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NJM Insurance
NJM Insurance Group is an American mutual insurance group of companies, offering personal auto, commercial auto, workers' compensation, homeowners, condo, renters, and umbrella insurance. It is headquartered in the West Trenton section of Ewing Township, New Jersey, and serves markets in Connecticut, Delaware, Maryland, New Jersey, New York, Ohio, and Pennsylvania. History NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act which required all employers to carry insurance coverage for injured workers. The company's original goal was to provide cost-effective, safety-conscious, and financially secure insurance to New Jersey business owners. By 1922, the company was the largest provider of workers’ compensation insurance in New Jersey. In 1921, NJM began providing insurance for property loss, commercial ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mutual Insurance
A mutual insurance company is an insurance company owned entirely by its policyholders. It is a form of consumers' co-operative. Any profits earned by a mutual insurance company are either retained within the company or rebated to policyholders in the form of dividend distributions or reduced future premiums. In contrast, a stock insurance company is owned by investors who have purchased company stock; any profits generated by a stock insurance company are distributed to the investors without necessarily benefiting the policyholders. History The concept of mutual insurance originated in England in the late 17th century to cover losses due to fire. The mutual/casualty insurance industry began in the United States in 1752 when Benjamin Franklin established the Philadelphia Contributionship for the Insurance of Houses From Loss by Fire. Mutual property/casualty insurance companies exist now in nearly every country around the globe. The global trade association for the industry, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Forbes
''Forbes'' () is an American business magazine founded by B. C. Forbes in 1917. It has been owned by the Hong Kong–based investment group Integrated Whale Media Investments since 2014. Its chairman and editor-in-chief is Steve Forbes. The company is headquartered in Jersey City, New Jersey. Sherry Phillips is the current CEO of Forbes as of January 1, 2025. Published eight times per year, ''Forbes'' feature articles on finance, industry, investing, and marketing topics. It also reports on related subjects such as technology, communications, science, politics, and law. It has an international edition in Asia as well as editions produced under license in 27 countries and regions worldwide. The magazine is known for its lists and rankings, including its lists of the richest Americans (the Forbes 400, ''Forbes'' 400), of 30 notable people under the age of 30 (the Forbes 30 Under 30, ''Forbes'' 30 under 30), of America's wealthiest celebrities, of the world's top companies (the Fo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New Jersey Department Of Banking And Insurance
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. The Commissioner of DOBI is Justin Zimmerman. The department includes three divisions: Banking; Insurance; and the Real Estate Commission. History Under the New Jersey State Constitution, all executive and administrative offices are allocated among not more than 20 principal departments. Following the ratification of the 1947 State Constitution, the DOBI was one of 13 departments created. In 1970, the department was split into two separate departments, Banking and Insurance respectively, only to be merged back together in 1996 as a cost savings measure by Governor Christine Todd Whitman.Manual of the Legislature of New Jer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Philadelphia Union
The Philadelphia Union are an American professional soccer club based in the Philadelphia metropolitan area. The club competes in Major League Soccer (MLS) as a member of the Eastern Conference. Founded on February 28, 2008, the Union began playing in 2010 as an expansion team. The club's home stadium is Subaru Park, a soccer-specific stadium located in Chester, Pennsylvania, on the banks of the Delaware River. The Union are currently owned by Keystone Sports & Entertainment, with Jay Sugarman serving as majority owner and chairman of the club. Professional basketball player Kevin Durant serves as a minority owner. The Union finished as runners-up in the 2014, 2015 and 2018 U.S. Open Cup tournaments and the 2022 MLS Cup final. In 2020, Philadelphia secured the Supporters' Shield with their regular season performance, the first in the club's history. History Drive for expansion Despite being one of the ten largest metropolitan areas in the country and a top-five media ma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Teen Driver Safety Week
National Teen Driver Safety Week (NTDSW) is conducted annually during the third week of October in the United States. It was established by Congress in 2007. Background Motor vehicle crashes remain the primary cause of death for adolescents. Teen drivers (ages 16 to 19) are involved in fatal crashes at four times the rate of adult drivers (ages 25 to 69). Each year, more than 5,000 teens are killed in motor vehicle crashes. In 2022, out of 42,514 motor vehicle crash deaths in the USA, 5,239 (13%) were caused by young drivers. History After a series of tragic crashes involving Pennsylvania high school students, Representatives Charlie Dent (R- PA) and Senator Bob Casey Jr. (D- PA) sponsored over 50 co-sponsors to introduce the resolution creating National Teen Driver Safety Week (NTDSW). The initiative was supported by the traffic safety experts at the Children's Hospital of Philadelphia (CHOP) and State Farm Insurance Companies. A national survey conducted in 2007 by State F ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Philadelphia 76ers
The Philadelphia 76ers, also known colloquially as the Sixers, are an American professional basketball team based in the Philadelphia metropolitan area. The 76ers compete in the National Basketball Association (NBA) as a member of the Atlantic Division of the Eastern Conference. The team plays its home games at Wells Fargo Center located in the South Philadelphia Sports Complex. Founded in 1946 and originally known as the Syracuse Nationals, they are one of the oldest franchises in the NBA and one of only 8 out of 23 to survive the league's first decade. The team is owned and managed by Harris Blitzer Sports & Entertainment (HBSE), with founders Josh Harris and David Blitzer acquiring the team in 2011. The 76ers have had a prominent history, with many Hall of Fame players having played for the organization, including Dolph Schayes, Hal Greer, Wilt Chamberlain, Chet Walker, Billy Cunningham, George McGinnis, Julius Erving, Maurice Cheeks, Bobby Jones, Moses M ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Trenton Thunder
The Trenton Thunder are a collegiate summer baseball team of the MLB Draft League. They are located in Trenton, New Jersey, and play their home games at Trenton Thunder Ballpark. From 1994 to 2020, it was a Minor League Baseball team of the Double-A Eastern League until Major League Baseball's reorganization of the minors following the 2020 season. Prior to this, they were affiliates of the Chicago White Sox (1980–1985), Detroit Tigers (1986–1994), Boston Red Sox (1995–2002), and New York Yankees (2003–2020). History As a member of Minor League Baseball/Eastern League Trenton Thunder Baseball was established in 1994 with the relocation of the London Tigers from London, Ontario to Trenton, New Jersey, the London Tigers played at historic Labatt Park and served as a Detroit Tigers affiliate. The London Tigers were previously based at East Field Stadium in Glens Falls, New York under the names Glens Falls White Sox (1980–1985) as a Chicago White Sox affiliate and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Driving Simulator
Driving simulators are used for entertainment as well as in training of driver's education courses taught in educational institutions and private businesses. They are also used for research purposes in the area of human factors and medical research, to monitor driver behavior, performance, and attention and in the car industry to design and evaluate new vehicles or new advanced driver assistance systems. Training Driving simulators are being increasingly used for training drivers. Versions exist for cars, trucks, buses, etc. Uses * Novice driver training and testing * Professional driver training and testing * Training in critical driving conditions * Testing the effects of impairment on driver performance * Analysis of the driver behaviours * Analysis of driver responses * Evaluating user performances in different conditions (handling of controls) * Assessing fitness to drive for aging drivers * Testing future in-vehicle technologies on drivers or passengers (Human -Machin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Boat
A boat is a watercraft of a large range of types and sizes, but generally smaller than a ship, which is distinguished by its larger size or capacity, its shape, or its ability to carry boats. Small boats are typically used on inland waterways such as rivers and lakes, or in protected coastal areas. However, some boats (such as whaleboats) were intended for offshore use. In modern Navy, naval terms, a boat is a vessel small enough to be carried aboard a ship. Boats vary in proportion and construction methods with their intended purpose, available materials, or local traditions. Canoes have been used since prehistoric times and remain in use throughout the world for transportation, fishing, and sport. Fishing boats vary widely in style partly to match local conditions. Pleasure boat, Pleasure craft used in boating, recreational boating include ski boats, Pontoon (boat), pontoon boats, and sailboats. House boats may be used for vacationing or long-term residence. Lighter (barge), L ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
All-terrain Vehicle
An all-terrain vehicle (ATV), also known as a light utility vehicle (LUV), a quad bike or quad (if it has four wheels), as defined by the American National Standards Institute (ANSI), is a vehicle that travels on low-pressure tires, has a seat that is straddled by the operator, and has handlebars, similar to a motorcycle. As the name implies, it is designed to handle a wider variety of terrain than most other vehicles. It is street-legal in some countries, but not in most states, territories and provinces of Australia, the United States, and Canada. By the current ANSI definition, ATVs are intended for use by a single operator, but some ATVs, referred to as tandem ATVs, have been developed for use by the driver and one passenger. The rider sits on and operates these vehicles like a motorcycle, but the extra wheels give more stability at slower speeds. Although most are equipped with three or four wheels, six or eight wheel (tracked) models exist and have existed historicall ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Motorcycle
A motorcycle (motorbike, bike; uni (if one-wheeled); trike (if three-wheeled); quad (if four-wheeled)) is a lightweight private 1-to-2 passenger personal motor vehicle Steering, steered by a Motorcycle handlebar, handlebar from a saddle-style seat. Motorcycle designs vary greatly to suit a range of different purposes: Long-distance motorcycle riding, long-distance travel, Motorcycle commuting, commuting, cruising (driving), cruising, Motorcycle sport, sport (including Motorcycle racing, racing), and Off-roading, off-road riding. Motorcycling is riding a motorcycle and being involved in other related social activities such as joining a motorcycle club and attending motorcycle rally, motorcycle rallies. The 1885 Daimler Reitwagen made by Gottlieb Daimler and Wilhelm Maybach in Germany was the first internal combustion, petroleum-fueled motorcycle. In 1894, Hildebrand & Wolfmüller became the first series production motorcycle. Globally, motorcycles are comparable numerically t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
