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Hewlett-Packard Credit Union
First Tech Federal Credit Union (or First Tech) is a federally chartered credit union headquartered in Hillsboro, Oregon. It is regulated under the authority of the National Credit Union Administration (NCUA). First Tech has over 700,000 members, and over 17 billion dollars in assets with 36 branches located mostly in high technology business centers of California, Colorado, Oregon, Washington and four other states. It was the first financial institution to offer telephone interactive voice response access and online banking. History The credit union was founded as Tektronix Federal Credit Union, formed by seven Tektronix employees on January 14, 1952. In 1961, the name was changed to Tektronix Employees Federal Credit Union to reflect the credit union's membership. From very early on, technical innovation was emphasized and reflected in First Tech's motto of "Think Forward". As early as 1976, the credit union began using computers for online data processing. By 1979, Tektronix ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Union
A credit union is a member-owned nonprofit organization, nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (checking account, cheque accounts), credit cards, Credit (finance), credit, share term certificates (Certificate of deposit, certificates of deposit), and online banking. Normally, only a member of a credit union may deposit account, deposit or loan, borrow money. In several African countries, credit unions are commonly referred to as ''SACCOs'' (''savings and credit co-operatives''). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 375 million, with over 100 millio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Interactive Voice Response
Interactive voice response (IVR) is a technology that allows telephone users to interact with a computer-operated telephone system through the use of voice and DTMF tones input with a keypad. In telephony, IVR allows customers to interact with a company's host system via a telephone keypad or by speech recognition, after which services can be inquired about through the IVR dialogue. IVR systems can respond with pre-recorded or dynamically generated audio to further direct users on how to proceed. IVR systems deployed in the network are sized to handle large call volumes and also used for outbound calling as IVR systems are more intelligent than many predictive dialer systems. IVR systems can be used to create self-service solutions for mobile purchases, banking payments, services, retail orders, utilities, travel information and weather conditions. In combination with systems such an automated attendant and automatic call distributor (ACD), call routing can be optimized for a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ABA Routing Transit Number
In the United States, an ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of cheque, checks to identify the financial institution on which it was drawn. The American Bankers Association (ABA) developed the system in 1910 to facilitate the sorting, bundling, and delivering of paper checks to the drawer's (check writer's) bank for debit to the drawer's account. Newer electronic payment methods continue to rely on ABA RTNs to identify the paying bank or other financial institution. The Federal Reserve Bank uses ABA RTNs in processing Fedwire funds transfers. The ACH Network also uses ABA RTNs in processing direct deposits, bill payments, and other automated money transfers. Management Since 1911, the American Bankers Association has partnered with a series of registrars, currently Accuity, to manage the ABA routing number system. Accuity is the Official Routing Number Registrar and is responsible for assigning ABA RTNs and managing the ABA RTN system. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Billing
Electronic billing or electronic bill payment and presentment, is when a seller such as company, organization, or group sends its bills or invoices over the internet, and customers pay the bills electronically. This replaces the traditional method where invoices are sent in paper form and payments are done by manual means such as sending cheques. Advantages to electronic billing include the faster presentation of invoices and reductions in costs compared to handling paper documents. However, to take full advantage of electronic billing both seller and buyer need to have in place computer systems able to handle electronic billing and have access to financial institutions that can do electronic payments. History The development of electronic billing and payments started in the late 20th century, and whilst its exact origins are unclear, it is generally agreed that development of electronic billing coincided with the rise of the Information Age. It went hand-in-hand with the deve ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Merger Of Equals
Mergers and acquisitions (M&A) are business transactions in which the ownership of a company, business organization, or one of their operating units is transferred to or consolidated with another entity. They may happen through direct absorption, a merger, a tender offer or a hostile takeover. As an aspect of strategic management, M&A can allow enterprises to grow or downsize, and change the nature of their business or competitive position. Technically, a is the legal consolidation of two business entities into one, whereas an occurs when one entity takes ownership of another entity's share capital, equity interests or assets. From a legal and financial point of view, both mergers and acquisitions generally result in the consolidation of assets and liabilities under one entity, and the distinction between the two is not always clear. Most countries require mergers and acquisitions to comply with antitrust or competition law. In the United States, for example, the Clayton ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Digital Federal Credit Union
Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. It has over 1,025,000 members and is the largest credit union headquartered in New England as measured by assets, managing over US $9.9 billion. DCU is regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government. DCU has nineteen full-service branches in Massachusetts and four full-service branches in New Hampshire, although it has members in all 50 U.S. states. On September 30, 2024, DCU announced it was merging with First Tech Credit Union. The new credit union would retain DCU's charter while keeping First Tech's name. The merger is subject to regulatory approval from the NCUA and the anticipated integration date is late 2025. The merger will create the 6th largest Credit Union in the United States by assets, and a coast-to-coast branch network. History DCU was chartered in 1979 for employees of Digital Equipment Corporation followi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
First Tech Credit Union - Tanasbourne Branch
First most commonly refers to: * First, the ordinal form of the number 1 First or 1st may also refer to: Acronyms * Faint Images of the Radio Sky at Twenty-Centimeters, an astronomical survey carried out by the Very Large Array * Far Infrared and Sub-millimetre Telescope, of the Herschel Space Observatory * For Inspiration and Recognition of Science and Technology, an international youth organization * Forum of Incident Response and Security Teams, a global forum Arts and entertainment Albums * ''1st'' (album), by Streets, 1983 * ''1ST'' (SixTones album), 2021 * ''First'' (David Gates album), 1973 * ''First'', by Denise Ho, 2001 * ''First'' (O'Bryan album), 2007 * ''First'' (Raymond Lam album), 2011 Extended plays * ''1st'', by The Rasmus, 1995 * ''First'' (Baroness EP), 2004 * ''First'' (Ferlyn G EP), 2015 Songs * "First" (Lindsay Lohan song), 2005 * "First" (Cold War Kids song), 2014 * "First", by Lauren Daigle from the album '' How Can It Be'', 2015 * "First", by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Pacific Northwest
The Pacific Northwest (PNW; ) is a geographic region in Western North America bounded by its coastal waters of the Pacific Ocean to the west and, loosely, by the Rocky Mountains to the east. Though no official boundary exists, the most common conception includes the U.S. states of Oregon, Washington (state), Washington, Idaho, and the Canadian province of British Columbia. Some broader conceptions reach north into Alaska and Yukon, south into Northern California, and east into western Montana. Other conceptions may be limited to the coastal areas west of the Cascade Mountains, Cascade and Coast Mountains, Coast mountains. The Northwest Coast is the coastal region of the Pacific Northwest, and the Northwest Plateau (also commonly known as "British Columbia Interior, the Interior" in British Columbia), is the inland region. The term "Pacific Northwest" should not be confused with the Northwest Territory (also known as the Great Northwest, a historical term in the United States) ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Two-factor Authentication
Multi-factor authentication (MFA; two-factor authentication, or 2FA) is an electronic authentication method in which a user is granted access to a website or Application software, application only after successfully presenting two or more distinct types of evidence (or Authentication#Authentication factors, factors) to an authentication mechanism. MFA protects personal data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. Usage of MFA has increased in recent years. Security issues which can cause the bypass of MFA are #Fatigue attack, fatigue attacks, phishing and SIM swap scam, SIM swapping. Accounts with MFA enabled are significantly less likely to be compromised. Authentication factors Authentication takes place when someone tries to log into a computer resource (such as a computer network, device, or application). The resource requires ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Biometric
Biometrics are body measurements and calculations related to human characteristics and features. Biometric authentication (or realistic authentication) is used in computer science as a form of identification and access control. It is also used to identify individuals in groups that are under surveillance. Biometric identifiers are the distinctive, measurable characteristics used to label and describe individuals. Biometric identifiers are often categorized as physiological characteristics which are related to the shape of the body. Examples include, but are not limited to fingerprint, palm veins, face recognition, DNA, palm print, hand geometry, iris recognition, retina, odor/scent, voice, shape of ears and gait. Behavioral characteristics are related to the pattern of behavior of a person, including but not limited to mouse movement, typing rhythm, gait, signature, voice, and behavioral profiling. Some researchers have coined the term behaviometrics (behavioral biom ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Microsoft
Microsoft Corporation is an American multinational corporation and technology company, technology conglomerate headquartered in Redmond, Washington. Founded in 1975, the company became influential in the History of personal computers#The early 1980s and home computers, rise of personal computers through software like Windows, and the company has since expanded to Internet services, cloud computing, video gaming and other fields. Microsoft is the List of the largest software companies, largest software maker, one of the Trillion-dollar company, most valuable public U.S. companies, and one of the List of most valuable brands, most valuable brands globally. Microsoft was founded by Bill Gates and Paul Allen to develop and sell BASIC interpreters for the Altair 8800. It rose to dominate the personal computer operating system market with MS-DOS in the mid-1980s, followed by Windows. During the 41 years from 1980 to 2021 Microsoft released 9 versions of MS-DOS with a median frequen ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
