|
Housing Stress
Housing stress describes a situation where the cost of housing (either as rental, or as a mortgage) is high relative to household income. It may also be used to describe inadequate housing for a proportion of the population. As a rule of thumb, a household spending 30 percent or more of its income can be considered under housing stress, and under "extreme" housing stress if spending exceeds 50 percent. Other studies may apply a different threshold, or restrict its definition to households with below average income. The Economic Research Service of the United States Department of Agriculture classifies counties as under housing stress" if 30 percent or more of its housing units meets one or more of the following criteria: lacked complete plumbing, lacked complete kitchens, paid 30 per cent or more for owner costs or rent, or had more than one person per room. Definition Housing stress describes financial hardship caused by housing expenses. More specifically, it may be describ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Dwelling
In law, a dwelling (also known as a residence, abode or domicile) is a self-contained unit of accommodation – such as a house, apartment, mobile home, houseboat, recreational vehicle, or other "substantial" structure – used as a home by one or more households. The concept of a dwelling has significance in relation to search and seizure, conveyancing of real property, burglary, trespass, and land-use planning. Legal definitions Legal definitions vary by jurisdiction. 'Dwelling' (England and Wales) Under English law, a dwelling is defined as a self-contained 'substantial' unit of accommodation, such as a building, part of a building, caravan, houseboat or other mobile home. A tent is not normally considered substantial. 'Dwelling' (North Carolina) According to North Carolina General Statute § 160A-442, "Dwelling" means any building, structure, manufactured home or mobile home, or part thereof, used and occupied for human habitation, or intended to be so used, and inclu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mortgage Loan
A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "collateral (finance), secured" on the borrower's property through a process known as mortgage origination. This means that a Mortgage law, legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Legal professions in England and Wales, Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken throu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Household Income
Household income is a measure of income received by the household sector. It includes every form of cash income, e.g., salaries and wages, retirement income, investment income and cash transfers from the government. It may include near-cash government transfers like food stamps, and it may be adjusted to include social transfers in-kind, such as the value of publicly provided health care and education. Household income can be measured on various bases, such as per household income, per capita income, per earner income, or on an equivalised basis. Because the number of people or earners per household can vary significantly between regions and over time, the choice of measurement basis can impact household income rankings and trends. When taxes and mandatory contributions are subtracted from household income, the result is called net or disposable household income. A region's mean or median net household income can be used as an indicator of the purchasing power or material well ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Economic Research Service
The Economic Research Service (ERS) is a component of the United States Department of Agriculture (USDA) and a principal agency of the Federal Statistical System of the United States. It provides information and research on agriculture and economics. History The first USDA agency formally tasked with data collection was the Division of Statistics, created in 1863, one year after the USDA itself was created.Panel to Study the Research Program of the Economic Research Service, Sowing Seeds of Change: Informing Public Policy in the Economic Research Service of USDA', Committee on National Statistics, Commission on Behavioral and Social Sciences and Education, National Research Council (John F. Gewek et al., eds. 1999). By 1902, a Division of Foreign Markets had been created, and the following year, that division was merged with the Division of Statistics to form the Bureau of Statistics. In 1914, the bureau was renamed the Bureau of Crop Estimates, and in 1921 this bureau merged ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Department Of Agriculture
The United States Department of Agriculture (USDA) is an executive department of the United States federal government that aims to meet the needs of commercial farming and livestock food production, promotes agricultural trade and production, works to assure food safety, protects natural resources, fosters rural communities and works to end hunger in the United States and internationally. It is headed by the secretary of agriculture, who reports directly to the president of the United States and is a member of the president's Cabinet. The current secretary is Brooke Rollins, who has served since February 13, 2025. Approximately 71% of the USDA's $213 billion budget goes towards nutrition assistance programs administered by the Food and Nutrition Service (FNS). The largest component of the FNS budget is the Supplemental Nutrition Assistance Program (formerly known as the 'Food Stamp' program), which is the cornerstone of USDA's nutrition assistance. The United Stat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Plumbing
Plumbing is any system that conveys fluids for a wide range of applications. Plumbing uses piping, pipes, valves, piping and plumbing fitting, plumbing fixtures, Storage tank, tanks, and other apparatuses to convey fluids. HVAC, Heating and cooling (HVAC), Sewerage, waste removal, and Drinking water, potable water delivery are among the most common uses for plumbing, but it is not limited to these applications. The word derives from the Latin for lead, ''plumbum'', as the first effective pipes used in the Sanitation in ancient Rome, Roman era were lead pipes. In the developed world, plumbing infrastructure is critical to public health and sanitation. Boilermakers and pipefitters are not plumbers although they work with piping as part of their trade and their work can include some plumbing. History Plumbing originated during ancient civilizations, as they developed public baths and needed to provide drinking water, potable water and sewerage, wastewater removal for large ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Psychological Stress
In psychology, stress is a feeling of emotional strain and pressure. Stress is a form of psychological and mental discomfort. Small amounts of stress may be beneficial, as it can improve athletic performance, motivation and reaction to the environment. Excessive amounts of stress, however, can increase the risk of strokes, heart attacks, ulcers, and mental illnesses such as depression and also aggravate pre-existing conditions. Psychological stress can be external and related to the environment, but may also be caused by internal perceptions that cause an individual to experience anxiety or other negative emotions surrounding a situation, such as pressure, discomfort, etc., which they then deem stressful. Hans Selye (1974) proposed four variations of stress. On one axis he locates good stress ( eustress) and bad stress (distress). On the other is over-stress (hyperstress) and understress (hypostress). Selye advocates balancing these: the ultimate goal would be to balance ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cost Of Living
The cost of living is the cost of maintaining a certain standard of living for an individual or a household. Changes in the cost of living over time can be measured in a cost-of-living index. Cost of living calculations are also used to compare the cost of maintaining a certain standard of living in different geographic areas. Differences in the cost of living between locations can be measured in terms of purchasing power parity rates. A sharp rise in the cost of living can trigger a cost of living crisis, where purchasing power is lost and, for some people, their previous lifestyle is no longer affordable. The link between income and health is well-established. People who are facing poverty are less likely to seek regular and professional medical advice, receive dental care, or resolve health issues. The cost of Prescription drug, prescription medicine is often cited as a metric in cost of living research and Consumer price index, consumer price indices. Cost of living pressures ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Downshifting (lifestyle)
In social behavior, downshifting is a trend where individuals adopt simpler lives from what critics call the " rat race". The long-term effect of downshifting can include an escape from what has been described as economic materialism, as well as reduce the "stress and psychological expense that may accompany economic materialism". This social trend emphasizes finding an improved balance between leisure and work, while also focusing life goals on personal fulfillment, as well as building personal relationships instead of the all-consuming pursuit of economic success. Downshifting differs from simple living in its focus on moderate change and concentration on an individual comfort level and a gradual approach to living.Tracey Smith, 2008 In the 1990s, this form of simple living began appearing in the mainstream media, and has continually grown in popularity among populations living in industrial societies, especially the United States, the United Kingdom, New Zealand, and Australi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lying Flat
''Tang ping'' ( zh, c= 躺平, l=lying flat) is a Chinese slang neologism that describes a personal rejection of societal pressures to overwork and over-achieve, such as in the 996 working hour system, which is often regarded as a rat race with ever diminishing returns. ''Tang ping'' means choosing to "lie down flat and get over the beatings" by adopting a "low-desire life." Novelist Liao Zenghu described "lying flat" as a passive-aggressive resistance movement, and ''The New York Times'' called it part of a nascent Chinese counterculture. It has also been compared to the Great Resignation, a surge of resignations that began in the West at roughly the same time. The National Language Resources Monitoring and Research Center, an institution affiliated with the Education Ministry of China, listed the word as one of the 10 most popular memes for 2021 in the Chinese Internet. Chinese search engine Sogou also listed the word at the top of its list of most trending memes for 2021. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Quarter-life Crisis
In popular psychology, a quarter-life crisis is an existential crisis involving anxiety and sorrow over the direction and quality of one's life which is most commonly experienced in a period ranging from a person's early twenties up to their mid-thirties, although it can begin as early as eighteen."The age you're most likely to have a quarter-life crisis" ''The Independent''. Rachel Hosie. 15 November 2017. Retrieved 3 September 2018. It is defined by Alex Fowke as "a period of insecurity, doubt and disappointment surrounding your |
Standard Of Living
Standard of living is the level of income, comforts and services available to an individual, community or society. A contributing factor to an individual's quality of life, standard of living is generally concerned with objective metrics outside an individual's personal control, such as economic, societal, political, and environmental matters. Individuals or groups use the standard of living to evaluate where to live in the world, or when assessing the success of society. In international law, an "adequate standard of living" was first described in the Universal Declaration of Human Rights and further described in the International Covenant on Economic, Social and Cultural Rights. To evaluate the impact of policy for sustainable development, different disciplines have defined ''Decent Living Standards'' in order to evaluate or compare relative living experience. During much of its use in economics, improvements to standard of living were thought to be directly connected to eco ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
