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Divine Chocolate
Divine Chocolate Limited is a British purveyor of Fairtrade chocolate. It was originally established in the United Kingdom in 1998 as a company limited by shares co-owned by the Kuapa Kokoo cocoa farmers' co-operative in Ghana, Twin Trading and The Body Shop, with support from Christian Aid and Comic Relief (charity), Comic Relief. The Body Shop subsequently handed their shares over to Kuapa Kokoo which increased Kuapa's share of Divine Chocolate Ltd from 33% to 45% Trade practices Divine Chocolate claims that its trading system is unique in that farmers own the biggest stake in the company and share its profit. Divine delivers four streams of income to Kuapa Kokoo: # the Fairtrade minimum price for its cocoa, or world price if that is higher, # the Fairtrade premium of $200 for every tonne of cocoa, # 2% of annual turnover for Producer Support & Development, # 44% of distributed profit. Ownership Following The Body Shop handing all their shares in the company over to Kuapa Ko ...
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Microfinance
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings account, savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance product and services in MFI include: # Savings # Microcredit # Microinsurance # Microleasing and # Fund transfer/remittance. Microfinance services are designed to reach excluded customers, usually low income population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Peck Christen, Robert; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a ...
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Alternative Trading Organizations
Alternative or alternate may refer to: Arts, entertainment and media * Alternative (''Kamen Rider''), a character in the Japanese TV series ''Kamen Rider Ryuki'' * Alternative comics, or independent comics are an alternative to mainstream superhero comics * Alternative fashion, fashion that stands apart from mainstream, commercial fashion. * Alternative manga, manga published outside the more commercial market, or which have different art styles, themes, and narratives to those found in the more popular manga magazines. * '' AlterNative'', academic journal * ''The Alternative'' (film), a 1978 Australian television film * ''The Alternative'', a radio show hosted by Tony Evans * ''120 Minutes'' (2004 TV program), an alternative rock music video program formerly known as ''The Alternative'' *'' The American Spectator'', an American magazine formerly known as ''The Alternative: An American Spectator'' Music * Alternative dance, a musical genre that mixes alternative rock with el ...
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British Chocolate Companies
British may refer to: Peoples, culture, and language * British people, nationals or natives of the United Kingdom, British Overseas Territories and Crown Dependencies. * British national identity, the characteristics of British people and culture * British English, the English language as spoken and written in United Kingdom of Great Britain and Northern Ireland and, more broadly, throughout the British Isles * Celtic Britons, an ancient ethno-linguistic group * Brittonic languages, a branch of the Insular Celtic language family (formerly called British) ** Common Brittonic, an ancient language Other uses *People or things associated with: ** Great Britain, an island ** British Isles, an island group ** United Kingdom, a sovereign state ** British Empire, a historical global colonial empire ** Kingdom of Great Britain (1707–1800) ** United Kingdom of Great Britain and Ireland (1801–1922) * British Raj, colonial India under the British Empire * British Hong Kong, colonial Ho ...
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The Guardian
''The Guardian'' is a British daily newspaper. It was founded in Manchester in 1821 as ''The Manchester Guardian'' and changed its name in 1959, followed by a move to London. Along with its sister paper, ''The Guardian Weekly'', ''The Guardian'' is part of the Guardian Media Group, owned by the Scott Trust Limited. The trust was created in 1936 to "secure the financial and editorial independence of ''The Guardian'' in perpetuity and to safeguard the journalistic freedom and liberal values of ''The Guardian'' free from commercial or political interference". The trust was converted into a limited company in 2008, with a constitution written so as to maintain for ''The Guardian'' the same protections as were built into the structure of the Scott Trust by its creators. Profits are reinvested in its journalism rather than distributed to owners or shareholders. It is considered a newspaper of record in the UK. The editor-in-chief Katharine Viner succeeded Alan Rusbridger in 2015. S ...
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Guild Of Fine Food
The Guild of Fine Food (GFF) is a British family-owned industry journal publisher that covers gourmet food news. It was founded by Bob Farrand in 1992. All five directors are members of the Farrand family. Bob Farrand is the chairman, his son John Farrand is the managing director, daughter-in-law Tortie Farrand marketing director, his wife Linda Farrand a director and niece Sally Coley GFF promotes the Great Taste Awards and also the World Cheese Awards, which were initiated in 1988. From its base in Gillingham, near Shaftesbury Shaftesbury () is a town and civil parish in Dorset, England. It is on the A30 road, west of Salisbury, Wiltshire, Salisbury and north-northeast of Dorchester, Dorset, Dorchester, near the border with Wiltshire. It is the only significant hi ... in Dorset, it promotes producers and sellers of "artisan food and drink" across England, Wales, Scotland and Northern Ireland. Great Taste Awards The Great Taste Awards are open to members and non-m ...
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Good Housekeeping
''Good Housekeeping'' is an American lifestyle media brand that covers a wide range of topics from home decor and renovation, health, beauty and food, to entertainment, pets and gifts. The Good Housekeeping Institute which opened its "Experiment Station" in 1900, specializes in product reviews by a staff of scientific experts. The GH Institute is known, in part, for the "Good Housekeeping Seal", a limited warranty program that evaluates products to ensure they perform as intended. ''Good Housekeeping'' was founded in 1885 by American publisher and poet Clark W. Bryan. By the time of its acquisition by the Hearst Communications, Hearst Corporation in 1911, the magazine had grown to a circulation of 300,000 subscribers. By the early 1960s, it had over five million subscribers and was one of the world's most popular lifestyle magazines. History and profile On May 2, 1885, Clark W. Bryan founded ''Good Housekeeping'' in Holyoke, Massachusetts, as a fortnightly magazine. The magazin ...
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Guardian News And Media
Guardian Media Group plc (GMG) is a British-based mass media company owning various media operations including ''The Guardian'', and formerly ''The Observer''. The group is wholly owned by the Scott Trust Limited, which exists to secure the financial and editorial independence of ''The Guardian'' in perpetuity. The Group's annual report (for the year ending 2 April 2023) indicated that the Scott Trust Endowment Fund was valued at £1.24 billion, while in 2021 it was valued at £1.14 billion. History The company was founded as the Manchester Guardian Ltd. in 1907 when C.P. Scott bought ''The Manchester Guardian'' (founded in 1821) from the estate of his cousin Edward Taylor. It became the Manchester Guardian and Evening News Ltd when it bought out the ''Manchester Evening News'' in 1924, later becoming the Guardian and Manchester Evening News Ltd to reflect the change in the morning paper's title. It adopted its current name in 1993. In 1991, it had a 20% stake in a consort ...
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The Observer
''The Observer'' is a British newspaper published on Sundays. First published in 1791, it is the world's oldest Sunday newspaper. In 1993 it was acquired by Guardian Media Group Limited, and operated as a sister paper to ''The Guardian'' and '' The Guardian Weekly''. In December 2024, Tortoise Media acquired the paper from the Scott Trust Limited, with the transition taking place on 22 April 2025. History Origins The first issue was published on 4 December 1791 by W.S. Bourne, making ''The Observer'' the world's oldest Sunday newspaper. Believing that the paper would be a means of wealth, Bourne instead soon found himself facing debts of nearly £1,600. Though early editions purported editorial independence, Bourne attempted to cut his losses and sell the title to the government. When this failed, Bourne's brother (a wealthy businessman) made an offer to the government, which also refused to buy the paper but agreed to subsidise it in return for influence over its editori ...
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Oikocredit
Oikocredit (in full Oikocredit, Ecumenical Development Cooperative Society U.A.) is a cooperative society that offers loans or investment capital for microfinance institutions, cooperatives and small and medium-sized enterprises in developing countries. It is one of the world's largest private financiers of the microfinance sector. The idea for Oikocredit came from a 1968 meeting of the World Council of Churches. Following this, Oikocredit was established in 1975 in the Netherlands. As a co-operative, Oikocredit finances and invests in fair trade organisations, co-operatives, microfinance institutions, and small to medium-sized enterprises in many developing countries. In 2016 Oikocredit had offices in 31 countries. On 25 March 2010, Oikocredit announced that it had reached €1 billion in cumulative committed loans and investments since the organisation began its operations. In 2009, a year when financial institutions encountered difficult market conditions, Oikocredit achieved ...
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Fairtrade
A fair trade certification is a product certification within the market-based movement of fair trade. The most widely used fair trade certification is FLO International's, the International Fairtrade Certification Mark, used in Europe, Africa, Asia, Australia and New Zealand. Fair Trade Certified Mark is the North American equivalent of the International Fairtrade Certification Mark. , there were more than 1,000 companies certified by FLO International's certification and a further 1,000 or so certified by other ethical and fairtrade certification schemes around the world. The Fairtrade International certification system covers a wide range of products, including banana, coffee, cocoa, cotton, cane sugar, flowers and plants, honey, dried fruit, fruit juices, herbs, spices, tea, nuts and vegetables. How it works Fair trade is a strategy for poverty alleviation and sustainable development. It aims to create greater equity in the international trading system. It creates social ...
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