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Geldkarte
GeldKarte () was a stored-value card used as an electronic cash system in Germany from 1996 to 2024. It operated as an offline smart card for small payments at installations like vending machines and to pay for public transport or parking tickets. It was a prepaid card and funds were loaded onto the card using ATMs or dedicated charging machines. The system has been abandoned in December 2024 due to most customers now relying on more modern contactless payment options. History GeldKarte was introduced in 1996 and suffered from low-acceptance during its existence, citing the prepaid model as impractical for its originally intended use in retail stores. Since 1 January 2007, the GeldKarte could have been used for mandatory age verification at German cigarette vending machines instead of a German identity card or driver's licence. This caused an increase in use of the GeldKarte system, which suffered from very low demand in its first ten years. Several usage statistics pe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Geldkarte Logo
GeldKarte () was a stored-value card used as an electronic cash system in Germany from 1996 to 2024. It operated as an offline smart card for small payments at installations like vending machines and to pay for public transport or parking tickets. It was a prepaid card and funds were loaded onto the card using ATMs or dedicated charging machines. The system has been abandoned in December 2024 due to most customers now relying on more modern contactless payment options. History GeldKarte was introduced in 1996 and suffered from low-acceptance during its existence, citing the prepaid model as impractical for its originally intended use in retail stores. Since 1 January 2007, the GeldKarte could have been used for mandatory age verification at German cigarette vending machines instead of a German identity card or driver's licence. This caused an increase in use of the GeldKarte system, which suffered from very low demand in its first ten years. Several usage statistics pea ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Smart Cards
A smart card (SC), chip card, or integrated circuit card (ICC or IC card), is a card used to control access to a resource. It is typically a plastic credit card-sized card with an Embedded system, embedded integrated circuit (IC) chip. Many smart cards include a pattern of metal contacts to electrically connect to the internal chip. Others are Contactless smart card, contactless, and some are both. Smart cards can provide personal identification, authentication, data storage, and application processing. Applications include identification, financial, public transit, computer security, schools, and healthcare. Smart cards may provide strong security authentication for single sign-on (SSO) within organizations. Numerous nations have deployed smart cards throughout their populations. The universal integrated circuit card (UICC) for mobile phones, installed as pluggable SIM card or embedded eSIM, is also a type of smart card. , 10.5billion smart card IC chips are manufactured annually ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Prepaid Debit Card
A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either the front or the back. Many new cards now have a chip on them, which allows people to use their card by touch (contactless), or by inserting the card and keying in a PIN as with swiping the magnetic stripe. Debit cards are similar to a credit card, but the money for the purchase must be in the cardholder's bank account at the time of the purchase and is immediately transferred directly from that account to the merchant's account to pay for the purchase. Some debit cards carry a stored value with which a payment is made (prepaid cards), but most relay a message to the cardholder's bank to withdraw funds from the cardholder's designated bank account. In some cases, the payment card number is assigned exclusively for use on the Internet, a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Smart Card
A smart card (SC), chip card, or integrated circuit card (ICC or IC card), is a card used to control access to a resource. It is typically a plastic credit card-sized card with an Embedded system, embedded integrated circuit (IC) chip. Many smart cards include a pattern of metal contacts to electrically connect to the internal chip. Others are Contactless smart card, contactless, and some are both. Smart cards can provide personal identification, authentication, data storage, and application processing. Applications include identification, financial, public transit, computer security, schools, and healthcare. Smart cards may provide strong security authentication for single sign-on (SSO) within organizations. Numerous nations have deployed smart cards throughout their populations. The universal integrated circuit card (UICC) for mobile phones, installed as pluggable SIM card or embedded eSIM, is also a type of smart card. , 10.5billion smart card IC chips are manufactured annually ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Moneo
Moneo, sometimes branded as mon€o, was an electronic purse system available on French bank cards to allow small purchases to be made without cash used from 1999 to 2015. History Moneo is based on the German system Geldkarte. It was launched in Tours on 30 September 1999 by economy minister Dominique Strauss-Kahn. Supported by all French banks, Moneo was tested in Brittany and Montpellier in 2002, and from 2004 Moneo has been added to most French bank cards. The system had been aimed at small retailers such as bakeries and cafés and intended for purchases of less than €30. The card was inserted into a handheld Moneo reader by the merchant who entered the transaction amount for the customer. The customer then confirmed the purchase by pushing a button on the keypad; the exact amount was debited from the card within a few seconds. As well as the multipurpose bank card version, anonymous cards (also smart cards) were available for the use of people without bank accounts, such as ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Girocard
girocard is an interbank network and debit card service in Germany connecting virtually all automated teller machines (ATMs) and banks. It is based on standards and agreements developed by the German Banking Industry Committee. German girocards are commonly co-branded with Mastercard's Maestro/ Cirrus or Visa's V Pay logo, allowing cardholders to use them in other European countries. As another co-badging option, combined girocard/ JCB cards were introduced in 2016. The Deutscher Sparkassen- und Giroverband (''German Savings Banks Association'') has announced that upcoming Sparkassen-Cards will also function as full Debit Mastercard or Visa Debit cards in addition to girocards and will have a 16-digit Mastercard/Visa number to pay online. Some banks are phasing out girocards. DKB, for instance, starting in 2023 issues its customers a Visa Debit card and charges extra for a Girocard. History German banks formed an interbank network connecting virtually all German ATMs. T ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stored-value Card
A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used anonymously as the person holding the card can use the funds. They are an electronic development of token coins and are typically used in low-value payment systems or where network access is difficult or expensive to implement, such as parking machines, public transport systems, and closed payment systems in locations such as ships. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer and are connected to accounts at financial institutions. Another difference between stored-value cards and debit and credit cards is that debit and cre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Quick Wertkarte
Quick was an electronic purse system available on Austrian bank cards to allow small purchases to be made without cash. It was in use from 1996 until 31 July 2017.derstandard.at (German) 22 December 2015 Functionality The system was aimed at small retailers such as bakeries, cafés, drink, and parking automats but also supermarkets such as Billa accepted it. Quick was intended for purchases of less than €400. The card was inserted into a handheld reader by the merchant who enters the transaction amount for the customer. The customer then confirmed the purchase by pushing a button on the keypad, the exact amount debited from the card within a few seconds. As well ...[...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Electronic Cash
Electronic cash was, until 2007, the debit card system of the German Banking Industry Committee, the association that represents the top German financial interest groups. Usually paired with a transaction account or current account, cards with an Electronic Cash logo were only handed out by proper credit institutions. An electronic card payment was generally made by the card owner entering their PIN (Personal Identification Number) at a so-called EFT- POS-terminal ( Electronic-Funds-Transfer-Terminal). The name "EC" originally comes from the unified European checking system Eurocheque. Comparable debit card systems are Maestro and Visa Electron. Banks and credit institutions who issued these cards often paired EC debit cards with Maestro functionality. These combined cards, recognizable by an additional Maestro logo, were referred to as "EC/Maestro cards". Providers All of Germany's providers registered with the Central Credit Committee are connected in the working group ''A ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Parking Tickets
A parking violation is the act of parking a motor vehicle in a restricted place or in an unauthorized manner. It is against the law virtually everywhere to park a vehicle in the middle of a highway or road; parking on one or both sides of a road, however, is commonly permitted. However, restrictions apply to such parking, and may result in an offense being committed. Such offenses are usually cited by a police officer or other government official in the form of a traffic ticket. Examples Parking violations include, but are not limited to: * Parking in a prohibited space such as a bus stop, in front of a fire hydrant, a driveway, or a garage entrance. * Parking on a sidewalk (unless specifically allowed by signs). * Parking in, too close to, or within an intersection, railroad crossing or crosswalk. * Double parking. * Parking at a parking meter without paying, or for longer than the paid time. * Parking in a handicapped zone without an appropriate permit. * Parking on the pub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Automated Teller Machine
An automated teller machine (ATM) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account information inquiries, at any time and without the need for direct interaction with bank staff. ATMs are known by a variety of other names, including automatic teller machines (ATMs) in the United States (sometimes RAS syndrome, redundantly as "ATM machine"). In Canada, the term automated banking machine (ABM) is also used, although ATM is also very commonly used in Canada, with many Canadian organizations using ATM rather than ABM. In British English, the terms cashpoint, cash machine and hole in the wall are also used. ATMs that are Independent ATM deployer, not operated by a financial institution are known as "White-label ABMs, white-label" ATMs. Using an ATM, customers can access their bank deposit or credit accounts in order to make ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Contactless Payment
Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for making secure payments. The embedded integrated circuit chip and antenna enable consumers to wave their card, fob, or handheld device over a Credit card terminal, reader at the point-of-sale terminal. Contactless payments are made in close physical proximity, unlike other types of mobile payments which use broad-area cellular or Wi-Fi networks and do not involve close physical proximity. EMV (abbreviation for Europay International, Europay, Mastercard, and Visa Inc., Visa) is a common standard used by major credit card and smartphone companies for use in general commerce. Contactless smart cards that function as stored-value cards are becoming popular for use as transit system Public transport#Electronic fare card, farecards, such as the Oyster car ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
