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Balfour is an American producer of high school, college, military, and championship rings, as well as yearbooks, caps and gowns, and graduation announcements. Founded in 1913 as the L.G. Balfour Company, Balfour is an operating unit of Commemorative Brands, Inc., a subsidiary of American Achievement Corporation. History Fraternity and sorority jewelry Lloyd Garfield "Bally" Balfour was a native of Kentucky, where he earned his B.A. degree at the University of Louisville. He went on to obtain an LL.B. degree from Indiana University, where he became a member of Sigma Chi fraternity in 1907. Business was of greater attraction to Balfour rather than the legal profession, and he spent five years as a traveling representative for a maker of fraternity jewelry. During that time Balfour noticed several trends in the business, including lack of standardization, poor workmanship, inferior materials, and fictitious guarantees. These issues drove Mr. Balfour to establish his own company, ...
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Privately Held Company
A privately held company (or simply a private company) is a company whose Stock, shares and related rights or obligations are not offered for public subscription or publicly negotiated in their respective listed markets. Instead, the Private equity, company's stock is offered, owned, traded or exchanged privately, also known as "over-the-counter (finance), over-the-counter". Related terms are unlisted organisation, unquoted company and private equity. Private companies are often less well-known than their public company, publicly traded counterparts but still have major importance in the world's economy. For example, in 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for $1.8 trillion in revenues and employed 6.2 million people, according to ''Forbes''. In general, all companies that are not owned by the government are classified as private enterprises. This definition encompasses both publ ...
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White Gold
White gold is an alloy of gold and at least one white metal, usually nickel or palladium. Like yellow gold, the purity of white gold is given in carats (karats). It is often used on jewellery. A common white gold formulation consists of 90% wt. gold and 10% wt. nickel. Copper can be added to increase malleability. White gold's properties vary depending on the metals and proportions used. As a result, white gold alloys can be used for different purposes; while a nickel alloy is hard and strong, and therefore good for rings and pins, gold-palladium alloys are soft, pliable and good for white gold gemstone settings. The highest quality white gold is usually at least 18 karat, and made up of gold and palladium, sometimes with other metals like copper, silver, and platinum for weight and durability, although this often requires specialized goldsmiths. While some higher-quality white gold alloys retain their shine and lustre, most will be coated with a very thin layer of rhodium. Th ...
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York Rite
In Anglo-American Freemasonry, York Rite, sometimes referred to as the American Rite, is one of several Rites of Freemasonry. It is named after York, in Yorkshire, England, where the Rite was supposedly first practiced. A Rite is a series of progressive degrees that are conferred by various Masonic organizations or bodies, each of which operates under the control of its own central authority. The York Rite specifically is a collection of separate Masonic Bodies and associated Degrees that would otherwise operate independently. While the corresponding bodies and degrees are present worldwide, the term is primary used by American freemasons. The three primary bodies in the York Rite are the Chapter of Royal Arch Masons, Council of Royal & Select Masters or Council of Cryptic Masons, and the Commandery of Knights Templar, each of which are governed independently but are all considered to be a part of the York Rite. There are also other organizations that are considered to b ...
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Chelsea, Massachusetts
Chelsea is a city in Suffolk County, Massachusetts Suffolk County ( ) is located in the Commonwealth of Massachusetts, in the United States. As of the 2020 census, the population was 797,936, making it the fourth-most populous county in Massachusetts. The county comprises the cities of Boston ..., United States, which sits across the Mystic River from Boston. The 2020 United States census, 2020 census reported Chelsea as having a population of 40,787, thereby making it the List of United States cities by population density, third most densely populated city in Massachusetts. With a total area of , Chelsea is the smallest city in Massachusetts in terms of total area. History Prehistory The area of Chelsea was first called Winnisimmet, possibly meaning "swamp hill", by the Naumkeag people, Naumkeag tribe, which had lived there for thousands of years. 17th and 18th centuries Samuel Maverick (colonist), Samuel Maverick became the first European to settle permanently in ...
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AT&T
AT&T Inc., an abbreviation for its predecessor's former name, the American Telephone and Telegraph Company, is an American multinational telecommunications holding company headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world's List of telecommunications companies, third largest telecommunications company by revenue and the List of mobile network operators in the United States, third largest wireless carrier in the United States behind T-Mobile US, T-Mobile and Verizon. As of 2023, AT&T was ranked 32nd on the Fortune 500, ''Fortune'' 500 rankings of the largest United States corporations, with revenues of $122.4 billion. The modern company to bear the AT&T name began its history as the American District Telegraph Company, formed in St. Louis in 1878. After expanding services to Arkansas, Kansas, Oklahoma and Texas through a series of mergers, it became the Southwestern Bell Telephone Company in 1920. Southwestern Bell was a subsidiary of AT&T Corporation, ...
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Bank Of New England
The Bank of New England Corporation was a regional banking institution based in Boston, Massachusetts, which was seized by the Federal Deposit Insurance Corporation (FDIC) in 1991 as a result of heavy losses in its loan portfolio and was placed into Chapter 7 liquidation. At the time, it was the 33rd largest bank in the United States, and its federal seizure bailout was the second-largest on record. At its peak, it had been the 18th largest bank and had over 470 branch offices. The liquidation company was named Recoll Management Corporation and its bankruptcy estate has continued to exist to pay out claims against the company. As of 2016, most of what was once Bank of New England is now part of Bank of America. Since 2007, a privately-held bank in New Hampshire has been known as Bank of New England, but it shares no history with the defunct Boston-based institution. Formation and interstate growth The Bank of New England Corporation was formed as the first interstate regional ba ...
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Michigan
Michigan ( ) is a peninsular U.S. state, state in the Great Lakes region, Great Lakes region of the Upper Midwest, Upper Midwestern United States. It shares water and land boundaries with Minnesota to the northwest, Wisconsin to the west, Indiana and Illinois to the southwest, Ohio to the southeast, and the Canadian Provinces and territories of Canada, province of Ontario to the east, northeast and north. With a population of 10.14 million and an area of , Michigan is the List of U.S. states and territories by population, 10th-largest state by population, the List of U.S. states and territories by area, 11th-largest by area, and the largest by total area east of the Mississippi River.''i.e.'', including water that is part of state territory. Georgia (U.S. state), Georgia is the largest state by land area alone east of the Mississippi and Michigan the second-largest. The state capital is Lansing, Michigan, Lansing, while its most populous city is Detroit. The Metro Detroit r ...
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Detroit
Detroit ( , ) is the List of municipalities in Michigan, most populous city in the U.S. state of Michigan. It is situated on the bank of the Detroit River across from Windsor, Ontario. It had a population of 639,111 at the 2020 United States census, 2020 census, making it the List of United States cities by population, 26th-most populous city in the United States and the largest U.S. city on the Canada–United States border. The Metro Detroit area, home to 4.3 million people, is the second-largest in the Midwestern United States, Midwest after the Chicago metropolitan area and the 14th-largest in the United States. The county seat, seat of Wayne County, Michigan, Wayne County, Detroit is a significant cultural center known for its contributions to music, art, architecture and design, in addition to its historical automotive and industrial background. In 1701, Kingdom of France, Royal French explorers Antoine de la Mothe Cadillac and Alphonse de Tonty founded Fort Pontc ...
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Federal Trade Commission
The Federal Trade Commission (FTC) is an independent agency of the United States government whose principal mission is the enforcement of civil (non-criminal) United States antitrust law, antitrust law and the promotion of consumer protection. It shares jurisdiction over federal civil antitrust law enforcement with the United States Department of Justice Antitrust Division, Department of Justice Antitrust Division. The agency is headquartered in the Federal Trade Commission Building in Washington, DC. The FTC was established in 1914 by the Federal Trade Commission Act of 1914, Federal Trade Commission Act, which was passed in response to the 19th-century monopolistic trust crisis. Since its inception, the FTC has enforced the provisions of the Clayton Antitrust Act of 1914, Clayton Act, a key U.S. antitrust statute, as well as the provisions of the FTC Act, et seq. Over time, the FTC has been delegated with the enforcement of additional business regulation statutes and has promul ...
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Jostens
Jostens Inc. is an American manufacturer of memorabilia. The company is primarily known for its production of yearbooks, academic regalia, and class rings for various high schools and colleges as well as championship rings for sports. For over 50 years, Jostens has been the supplier of the Super Bowl championship rings. Jostens also produced photobook products for Disney's PhotoPass photography service offered at Disney theme parks and resorts. As well as its headquarters near Minneapolis and operational offices in Owatonna, Minnesota, Jostens has facilities in Clarksville, Tennessee; Denton, Texas; Eagan, Minnesota; Laurens, South Carolina; Sedalia, Missouri; Shelbyville, Tennessee; the Dominican Republic; and Aguascalientes, Mexico. History Otto Josten founded the company as a watch-repair business in Owatonna in 1897. Jostens (then called "Josten's" the apostrophe was later dropped) began manufacturing emblems and awards for nearby schools. In 1906, its year of incorpora ...
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Alloy
An alloy is a mixture of chemical elements of which in most cases at least one is a metal, metallic element, although it is also sometimes used for mixtures of elements; herein only metallic alloys are described. Metallic alloys often have properties that differ from those of the pure elements from which they are made. The vast majority of metals used for commercial purposes are alloyed to improve their properties or behavior, such as increased strength, hardness or corrosion resistance. Metals may also be alloyed to reduce their overall cost, for instance alloys of gold and Copper(II) sulfate, copper. A typical example of an alloy is SAE 304 stainless steel, 304 grade stainless steel which is commonly used for kitchen utensils, pans, knives and forks. Sometime also known as 18/8, it as an alloy consisting broadly of 74% iron, 18% chromium and 8% nickel. The chromium and nickel alloying elements add strength and hardness to the majority iron element, but their main function is ...
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Chromium
Chromium is a chemical element; it has Symbol (chemistry), symbol Cr and atomic number 24. It is the first element in Group 6 element, group 6. It is a steely-grey, Luster (mineralogy), lustrous, hard, and brittle transition metal. Chromium is valued for its high corrosion resistance and hardness. A major development in steel production was the discovery that steel could be made highly resistant to corrosion and discoloration by adding metallic chromium to form stainless steel. Stainless steel and chrome plating (electroplating with chromium) together comprise 85% of the commercial use. Chromium is also greatly valued as a metal that is able to be highly polishing, polished while resisting tarnishing. Polished chromium reflects almost 70% of the visible spectrum, and almost 90% of infrared, infrared light. The name of the element is derived from the Ancient Greek, Greek word χρῶμα, ''chrōma'', meaning color, because many chromium compounds are intensely colored. Indust ...
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