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Tribal Lending Enterprise
A Tribal Lending Enterprise (TLE) is a type of American financial services and lending organization owned and operated by a federally-recognized Native American tribal government. Native American tribal governments have established TLEs to further expand their business portfolios beyond traditional industries associated with tribal economies, such as gaming, payday lending, natural resources, and government contracting. Native American tribal lending is often operated through an online hub, based on sovereign tribal land, and offering loans to consumers (government-to-consumer lending). History Native American tribes have diversified revenue streams in internet-based consumer lending through tribal lending enterprises that are often financed by a third (outside) party. As arms of the tribetriballending entities benefit from the tribes' sovereign immunity in relation to state-based consumer lending regulation; "as nations that predate the Constitution and the United States, trib ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services
Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the U.S. (e.g. Japan), non-fina ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Choice Of Law Clause
A choice of law clause or proper law clause is a term of a contract in which the parties specify that any dispute arising under the contract shall be determined in accordance with the law of a particular jurisdiction. An example is "This Agreement shall be governed by, and construed in accordance with, the law of the State of New York." A choice of law clause may be combined with a forum selection clause. The combined clause would include the choice of law that is to govern any dispute arising under the agreement, and the choice of forum where disputes will be heard. Once implemented, a choice of law clause will generally be upheld by the court, so long as it is bona fide, legal, and not contrary to public policy. Explanation Choice of law clauses provide certainty about the law to be applied should a contractual dispute arise. As business transactions and contractual obligations may cross jurisdictional borders within a nation, as well as international borders, both physical ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payday Loan Companies
A pay day or payday is a specified day of the week or month when one is paid, usually workers collecting wages from their employers. Pay Day, PayDay or Payday may also refer to: Arts, entertainment, and media Films * ''Pay Day'' (1918 film), a film by Sidney Drew * ''Pay Day'' (1922 film), a film by Charlie Chaplin * Payday (1944 film), a short film * ''Payday'' (1972 film), a film directed by Daryl Duke and written by Don Carpenter * ''Payday'' (2018 film), a Nigerian comedy drama film Games * ''Pay Day'' (board game), a board game by Parker Brothers * '' Payday: The Heist'', a video game * ''Payday 2'', a video game and sequel to ''Payday: The Heist'' * Payday 3, an upcoming sequel to Payday 2 Music * ''Payday'' (album), solo album by Lil' Fizz * "Payday", song by Alesso * "Payday", song by Jesse Winchester covered by Elvis Costello on ''Kojak Variety'' * "Payday", song by Doja Cat from her 2021 album ''Planet Her'' Television * ''Payday'' (Canadian TV series) (1973 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Native American Topics
Native may refer to: People * Jus soli, citizenship by right of birth * Indigenous peoples, peoples with a set of specific rights based on their historical ties to a particular territory ** Native Americans (other) In arts and entertainment * Native (band), a French R&B band * Native (comics), a character in the X-Men comics universe * ''Native'' (album), a 2013 album by OneRepublic * ''Native'' (2016 film), a British science fiction film * ''The Native'', a Nigerian music magazine In science * Native (computing), software or data formats supported by a certain system * Native language, the language(s) a person has learned from birth * Native metal, any metal that is found in its metallic form, either pure or as an alloy, in nature * Native species, a species whose presence in a region is the result of only natural processes Other uses * Northeast Arizona Technological Institute of Vocational Education (NATIVE), a technology school district in the Arizona portion o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
History Of Indigenous Peoples Of North America
History (derived ) is the systematic study and the documentation of the human activity. The time period of event before the invention of writing systems is considered prehistory. "History" is an umbrella term comprising past events as well as the memory, discovery, collection, organization, presentation, and interpretation of these events. Historians seek knowledge of the past using historical sources such as written documents, oral accounts, art and material artifacts, and ecological markers. History is not complete and still has debatable mysteries. History is also an academic discipline which uses narrative to describe, examine, question, and analyze past events, and investigate their patterns of cause and effect. Historians often debate which narrative best explains an event, as well as the significance of different causes and effects. Historians also debate the nature of history as an end in itself, as well as its usefulness to give perspective on the problems of the p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Services In The United States
financial services in the United States represented 20% of the market capitalization of the S&P 500 in the United States. The U.S. finance industry comprised only 10% of total non-farm business profits in 1947, but it grew to 50% by 2010. Over the same period, finance industry income as a proportion of GDP rose from 2.5% to 7.5%, and the finance industry's proportion of all corporate income rose from 10% to 20%. In 2018 the share of GDP was 7.4% the equivalent of $1.5 trillion in value-added to the economy. The mean earnings per employee hour in finance relative to all other sectors has closely mirrored the share of total U.S. income earned by the top 1% income earners since 1930. The mean salary in New York City's finance industry rose from $80,000 in 1981 to $360,000 in 2011, while average New York City salaries rose from $40,000 to $70,000. In 1988, there were about 12,500 U.S. banks with less than $300 million in deposits, and about 900 with more deposits, but by 2012, there ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chippewa Cree
The Chippewa Cree Tribe (Officially in cr, italics=no, ᐅᒋᐻᐤ ᓀᐃᔭᐤ, translit=''ocipwêw nêiyaw'')Montana Department of Justice, Official Tribally issued license plate of Chippewa Cree TriLink/ref> is a federally recognized tribe on the Rocky Boy Reservation in Montana who are descendants of Cree who migrated south from Canada and Chippewa (Ojibwe) who moved west from the Turtle Mountains in North Dakota in the late nineteenth century. The two different peoples spoke related but distinct Algonquian languages. This tribe is the southernmost Cree tribe and the westernmost Chippewa (Ojibwe) tribe in North America.McNeel, Jack. “10 Things You Should Know about the Chippewa Cree Tribe of Rocky Boy Reservation.” Indian Country Today. Indian Country Today, October 13, 2016Link Rocky Boy Indian Reservation is located in Hill and Chouteau counties in northeastern Montana, about from the Canada–United States border. It has a total land area of , which includes ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Plain Green Loans
Plain Green Loans is an online installment loan company providing emergency cash via the internet. It is a Tribal Lending Enterprise owned by the Chippewa Cree Tribe on the Rocky Boy Indian Reservation. Plain Green Loans (PGL) is an online resource for the short-term financial needs of underbanked and subprime consumers. By offering bi-weekly and monthly installment loans, Plain Green helps consumers meet their emergency, cash-flow needs quickly and online. Plain Green markets, underwrites and services its portfolio. History In 2011, Plain Green Loans issued over 121,000 loans. Because the Chippewa Cree Tribe is a sovereign nation which enjoys tribal immunity, it is not subject to state laws which seek to prevent usury by regulating high-interest lending. In February 2012, a coalition of Indian tribes welcomed a Colorado court ruling that tribal immunity has no territorial boundaries. In 2014, several members of the tribe were convicted of illegally siphoning seven percent of t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Picayune Rancheria Of Chukchansi Indians
The Picayune Rancheria of Chukchansi Indians of California is a federally recognized tribe of indigenous people of California. They are Chukchansi or Foothills Yokuts. Picayune Rancheria is the tribe's ranchería, located in Madera County in central California. History The Picayune Rancheria of the Chukchansi Indians is affiliated to Chukchansi Yokuts culture. Chukchansi Yokuts are indigenous to Central California where they have inhabited areas of the San Joaquin Valley and Sierra Nevada foothills for more than 12,000 years. In recent times, the territory of the Chukchansi population has ranged from the Sierra Nevada foothills in the East, to the Fresno and Chowchilla river valleys in Central California, down to the Tehachapi mountains in the South. Many Chukchansi still live in these foothills about 30 miles north of Fresno; the headquarters of the tribe, Picayune Rancheria, is located there today. Chukchansi is the language spoken regionally, in which anthropologists have c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Turtle Mountain Band Of Chippewa Indians
The Turtle Mountain Band of Chippewa Indians (Ojibwe language: ''Mikinaakwajiw-ininiwag'') is a Native American tribe of Ojibwa mixed heritage people, who would be considered Metis if they were Canadian, based on the Turtle Mountain Indian Reservation in Belcourt, North Dakota. The tribe has 30,000 enrolled members. A population of 5,815 reside on the main reservation and another 2,516 reside on off-reservation trust land (as of the 2000 census). It is federally recognized and Jamie Azure is the current Tribal Chairman elected for 2016 to 2018 - 2018 to 2020 - 2020 to 2022 terms. History Around the end of the eighteenth century, prior to the advent of white traders in the area, the formerly woodland-oriented Chippewa, who had been in what is now Minnesota, Wisconsin and Michigan, moved out onto the Great Plains in pursuit of the bison and new beaver resources to hunt and trade. They successfully reoriented their culture to life on the plains, adopting horses, and developing th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Predatory Lending
Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as "imposing unfair and abusive loan terms on borrowers", though "unfair" and "abusive" were not specifically defined. Though there are laws against some of the specific practices commonly identified as predatory, various federal agencies use the phrase as a catch-all term for many specific illegal activities in the loan industry. Predatory lending should not be confused with predatory mortgage servicing which is mortgage practices described by critics as unfair, deceptive, or fraudulent practices during the loan or mortgage servicing process, post loan origination. One less contentious definition o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Class Action
A class action, also known as a class-action lawsuit, class suit, or representative action, is a type of lawsuit where one of the parties is a group of people who are represented collectively by a member or members of that group. The class action originated in the United States and is still predominantly a US phenomenon, but Canada, as well as several European countries with civil law, have made changes in recent years to allow consumer organizations to bring claims on behalf of consumers. Description In a typical class action, a plaintiff sues a defendant or a number of defendants on behalf of a group, or class, of absent parties. This differs from a traditional lawsuit, where one party sues another party, and all of the parties are present in court. Although standards differ between states and countries, class actions are most common where the allegations usually involve at least 40 people who the same defendant has injured in the same way. Instead of each damaged person bringi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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