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Cultura Sparebank
Cultura Sparebank, branded as Cultura Bank, is a Norwegian savings bank in the ethical banking movement that uses its assets on ethical investments. The bank has offices in Oslo and has total assets of NOK 657 million (2014). Cultura's roots date back to an initiative from 1982 from a group of Norwegian anthroposophists including Sophus Clausen and economics professor Leif Holbæk-Hanssen, that sought to establish an ethical bank. In 1986, ''Cultura Lånesamvirke'' was established, and in 1997, Cultura was granted a full banking license as a savings bank. Cultura is inspired by GLS bank, the leading anthroposophical ethical bank in Germany. Mission Cultura Bank's mission is to promote projects with a social and ethical quality. Profitability is secondary, but, of course, economic viability of the projects is a prerequisite for financing. Cultura Bank offers a range of basic banking products e.g. current accounts with overdraft facilities, loans for new working capital as we ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Savings Bank
A savings bank is a financial institution whose primary purpose is accepting savings deposits and paying interest on those deposits. They originated in Europe during the 18th century with the aim of providing access to savings products to all levels in the population. Often associated with social good, these early banks were often designed to encourage low-income people to save money and have access to banking services. They were set up by governments or by socially committed groups or organisations such as with credit unions. The structure and legislation took many different forms in different countries over the 20th century. Savings banks and savings-and-loans are often confused. The original function of savings banks to service consumers was limited to savings. Savings banks invested in government and corporate debt. Savings and loan associations had a dual purpose which gave more importance to home loans. Towards the end of the 20th century their functions blurre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Oslo
A company, abbreviated as co., is a legal entity representing an association of people, whether natural, legal or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is generating profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duty according to the publicly declared incorporation, or published policy. When a company closes, it may need to be liquidated to avoid further legal obligations. Companies may associate and collectively register themselves as new companies; the resulting entities are often known as corporate groups. Meanings and definitions A company can be defined as an "artificial p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Anthroposophy
Anthroposophy is a spiritualist movement founded in the early 20th century by the esotericist Rudolf Steiner that postulates the existence of an objective, intellectually comprehensible spiritual world, accessible to human experience. Followers of anthroposophy aim to engage in spiritual discovery through a mode of thought independent of sensory experience. While much of anthroposophy is pseudoscientific, proponents claim to present their ideas in a manner that is verifiable by rational discourse and say that they seek precision and clarity comparable to that obtained by scientists investigating the physical world. Anthroposophy has its roots in German idealism, mystical philosophies, and pseudoscience including racist pseudoscience. Steiner chose the term ''anthroposophy'' (from Greek , 'human', and '' sophia'', 'wisdom') to emphasize his philosophy's humanistic orientation. He defined it as "a scientific exploration of the spiritual world", Others have variously called it a "ph ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ethical Banking
An ethical bank, also known as a social, alternative, civic, or sustainable bank, is a bank concerned with the social and environmental impacts of its investments and loans. The ethical banking movement includes: ethical investment, impact investment, socially responsible investment, corporate social responsibility, and is also related to such movements as the fair trade movement, ethical consumerism, and social enterprise. Other areas of ethical consumerism, such as fair trade labelling, have comprehensive codes and regulations which must be adhered to in order to be certified. Ethical banking has not developed to this point; because of this it is difficult to create a concrete definition that distinguishes ethical banks from conventional banks. Ethical banks are regulated by the same authorities as traditional banks and have to abide by the same rules. While there are differences between ethical banks, they do share a desire to uphold principles in the projects they finance, th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Of Norway
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Oslo Stock Exchange
Oslo Stock Exchange ( no, Oslo Børs) (OSE: OSLO) is a stock exchange within the Nordic countries and offers Norway’s only regulated markets for securities trading today. The stock exchange offers a full product range including equities, derivatives and fixed income instruments. The Euronext consortium of European stock exchanges controls Oslo Stock Exchange as of June 2019. History Oslo Børs was established by a law of September 18, 1818. Trading on Oslo Børs commenced on April 15, 1819. In 1881, Oslo Børs became a stock exchange, which means securities were listed. The first listing of securities contained 16 bond series and 23 stocks, including the Norwegian central bank (Norges Bank). Oslo Børs cooperates with London Stock Exchange on trading systems. The exchange has also a partnership with the stock exchanges in Singapore and Toronto (Canada) for a secondary listing of companies. The stock exchange was privatized in 2001, and is, after the merger in 2007, 100% own ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Norwegian Society For The Conservation Of Nature
The Norwegian Society for the Conservation of Nature ( no, Norges Naturvernforbund, NNV), also known as Friends of the Earth Norway, is one of the largest Norwegian environmental organisations with approximately 24,000 members. The organisation is based on a volunteer work among the members, constituting work both at local and national levels. Norges Naturvernforbund works within a large range of environmental areas. The organisation is affiliated with Friends of the Earth, and member of INFORSE-Europe. History The society dates back to 1914 as the National Association for Natural Conservation (''Landsforeningen for Naturfredning''). In 1916 the association started its work after three regional chapters had been founded, and the first Chairman was Hjalmar Broch. The society changed its name in 1936 to the ''Landsforeningen for Naturfredning i Norge'', and again in 1951 to ''Landsforbundet for naturvern i Norge''. Its current name is from 1962. The first issue of the membership ma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Save The Children
The Save the Children Fund, commonly known as Save the Children, is an international non-governmental organization established in the United Kingdom in 1919 to improve the lives of children through better education, health care, and economic equal opportunity, opportunities, as well as providing emergency aid in natural disasters, war, and other conflicts. After passing a century, which it celebrated in 2019, it is now a global movement made up of 30 national member organizations that work in 120 countries. Headquartered in London, the organisation promotes policy changes to gain more rights for young people especially by enforcing the UN Declaration of the Rights of the Child. Saving the Children through co-ordinate emergency-relief efforts, helping to protect children from the post effects of war and violence. [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
World Wildlife Fund
The World Wide Fund for Nature Inc. (WWF) is an international non-governmental organization founded in 1961 that works in the field of wilderness preservation and the reduction of human impact on the environment. It was formerly named the World Wildlife Fund, which remains its official name in Canada and the United States. WWF is the world's largest conservation organization, with over five million supporters worldwide, working in more than 100 countries and supporting around 3,000 conservation and environmental projects. They have invested over $1 billion in more than 12,000 conservation initiatives since 1995. WWF is a foundation with 65% of funding from individuals and bequests, 17% from government sources (such as the World Bank, DFID, and USAID) and 8% from corporations in 2020. WWF aims to "stop the degradation of the planet's natural environment and to build a future in which humans live in harmony with nature." The Living Planet Report has been published every tw ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
