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State Accident Insurance Fund
The State Accident Insurance Fund Corporation (SAIF) is a not-for-profit, state-chartered workers’ compensation insurance company in the U.S. state of Oregon. It provides workers' compensation insurance and workplace safety services for Oregon employers, and claim management for injured workers. It is based in Salem, Oregon. History SAIF was created in 1914 by the Oregon Legislative Assembly as a state agency, and in 1980 became the United States' first public corporation specializing in workers' compensation insurance. A board of directors, appointed by the governor, oversees the company's operations. Chip Terhune was selected as president and chief executive officer of SAIF in 2021. SAIF does not pay state income tax, which gives it the ability to price its policies competitively. Private competitor Liberty Northwest, a subsidiary of Liberty Mutual, has been openly critical of the laws regulating SAIF for some time. In 2004, voters rejected a ballot measure that would have ab ...
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Oregon
Oregon ( , ) is a U.S. state, state in the Pacific Northwest region of the United States. It is a part of the Western U.S., with the Columbia River delineating much of Oregon's northern boundary with Washington (state), Washington, while the Snake River delineates much of its eastern boundary with Idaho. The 42nd parallel north, 42° north parallel delineates the southern boundary with California and Nevada. The western boundary is formed by the Pacific Ocean. Oregon has been home to many Indigenous peoples of the Americas, indigenous nations for thousands of years. The first European traders, explorers, and settlers began exploring what is now Oregon's Pacific coast in the early to mid-16th century. As early as 1564, the Spanish expeditions to the Pacific Northwest, Spanish began sending vessels northeast from the Philippines, riding the Kuroshio Current in a sweeping circular route across the northern part of the Pacific. In 1592, Juan de Fuca undertook detailed mapping a ...
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Governor Of Oregon
The governor of Oregon is the head of government of Oregon and serves as the commander-in-chief of the state's military forces. The title of governor was also applied to the office of Oregon's chief executive during the provisional and U.S. territorial governments. The current governor of Oregon is Tina Kotek, who took office on January 9, 2023. The governor's salary as of 2018 is $98,600. Constitutional descriptions Article V of the Oregon State Constitution sets up the legal framework of the Oregon Executive Branch. Eligibility Article V, Section 1 states that the governor must be a U.S. citizen, at least 30 years of age, and a resident of Oregon for at least three years before the candidate's election. Section 2 extends ineligibility as follows: Section 1 further sets the maximum number of consecutive years a governor may serve, specifying that There is no specified limit on the number of total terms. John Kitzhaber is the only governor to have served non-consecu ...
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Companies Based In Salem, Oregon
A company, abbreviated as co., is a legal entity representing an association of legal people, whether natural, juridical or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Over time, companies have evolved to have the following features: "separate legal personality, limited liability, transferable shares, investor ownership, and a managerial hierarchy". The company, as an entity, was created by the state which granted the privilege of incorporation. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is to generate sales, revenue, and profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duties according to the publicly declared incorporation pu ...
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Insurance Companies Of The United States
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by ...
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KMSP-TV
KMSP-TV (channel 9) is a television station licensed to Minneapolis, Minnesota, United States, serving the Twin Cities area. It is owned and operated by the Fox network through its Fox Television Stations division alongside WFTC (channel 9.2), which broadcasts MyNetworkTV. The two stations share studios on Viking Drive in Eden Prairie; KMSP-TV's transmitter is located in Shoreview, Minnesota. KMSP-TV also serves the Mankato market (via K35KI-D in nearby St. James through the local municipal-operated Cooperative TV (CTV) network of translators), even though that area already has a Fox affiliate of its own. KMSP is also carried on the main channel of KFTC (channel 26), a satellite station of WFTC licensed to Bemidji which serves the northernmost reaches of the Minneapolis–St. Paul television market. KMSP-TV is also carried in Canada on the Rogers Cable system in Thunder Bay, Ontario, on Tbaytel, and on Bell MTS Fibe TV in the province of Manitoba. Since October 2022, the ...
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Lake Oswego, Oregon
Lake Oswego ( ) is a city in the U.S. state of Oregon, primarily in Clackamas County, with small portions extending into neighboring Multnomah and Washington counties. Population in 2020 was 40,731, an 11.2% increase since 2010, making it the 11th most populous city in Oregon. Located about south of Portland and surrounding the Oswego Lake, the town was founded in 1847 and incorporated as Oswego in 1910. The city was the hub of Oregon's brief iron industry in the late 19th century, and is today a suburb of Portland. History Early history The Clackamas people once occupied the land that later became Lake Oswego, but diseases transmitted by European explorers and traders killed most of the natives. Before the influx of non-native people via the Oregon Trail, the area between the Willamette River and Tualatin River had a scattering of early pioneer homesteads and farms. 19th century As settlers arrived, encouraged by the Donation Land Claim Act of 1850 and the subsequent ...
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Ted Kulongoski
Theodore Ralph Kulongoski ( ; born November 5, 1940) is an American politician, judge, and lawyer who served as the List of Governors of Oregon, 36th governor of Oregon from 2003 to 2011. A member of the Democratic Party (United States), Democratic Party, he served in both houses of the Oregon Legislative Assembly and also served as the state Insurance Commissioner. He was the Oregon Attorney General, Attorney General of Oregon from 1993 to 1997 and a justice of the Oregon Supreme Court from 1997 to 2001. Kulongoski has List of people who have served in all three branches of a U.S. state government, served in all three branches of the Oregon state government. Early life and education Kulongoski was born in St. Louis, Missouri, in 1940 to Theodore Kulongoski (1905-1941), the son of Polish immigrants, and his wife Helen, née Newcomer (1915-1997).
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Neil Goldschmidt
Neil Edward Goldschmidt (June 16, 1940 – June 12, 2024) was an American businessman and Democratic politician from the state of Oregon who held local, state, and federal offices over three decades. After serving as mayor of Portland, Oregon, the United States Secretary of Transportation under President Jimmy Carter and governor of Oregon, Goldschmidt was at one time considered the most powerful and influential figure in Oregon's politics. In 2004, Goldschmidt's career and legacy were irreparably damaged by revelations of the ongoing sexual abuse of a young teenage girl beginning in 1973, during his first term as mayor of Portland. Goldschmidt was elected to the Portland City Council in 1970 and then as mayor of Portland in 1972, becoming, at the age of 32, the youngest mayor of any major American city. He promoted the revitalization of Downtown Portland and was influential on Portland-area transportation policy, particularly with the scrapping of the controversial Mount ...
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Oregon Ballot Measure 38 (2004)
{{no footnotes, date=August 2014 Ballot Measure 38 of 2004 would have abolished Oregon's State Accident Insurance Fund (commonly known as SAIF Corporation), a nonprofit state-chartered workers' compensation provider. SAIF's assets would have been sold and the revenues from the sale would have been used to fund schools and other state services. Voters defeated the measure in the 2 November 2004 general election, with 670,935 votes in favor, and 1,037,722 votes againsIt was placed on the ballot by initiative petition by the political group Oregonians for Accountability. Supporters of the measure pointed to a series of scandals at the government agency. They portrayed the agency as out-of-control and lacking proper oversight, and especially decried the agency's hiring of lobbyists to advocate on the agency's behalf. Measure 38 supporters capitalized on the fact that former governor Neil Goldschmidt, who admitted in 2004 to a sexual relationship with a 14-year-old girl in the 1970s ...
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Not-for-profit Organization
A not-for-profit or non-for-profit organization (NFPO) is a Legal Entity, legal entity that does not distribute surplus funds to its members and is formed to fulfill specific objectives. While not-for-profit organizations and Nonprofit organization, non-profit organizations (NPO) are distinct legal entities, the terms are sometimes used interchangeably. An NFPO must be differentiated from a NPO as they are not formed explicitly for the Public good (economics), public good as an NPO must be, and NFPOs are considered "recreational organizations", meaning that they do not operate with the goal of generating revenue as opposed to NPOs. Functions An NFPO does not have the same obligation as an NPO to serve the public good, and as such it may be used to apply for Tax exemption, tax-exempt status as an organization that serves its members and does not have the goal of generating profit. An example of this is a sports club, which exists for the enjoyment of its members and thus wou ...
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Liberty Mutual
Liberty Mutual Insurance Company is an American diversified global insurer and the sixth-largest Property insurance, property and Casualty insurance, casualty insurer in the world. It ranks 87th on the Fortune 100, ''Fortune'' 100 list of largest corporations in the United States based on 2024 revenue. Based in Boston, Massachusetts, and featuring the Statue of Liberty on its logo, it employs over 45,000 people in more than 900 locations throughout the world. As of December 31, 2021, Liberty Mutual Insurance had $156.043 billion in consolidated assets, $128.195 billion in consolidated liabilities and $48.2 billion in annual consolidated revenue. The company, founded in 1912, offers a wide range of insurance products and services, including personal Auto insurance, automobile, Homeowners insurance, homeowners, workers' compensation, commercial multiple peril, commercial automobile, General liability insurance, general liability, global specialty, group disability, fire insurance a ...
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Income Tax
An income tax is a tax imposed on individuals or entities (taxpayers) in respect of the income or profits earned by them (commonly called taxable income). Income tax generally is computed as the product of a tax rate times the taxable income. Taxation rates may vary by type or characteristics of the taxpayer and the type of income. The tax rate may increase as taxable income increases (referred to as graduated or progressive tax rates). The tax imposed on companies is usually known as corporate tax and is commonly levied at a flat rate. Individual income is often taxed at progressive rates where the tax rate applied to each additional unit of income increases (e.g., the first $10,000 of income taxed at 0%, the next $10,000 taxed at 1%, etc.). Most jurisdictions exempt local charitable organizations from tax. Income from investments may be taxed at different (generally lower) rates than other types of income. Credits of various sorts may be allowed that reduce tax. Some jurisdictio ...
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