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HBL Microfinance Bank
HBL Microfinance Bank Ltd (HBL MfB) is a Pakistani microfinance bank headquartered in Islamabad. HBL MfB operates over 200 locations all over Pakistan. It is one of the oldest microfinance bank in the country with its roots in the credit and saving section of the Agha Khan Rural Support Program (AKRSP). History HBL Microfinance Bank (HBL MfB) was founded as The First MicroFinanceBank Ltd, Pakistan (FMFB-P) in 2002. It was created through a structured transformation of the credit and savings section of the Aga Khan Rural Support Programme (AKRSP), a development programme active in Gilgit-Baltistan and Chitral Chitral () is a city situated on the Kunar River, Chitral River in northern area of Khyber Pakhtunkhwa province of Pakistan. It serves as the capital of the Lower Chitral District, and was previously the capital of Chitral District, and before .... Major Shareholding HBL has a majority stake in the bank. References Aga Khan Development Network Microfin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Unlisted Public Company
An unlisted public company, also known as an unquoted public company, is a public company that is not listed on any stock exchange. This enables it to raise finance by the issuing and sale of shares to the public, such as through advertising, but without listing on an exchange. Though the criteria vary somewhat between jurisdictions, a public company is a company that is registered as such and generally has a minimum share capital and a minimum number of shareholders. Each stock exchange has its own stock exchange#Listing requirements, listing requirements which a company (or other entity) wishing to be listed must meet. Besides not qualifying to be listed, a public company may choose not to be listed on a stock exchange for a number of reasons such as avoiding the costs associated with being listed, it does not seek public investors, or there are too few shareholders for a listing. There is a cost to the listed entities, in the listing process and ongoing costs as well as in com ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Microfinance
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings account, savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance product and services in MFI include: # Savings # Microcredit # Microinsurance # Microleasing and # Fund transfer/remittance. Microfinance services are designed to reach excluded customers, usually low income population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Peck Christen, Robert; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chairperson
The chair, also chairman, chairwoman, or chairperson, is the presiding officer of an organized group such as a Board of directors, board, committee, or deliberative assembly. The person holding the office, who is typically elected or appointed by members of the group or organisation, presides over meetings of the group, and is required to conduct the group's business in an orderly fashion. In some organizations, the chair is also known as ''President (corporate title), president'' (or other title). In others, where a board appoints a president (or other title), the two terms are used for distinct positions. The term chairman may be used in a neutral manner, not directly implying the gender of the holder. In meetings or conferences, to "chair" something (chairing) means to lead the event. Terminology Terms for the office and its holder include ''chair'', ''chairman'', ''chairwoman'', ''chairperson'', ''convenor'', ''facilitator'', ''moderator (town official), moderator'', ''pr ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chief Executive Officer
A chief executive officer (CEO), also known as a chief executive or managing director, is the top-ranking corporate officer charged with the management of an organization, usually a company or a nonprofit organization. CEOs find roles in various organizations, including public and private corporations, Nonprofit organization, nonprofit organizations, and even some government organizations (notably state-owned enterprises). The governor and CEO of a corporation or company typically reports to the board of directors and is charged with maximizing the value of the business, which may include maximizing the profitability, market share, revenue, or another financial metric. In the nonprofit and government sector, CEOs typically aim at achieving outcomes related to the organization's mission, usually provided by legislation. CEOs are also frequently assigned the role of the main manager of the organization and the highest-ranking officer in the C-suite. Origins The term "chief executi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Habib Bank Limited
Habib Bank Limited (often abbreviated as HBL) is a Pakistani bank headquartered at Habib Bank Plaza, Karachi with regional offices in Lahore and Islamabad. It is a subsidiary of Swiss-based organisation Aga Khan Fund for Economic Development (AKFED). Established in 1941 by the Habib Family, it the oldest bank in Pakistan post-independence. In 1972, the bank moved its headquarters to the Habib Bank Plaza which was the tallest building in South Asia at the time. It was nationalised in 1974 by the Government of Pakistan and privatised it in 2004; at that time, the Aga Khan Fund for Economic Development acquired a controlling share and management control. AKFED maintains significant shareholding in HBL to date. HBL is the largest domestic multinational company in Pakistan in terms of assets, and has repeatedly ranked as the top Pakistani company in the Forbes Global 2000. As of 2025, HBL is the fourth largest bank in Pakistan by market capitalization and serves about 15% of all P ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Microfinance
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings account, savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance product and services in MFI include: # Savings # Microcredit # Microinsurance # Microleasing and # Fund transfer/remittance. Microfinance services are designed to reach excluded customers, usually low income population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Peck Christen, Robert; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Islamabad
Islamabad (; , ; ) is the capital city of Pakistan. It is the country's tenth-most populous city with a population of over 1.1 million and is federally administered by the Pakistani government as part of the Islamabad Capital Territory. Built as a planned city in the 1960s and established in 1967, it replaced Karachi as Pakistan's national capital. The Greek architect Constantinos Apostolou Doxiadis developed Islamabad's master plan, in which he divided it into eight zones; the city comprises administrative, diplomatic enclave, residential areas, educational and industrial sectors, commercial areas, as well as rural and green areas administered by the Islamabad Metropolitan Corporation with support from the Capital Development Authority. Islamabad is known for its parks and forests, including the Margalla Hills National Park and the Shakarparian. It is home to several landmarks, including the country's flagship Faisal Mosque, which is the world's sixth-largest mosq ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aga Khan Rural Support Programme
The Aga Khan Rural Support Programme (AKRSP) is a private, non profit organization, established by the Aga Khan Foundation in 1982 to help improve the quality of life of the villagers of Gilgit-Baltistan and Chitral. It is a Non Governmental Organization which is part of the Rural Support Programmes Network in Pakistan. Philosophy AKRSP’s development approach gives primacy to the people and their abilities. It is based on the belief that local communities have tremendous potential to plan and manage their own social development, once they are organized and provided access to necessary skills and capital. The organisations proclivity for a participatory approach found much support in Shoaib Sultan, the founding General Manager of AKRSP. Achievements AKRSP’s past efforts have led to many notable achievements in social and economic domains. Key achievements include manifold increase in incomes, construction/rehabilitation of more than 4000 small infrastructure projects ( ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gilgit-Baltistan
Gilgit-Baltistan (; ), formerly known as the Northern Areas, is a region administered by Pakistan as an administrative units of Pakistan, administrative territory and consists of the northern portion of the larger Kashmir region, which has been the subject of a Kashmir#Kashmir dispute, dispute between India and Pakistan since 1947 and between India and China since 1959.The application of the term "administered" to the various regions of Kashmir and a mention of the Kashmir dispute is supported by the WP:TERTIARY, tertiary sources (a) through (e), reflecting WP:DUE, due weight in the coverage. Although "controlled" and "held" are also applied neutrally to the names of the disputants or to the regions administered by them, as evidenced in sources (h) through (i) below, "held" is also considered politicised usage, as is the term "occupied," (see (j) below). (a) (subscription required) Quote: "Kashmir, region of the northwestern Indian subcontinent ... has been the subject of di ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chitral
Chitral () is a city situated on the Kunar River, Chitral River in northern area of Khyber Pakhtunkhwa province of Pakistan. It serves as the capital of the Lower Chitral District, and was previously the capital of Chitral District, and before that the capital of Chitral (princely state), Chitral princely state. The region was encompassed into West Pakistan between the years 1969 and 1972. It has a population of 49,780 per the 2017 census. History Nothing definitive is recorded about the town's first settlers. In the 3rd century AD, Kanishka, the ruler of the Kushan Empire, occupied Chitral. In the 4th century AD, the Chinese overran the valley. Raees rule over Chitral began in 1320 and came to an end in the 15th century. From 1571 onwards Chitral was the capital of the princely state of Chitral under the rule of the Katur Dynasty. Ancient era file:Singoor.png, left, Gankoreneotek Grave in Singoor. The existence of the Gandhara grave culture, Gandharan Grave Culture in C ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Japan International Cooperation Agency
The Japan International Cooperation Agency (), also known as JICA'','' is a governmental agency that delivers the bulk of Official Development Assistance (ODA) for the government of Japan. It is chartered with assisting economic and social growth in developing countries and promoting international cooperation. According to the OECD, Japan's total official development assistance (ODA) (US$17.5 billion, grant-equivalent methodology, preliminary data) increased in 2022 due to an increase in its bilateral lending, which included support to Ukraine. ODA represented 0.39% of gross national income (GNI). The OECD's Development Assistance Committee published a peer review of Japan's development cooperation in October 2020. JICA was led by Shinichi Kitaoka, the former President of the International University of Japan, from 2015 to 2022. On 1 April 2022, Professor Akihiko Tanaka assumed the presidency. History JICA was formed in 2003 as a result of a comprehensive overhaul of Japan' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Aga Khan Development Network
The Aga Khan Development Network (AKDN) is a network of private, non-denominational development agencies founded by the Aga Khan, with the primary focus of improving the quality of life in different regions of Asia and Africa. The network focuses on health, education, culture, rural development, institution building, and economic development. AKDN's mission includes improving living conditions and opportunities for the poor without regard to faith, origin, or gender. While the agencies are secular, they follow Islamic values. AKDN agencies AKDN agencies' mission statement is to work towards the elimination of global poverty; the promotion and implementation of pluralism; the advancement of the status of women; and the honoring of Islamic art and architecture. To pursue their mandates, AKDN institutions rely on volunteers as well as paid staff. As of 2008, the organization's annual budget for not-for-profit activities is approximately $950 million, mainly in Africa, Asia, and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
