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SEPA Direct Debit
A direct debit or direct withdrawal is a financial transaction in which one organisation withdraws funds from a payer's bank account. Formally, the organisation that calls for the funds ("the payee") instructs their bank to collect (i.e., debit) an amount directly from another's ("the payer's") bank account designated by the payer and pay those funds into a bank account designated by the payee. Before the payer's banker will allow the transaction to take place, the payer must have advised the bank that they have authorized the payee to directly draw the funds. It is also called pre-authorized debit (PAD) or pre-authorized payment (PAP). After the authorities are set up, the direct debit transactions are usually processed electronically. Direct debits are typically used for recurring payments, such as credit card and utility bills, where the payment amounts vary from one payment to another. However, when the authorization is in place, the circumstances in which the funds are drawn ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Account
A bank account is a financial account maintained by a bank or other financial institution in which the financial transaction A financial transaction is an Contract, agreement, or communication, between a buyer and seller to exchange goods, Service (economics), services, or assets for payment. Any transaction involves a change in the status of the finances of two or mo ...s between the bank and a customer are recorded. Each financial institution sets the terms and conditions for each type of account it offers, which are classified in commonly understood types, such as deposit accounts, credit card accounts, current accounts, loan accounts or many other types of account. A customer may have more than one account. Once an account is opened, funds entrusted by the customer to the financial institution on deposit are recorded in the account designated by the customer. Funds can be withdrawn from the accounts in accordance with their terms and conditions. The financial transac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ACH Network
In the United States, the ACH Network is the national automated clearing house (ACH) for electronic funds transfers established in the 1960s and 1970s. It is a financial utility owned by US banks, and is one of the largest payments networks in the United States, both by volume and by customer reach; virtually every bank account in the US, whether personal or commercial, is connected to the network. ACH has a wide variety of consumer and enterprise applications, processing financial transactions for consumers, businesses, and federal, state, and local governments. ACH processes large volumes of credit and debit transactions in batches. ACH credit transfers include direct deposit for payroll, Social Security, and other benefit payments, tax refunds, and vendor payments. ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills. The rules and regulations that govern the ACH network are established and maintained by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Sun (United Kingdom)
''The Sun'' is a British Tabloid journalism, tabloid newspaper, published by the News UK#News Group Newspapers Ltd, News Group Newspapers division of News UK, itself a wholly owned subsidiary of Lachlan Murdoch's News Corp. It was founded as a broadsheet in 1964 as a successor to the ''Daily Herald (UK newspaper), Daily Herald'', and became a tabloid in 1969 after it was purchased by its current owner. ''The Sun'' had the List of newspapers in the United Kingdom by circulation, largest daily newspaper circulation in the United Kingdom, but was overtaken by freesheet rival ''Metro (British newspaper), Metro'' in March 2018. The paper became a seven-day operation when ''The Sun on Sunday'' was launched in February 2012 to replace the closed ''News of the World'' and employed some of its former journalists. In March 2020, the average circulation for ''The Sun'' was 1.21 million, ''The Sun on Sunday'' 1,013,777. ''The Sun'' has been involved in many controversies in its history ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Column (newspaper)
A column is a recurring piece or article in a newspaper, magazine or other publication, where a writer expresses their own opinion in few columns allotted to them by the newspaper organization. People who write columns are described as columnists. What distinguishes a column from other forms of journalism is its regular appearance in a publication, written by the same author and typically focused on the same subject area or theme each time. Columns generally, but not always, contain the author's opinion or perspective, making them akin to an open letter. Additionally, a column features a standard heading, known as a title, and a byline with the author's name at the top. Newspapers usually print all articles organised in narrow columns of many lines of text; the term column as discussed in this article is distinct from, though derived from, this layout description. Types Some types of newspaper columns are: * Advice column * Book review * Cannabis column * Community cor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Jeremy Clarkson
Jeremy Charles Robert Clarkson (born 11 April 1960) is an English television presenter, journalist, farmer, and author who specialises in Driving, motoring. He is best known for hosting the television programmes ''Top Gear (2002 TV series), Top Gear'' (2002–2015) and ''The Grand Tour'' (2016–2024) alongside Richard Hammond and James May. He also currently writes weekly columns for ''The Sunday Times'' and ''The Sun (United Kingdom), The Sun''. Clarkson hosts the ITV (TV network), ITV game show ''Who Wants to Be a Millionaire? (British game show), Who Wants to Be a Millionaire?'' (2018–present), and stars in the Agriculture, farming documentary show ''Clarkson's Farm'' (2021–present). From a career as a local journalist in northern England, Clarkson rose to public prominence as a presenter of the Top Gear (1977 TV series), original format of ''Top Gear'' in 1988. Since the mid-1990s, he has become a recognised public personality, regularly appearing on British televisio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Small Claims Court
Small-claims courts have limited jurisdiction to hear civil cases between private litigants. Courts authorized to try small claims may also have other judicial functions, and go by different names in different jurisdictions. For example, it may be known as a county or magistrate's court. These courts can be found in Australia, Brazil, Canada, England and Wales, Hong Kong, Ireland, Israel, Greece, New Zealand, Philippines, Scotland, Singapore, South Africa, Nigeria and the United States. Purpose and operation The jurisdiction of small-claims courts typically encompasses private disputes that do not involve large amounts of money. The routine collection of small debts forms a large portion of the cases brought to small-claims courts, as well as evictions and other disputes between landlords and tenants, unless the jurisdiction is already covered by a tenancy board. A small-claims court generally has a maximum monetary limit to the amount of judgments it can award, often in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
YouTube
YouTube is an American social media and online video sharing platform owned by Google. YouTube was founded on February 14, 2005, by Steve Chen, Chad Hurley, and Jawed Karim who were three former employees of PayPal. Headquartered in San Bruno, California, it is the second-most-visited website in the world, after Google Search. In January 2024, YouTube had more than 2.7billion monthly active users, who collectively watched more than one billion hours of videos every day. , videos were being uploaded to the platform at a rate of more than 500 hours of content per minute, and , there were approximately 14.8billion videos in total. On November 13, 2006, YouTube was purchased by Google for $1.65 billion (equivalent to $ billion in ). Google expanded YouTube's business model of generating revenue from advertisements alone, to offering paid content such as movies and exclusive content produced by and for YouTube. It also offers YouTube Premium, a paid subs ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Unilever
Unilever PLC () is a British multinational consumer packaged goods company headquartered in London, England. It was founded on 2 September 1929 following the merger of Dutch margarine producer Margarine Unie with British soap maker Lever Brothers. The company's products include baby food, beauty products, bottled water, breakfast cereals, cleaning agents, condiments, dairy products, energy drinks, healthcare and hygiene products, ice cream, instant coffee, instant noodles, pet food, pharmaceuticals, soft drinks, tea, and toothpaste. It is the largest producer of soap in the world, and its products are available in over 190 countries. The company is organised into five business groups: Beauty & Wellbeing, Personal Care, Home Care, Nutrition, and Ice Cream. It has research and development facilities in China, India, the Netherlands, Pakistan, the United Kingdom, and the United States. In the 1930s, Unilever acquired the United Africa Company. In the second half of the 2 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Payments UK
Payments UK was a trade association for financial institutions, technology firms and payment processing companies in the United Kingdom. It merged with a number of other British financial organisations in July 2017 to form UK Finance. History On 29 June 2015, Payments UK was launched as the successor to the Payments Council. The regulatory powers of its predecessor were transferred to the Payment Systems Regulator; it acts primarily as an industry body. In November 2015 it was confirmed that Payments UK would be merged with the British Bankers' Association The British Bankers' Association (BBA) was a trade association for the UK banking and financial services sector. From 1 July 2017, it was merged into UK Finance. It represented members from a wide range of banking and financial services. The as ..., the Council of Mortgage Lenders, the UK Cards Association and the Asset Based Finance Association, following a review into financial trade bodies. The resulting organisatio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Eurozone
The euro area, commonly called the eurozone (EZ), is a Monetary union, currency union of 20 Member state of the European Union, member states of the European Union (EU) that have adopted the euro (Euro sign, €) as their primary currency and sole legal tender, and have thus fully implemented Economic and Monetary Union of the European Union, EMU policies. The 20 eurozone members are: : Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain. The seven non-eurozone members of the EU are Bulgaria, the Czech Republic, Denmark, Hungary, Poland, Romania, and Sweden. They continue to use their own national currencies, although all but Denmark are obliged to join once they meet the euro convergence criteria. Bulgaria is targeting to join the eurozone on 1 January 2026. Bulgaria is expected to become the 21st eurozone member from January 1, 2026. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
