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VyStar Credit Union
VyStar Credit Union is a member-owned financial cooperative that is headquartered in Jacksonville, Florida. It offers a comprehensive selection of products, including deposit and loan services for consumers and businesses, as well as investments, insurance, retirement planning and financial counseling. Founded in 1952 as Jax Navy Federal Credit Union, VyStar is the largest mortgage lender and the fourth-largest financial institution in Northeast Florida. It is regulated by the Florida Office of Financial Regulation and federally insured by the National Credit Union Share Insurance (NCUSIF) offered by the National Credit Union Administration The National Credit Union Administration (NCUA) is an American government-backed insurer of Credit unions in the United States, credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. deposi ... (NCUA). History Originally named Jax Navy Federal Credit Union, VyStar was chartered in Apr ...
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Credit Union
A credit union is a member-owned nonprofit organization, nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (checking account, cheque accounts), credit cards, Credit (finance), credit, share term certificates (Certificate of deposit, certificates of deposit), and online banking. Normally, only a member of a credit union may deposit account, deposit or loan, borrow money. In several African countries, credit unions are commonly referred to as ''SACCOs'' (''savings and credit co-operatives''). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 375 million, with over 100 millio ...
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United States Dollar
The United States dollar (Currency symbol, symbol: Dollar sign, $; ISO 4217, currency code: USD) is the official currency of the United States and International use of the U.S. dollar, several other countries. The Coinage Act of 1792 introduced the U.S. dollar at par with the Spanish dollar, Spanish silver dollar, divided it into 100 cent (currency), cents, and authorized the Mint (facility), minting of coins denominated in dollars and cents. U.S. banknotes are issued in the form of Federal Reserve Notes, popularly called greenbacks due to their predominantly green color. The U.S. dollar was originally defined under a bimetallism, bimetallic standard of (0.7734375 troy ounces) fine silver or, from Coinage Act of 1834, 1834, fine gold, or $20.67 per troy ounce. The Gold Standard Act of 1900 linked the dollar solely to gold. From 1934, its equivalence to gold was revised to $35 per troy ounce. In 1971 all links to gold were repealed. The U.S. dollar became an important intern ...
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Yulee High School
Yulee High School is a comprehensive four-year school located in Yulee, Florida. The original school closed in 1965 when Florida desegregated public schools. Following desegregation, students were allowed to choose between attending West Nassau or Fernandina Beach. The current institution opened in 2006, although Yulee had been the site of a high school earlier, from the 1930s to the 1960s. The initial graduating class of Yulee High School, in 2007, had a 71% graduation rate, 23% of whom graduated with honors. The mascot of the sports teams for YHS is the Hornet. Yulee high school is also in a “A” rated district in Nassau county. Notable alumni * Derrick Henry – NFL running back for the Baltimore Ravens and 2015 Heisman Trophy The Heisman Memorial Trophy ( ; also known simply as the Heisman) is awarded annually since 1935 to the top player in college football. It is considered the most prestigious award in the sport and is presented by the Heisman Trophy Trust followin ...
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Orange Park High School
Orange Park High School is a high school located in Orange Park, Florida. It is a part of the Clay County School District. The school opened as a junior-senior high school in Fall 1959, although it went only to 10th grade, so that the first graduating class was not until Spring 1962. The school celebrated its 50th anniversary in 2011, the 50th anniversary of the first 12th-grade class (1961-1962 school year). The athletic teams are known as the Raiders. In the 2021–2022 school year the school had 1,560 students. School Data *The year of 2007-2008 had approximately 2,538 students and OPHS statistics indicated that 87% were college bound. *The school has 164 classrooms. *Most notable catchphrase- "Swords Up" (2017-N/A) Athletic achievements Football *The 1992 football team was undefeated in the regular season, were ranked #1 in the state for most of the season, and were ranked as high as No. 15 in the United States by ''USA Today''. The 1992 team were Florida Star Conferen ...
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Jean Ribault High School
Jean Ribault High School is a public high school located in North Jacksonville, Florida. It is part of Duval County Public Schools. Improvement Ribault was one of 16 schools nationwide selected by the College Board for inclusion in the EXCELerator ''School Improvement Model'' program beginning the 2007-2008 school year. The project was funded by the Bill & Melinda Gates Foundation. Athletics *The boys basketball team has won 4 State championships (1989, 1990, 1994, 1995). *3rd Most Tournament Games Played 163––Miami, 123 wins, 40 losses. 125––Malone, 87 wins, 38 losses. 105––Ribault (Jacksonville), 74 wins, 31 losses *3rd Most Tournament Games Won 123––Miami, 163 games. 87––Malone, 125 games. 74––Ribault (Jacksonville), 105 games *The girls' basketball team has won 12 State championships (1988, 1993, 1994, 1999, 2000, 2001, 2002, 2003, 2013, 2014, 2016 and 2017), the highest total in the state. The team also has the highest state totals for consec ...
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Samuel W
Samuel is a figure who, in the narratives of the Hebrew Bible, plays a key role in the transition from the biblical judges to the United Kingdom of Israel under Saul, and again in the monarchy's transition from Saul to David. He is venerated as a prophet in Judaism, Christianity, and Islam. In addition to his role in the Bible, Samuel is mentioned in Jewish rabbinical literature, in the Christian New Testament, and in the second chapter of the Quran (although the text does not mention him by name). He is also treated in the fifth through seventh books of ''Antiquities of the Jews'', written by the Jewish scholar Josephus in the first century. He is first called "the Seer" in 1 Samuel 9:9. Biblical account Family Samuel's mother was Hannah and his father was Elkanah. Elkanah lived at Ramathaim in the district of Zuph. His genealogy is also found in a pedigree of the Kohathites (1 Chronicles 6:3–15) and in that of Heman the Ezrahite, apparently his grandson (1 Chronic ...
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Pedro Menendez High School
Pedro Menendez High School is a public high school in the St. Johns County School District, located in southern St. Johns County, Florida, United States. It was named for Pedro Menéndez de Avilés, a sixteenth-century Spanish admiral and pirate hunter who founded St. Augustine, the first permanent European settlement and oldest port city in what is now the continental United States, on August 28, 1565. It has a student body of over 1,300 students. The school building is a two-story octagon with an open courtyard in the center. The gymnasium and auditorium are attached on the east and west sides, respectively. The school was built simultaneously with Bartram Trail High School; Menendez was intended to relieve overcrowding at St. Augustine High School. The school opened August 28, 2000, and graduated its first class in 2001. The curriculum offers academy programs in the areas of business & computer technology, health science, and architectural & building sciences. Attendance ...
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Fleming Island High School
Fleming Island High School (FIHS) is a public senior high school A secondary school, high school, or senior school, is an institution that provides secondary education. Some secondary schools provide both ''lower secondary education'' (ages 11 to 14) and ''upper secondary education'' (ages 14 to 18), i.e., ... located in Fleming Island, Florida and is part of the Clay County School District. The school opened in 2003 and has an enrollment of approximately 2,000 students. The team name is the Golden Eagles and the school colors are green and gold. In 2013 FIHS made '' U.S. News & World Report''s list of Best High Schools.Fleming Island High School Overview
U.S. News & World Report, Retrieved Sept. 30, 2015


Notable alumni

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WTLV
WTLV (channel 12) is a television station in Jacksonville, Florida, United States, affiliated with NBC. It is owned by Tegna Inc. alongside Orange Park, Florida, Orange Park–licensed American Broadcasting Company, ABC affiliate WJXX (channel 25), a combination known as First Coast News. The two stations share studios on Adams Street in downtown Jacksonville; WTLV's transmitter is located on Anders Boulevard on the south side of the city. Channel 12 in Jacksonville began broadcasting on September 1, 1957, as WFGA-TV. It was an NBC affiliate owned by the Florida-Georgia Television Company and, beginning shortly after its launch, one of two stations in the city. WFGA-TV spent most of its first 15 years on air embroiled in legal conflict stemming from an influence scandal involving a Federal Communications Commission (FCC) commissioner. The case was ultimately resolved in 1969 by an operating consortium comprising Florida-Georgia and three groups also seeking channel 12, which was ...
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Naval Air Station Jacksonville
Naval Air Station Jacksonville (NAS Jacksonville) is a large naval air station located approximately south of the central business district of Jacksonville, Florida, United States., effective 2007-10-25 Location NAS Jacksonville is located in Duval County, Florida, within the city limits of Jacksonville. The base sits on a piece of land between the St. Johns River and Ortega River historically called Black Point. The airbase is part of the overall Jacksonville Naval Complex, a collection of Navy Bases in the Jacksonville Metropolitan Area that include Naval Station Mayport, the former Naval Air Station Cecil Field (now Cecil Airport), Naval Outlying Landing Field Whitehouse, and the Pinecastle Range Complex. It also neighbors a small ghost town called Yukon. History During World War I, the area now occupied by NAS Jacksonville, often referred to colloquially as "NAS Jax", was named ''Camp Joseph E. Johnston'', and was commissioned on October 15, 1917. The United States A ...
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National Credit Union Administration
The National Credit Union Administration (NCUA) is an American government-backed insurer of Credit unions in the United States, credit unions in the United States, one of two agencies that provide deposit insurance to depositors in U.S. depository institutions, the other being the Federal Deposit Insurance Corporation (FDIC), which insures commercial banks and savings institutions. The NCUA is an Independent agencies of the United States government, independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions. With the backing of the full faith and credit of the U.S. government, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. Besides the Share Insurance Fund, the NCUA operates three other funds: the NCUA Operating Fund, the Central Liq ...
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Mortgage
A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "collateral (finance), secured" on the borrower's property through a process known as mortgage origination. This means that a Mortgage law, legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Legal professions in England and Wales, Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken throu ...
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