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NYCE
The New York Currency Exchange (NYCE) is an interbank network connecting the Automatic teller machine, ATMs of various financial institutions in the United States and Canada. NYCE also serves as an EFTPOS network for NYCE-linked ATM cards. NYCE is based in Secaucus, New Jersey. Rivals of the network include STAR (interbank network), STAR and Capital One's Pulse (interbank network), Pulse. It is owned by Fidelity National Information Services. Origins "NYCE" originally started as a local ATM network of banks located in the New York Metropolitan area, debuting in March 1985 with a network of 800 ATMs at six banks, including Bank of New York, Barclays Bank Chemical Bank, Manufacturers Hanover Trust Company and Marine Midland Bank. It was one of the first networks of its kind, originating shortly after the invention of the ATM (automatic teller machine). Membership was open to all banks, credit unions and savings banks, and as use of ATMs grew, the network spread beyond its origina ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Interbank Network
An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belong to another member of the network. However, the functions which may be performed at the network ATM vary. For example, special services, such as the purchase of mobile phone airtime, may be available to own-bank but not to network ATM cardholders. Furthermore, the network ATM owner may charge a fee for use of network cards (in addition to any fees imposed by the own-bank). Interbank networks enable ATM cardholders to have access to ATMs of other banks that are members of the network when their own bank's ATM is unavailable. This is especially convenient for travelers traveling abroad, where multinational interbank networks, like Plus or Cirrus, are widely available. Interbank networks also permit, through different means, the use of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States
The United States of America (USA), also known as the United States (U.S.) or America, is a country primarily located in North America. It is a federal republic of 50 U.S. state, states and a federal capital district, Washington, D.C. The 48 contiguous states border Canada to the north and Mexico to the south, with the semi-exclave of Alaska in the northwest and the archipelago of Hawaii in the Pacific Ocean. The United States asserts sovereignty over five Territories of the United States, major island territories and United States Minor Outlying Islands, various uninhabited islands in Oceania and the Caribbean. It is a megadiverse country, with the world's List of countries and dependencies by area, third-largest land area and List of countries and dependencies by population, third-largest population, exceeding 340 million. Its three Metropolitan statistical areas by population, largest metropolitan areas are New York metropolitan area, New York, Greater Los Angeles, Los Angel ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Automatic Teller Machine
An automated teller machine (ATM) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff. ATMs are known by a variety of other names, including automatic teller machines (ATMs) in the United States (sometimes RAS syndrome, redundantly as "ATM machine"). In Canada, the term automated banking machine (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM rather than ABM. In British English, the terms cashpoint, cash machine and hole in the wall are also used. ATMs that are Independent ATM deployer, not operated by a financial institution are known as "White-label ABMs, white-label" ATMs. Using an ATM, customers can access their bank deposit or credit accounts in order to make ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pulse (interbank Network)
Pulse is an interbank electronic funds transfer (EFT) network in the United States. It serves more than 4,400 U.S. financial institutions and includes more than 380,000 ATMs, as well as POS terminals nationwide. Rivals of the network include First Data's STAR and Fidelity National Information Services's NYCE. It is owned by Capital One, issuer of the Discover Card since 2025, and is included in Discover's agreement with China UnionPay; cards can be used on each other's network leading to better acceptance outside large cities than the larger networks. History The Pulse system was based on software that operated the Take Your Money Everywhere (TYME) network operating in the central United States. The network was established as the banking rules that limited banks' and branches' ability to share services were removed. The data processing facilities were originally provided by First City Bank and later transitioned to Texas Commerce Bank. In 1981, Pulse incorporated and began op ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Metavante
Metavante Technologies, Inc., through its subsidiary, Metavante Corporation, provided financial technology services, software and financial services regulatory advice and consulting to its customers, consisting primarily of small to large sized financial institutions. The $1.5 billion organization was headquartered in Milwaukee, Wisconsin, and employed over 5,600 employees in 35 U.S. cities. On October 1, 2009, Metavante was acquired by Fidelity National Information Services.Basch, Mark"Fidelity National Information Services has new brand as it completes merger"''Florida Times-Union'', October 2, 2009 History Metavante corporation was originally formed as M&I Data Services in 1964 as a subsidiary of the Marshall & Ilsley Corporation (NYSE: MI). The company established the first Remote Banking operation in the United States in 1967. In 2000 M&I Data Services changed its name to Metavante. On 3 April 2007, Marshall & Ilsley Corporation announced its plan to split Marshall & Ilsl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
1985 Establishments In New York (state)
The year 1985 was designated as the International Youth Year by the United Nations. Events January * January 1 ** The Internet's Domain Name System is created. ** Greenland withdraws from the European Economic Community as a result of a new agreement on fishing rights. * January 7 – Japan Aerospace Exploration Agency launches ''Sakigake'', Japan's first interplanetary spacecraft and the first deep space probe to be launched by any country other than the United States space exploration programs, United States or the Soviet space program, Soviet Union. * January 15 – Tancredo Neves is Brazilian presidential election, 1985, elected president of Brazil by the National Congress of Brazil, Congress, ending the Military dictatorship in Brazil, 21-year military rule. * January 27 – The Economic Cooperation Organization, Economic Cooperation Organization (ECO) is formed, in Tehran. * January 28 – The charity single record "We Are the World" is recorded by USA ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ATM Usage Fees
ATM usage fees are what many banks and interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belo ...s charge for the use of their automated teller machines (ATMs). In some cases, these fees are assessed solely for non-members of the bank; in other cases, they apply to all users. There is usually a higher fee for the use of White-label ATMs rather than bank-owned ATMs. Two types of consumer charges exist: the surcharge and the foreign fee. The surcharge fee may be imposed by the ATM owner (the ''bank'' or Independent ATM deployer) and will be charged to the consumer using the machine. The foreign fee or transaction fee is a fee charged by the card issuer (financial institution, stored value provider) to the consumer for conducting a transaction outside of their network of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Brown Deer, Wisconsin
Brown Deer is a village in Milwaukee County, Wisconsin, United States. A suburb of Milwaukee, it is part of the Milwaukee metropolitan area. The population was 12,507 at the 2020 census. History The Brown Deer area was organized as part of the Town of Milwaukee in 1835, and the first white settlers began arriving around that time from New England and New York, including some settlers from Granville, New York. In 1841, the Town of Milwaukee was subdivided and the Brown Deer area became part of the new Town of Granville. In the 1800s, the town was a predominantly agricultural community, and many residents were of German and Irish extraction. The Village of Brown Deer has its origins in a rural hamlet that formed at a crossroads in the northeastern quadrant of the Town of Granville in the 1870s. The area remained characteristically rural from the 19th century through the mid-1940s, when the post–World War II economic expansion caused a building boom in the area, and many of the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Milwaukee
Milwaukee is the List of cities in Wisconsin, most populous city in the U.S. state of Wisconsin. Located on the western shore of Lake Michigan, it is the List of United States cities by population, 31st-most populous city in the United States and the fifth-most populous city in the Midwest with a population of 577,222 at the 2020 United States census, 2020 census. It is the county seat of Milwaukee County, Wisconsin, Milwaukee County. The Milwaukee metropolitan area is the Metropolitan statistical area, 40th-most populous metropolitan area in the U.S. with 1.57 million residents. Founded in the early 19th century and incorporated in 1846, Milwaukee grew rapidly due to its location as a port city. History of Milwaukee, Its history was heavily influenced by German immigrants and it continues to be a Germans in Milwaukee, center for German-American culture, specifically known for Beer in Milwaukee, its brewing industry. The city developed as an industrial powerhouse during the 19t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
M&I Bank
Marshall & Ilsley Corporation (also known as M&I Bank) was a U.S. bank and diversified financial services corporation headquartered in Milwaukee, Wisconsin, that was purchased by Bank of Montreal in 2010. The bank was founded in 1847 and by 2008 the bank had assets of $63.5 billion and over 250 branches. After the acquisition, Bank of Montreal combined the Marshall & Ilsley Corporation operations into its existing U.S. subsidiary Harris Bank. History In 1847, Samuel Marshall, a Pennsylvania native, founded an exchange brokerage in a downtown Milwaukee cobbler's shop. Although Wisconsin did not allow state-chartered banks at the time, Marshall's company provided a number of traditional banking services, such as deposits and loans. In 1849, he took on Maine native Charles Ilsley as a partner, and the company took the Marshall & Ilsley name a year later. When Wisconsin finally allowed state-chartered banking in 1852, M&I took out the first such charter, for a bank in Madison. For mo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fleet Bank
FleetBoston Financial was a Boston, Massachusetts–based bank created in 1999 by the merger of Fleet Financial Group and BankBoston. In 2004 it merged with Bank of America; all of its banks and branches were converted to Bank of America. History Fleet's oldest predecessor was The Massachusetts Bank founded in 1784. The Massachusetts Bank was the first federally chartered joint-stock owned bank in the United States and only the second bank to receive a charter in the United States. The bank's charter was signed by John Hancock and among its early account holders were such notable figures as Paul Revere, Samuel Adams, John Hancock and Henry Knox. The bank's founders were largely made up of merchants who wanted to use a U.S., rather than British bank to send money abroad. It was first headquartered at the old Manufactory House, near Boston Common. The bank was the only bank in the city of Boston until the Union Bank (later the Bank of New England) was founded in 1792. This bank ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
