before entering politics. He unsuccessfully ran for governor as a Republican in the 1994 California gubernatorial election and for U.S. Senator in 2016. He has sponsored multiple ballot propositions promoting structured English immersion education as well as campaign finance reform and minimum wage increases. Unz was publisher of ''The American Conservative'' from 2007 to 2013, and since 2013 has been publisher and editor of ''The Unz Review'', a website which self-describes as presenting "controversial perspectives largely excluded from the American mainstream media." Unz Review has been criticized by the Anti-Defamation League for hosting racist and antisemitic content, and the Southern Poverty Law Center has labeled it a white nationalist publication. Unz has al ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
