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USAA
The United Services Automobile Association (USAA) is an American financial services company providing insurance and banking products exclusively to members of the military, veterans and their families. It was founded in 1922 in San Antonio, Texas, by a group of 25 U.S. Army officers as a mechanism for mutual self-insurance, when they were unable to secure auto insurance because of the perception that they, as military officers, were a high-risk group. USAA is headquartered in northwest San Antonio, occupying a former horse farm. USAA Federal Savings Bank, which provides banking services, is headquartered on a campus in Phoenix, Arizona, Phoenix, Arizona as of April 2024. USAA has since expanded to offer banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families. The company ranked No. 96 in the 2020 Fortune 500 list of the largest United States corporations by total revenue and appeared on Fortune's 2021 Blue Ribbon ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Reciprocal Inter-insurance Exchange
A reciprocal inter-insurance exchange or simply a reciprocal in the United States is an unincorporated association in which subscribers exchange insurance policies to pool and spread risk. For consumers, reciprocal exchanges often offer similar policies to those offered by a stock company or a mutual insurance company. Notable reciprocal exchanges are managed by USAA, Farmers, and Erie. History Reciprocals began in 1881 when dry-good merchants in New York were discontent with their experience with other insurers in covering their buildings. The store owners believed that they had well-maintained buildings and were being overcharged by risk rating methodologies used by insurers at the time. Because the merchants were well-capitalized and could absorb certain losses, they decided to self-insure to lower their insurance costs. Subscribers indemnified each other when a member suffered a loss, but the process of collecting from those who did not suffer and remitting funds to those ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Charles Schwab Corporation
The Charles Schwab Corporation is an American multinational Financial institution, financial services company. It offers banking, commercial banking, investing and related services including consulting, and wealth management advisory services to both retail and institutional clients. It is on the list of largest banks in the United States by assets. it had $10.10 trillion in client assets, 36.5 million active brokerage accounts, 5.4 million workplace retirement plan participant accounts, and 2.0 million banking accounts. It also offers a donor advised fund for clients seeking to donate securities. It was founded in San Francisco, San Francisco, California, and is headquartered in Westlake, Texas. It has over 380 Branch (banking), branches, primarily in financial centers in the United States and the United Kingdom. Founded as First Commander Corporation in 1971 and renamed to Charles Schwab & Co. in 1973, the company leveraged Deregulation#United States, deregulation of the 19 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
San Antonio
San Antonio ( ; Spanish for " Saint Anthony") is a city in the U.S. state of Texas and the most populous city in Greater San Antonio. San Antonio is the third-largest metropolitan area in Texas and the 24th-largest metropolitan area in the United States at 2.6 million people in the 2020 United States census. It is the most populous city in and the county seat of Bexar County. San Antonio is the seventh-most populous city in the United States, and the second-most populous in the Southern United States and Texas, after Houston. Founded as a Spanish mission and colonial outpost in 1718, the city in 1731 became the first chartered civil settlement in what is now present-day Texas. The area was then part of the Spanish Empire. From 1821 to 1836, it was part of the Mexican Republic. It is the oldest municipality in Texas, having celebrated its 300th anniversary on May 1, 2018. Straddling the regional divide between South and Central Texas, San Antonio anchors the southwe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
San Antonio, Texas
San Antonio ( ; Spanish for "Anthony of Padua, Saint Anthony") is a city in the U.S. state of Texas and the most populous city in Greater San Antonio. San Antonio is the List of Texas metropolitan areas, third-largest metropolitan area in Texas and the List of Metropolitan Statistical Areas, 24th-largest metropolitan area in the United States at 2.6 million people in the 2020 United States census. It is the most populous city in and the county seat of Bexar County. San Antonio is the List of United States cities by population, seventh-most populous city in the United States, and the second-most populous in the Southern United States List of municipalities in Texas, and Texas, after Houston. Founded as a Spanish colonization of the Americas, Spanish mission and colonial outpost in 1718, the city in 1731 became the first chartered civil settlement in what is now present-day Texas. The area was then part of the Spanish Empire. From 1821 to 1836, it was part of the Mexico, Mexican ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ernest Hinds
Ernest Hinds (August 18, 1864 – June 17, 1941) was a career officer in the United States Army. A veteran of the Spanish–American War, Philippine–American War, and World War I, he attained the rank of major general and was notable for his service as Chief of Artillery for the American Expeditionary Forces during the First World War and his post war command of the 2nd Division and United States Army Field Artillery School. Early life Ernest Hinds was born in Red Hill, Alabama on August 18, 1864, the son of Margaret Rebecca (Pickett) Hinds and Byram Wilborn Hinds, a physician and Confederate States Army veteran of the American Civil War. Among his siblings was Alfred Walton Hinds, a United States Navy officer who served as Naval Governor of Guam. Hinds attended the local schools of Marshall County until his father moved the family to New Hope, Alabama in Madison County. After completing high school, in 1883 Hinds competed for a Congressional appointment to the United St ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gunter Hotel
The Gunter Hotel is a historic hotel in Downtown San Antonio, Texas, United states, built in 1909 and designed by St. Louis architect John Mauran. It is listed on the National Register of Historic Places. History The Gunter Hotel opened on November 20, 1909, on the site of the earlier Mahncke Hotel. There had been a hotel or inn on the same site since 1837. The eight-story, 301-room hotel was built by the San Antonio Hotel Company and named for Jot Gunter, a local rancher and real estate developer who was one of its financiers. It was designed by Ernest John Russell, of the St. Louis firm Mauran, Russell & Garden. It was the largest building in San Antonio at the time. The Baker Hotel Company purchased the hotel in 1924 and expanded it in 1926 with the addition of three stories. The addition was designed by architect Herbert M. Greene. It was restored from 1980-1985, overseen by architect Robert V. Buck. At the same time, a two-story parking garage was added adjacent to the h ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
American City Business Journals
American City Business Journals, Inc. (ACBJ) is an American newspaper publisher based in Charlotte, North Carolina. ACBJ publishes ''The Business Journals'', which contains local business news for 44 markets in the United States with each market's edition named for that market, and also publishes '' Hemmings Motor News'' and '' Inside Lacrosse''. The company is owned by Advance Publications and receives revenue from display advertising and classified advertising in its weekly newspaper and online advertising on its website and from a subscription business model. The bizjournals.com website, using the overarching online title ''The Business Journal'', contains local business news from various cities in the United States, along with an archive that contains more than 5 million business news articles published since 1996. it receives over 3.6 million readers each week. History American City Business Journals, Inc. was founded in 1982 by Mike K. Russell with the launch of the ''K ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
CNBC
CNBC is an American List of business news channels, business news channel owned by the NBCUniversal News Group, a unit of Comcast's NBCUniversal. The network broadcasts live business news and analysis programming during the morning, Daytime television in the United States, daytime trading day, and early-evening hours, with the remaining hours (such as weekday prime time and weekends) are filled by business-related Television documentary, documentaries and reality television programming, as well as occasional NBC Sports presentations. CNBC operates an accompanying financial news website, CNBC.com, which includes news articles, video and podcast content, as well as subscription-based services. CNBC's headquarters and main studios are located in Englewood Cliffs, New Jersey, while it also maintains a studio at the Nasdaq MarketSite in Times Square, New York City. CNBC was originally founded in April 1989 as the Consumer News and Business Channel, a joint venture between NBC ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Direct Marketing
Direct marketing is a form of communicating an offer, where organizations communicate directly to a Target market, pre-selected customer and supply a method for a direct response. Among practitioners, it is also known as ''direct response marketing''. In contrast to direct marketing, advertising is more of a mass-message nature. Response channels include toll-free telephone numbers, reply cards, reply forms to be sent in an envelope, websites and email addresses. The prevalence of direct marketing and the unwelcome nature of some communications has led to regulations and laws such as the CAN-SPAM Act, requiring that consumers in the United States be allowed to opt out. Overview Intended targets are selected from larger populations based on vendor-defined criteria, including average income for a particular ZIP code, purchasing history and presence on other lists. The goal is "to sell directly to consumers" without letting others "join (the) parade." Compared to general ma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fortune 500
The ''Fortune'' 500 is an annual list compiled and published by ''Fortune (magazine), Fortune'' magazine that ranks 500 of the largest United States Joint-stock company#Closely held corporations and publicly traded corporations, corporations by total revenue for their respective fiscal years. The list includes publicly held company, publicly held companies, along with Privately held company, privately held companies for which revenues are publicly available. The concept of the ''Fortune'' 500 was created by Edgar P. Smith, a ''Fortune'' editor, and the first list was published in 1955. The ''Fortune'' 500 is more commonly used than its subset ''Fortune'' 100 or superset Fortune 1000, ''Fortune'' 1000. History The ''Fortune'' 500, created by Edgar P. Smith, was first published in January 1955. The original top ten companies were General Motors, ExxonMobil, Jersey Standard, U.S. Steel, General Electric, JBS USA, Esmark, Chrysler, Armour and Company, Armour, Gulf Oil, Mobil, and D ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hearst Communications
Hearst Corporation, Hearst Holdings Inc. and Hearst Communications Inc. comprise an American multinational mass media and business information conglomerate owned by the Hearst family and based in Hearst Tower in Midtown Manhattan in New York City. Hearst owns newspapers, magazines, television channels, and television stations, including the '' San Francisco Chronicle'', the ''Houston Chronicle'', '' Cosmopolitan'' and '' Esquire''. It owns 50% of the A&E Networks cable network group and 20% of the Walt Disney Company's sports division ESPN Inc. The conglomerate also owns several business-information companies, including Fitch Group and First Databank. The company was founded by William Randolph Hearst, a newspaper owner most well known for use of yellow journalism. The Hearst family remains involved in its ownership and management. History Formative years In 1880, George Hearst, mining entrepreneur and U.S. senator, bought the '' San Francisco Daily Examiner.'' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
