Finance refers to monetary resources as well as the discipline that studies such resources, with related concepts such as money, currency, assets and liabilities. As a subject of study, it is related to the fields of economics (the study of the production, distribution, and consumption of goods and services) and business administration (the management of an organization's resources to achieve its goals). Based on the scope of financial activities in financial systems, the discipline can be divided into personal, corporate, and public finance. In these financial systems, assets are bought, sold, or traded as financial instruments, such as currencies, loans, bonds, shares, stocks, options, futures, swaps, etc. Assets can also be banked, invested, and insured to maximize value and minimize loss. In practice, risks are always present in any financial action and entities. Due to its wide scope, a broad range of subfields exists within finance. Asset-, money-, ...