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Regional Bank (Japan)
A regional bank (''chihō ginkō'' 地方銀行 or ''chigin'' 地銀) is a Japanese term for one of the 100 banks who are members of the Regional Banks Association of Japan (''zenkoku chihōginkō kyōkai'' 全国地方銀行協会). They usually have their head office in the capital city of one of the 47 prefectures of Japan, serving mainly its local prefectural customers. Historically, regional banks in the same areas tend to merge over time, reducing overheads while increasing their strength and regional footprint. Details As of January 2025, there are 61 main regional banks. There is also a category known as "regional banks II", numbering 39 additional institutions (down from 68 in 1990), most of whom "have converted from mutual savings banks to ordinary commercial banks". The regional bank is in contrast to a City bank (Japan), city bank (''toshi ginkō'' :ja:都市銀行, 都市銀行 or ''togin'' 都銀) or "megabank" with its head office in metropolitan Tokyo, Nagoya, or ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Bank Of Yokohama Logo
''The'' is a grammatical Article (grammar), article in English language, English, denoting nouns that are already or about to be mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the Most common words in English, most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with nouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a con ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Toho Bank
is a Japanese regional bank headquartered in Fukushima, Fukushima Prefecture, in the Tōhoku region of northern Honshū. Toho Bank provides financial services for individual and corporate customers, including deposits, loans, real estate, securities trading and investment, foreign exchange, bond underwriting and registration services as well as ATM and credit card services. As of 2021, the company operates 122 branches. History The Toho Bank was established on November 4, 1941 by the merger of the Koriyama Commercial Bank with the Aizu Bank and Shirakawa Bank, with its head office in the city of Koriyama, Fukushima. In August 1942, the Miharu Bank, Inawashiro Bank and Iwase Industrial Bank were merged into the Toho Bank as part the Japanese government’s wartime consolidation of Japanese industries. In February 1943, the bank was further enlarged by merger with the Yabuki Bank, Tamura Entrepreneurial Bank and the Iwato Bank, and with the Fukushima Savings Bank in November ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hokkoku Bank
is a Japanese regional bank headquartered in Kanazawa, Ishikawa prefecture, Japan. The term “Hokkoku” refers to the larger region in Japan that is more commonly known as Hokuriku, and that encompasses Fukui and Toyama prefectures as well as Ishikawa prefecture. While Hokkoku Bank is focused in Ishikawa prefecture, it has offices in the other two prefectures in the Hokuriku region, as well as offices in Tokyo, Osaka, Kyoto, and Nagoya, and representative offices in Shanghai. History The Hokkokoo Bank was established on December 18, 1943 from merger with three other regional banks from Ishikawa prefecture. The bank started handling foreign exchange in 1961. , the bank had a credit rating of EEE (JCR), E-(S&P), had risk based capital adequacy ratio of 99.40% (consolidated basis) and a non-performing loan A non-performing loan (NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. Non-performing loans represent a major c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hachijuni Bank
Hachijuni Bank () is a Regional bank (Japan), Japanese regional bank with its head office in Nagano (city), Nagano City, Nagano Prefecture, Japan. Its name means the 82nd Bank, as it was established in 1931 as the merger of 19th NationalBank, established in 1877 in Ueda, Nagano, and 63th National Bank, established in 1888 in Matsushiro, Nagano, reflecting the good banker's arithmetic sense of 19 plus 63 equals 82. The bank moved its head office to the current address of Nakagosho Okda-machi (中御所岡田町, ), Nagano City, in 1969. Hachijuni Bank has its branch offices not only in the major cities of Nagano Prefecture, but also in other major cities of Japan's Chūbu region, Central, Kantō region, Kanto and Kansai region, Kansai Regions. It also has its overseas branch in Hong Kong, and business offices in Bangkok, Shanghai and Singapore. [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Daishi Hokuetsu Bank
Daishi Hokuetsu Bank () is a Niigata-based Japanese regional bank created by the 2021 merger of The Daishi Bank () and Hokuetsu Bank (). History The Daishi Bank was founded and established in Niigata. In October 2008, The Daishi Bank, jointly with Chiba Bank and Hokkoku Bank, hired IBM to build a Call Center System common for the three banks. References ''Article contains translated text from 第四銀行 on the Japanese Wikipedia The is the Japanese-language, Japanese edition of Wikipedia, a free, open-source online encyclopedia. Started on 11 May 2001, the edition attained the 200,000 article mark in April 2006 and the 500,000 article mark in June 2008. As of , it has ... retrieved on 10 March 2017.'' External links Official website Banks of Japan Companies based in Niigata Prefecture Banks established in 1873 Japanese companies established in 1873 Regional banks of Japan {{Japan-company-stub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aichi Bank
() is a Japanese regional bank, listed on the Tokyo Stock Exchange and Nagoya Stock Exchange. It is descended from a company founded in 1910. See also * Tokai Bank * List of banks * List of banks in Japan This is a list of banks in Japan. Central Bank * Bank of Japan Governmental institutions National institutions Current * Development Bank of Japan (DBJ; ) * Japan Finance Corporation (JFC; ) ** Japan Bank for International Cooperation (J ... References External links Company website * Wiki collection of bibliographic works on Aichi Bank Banks established in 1910 Regional banks of Japan Companies listed on the Tokyo Stock Exchange Companies based in Nagoya Companies listed on the Nagoya Stock Exchange Japanese companies established in 1910 {{japan-company-stub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tokyo Star Bank
is a Japanese regional bank established on June 11, 2001 out of the reorganization of then bankrupt Tokyo Sowa Bank (founded in 1949 as Tokyo Shokusan Mujin - Mutual Loan Company) by Lone Star Funds. In 2014, the bank was purchased by Taiwan's CTBC Financial Holding, marking the first time a foreign lender had taken complete ownership of a Japanese bank. Products Star One This is a multipurpose deposit account for personal customers. Only a cash card is issued, unlike other more traditional banks which continue to utilize savings passbooks. In place of the passbook, the bank sends transaction reports monthly by post, as well as providing online banking services. Customers can take advantage of an ordinary savings account A savings account is a bank account at a retail banking, retail bank. Common features include a limited number of withdrawals, a lack of cheque and linked debit card facilities, limited transfer options and the inability to be overdrawn. Traditi ..., f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Saitama Bank
is a Japanese regional bank founded in Saitama Prefecture in 1943. After a series of bank mergers and corporate restructuring, the emerged as the leading bank in Saitama Prefecture. History The head office of Saitama Bank was located in Urawa, Saitama, with more than 170 branches in Japan. Overseas branches included Singapore, London, New York, Hong Kong and Brussels. In 1990, the bank's financial instability was revealed. Its directors were alleged to have mismanaged corporate assets and breached fiduciary duties by purchasing a large block of stock in a Japanese manufacturing company at what were grossly inflated prices. In 1991, Kyowa Bank and Saitama Bank merged to form one of the world's largest banks with deposits totaling about $177 billion. This was construed as triggering reorganization of Japan's banking industry. In 1992, the combined banks were renamed Asahi Bank; and this bank merged with Daiwa Bank in 2002. In 2002, corporate restructuring established Resona Ho ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kanto Tsukuba Bank
The Kanto Tsukuba Bank, Ltd. (株式会社関東つくば銀行) is a Japanese regional bank that is headquartered in Tsuchiura City, Ibaraki Prefecture. This bank was formed in 2003 as the result of a merger between the Kanto Bank and the Tsukuba Bank. While the bank has a majority of its branches in Ibaraki Prefecture, it operates several branches outside the prefecture, notable in Tokyo Tokyo, officially the Tokyo Metropolis, is the capital of Japan, capital and List of cities in Japan, most populous city in Japan. With a population of over 14 million in the city proper in 2023, it is List of largest cities, one of the most ..., Chiba, Tochigi, and Saitama Prefectures. The bank is known in its shortened form as the "Kan Gin." Its largest stakeholder is the Master Trust Bank of Japan, with over 6% of its shares. History The Kanto Tsukuba Bank can trace its roots to the establishment of the Shimotsuma Mutual Aid Credit Company (Shimotsuma Mujin Kaisha) in 1927, wh ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Joyo Bank
is a Japanese regional bank that is headquartered in Mito city, Ibaraki Prefecture. The bank is relatively large among Japanese regional lenders, and operates branches throughout the Kantō region. In addition to branches in Miyagi, Fukushima, Chiba, Saitama, Tokyo, and Osaka prefectures, the bank also operates a representative office in Shanghai. While the bank has many stakeholders, prominent shareholders include the Bank of Tokyo-Mitsubishi, along with several major Japanese insurance companies Although Ibaraki Prefecture ranks only 24th in size among Japan's 47 prefectures, it ranks 4th in terms of usable area. It is therefore one of the leading producers of agricultural products and has a largely rural population. As a consequence of this, Joyo Bank has had to maintain a large but inefficient branch network. This feature has helped the bank by limiting competition from other banks, with the result that Joyo Bank has been able to command a 38% market share of deposi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chiba Kōgyō Bank
The Chiba Kōgyō Bank is a Japanese regional bank founded in 1952 and located in Chiba City, the capital of Chiba Prefecture. In 2016, the bank was number 1935 on the list of Forbes Global 2000 biggest public companies. History *1952 - Chiba Kogyo Bank was founded on 18 January *1972 - in March the current head office was completed and in September the bank was listed on the Tokyo Stock Exchange, part 2 *1973 - in August introduction to the Tokyo Stock Exchange, part 1 *1974 - in May, the administrative center was completed *1977 - in April started the Foreign exchange online operation and the Chiba Warranty Service (now Chiba Kogyo Card Service) *1983 - introduced the Chiba general lease. *1986 - started the Chiba Kogyo Business Service *1991 - founded the Chiba Nikko Bank Computer Software *2004 - accounting system moved to the NTT DATA Regional Bank Collaboration Center *2012 - started the partnership to share ATMs with the Joyo Bank, Kanto Tsukuba Bank, Tokyo Tomin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chiba Bank
is a Japanese regional bank and is the biggest bank in Chiba Prefecture, Japan. Listed on the Nikkei 225, it also has branches in Osaka, New York City, London, and Hong Kong. In 2015, its assets were $106.1 billion. History Chiba Bank was established in March 1943. In June 1998, Standard & Poor's S&P Global Ratings (previously Standard & Poor's and informally known as S&P) is an American credit rating agency (CRA) and a division of S&P Global that publishes financial research and analysis on stocks, bonds, and commodities. S&P is co ... downgraded the bank's credit rating from A-minus to BBB-plus because of negative long-term ratings. In October 2008, Chiba Bank, jointly with The Daishi Bank and Hokkoku Bank, hired IBM to build a Call Center System common for the three banks. In July 2010, Chiba Bank joined the United Nations Environment Programme Finance Initiative (UNEP FI). In October 2014, the bank was the first Japanese regional bank to sell dollar bonds ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
