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Fernand St Germain
Fernand Joseph St Germain (January 9, 1928 – August 16, 2014) was an American politician from Rhode Island. He was a member of the Democratic Party and served in the Rhode Island House of Representatives and the United States House of Representatives. He is best known for his sponsorship of the Garn–St. Germain Depository Institutions Act, which deregulated the savings and loan association industry. Early life Born in Blackstone, Massachusetts, he was raised and attended parochial schools in Woonsocket, Rhode Island. He graduated from Our Lady of Providence Seminary High School, 1945, and from Providence College in 1948. He served in the United States Army as a pharmacy and laboratory technician from 1949 to 1952. St Germain did not spell his name with a period saying that he was no saint. Career In 1952, at the age of 24, St Germain won a seat in the Rhode Island House of Representatives. Three years later, he graduated from Boston University School of Law and was admitte ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Rhode Island
Rhode Island ( ) is a state in the New England region of the Northeastern United States. It borders Connecticut to its west; Massachusetts to its north and east; and the Atlantic Ocean to its south via Rhode Island Sound and Block Island Sound; and shares a small maritime border with New York, east of Long Island. Rhode Island is the smallest U.S. state by area and the seventh-least populous, with slightly more than 1.1 million residents . The state's population, however, has continually recorded growth in every decennial census since 1790, and it is the second-most densely populated state after New Jersey. The state takes its name from the eponymous island, though most of its land area is on the mainland. Providence is its capital and most populous city. Native Americans lived around Narragansett Bay before English settlers began arriving in the early 17th century. Rhode Island was unique among the Thirteen British Colonies in having been founded by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Woonsocket, Rhode Island
Woonsocket ( ), is a city in Providence County, Rhode Island, United States. The population was 43,240 at the 2020 United States Census, 2020 census, making it the sixth largest city in the state. Being Rhode Island's northernmost city, Woonsocket lies directly south of the Massachusetts state line and constitutes part of both the Providence metropolitan area and the larger Greater Boston Combined Statistical Area. The city is the corporate headquarters of CVS Health, a pharmacy services provider. It is home to Landmark Medical Center, the Museum of Work and Culture, and the American-French Genealogical Society. History Before the arrival of European settlers in northern Rhode Island during the 17th century, today's Woonsocket region was inhabited by three Native Americans in the United States, Native American tribes: the Nipmuc (Cowesett), Wampanoag, and Narragansett (tribe), Narragansett. In 1661, the English theologian Roger Williams purchased the area from the "Coweset and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States House Committee On Ethics
The U.S. House Committee on Ethics, often known simply as the Ethics Committee, is one of the committees of the United States House of Representatives. Before the 112th Congress, it was known as the Committee on Standards of Official Conduct. The House Ethics Committee has often received criticism. In response to criticism, the House created the Office of Congressional Ethics (OCE), an independent non-partisan entity established to monitor ethical conduct in the House. Members The committee has an equal number of members from each party, unlike the rest of the committees, which are constituted with the majority of members and the committee chair coming from the party that controls the House. This even split has limited its power by giving either political party an effective veto over the actions of the committee. Members may not serve more than three terms on the committee, unless they serve as chair in their fourth term. Members, 119th Congress Resolutions electing members: ( ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Department Of Justice
The United States Department of Justice (DOJ), also known as the Justice Department, is a United States federal executive departments, federal executive department of the U.S. government that oversees the domestic enforcement of Law of the United States, federal laws and the administration of justice. It is equivalent to the Ministry of justice, justice or interior ministries of other countries. The department is headed by the U.S. attorney general, who reports directly to the president of the United States and is a member of the president's United States Cabinet, Cabinet. Pam Bondi has served as U.S. attorney general since February 4, 2025. The Justice Department contains most of the United States' Federal law enforcement in the United States, federal law enforcement agencies, including the Federal Bureau of Investigation, the U.S. Marshals Service, the Bureau of Alcohol, Tobacco, Firearms and Explosives, the Drug Enforcement Administration, and the Federal Bureau of Prisons. Th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
IHOP
IHOP Restaurants LLC ( ; acronym for International House of Pancakes) is an American multinational pancake house restaurant chain that specializes in American breakfast foods. It is owned by Dine Brands—a company formed after IHOP's purchase of Applebee's, with 99% of the restaurants run by independent franchisees. While IHOP's focus is on breakfast foods, it also offers a menu of lunch and dinner items. The company has 1,841 locations in the Americas (United States, Canada, Mexico, Panama, Peru, Ecuador and Guatemala), the Middle East (United Arab Emirates, Kuwait, Saudi Arabia and Qatar), South Asia (India and Pakistan), and Southeast Asia (Philippines), including 161 that are owned by area licensees and 1,680 that are franchised. While many of its locations are open 24 hours a day, 7 days a week, the chain's minimum operating hours are 7:00 a.m. to 10:00 p.m. History Jerry Lapin, Al Lapin, and Albert Kallis founded International House of Pancakes in the Los Ang ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Wall Street Journal
''The Wall Street Journal'' (''WSJ''), also referred to simply as the ''Journal,'' is an American newspaper based in New York City. The newspaper provides extensive coverage of news, especially business and finance. It operates on a subscription model, requiring readers to pay for access to most of its articles and content. The ''Journal'' is published six days a week by Dow Jones & Company, a division of News Corp. As of 2023, ''The'' ''Wall Street Journal'' is the List of newspapers in the United States, largest newspaper in the United States by print circulation, with 609,650 print subscribers. It has 3.17 million digital subscribers, the second-most in the nation after ''The New York Times''. The newspaper is one of the United States' Newspaper of record, newspapers of record. The first issue of the newspaper was published on July 8, 1889. The Editorial board at The Wall Street Journal, editorial page of the ''Journal'' is typically center-right in its positio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ronald Reagan
Ronald Wilson Reagan (February 6, 1911 – June 5, 2004) was an American politician and actor who served as the 40th president of the United States from 1981 to 1989. He was a member of the Republican Party (United States), Republican Party and became an important figure in the American conservative movement. Presidency of Ronald Reagan, His presidency is known as the Reagan era. Born in Illinois, Reagan graduated from Eureka College in 1932 and was hired the next year as a sports broadcaster in Iowa. In 1937, he moved to California where he became a well-known film actor. During his acting career, Reagan was president of the Screen Actors Guild twice from 1947 to 1952 and from 1959 to 1960. In the 1950s, he hosted ''General Electric Theater'' and worked as a motivational speaker for General Electric. During the 1964 United States presidential election, 1964 presidential election, Reagan's "A Time for Choosing" speech launched his rise as a leading conservative figure. After b ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Treasure Hunting
Treasure hunting is the physical search for treasure. One of the most popular types of modern day treasure hunters are historic shipwreck salvors. These underwater treasure salvors try to find sunken Shipwreck, shipwrecks and retrieve artifacts with both commercial and archaeological value. In many instances, discovery of a wreck only occurs after searching tens of thousands of square nautical miles, thus making discovery normally impossible for archaeologists. Since the popularization of Metal detector, metal detectors in the 1970s, treasure hunting has also taken the form of beach combing for lost valuables. Beach hunters may search for modern jewelry, pocket change, or shipwreck treasure. Most metal detectors will fall in the $150–$600 price range, but can even cost upwards of several thousand dollars. Metal detecting is generally quite tedious and most enthusiasts go years without finding an actually valuable object. Metal detectors are quite useful to Archaeology, archaeol ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Abandoned Shipwrecks Act
The Abandoned Shipwrecks Act is a piece of United States legislation passed into law in 1988 meant to protect historic shipwrecks in US waters from treasure hunters and unauthorised salvagers by transferring the title to the wreck to the US state whose waters it lies in. Background The Abandoned Shipwrecks Act (Pub. L. 100-298; ), also known as the Abandoned Shipwrecks Act of 1987, was passed into law due to severe damage to some 3,000 historic wrecks in the Great Lakes and off the US coasts that had been salvaged, and in some cases ruined, by treasure hunters in the 1970s. On April 29, 1988, President Ronald Reagan signed the bill (Abandoned Shipwrecks Act of 1987, Pub. L. 100-298, 102 Stat. 432) into law. Provisions The law provides that any wreck that lies embedded in a state's submerged lands is property of that state and subject to that state's jurisdiction if the wreck is determined as being abandoned. The National Park Service website states that these include: ab ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Savings And Loan Crisis
The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of approximately a third of the savings and loan associations (S&Ls or thrifts) in the United States between 1986 and 1995. These thrifts were banks that historically specialized in fixed-rate mortgage lending. The Federal Savings and Loan Insurance Corporation (FSLIC) closed or otherwise resolved 296 thrifts from 1986 to 1989, whereupon the newly established Resolution Trust Corporation (RTC) took up these responsibilities. The two agencies closed 1,043 banks that held $519 billion in assets. The total cost of taxpayers by the end of 1999 was $123.8 billion with an additional $29.1 billion of losses imposed onto the thrift industry. Starting in 1979 and through the early 1980s, the Federal Reserve sharply increased interest rates in an effort to reduce inflation. At that time, thrifts had issued long-term loans at fixed interest rates that were lower than prevailing deposit rates ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Utah
Utah is a landlocked state in the Mountain states, Mountain West subregion of the Western United States. It is one of the Four Corners states, sharing a border with Arizona, Colorado, and New Mexico. It also borders Wyoming to the northeast, Idaho to the north, and Nevada to the west. In comparison to all the U.S. states and territories, Utah, with a population of just over three million, is the List of U.S. states and territories by area, 13th largest by area, the List of U.S. states and territories by population, 30th most populous, and the List of U.S. states by population density, 11th least densely populated. Urban development is mostly concentrated in two regions: the Wasatch Front in the north-central part of the state, which includes the state capital, Salt Lake City, and is home to roughly two-thirds of the population; and Washington County, Utah, Washington County in the southwest, which has approximately 180,000 residents. Most of the western half of Utah lies in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Jake Garn
Edwin Jacob "Jake" Garn (born October 12, 1932) is an American politician from the U.S. state of Utah. A member of the Republican Party (United States), Republican Party, he served as a member of the United States Senate from 1974 to 1993. Garn became the first sitting member of the United States Congress of either chamber to fly in space when he flew aboard the now-former Space Shuttle Discovery, Space Shuttle ''Discovery'' as a payload specialist during NASA (National Aeronautics and Space Administration) mission STS-51-D (April 12–19, 1985). Prior to his time in Congress, he served as the mayor of Salt Lake City in the early 1970s. Early life and education Garn was born in Richfield, Utah and the son of World War I pilot Ed Garn and the former Agnes Fern Christensen. He is of Danish and German descent. He attended East High School (Utah), East High School, Clayton Middle School, and Uintah Elementary School. He earned a Bachelor of Science degree in business and finance from ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
