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Visana
Visana, based in Bern, is a Swiss insurance company specialized in health insurance and accident insurance. , the company served around 848,000 privately insured people and 16,500 insured companies, authorities and associations. In 2022, the Visana Group generated a premium volume of 3.6 billion Swiss francs with 1,450 employees. History The company emerged in 1996 as a result of the fusion of the three health insurance funds KKB (founded 1870), Grütli (founded 1872) and Evidenzia (founded 1990) with the implementation of the new health insurance law. In 1998 the company made headlines in eight cantons. In reaction to this, the Federal Department of the Interior announced that it would "prevent Visana to be withdrawn from basic health insurance in individual cantons." In 2012 Visanas subsidiary company Vivacare took over the basic insurance business of the Bernese insurance group Innova. In 2019 Angelo Eggli, former managing director of Allianz Partners Schweiz, was elect ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cantons Of Switzerland
The 26 cantons of Switzerland are the Federated state, member states of the Switzerland, Swiss Confederation. The nucleus of the Swiss Confederacy in the form of the first three confederate allies used to be referred to as the . Two important periods in the development of the Old Swiss Confederacy are summarized by the terms ('Eight Cantons'; from 1353 to 1481) and ('Thirteen Cantons', from 1513 to 1798).rendered "the 'confederacy of eight'" and "the 'Thirteen-Canton Confederation'", respectively, in: Each canton of the Old Swiss Confederacy, formerly also ('lieu/locality', from before 1450), or ('estate', from ), was a fully sovereignty, sovereign state with its own border controls, army, and currency from at least the Treaty of Westphalia (1648) until the establishment of the Swiss federal state in 1848, with a brief period of centralised government during the Helvetic Republic (1798–1803). The term has been widely used since the 19th century. "" The number of canton ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services Companies Established In 1996
Finance refers to monetary resources and to the study and discipline of money, currency, assets and liabilities. As a subject of study, is a field of Business Administration wich study the planning, organizing, leading, and controlling of an organization's resources to achieve its goals. Based on the scope of financial activities in financial systems, the discipline can be divided into personal, corporate, and public finance. In these financial systems, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. Due to its wide scope, a broad range of subfields exists within finance. Asset-, money-, risk- and investment management aim to maximize value and minimize volatility. Financial analysis assesses the viability, stability, and pr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swiss Financial Market Supervisory Authority
The Swiss Financial Market Supervisory Authority (FINMA) is the Swiss government body responsible for financial regulation. This includes the supervision of banks, insurance companies, stock exchanges and securities dealers, as well as other financial intermediaries in Switzerland. FINMA's name and acronym are usually expressed in English so as to avoid the semblance of favouring any one of Switzerland's linguistic regions. FINMA was established in 2007 and succeeded the Federal Banking Commission, thus EBK-CFB, established in 1934. It is an independent institution with its own legal personality based in Bern. It is institutionally, functionally and financially independent from the central federal administration and the Federal Department of Finance and reports directly to the Swiss parliament. History Federal Banking Commission Banking supervision was introduced in Switzerland by the Federal Act on Banks and Savings Banks of 1934, following unsuccessful attempts that had ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Healthcare In Switzerland
Switzerland has universal health care, regulated by the Swiss Federal Law on Health Insurance. There are no free state-provided health services, but private health insurance is compulsory for all persons residing in Switzerland (within three months of taking up residence or being born in the country). Health insurance covers the costs of medical treatment and hospitalisation of the insured. However, the insured person pays part of the cost of treatment. This is done (a) by means of an annual deductible (called the ''franchise''), which ranges from CHF 300 ( PPP-adjusted US$ 489) to a maximum of CHF 2,500 (PPP-adjusted $4,076) for an adult as chosen by the insured person (premiums are adjusted accordingly) and (b) by a charge of 10% of the costs over and above the excess up to a stop-loss amount of CHF 700 (PPP-adjusted $1,141). Coverage Compulsory coverage and costs Since 1994, all Swiss residents are required by federal law to purchase basic health insurance, whic ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Canton Of Bern
The canton of Bern, or Berne (; ; ; ), is one of the Canton of Switzerland, 26 cantons forming the Switzerland, Swiss Confederation. Its capital city, Bern, is also the ''de facto'' capital of Switzerland. The bear is the heraldic symbol of the canton, displayed on a red-yellow background. Comprising Subdivisions of the canton of Bern, ten districts, Bern is the second-largest canton by both surface area and population. Located in west-central Switzerland, it is surrounded by eleven cantons. It borders the cantons of canton of Jura, Jura and canton of Solothurn, Solothurn to the north. To the west lie the cantons of canton of Neuchâtel, Neuchâtel, canton of Fribourg, Fribourg, and canton of Vaud, Vaud. To the south lies the cantons of canton of Valais, Valais. East of the canton of Bern lie the cantons of Canton of Uri, Uri, Canton of Nidwalden, Nidwalden, Canton of Obwalden, Obwalden, Canton of Lucerne, Lucerne and Canton of Aargau, Aargau. The geography of the canton includes ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Department Of Home Affairs
The Federal Department of Home Affairs (FDHA, , , , ) is a department of the federal administration of Switzerland and serves as the Swiss ministry of the interior. Since 2024, it is headed by Federal Councillor Élisabeth Baume-Schneider. Organisation Like the other federal departments, the FDHA is composed of a General Secretariat, several Federal Offices, and a number of other and affiliated administrative entities. General Secretariat The General Secretariat is responsible for planning, coordination and controlling, and coordinates the decision-making process between the federal offices and the Head of Department. It provides consultancy services for the entire department. Its legal service is also responsible for supervising charitable foundations. The Federal Commission against Racism, the Service for Combating Racism and the Office for the Equality of People with Disabilities are also affiliated to the General Secretariat. It has a staff of 62, annual revenues of CHF ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Assembly (Switzerland)
The Federal Assembly, also known as the Swiss Parliament, is the federal bicameral parliament of Switzerland. It comprises the 200-seat National Council and the 46-seat Council of States. It meets in Bern in the Federal Palace. The houses have identical powers. Members of both houses represent the cantons, but, whereas seats in the National Council are distributed in proportion to population, each canton has two seats in the Council of States, except the six ' half-cantons', which have one seat each. Both are elected in full once every four years, with the last election being held in 2023. The Federal Assembly possesses the federal government's legislative power, along with the separate constitutional right of citizen's initiative. For a law to pass, it must be passed by both houses. The two houses may come together as a United Federal Assembly in certain circumstances, such as to elect the Federal Council (the head of government and state), the Federal Chancellor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Swiss Franc
The Swiss franc, or simply the franc, is the currency and legal tender of Switzerland and Liechtenstein. It is also legal tender in the Italian exclave of Campione d'Italia which is surrounded by Swiss territory. The Swiss National Bank (SNB) issues banknotes and the federal mint Swissmint issues coins. It is also designated through currency signs ''Fr.'' (in German language), ''fr.'' (in French language, French, Italian language, Italian, Romansh languages), as well as in any other language, or internationally as ''CHF'' which stands for Franc. This acronym also serves as the ISO 4217 currency code, used by banks and financial institutions. The smaller denomination, a hundredth of a franc, is a (Rp.) in German, (c.) in French, (ct.) in Italian, and (rp.) in Romansh. The official symbols ''Fr.'' (German symbol) and ''fr.'' (Latin languages) are widely used by businesses and advertisers, also for the English language. According to ''Art. 1 SR/RS 941.101'' of the federal law ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bern
Bern (), or Berne (), ; ; ; . is the ''de facto'' Capital city, capital of Switzerland, referred to as the "federal city".; ; ; . According to the Swiss constitution, the Swiss Confederation intentionally has no "capital", but Bern has governmental institutions such as the Federal Assembly (Switzerland), Federal Assembly and Federal Council (Switzerland), Federal Council. However, the Federal Supreme Court of Switzerland, Federal Supreme Court is in Lausanne, the Federal Criminal Court of Switzerland, Federal Criminal Court is in Bellinzona and the Federal Administrative Court (Switzerland), Federal Administrative Court and the Federal Patent Court (Switzerland), Federal Patent Court are in St. Gallen, exemplifying the federal nature of the Confederation. With a population of about 146,000 (), Bern is the List of cities in Switzerland, fifth-most populous city in Switzerland, behind Zürich, Geneva, Basel and Lausanne. The Bern agglomeration, which includes 36 municipalities ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Accident Insurance
Accident insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured. The insured can spend the benefit payment however they choose. Accident insurance is complementary to, not a replacement for, health insurance. Accidents While accidents and their causes vary wildly, the general definition of an accident is an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury. Accident insurers may define accidents differently in their specific policies. Common exclusions Every insurer maintains a list of events and circumstances that void the insured's entitlement to his or her accident benefits. For example, accident insurance policies may exclude coverage for injuries sustained while the insured was intoxicated or committing an illegal act. Comparison to other types of insurance Accident insurance is part of a category of insurance products designed to ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Health Insurance
Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment". A health insurance policy i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
