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Stafford Building Society
The Stafford Building Society is a British building society, which has its headquarters in Stafford, Staffordshire. It was formed in 1877 by a small group of railway workers of the London and North Western Railway, London & North Western Railway Company. It was previously known as Stafford Railway Building Society until 1st March 2024 when they rebranded. It is a member of the Building Societies Association, About us – BSA Members and offers mortgages and other financial products to its members. References External links * Building societies of England Banks established in 1877 Organizations established in 1877 Companies based in Stafford Organisations based in Staffordshire 1877 establishments in England {{UK-bsoc-stub ...[...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization, which offers banking institution, banking and related financial services, especially savings and mortgage loan, mortgage lending. They exist in the United Kingdom, Australia and New Zealand, and formerly in Ireland and several Commonwealth countries, including South Africa as mutual banks. They are similar to credit unions, but rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Kingdom of Great Britain, Great Britain from cooperative banking, cooperative savings groups. In the United Kingdom, bu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stafford Railway Building Society
The Stafford Building Society is a British building society, which has its headquarters in Stafford, Staffordshire. It was formed in 1877 by a small group of railway workers of the London & North Western Railway Company. It was previously known as Stafford Railway Building Society until 1st March 2024 when they rebranded. It is a member of the Building Societies Association The Building Societies Association (BSA) is the trade body that represents all building societies and several large credit unions in the United Kingdom. It was established in 1869 under the original name Building Societies Protection Association, ..., About us – BSA Members and offers mortgages and other financial products to its members. References External links *[...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Stafford
A company, abbreviated as co., is a legal entity representing an association of legal people, whether natural, juridical or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Over time, companies have evolved to have the following features: "separate legal personality, limited liability, transferable shares, investor ownership, and a managerial hierarchy". The company, as an entity, was created by the state which granted the privilege of incorporation. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is to generate sales, revenue, and profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duties according to the publicly declared incorporation pu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Organizations Established In 1877
An organization or organisation (Commonwealth English; see spelling differences) is an entity—such as a company, or corporation or an institution (formal organization), or an association—comprising one or more people and having a particular purpose. Organizations may also operate secretly or illegally in the case of secret societies, criminal organizations, and resistance movements. And in some cases may have obstacles from other organizations (e.g.: MLK's organization). What makes an organization recognized by the government is either filling out incorporation or recognition in the form of either societal pressure (e.g.: Advocacy group), causing concerns (e.g.: Resistance movement) or being considered the spokesperson of a group of people subject to negotiation (e.g.: the Polisario Front being recognized as the sole representative of the Sahrawi people and forming a partially recognized state.) Compare the concept of social groups, which may include non-organiza ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1877
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. As banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional-reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but, in many ways, functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancien ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Of England
A building or edifice is an enclosed structure with a roof, walls and windows, usually standing permanently in one place, such as a house or factory. Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for numerous factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the concept, see ''Nonbuilding structure'' for contrast. Buildings serve several societal needs – occupancy, primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical separation of the human habitat (a place of comfort and safety) from the ''outside'' (a place that may be harsh and harmful at times). buildings have been objects or canvasses of much artistic expression. In recent years, interest in sustainable planning and building pract ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Societies Association
The Building Societies Association (BSA) is the trade body that represents all building societies and several large credit unions in the United Kingdom. It was established in 1869 under the original name Building Societies Protection Association, with the aim of coordinating a collective response to proposed government changes that threatened stamp duty exemptions for mutual lenders. As of 2024, the BSA represents 49 member institutions, comprising 42 building societies and 7 credit unions, which together serve approximately customers across the UK. The association advocates on behalf of its members in relation to financial services regulation, legislation, and policy developments in both the UK and Europe. It also provides research, public affairs support, and guidance for the mutual sector, with a focus on ensuring a sustainable and competitive environment for member institutions. Statistics As of September 2024, UK building societies and their subsidiaries collectively held ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
London And North Western Railway
The London and North Western Railway (LNWR, L&NWR) was a British railway company between 1846 and 1922. In the late 19th century, the LNWR was the largest joint stock company in the world. Dubbed the "Premier Line", the LNWR's main line connected four of the largest cities in England; London, Birmingham, Manchester and Liverpool, and, through cooperation with their Scottish partners, the Caledonian Railway also connected Scotland's largest cities of Glasgow and Edinburgh. Today this route is known as the West Coast Main Line. The LNWR's network also extended into Wales and Yorkshire. In 1923, it became a constituent of the London, Midland and Scottish (LMS) railway, and, in 1948, the London Midland Region of British Railways. History The company was formed on 16 July 1846 by the ( 9 & 10 Vict. c. cciv), which authorised the amalgamation of the Grand Junction Railway, London and Birmingham Railway and the Manchester and Birmingham Railway. This move was prompted, in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Staffordshire
Staffordshire (; postal abbreviation ''Staffs''.) is a Ceremonial counties of England, ceremonial county in the West Midlands (region), West Midlands of England. It borders Cheshire to the north-west, Derbyshire and Leicestershire to the east, Warwickshire to the south-east, the West Midlands (county), West Midlands county and Worcestershire to the south, and Shropshire to the west. The largest settlement is the city of Stoke-on-Trent. The county has an area of and a population of 1,131,052. Stoke-on-Trent is located in the north and is immediately adjacent to the town of Newcastle-under-Lyme. Stafford is in the centre of the county, Burton upon Trent in the east, and the city of Lichfield and Tamworth, Staffordshire, Tamworth in the south-east. For local government purposes Staffordshire comprises a non-metropolitan county, with nine districts, and the Unitary authorities of England, unitary authority area of Stoke-on-Trent. The county Historic counties of England, historical ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pound Sterling
Sterling (symbol: £; currency code: GBP) is the currency of the United Kingdom and nine of its associated territories. The pound is the main unit of sterling, and the word '' pound'' is also used to refer to the British currency generally, often qualified in international contexts as the British pound or the pound sterling. Sterling is the world's oldest currency in continuous use since its inception. In 2022, it was the fourth-most-traded currency in the foreign exchange market, after the United States dollar, the euro, and the Japanese yen. Together with those three currencies and the renminbi, it forms the basket of currencies that calculate the value of IMF special drawing rights. As of late 2022, sterling is also the fourth most-held reserve currency in global reserves. The Bank of England is the central bank for sterling, issuing its own banknotes and regulating issuance of banknotes by private banks in Scotland and Northern Ireland. Sterling banknotes issu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mutual Organization
A mutual organization, also mutual society or simply mutual, is an organization (which is often, but not always, a company or business) based on the principle of mutuality and governed by private law. Unlike a cooperative, members usually do not directly contribute to the capital of the organization, but derive their right to profits and votes through their customer relationship. A mutual exists with the purpose of raising funds from its membership or customers (collectively called its ''members''), which can then be used to provide common services to all members of the organization or society. A mutual is therefore owned by, and run for the benefit of, its members – it has no external shareholders to pay in the form of dividends, and as such does not usually seek to maximize and make large profits or capital gains. Mutuals exist for the members to benefit from the services they provide and often do not pay income tax. Surplus revenue made will usually be re-invested in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Investments
Investment is traditionally defined as the "commitment of resources into something expected to gain value over time". If an investment involves money, then it can be defined as a "commitment of money to receive more money later". From a broader viewpoint, an investment can be defined as "to tailor the pattern of expenditure and receipt of resources to optimise the desirable patterns of these flows". When expenditures and receipts are defined in terms of money, then the net monetary receipt in a time period is termed cash flow, while money received in a series of several time periods is termed cash flow stream. In finance, the purpose of investing is to generate a return on the invested asset. The return may consist of a capital gain (profit) or loss, realised if the investment is sold, unrealised capital appreciation (or depreciation) if yet unsold. It may also consist of periodic income such as dividends, interest, or rental income. The return may also include currency gain ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
