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EPC QR Code
The European Payments Council Quick Response Code guidelines define the content of a QR code that can be used to initiate SEPA credit transfer (SCT). It contains all the necessary information in clear text. These QR code guidelines are used on many invoices and payment requests in the countries that support it (Austria, Belgium, Finland, Germany, The Netherlands) enabling tens of millions to pay without requiring manual input leading to lower error rates. The EPC guidelines are available from the EPC itself. Another version has also been published by the Federation of Finnish Finance Services (FFI). Sample content So the QR string could be BCD 001 1 SCT BPOTBEB1 Red Cross of Belgium BE72000000001616 EUR1 CHAR Urgency fund Sample EPC QR code History In the course of 2012, Austrian payment facilitator STUZZA (now part of PSA Payment Services Austria) defined the content of a QR code that could be used to initiate money transfers within the Single Euro Payments Area. I ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
European Payments Council
The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro. , there were 36 members in SEPA, consisting of the 27 member states of the European Union, the four member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland), and the United Kingdom. Some microstates participate in the technical schemes: Andorra, Monaco, San Marino, and Vatican City. SEPA covers predominantly normal bank transfers. Payment methods which have additional optional features or services, such as mobile phone or smart card payment systems, are not directly covered. However, the instant SEPA payment scheme facilitates payment products also on smart devices. Goals The aim of SEPA is to improve the efficiency of cross-border payments and turn the previously fragmented national markets for euro payments into a single domestic one. SEPA enables customers to make cashless e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
SEPA Credit Transfer
SEPA may refer to: *The Single Euro Payments Area, a payment-integration initiative of the European Union *The Scottish Environment Protection Agency, Scotland’s environmental regulator and flood authority *State Environmental Protection Administration, former name of the Ministry of Environmental Protection of the People's Republic of China *The Seton Leather Company of Pennsylvania, an automotive leather company *Southeastern Pennsylvania, a region in the US state of Pennsylvania *The reporting mark of the Southeastern Pennsylvania Transportation Authority The Southeastern Pennsylvania Transportation Authority (SEPTA) is a regional public transportation authority that operates bus, rapid transit, commuter rail, light rail, and electric trolleybus services for nearly 4 million people in five coun ... Sepa may refer to: * Sepa language (other) ** Sepa language (Papua New Guinea), an Oceanic language of northeast New Guinea *A lake in 108 Mile Ranch, British Col ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Sample EPC QR Code
Sample or samples may refer to: Base meaning * Sample (statistics), a subset of a population – complete data set * Sample (signal), a digital discrete sample of a continuous analog signal * Sample (material), a specimen or small quantity of something * Sample (graphics), an intersection of a color channel and a pixel * SAMPLE history, a mnemonic acronym for questions medical first responders should ask * Product sample, a sample of a consumer product that is given to the consumer so that he or she may try a product before committing to a purchase * Standard cross-cultural sample, a sample of 186 cultures, used by scholars engaged in cross-cultural studies People * Sample (surname) * Samples (surname) * Junior Samples (1926–1983), American comedian Places * Sample, Kentucky, unincorporated community, United States * Sampleville, Ohio, unincorporated community, United States * Hugh W. and Sarah Sample House, listed on the National Register of Historic Places in Iowa, United ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Zahlen Mit Code - QR Code Sample
An integer is the number zero (), a positive natural number (, , , etc.) or a negative integer with a minus sign (−1, −2, −3, etc.). The negative numbers are the additive inverses of the corresponding positive numbers. In the language of mathematics, the set of integers is often denoted by the boldface or blackboard bold \mathbb. The set of natural numbers \mathbb is a subset of \mathbb, which in turn is a subset of the set of all rational numbers \mathbb, itself a subset of the real numbers \mathbb. Like the natural numbers, \mathbb is countably infinite. An integer may be regarded as a real number that can be written without a fractional component. For example, 21, 4, 0, and −2048 are integers, while 9.75, , and are not. The integers form the smallest group and the smallest ring containing the natural numbers. In algebraic number theory, the integers are sometimes qualified as rational integers to distinguish them from the more general algebraic integers ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Single Euro Payments Area
The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in euro. , there were 36 members in SEPA, consisting of the 27 member states of the European Union, the four member states of the European Free Trade Association (Iceland, Liechtenstein, Norway and Switzerland), and the United Kingdom. Some microstates participate in the technical schemes: Andorra, Monaco, San Marino, and Vatican City. SEPA covers predominantly normal bank transfers. Payment methods which have additional optional features or services, such as mobile phone or smart card payment systems, are not directly covered. However, the instant SEPA payment scheme facilitates payment products also on smart devices. Goals The aim of SEPA is to improve the efficiency of cross-border payments and turn the previously fragmented national markets for euro payments into a single domestic one. SEPA enables customers to make cashless ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Short Payment Descriptor
Short Payment Descriptor (SPAYD, SPD) is a compact data format for an easy exchange of payment information using modern electronic channels, such as smart phones or NFC devices. Practically, the format is being deployed in the Czech Republic (where the format is an accepted unique standard for QR code payments) and the Slovak Republic, but the format can be technically used with any bank using IBAN account numbers. That includes currently the majority of European countries, some in the Middle East and a few others. History Development of the format started in May 2012 during the development of the mobile banking app for Raiffeisenbank a.s. ( Czech branch of Raiffeisen BANK International) in cooperation with a technology company Inmite s.r.o. Originally, the format was intended for use for P2P Payments via a QR Code. Later, it was generalized for many other usages, such as NFC payments or online payments. The format was created as an open effort from the very beginning and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
International Bank Account Number
The International Bank Account Number (IBAN) is an internationally agreed system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors. An IBAN uniquely identifies the account of a customer at a financial institution. It was originally adopted by the European Committee for Banking Standards (ECBS) and since 1997 as the international standard ISO 13616 under the International Organization for Standardization (ISO). The current version is ISO 13616:2020, which indicates the Society for Worldwide Interbank Financial Telecommunication (SWIFT) as the formal registrar. Initially developed to facilitate payments within the European Union, it has been implemented by most European countries and numerous countries in other parts of the world, mainly in the Middle East and the Caribbean. As of May 2020, 77 countries were using the IBAN numbering system. The IBAN consists ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Business And Economics
Business economics is a field in applied economics which uses economic theory and quantitative methods to analyze business enterprises and the factors contributing to the diversity of organizational structures and the relationships of firms with labour, capital and product markets.Moschandreas, Maria (2000). ''Business Economics'', 2nd Edition, Thompson Learning,Descriptionand chapter-previelinks A professional focus of the journal ''Business Economics'' has been expressed as providing "practical information for people who apply economics in their jobs." Business economics is an integral part of traditional economics and is an extension of economic concepts to the real business situations. It is an applied science in the sense of a tool of managerial decision-making and forward planning by management. In other words, business economics is concerned with the application of economic theory to business management. Business economics is based on microeconomics in two categories: posit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
