First Direct
First Direct (styled first direct) is a telephone and internet based direct retail bank, which is division of HSBC UK Bank plc based in the United Kingdom. First Direct has headquarters in Leeds, England, and has 1.9 million customers. It was awarded Most Trusted Financial Provider by Moneywise in 2019, and was ranked top in the February 2020 Competition and Markets Authority bi-annual survey for overall service quality. History First Direct was formed on 1 October 1989 by Midland Bank, one of the 'big four' banks in the United Kingdom. It became a part of HSBC in June 1992, when HSBC acquired Midland Bank. First Direct took its first call on 12:01am on 1 October 1989; more than 1,000 calls were taken within the first twenty four hours. The launch of First Direct in 1989 was advertised twofold. Firstly, there was an advert for Audi which was interrupted by a broadcast purportedly back in time from 2010, celebrating the 21st anniversary of the company (the interruption wa ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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First Direct Arena
The Leeds Arena (currently known as the first direct bank arena for sponsorship reasons) is an entertainment-focused indoor arena located in the Arena Quarter of Leeds, West Yorkshire, England. It is the first in the United Kingdom to have a fan-shaped orientation. The arena officially opened on 4 September 2013, with Sir Elton John, playing to an audience of 12,000. Bruce Springsteen had, however, held the first concert on 24 July 2013, with an audience of 13,000. The arena's opening season in 2013 later included acts including Kaiser Chiefs, Rod Stewart, Status Quo and Depeche Mode. The building was named the "best new venue in the world" in 2014 by the Stadium Business Awards. History Public demand for an arena in Leeds Leeds had been the largest city in the United Kingdom without a major venue to hold music or indoor sporting events. , Bristol and Leeds were the only major cities without an arena style venue. Previously, the Queen's Hall was used for popular music concert ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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ITV (TV Network)
ITV, legally known as Channel 3, is a British free-to-air public service broadcasting in the United Kingdom, public broadcast television network. It is branded as ITV1 in most of the UK except for central and northern Scotland, where it is branded as STV (TV channel), STV. It was launched in 1955 as Independent Television to provide competition to BBC Television (established in 1936). ITV is the oldest commercial network in the UK. Since the passing of the Broadcasting Act 1990, it has been Legal name, legally known as Channel 3 to distinguish it from the other analogue channels at the time: BBC1, BBC2 and Channel 4. ITV was, for decades, a network of separate companies that provided regional television services and also shared programmes among themselves to be shown on the entire network. Each franchise was originally owned by a different company. After several mergers, the fifteen regional franchises are now held by two companies: ITV plc, which runs ITV1, the ITV1 cha ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Concourse Of The First Direct Arena, Leeds After A Manic Street Preachers Concert (2nd May 2018) 002
A concourse is a place where pathways or roads meet, such as in a hotel, a convention center, a railway station, an airport terminal, a hall, or other space. The term is not limited to places where there are literally pathways or roadways or train tracks joining. An alternate meaning now is "an open space or hall (as in a railway terminal) where crowds gather." In this meaning as a place where crowds gather, while many persons in any crowd no doubt have followed different paths in their lives to get to the place, there need not be notable specific roadways leading to the place. Examples Examples of concourses include: *Airport terminals * Conference centres *Hotels *Meeting halls *Railway stations *Shopping malls or portions of shopping malls which are often called "shopping concourses" *Sports arenas and stadiums *Universities Gallery Outdoor concourses Image:Earnley concourse West Sussex.jpg, Earnley Concourse, West Sussex, 2009 Image:ASDA concourse Llandudno.jpg, Asda sup ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Mobile App
A mobile application or app is a computer program or software application designed to run on a mobile device such as a smartphone, phone, tablet computer, tablet, or smartwatch, watch. Mobile applications often stand in contrast to desktop applications which are designed to run on desktop computers, and web applications which run in mobile web browsers rather than directly on the mobile device. Apps were originally intended for productivity assistance such as email, calendar, and contact databases, but the public demand for apps caused rapid expansion into other areas such as mobile games, factory automation, GPS and location-based services, order-tracking, and ticket purchases, so that there are now millions of apps available. Many apps require Internet access. Apps are generally downloaded from app stores, which are a type of digital distribution platforms. The term "app", short for "Application software, application", has since become very popular; in 2010, it was listed as " ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Monilink
{{Infobox company , type =Limited company , foundation = 2003 , industry = Banking/telecoms , area_served = United Kingdom , num_employees = unknown , homepage www.monilink.co.uk Monilink Limited (stylized MONILINK) was the banking service operating in the United Kingdom that gave customers access to their financial information directly from their mobile phones. Created in 2003 Monilink was a joint venture between Monitise and LINK. Promotional material promised consumers that, through the service: “The future of banking is in your hands”. Latterly, Monilink offered customers the chance to check their bank balance in real-time, view a mini statement detailing the last six transactions and add credit to up to five pay as you go phones. Future services would include options to move money between accounts, pay bills, and purchase travel tickets. The company became inactive around 2011 and was dissolved in 2015. Banking partners By June 2008, HSBC, First Direct, Allian ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Mobile Phone
A mobile phone or cell phone is a portable telephone that allows users to make and receive calls over a radio frequency link while moving within a designated telephone service area, unlike fixed-location phones ( landline phones). This radio frequency link connects to the switching systems of a mobile phone operator, providing access to the public switched telephone network (PSTN). Modern mobile telephony relies on a cellular network architecture, which is why mobile phones are often referred to as 'cell phones' in North America. Beyond traditional voice communication, digital mobile phones have evolved to support a wide range of additional services. These include text messaging, multimedia messaging, email, and internet access (via LTE, 5G NR or Wi-Fi), as well as short-range wireless technologies like Bluetooth, infrared, and ultra-wideband (UWB). Mobile phones also support a variety of multimedia capabilities, such as digital photography, video recordin ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Travel Insurance
Travel insurance is an insurance product for covering unexpected losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage, flight delays, Liability insurance, public liability, and other expenses. The United States Travel Insurance market valued at over $4B, protecting around 77 million people through around 49 million plans in 2022, according to the United States Travel Insurance Association. Policy purchase Cost calculation Travel insurance, are risk-based, and take into account a range of factors to determine whether a traveler can purchase a policy and what the premium will be. This generally includes destination countries or regions, the duration of the trip, the age of the travelers, and any optional benefits that they require coverage for such as pre-existing medical conditions, advent ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Flexible Mortgage
The term flexible mortgage refers to a residential mortgage loan that offers ''flexibility'' in the requirements to make monthly repayments. The flexible mortgage first appeared in Australia in the early 1990s (hence the US term Australian mortgage), however it did not gain popularity until the late 1990s. This technique gained popularity in the US and UK recently due to the United States housing bubble. The term mortgage acceleration is also used, as the mortgage loan can be paid off faster than standard mortgages if the borrower is in a position to do so. With traditional mortgages, borrowers often face large penalties for additional capital repayments or if payments were not made on time. A specific type of flexible mortgage common in Australia and the United Kingdom is an offset mortgage. The key feature of an offset mortgage is the ability to reduce the interest charged by ''offsetting'' a credit balance against the mortgage debt, with interest charged based on the outstand ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Online Banking
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2010s, this has become the most common way that customers access their bank accounts. The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in addition to or in place of historic branch banking. Online banking significantly reduces the banks' operating cost by reducing reliance on a physical branch network and offers convenience to some customers by lessening the need to visit a bank branch as well as being able to perform banking transactions even when branches are closed, for example outside the conventional banking hours or at weekends and on holidays. Internet banking provides personal an ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Short Message Service
Short Message Service, commonly abbreviated as SMS, is a text messaging service component of most telephone, Internet and mobile device systems. It uses standardized communication protocols that let mobile phones exchange short text messages, typically transmitted over cellular networks. Developed as part of the GSM standards, and based on the SS7 signalling protocol, SMS rolled out on digital cellular networks starting in 1993 and was originally intended for customers to receive alerts from their carrier/operator. The service allows users to send and receive text messages of up to 160 characters, originally to and from GSM phones and later also CDMA and Digital AMPS; it has since been defined and supported on newer networks, including present-day 5G ones. Using SMS gateways, messages can be transmitted over the Internet through an SMSC, allowing communication to computers, fixed landlines, and satellite. MMS was later introduced as an upgrade to SMS with "picture mess ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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National Science And Media Museum
The National Science and Media Museum (formerly The National Museum of Photography, Film & Television, 1983–2006 and then the National Media Museum, 2006–2017), located in Bradford, West Yorkshire, is part of the national Science Museum Group in the UK. The museum has seven floors of galleries with permanent exhibitions focusing on photography, television, animation, videogaming, the Internet and the scientific principles behind light and colour. It also hosts temporary exhibitions and maintains a collection of 3.5 million pieces in its research facility. The venue has three movie theatre, cinemas, including Europe's first opened IMAX screen, finished in April 1983. It hosts festivals dedicated to widescreen film, video games and science. It has hosted popular film festivals, including the Bradford International Film Festival, until 2014. In September 2011 the museum was voted the best indoor attraction in Yorkshire by the public, and it is one of the most visited mu ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |