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KlickEx
KlickEx is a New Zealand fintech company that provides a payment system for domestic, low value electronic foreign exchange transactions to Polynesian countries using a smart market retail system. The company provides exchange clearing service platforms to central bank, commercial bank, nonbank, and non-financial clients in the Pacific Islands, also providing a guaranteed fund, net settlement, retail servicing to mobile money operations across the region, avoiding the usual foreign transfer delays, fees and spreads by matching up individuals (and institutions) or central-bank-settling payments to and from the islands. Payments can be made between the Pacific Islands and Australia, New Zealand, and Europe. The system also allows users to transfer directly to mobile wallets, and Bank accounts. KlickEx is both a systems provider, and a licensed and prudentially supervised payment systems, for international bank transfers and payments for older remittance networks where the minimu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Private Company
A privately held company (or simply a private company) is a company whose Stock, shares and related rights or obligations are not offered for public subscription or publicly negotiated in their respective listed markets. Instead, the Private equity, company's stock is offered, owned, traded or exchanged privately, also known as "over-the-counter (finance), over-the-counter". Related terms are unlisted organisation, unquoted company and private equity. Private companies are often less well-known than their public company, publicly traded counterparts but still have major importance in the world's economy. For example, in 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for $1.8 trillion in revenues and employed 6.2 million people, according to ''Forbes''. In general, all companies that are not owned by the government are classified as private enterprises. This definition encompasses both publ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The New Zealand Herald
''The New Zealand Herald'' is a daily newspaper published in Auckland, New Zealand, owned by New Zealand Media and Entertainment, and considered a newspaper of record for New Zealand. It has the largest newspaper circulation in New Zealand, peaking at over 200,000 copies in 2006, although circulation of the daily ''Herald'' had declined to 100,073 copies on average by September 2019. The ''Herald''s publications include a daily paper; the ''Weekend Herald'', a weekly Saturday paper; and the ''Herald on Sunday'', which has 365,000 readers nationwide. The ''Herald on Sunday'' is the most widely read Sunday paper in New Zealand. The paper's website, nzherald.co.nz, is viewed 2.2 million times a week and was named Voyager Media Awards' News Website of the Year in 2020, 2021, 2022, and 2023. In 2023, the ''Weekend Herald'' was awarded Weekly Newspaper of the Year and the publication's mobile application was the News App of the Year. Its main circulation area is the Auckland R ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
University Of Auckland
The University of Auckland (; Māori: ''Waipapa Taumata Rau'') is a public research university based in Auckland, New Zealand. The institution was established in 1883 as a constituent college of the University of New Zealand. Initially located in a repurposed courthouse, the university has grown substantially over the years. As of 2024, it stands as the largest university in New Zealand by enrolment, teaching approximately 43,000 students across three major campuses in central Auckland. The university conducts teaching and learning within six faculties, two research institutes, and other institutes and centres. The City Campus, in the Auckland central business district, hosts the majority of students and faculties. History Origins The University of Auckland began as a constituent college of the University of New Zealand, founded on 23 May 1883 as ''Auckland University College''. Stewardship of the university during its establishment period was the responsibility of Joh ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Straight-through Processing
Straight-through processing (STP) is a method used by financial companies to speed up financial transactions by processing without manual intervention. Background Straight-through processing exists in numerous areas of financial services, such as payments processing. Payments may be non-STP due to various reasons such as missing information, information which is not in a machine "understandable" form (such as name and address rather than a code), or human-readable instructions, e.g. "Please credit urgently") or simply falls outside of rules for which the bank allows automatic processing (for example, payments of large value or in exotic currencies). Traditionally, making payments involves many departments in a bank. Both initiating a payment to be sent and processing a received payment may take days. In the past, payments were initiated through numerous "human-friendly" (also known as paper-based) means, such as a human through a paper order, over the phone, or via fax. The payme ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ministry Of Science And Innovation (New Zealand)
The Ministry of Science and Innovation (MSI; ) was a government agency within the New Zealand Government, dealing with the science and innovation sector in New Zealand. History The Ministry became operational on 1 February 2011, bringing together and replacing the Foundation for Research, Science and Technology and the Ministry of Research, Science and Technology. MSI assumed responsibility for the science and innovation policy and investment functions of both agencies. In March 2012, Prime Minister John Key announced that the Ministry of Science and Innovation would be integrated into a new Ministry of Business, Innovation and Employment, comprising the Ministry of Economic Development, the Department of Labour, the Ministry of Science and Innovation and the Department of Building and Housing The Department of Building and Housing ( Māori: ''Te Tari Kaupapa Whare'') was a government agency within the New Zealand government. Established in 2004 out of the former Minis ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Inclusion
Financial inclusion is the availability and equality of opportunities to access financial services. It refers to processes by which individuals and businesses can access appropriate, affordable, and timely financial products and services—which include banking, loan, equity, and insurance products. It provides paths to enhance inclusiveness in economic growth by enabling the unbanked population to access the means for savings, investment, and insurance towards improving household income and reducing income inequality. Financial-inclusion efforts typically target those who are unbanked or underbanked, and then direct sustainable financial services to them. Providing financial inclusion entails going beyond merely opening a bank account. Banked individuals can be excluded from other financial services. Having more-inclusive financial systems has been linked to stronger and more sustainable economic growth and development, thus achieving financial inclusion has become a priorit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pacific
The Pacific Ocean is the largest and deepest of Earth's five oceanic divisions. It extends from the Arctic Ocean in the north to the Southern Ocean, or, depending on the definition, to Antarctica in the south, and is bounded by the continents of Asia and Australia in the west and the Americas in the east. At in area (as defined with a southern Antarctic border), the Pacific Ocean is the largest division of the World Ocean and the hydrosphere and covers approximately 46% of Earth's water surface and about 32% of the planet's total surface area, larger than its entire land area ().Pacific Ocean . '' Britannica Concise.'' 2008: Encyclopædia Britannica, Inc. The centers of both the [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Unbanked
The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available. Causes Some reasons a person might not have a bank account include: * Lack of access via a nearby bank branch or mobile phone * Minimum balance fees * Distrust of the banking system, typically due to lack of transparency regarding fees and deposit timingThe Unbanking Of America - ''Think'' interview with economist Lisa Servon * No access to government-issued ID, which is required to open a bank account *To avoid delinquent debts, such as creditors seizing the account in judgements, or the government collecting back taxes or child support The unbanked in the United States The ''unbanked'' are descr ...[...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mobile Network Operator
A mobile network operator (MNO), also known as a mobile network provider, mobile network carrier, mobile , wireless service provider, wireless carrier, wireless operator, wireless telco, or cellular company, is a telecommunications provider of services that sells, delivers and maintains mobile telephony services to an end user. Overview A key defining characteristic of a mobile network operator is that it must own or control access to a radio spectrum license from a regulatory or government entity, and also that it must own or control the elements of the cellular network infrastructure necessary to provide services to subscribers over the licensed radio spectrum. In addition the operator would also contain other elements like the back haul infrastructure and provisioning computer systems. A mobile network operator typically also has the necessary provisioning, billing, and customer care computer systems, and the marketing, customer care, and engineering organizations need ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United Nations Development Program
The United Nations Development Programme (UNDP) is a United Nations agency tasked with helping countries Poverty reduction, eliminate poverty and achieve Sustainable development, sustainable economic growth and Human development (economics), human development. The UNDP emphasizes on capacity building, developing local capacity towards long-term self-sufficiency and prosperity. Based at the headquarters of the United Nations in New York City, it is the largest UN development aid agency, with offices in 177 countries. The UNDP is funded entirely by voluntary contributions from member states of the United Nations, UN member states. Founding The UNDP was founded on 22 November 1965 through the merger of the Expanded Programme of Technical Assistance (EPTA) and the Special Fund in 1958. The rationale was to "avoid duplication of [their] activities". The EPTA was set up in 1949 to support the economic and political aspects of underdeveloped countries while the Special Fund was to e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ICEHOUSE (incubator)
The Icehouse is a business growth centre that establishes learning environments for New Zealand SME business owners, entrepreneurs and founders. The Icehouse provides training and development workshops for New Zealand-based SME owner managed companies to develop business skills. The current Group CEO of The Icehouse is Gavin Lennox. In 2019, the various startup and investment activities of the Icehouse were spun off into a separate venture capital business called Icehouse Ventures, which operates New Zealand's largest group of angel investors. The Icehouse is owned by a not-for-profit trust (The ICE Foundation). The Foundation provides sponsorships, academic research grants and community projects that support entrepreneurship and innovation in New Zealand. Awards The Icehouse won the Education Category in 2009 Vero Excellence in Business Support Awards In May 2010, Forbes ''Forbes'' () is an American business magazine founded by B. C. Forbes in 1917. It has been owned by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
