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Credit Union National Extension Bureau
The Credit Union National Extension Bureau (CUNEB) was the organization that advocated for and fostered credit unions in the United States from 1921 until 1934. CUNEB laid the foundation for the Credit Union National Association (CUNA) and the Federal Credit Union Act. CUNEB was organized and funded by Edward Filene, managed by Roy Bergengren, and was largely responsible for the proliferation of credit unions in the United States. History In the early 20th century, many ordinary American workers did not have access to loans when they needed them and fell victim to usury and loan sharks. Inspired by cooperative banking, cooperative banks in India, American businessman Edward Filene began advocating for credit union legislation in Massachusetts in 1908. The Massachusetts Credit Union Act of 1909 was signed into law and credit unions were formed throughout the state. Filene organized the National Association of Peoples Banks to advance the credit union cause in the United States. Littl ...
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Credit Union National Association
The Credit Union National Association, commonly known as CUNA (pronounced "Cue-Nuh"), was a national trade association for both state- and federally chartered credit unions located in the United States. CUNA provided member credit unions with trade association services, such as lobbying, regulatory advocacy, professional development, and professional services management. The organization operated out of its headquarters in Washington, D.C., and an operations center in Madison, Wisconsin. CUNA's president and chief executive officer Jim Nussle led the organization since September 2014 and now leads its successor organization, America's Credit Unions. CUNA was founded at a meeting in Estes Park, Colorado as a replacement for the Credit Union National Extension Bureau. The first director was Roy Bergengren, Roy F. Bergengren. America’s Credit Unions On August 1, 2023, the association’s board of directors announced its intent to merge the association with the National Associat ...
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Gerald W
Gerald is a masculine given name derived from the Germanic languages prefix ''ger-'' ("spear") and suffix ''-wald'' ("rule"). Gerald is a Norman French variant of the Germanic name. An Old English equivalent name was Garweald, the likely original name of Gerald of Mayo, a British Roman Catholic monk who established a monastery in Mayo, Ireland in 670. Nearly two centuries later, Gerald of Aurillac, a French count, took a vow of celibacy and later became known as the Roman Catholic patron saint of bachelors. The name was in regular use during the Middle Ages but declined after 1300 in England. It remained a common name in Ireland, where it was a common name among the powerful FitzGerald dynasty. The name was revived in the Anglosphere in the 19th century by writers of historical novels along with other names that had been popular in the medieval era. British novelist Ann Hatton published a novel called ''Gerald Fitzgerald'' in 1831. Author Dorothea Grubb published her nove ...
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1921 Establishments In The United States
Nineteen or 19 may refer to: * 19 (number) * One of the years 19 BC, AD 19, 1919, 2019 Films * ''19'' (film), a 2001 Japanese film * ''Nineteen'' (1987 film), a 1987 science fiction film * '' 19-Nineteen'', a 2009 South Korean film * '' Diciannove'', a 2024 Italian drama film informally referred to as "Nineteen" in some sources Science * Potassium, an alkali metal * 19 Fortuna, an asteroid Music * 19 (band), a Japanese pop music duo Albums * ''19'' (Adele album), 2008 * ''19'', a 2003 album by Alsou * ''19'', a 2006 album by Evan Yo * ''19'', a 2018 album by MHD * ''19'', one half of the double album '' 63/19'' by Kool A.D. * ''Number Nineteen'', a 1971 album by American jazz pianist Mal Waldron * ''XIX'' (EP), a 2019 EP by 1the9 Songs * "19" (song), a 1985 song by British musician Paul Hardcastle * " Stone in Focus", officially "#19", a composition by Aphex Twin * "Nineteen", a song from the 1992 album ''Refugee'' by Bad4Good * "Nineteen", a song from ...
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Colorado
Colorado is a U.S. state, state in the Western United States. It is one of the Mountain states, sharing the Four Corners region with Arizona, New Mexico, and Utah. It is also bordered by Wyoming to the north, Nebraska to the northeast, Kansas to the east, and Oklahoma to the southeast. Colorado is noted for its landscape of mountains, forests, High Plains (United States), high plains, mesas, canyons, plateaus, rivers, and desert lands. It encompasses most of the Southern Rocky Mountains, as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. Colorado is the List of U.S. states and territories by area, eighth-largest U.S. state by area and the List of U.S. states and territories by population, 21st by population. The United States Census Bureau estimated the population of Colorado to be 5,957,493 as of July 1, 2024, a 3.2% increase from the 2020 United States census. The region has been inhabited by Native Americans in the United St ...
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Estes Park
Estes Park () is a List of municipalities in Colorado#Statutory town, statutory town in Larimer County, Colorado, United States. The town population was 5,904 at the 2020 United States census. Estes Park is a part of the Fort Collins, CO Metropolitan Statistical Area and the Front Range Urban Corridor. A popular summer resort and the location of the headquarters for Rocky Mountain National Park, Estes Park lies along the Big Thompson River. Landmarks include The Stanley Hotel and The Baldpate Inn. The town overlooks Lake Estes and Olympus Dam. History Early history Before Europeans came to the Estes Park valley, the Arapaho Native Americans lived there in the summertime and called the valley "the Circle." When three elderly Arapahoes visited Estes Park in 1914, they pointed out sites they remembered from their younger days. A photograph at the Estes Park Museum identified the touring party as Shep Husted, guide; Gun Griswold, a 73-year-old judge; Sherman Sage, a 63-year-old chief ...
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Herbert Hoover
Herbert Clark Hoover (August 10, 1874 – October 20, 1964) was the 31st president of the United States, serving from 1929 to 1933. A wealthy mining engineer before his presidency, Hoover led the wartime Commission for Relief in Belgium and was the director of the U.S. Food Administration, followed by post-war relief of Europe. As a member of the Republican Party (United States), Republican Party, he served as the third United States secretary of commerce from 1921 to 1928 before being 1928 United States presidential election, elected president in 1928. His presidency was dominated by the Great Depression, and his policies and methods to combat it were seen as lackluster. Amid his unpopularity, he decisively lost reelection to Franklin D. Roosevelt in 1932 United States presidential election, 1932. Born to a Quaker family in West Branch, Iowa, Hoover grew up in Oregon. He was one of the first graduates of the new Stanford University in 1895. Hoover took a position with a Lond ...
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Reconstruction Finance Corporation
The Reconstruction Finance Corporation (RFC) was an Independent agencies of the United States government, independent agency of the United States federal government that served as a lender of last resort to US banks and businesses. Established in 1932 by the Presidency of Herbert Hoover, Hoover administration to restore public confidence in the economy and banking to their pre-Great Depression in the United States, Depression levels, the RFC provided financial support to state and local governments, Recapitalization, recapitalized banks to prevent bank failures and stimulate lending, and made loans to railroads, mortgage associations, and other large businesses. The Presidency of Franklin D. Roosevelt, first and second terms, Roosevelt administration's New Deal reforms expanded the agency, enabling it to direct disaster relief funds and provide loans for agriculture, exports, and housing. The RFC closed in 1957 when prosperity had been restored and for-profit private financial in ...
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Great Depression In The United States
In the United States, the Great Depression began with the Wall Street Crash of October 1929 and then spread worldwide. The nadir came in 1931–1933, and recovery came in 1940. The stock market crash marked the beginning of a decade of high unemployment, famine, poverty, low profits, deflation, plunging farm incomes, and lost opportunities for economic growth as well as for personal advancement. Altogether, there was a general loss of confidence in the economic future. The usual explanations include numerous factors, especially high consumer debt, ill-regulated markets that permitted overoptimistic loans by banks and investors, and the lack of high-growth new industries. These all interacted to create a downward economic spiral of reduced spending, falling confidence and lowered production. Industries that suffered the most included construction, shipping, mining, logging, and agriculture. Also hard hit was the manufacturing of durable goods like automobiles and appliances, w ...
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Microfinance
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services. Microfinance includes microcredit, the provision of small loans to poor clients; savings account, savings and checking accounts; microinsurance; and payment systems, among other services. Microfinance product and services in MFI include: # Savings # Microcredit # Microinsurance # Microleasing and # Fund transfer/remittance. Microfinance services are designed to reach excluded customers, usually low income population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.Peck Christen, Robert; Rosenberg, Richard; Jayadeva, Veena. ''Financial institutions with a double-bottom line: Implications for the future of microfinance''. CGAP, Occasional Papers series, July 2004, pp. 2–3. ID Ghana is an example of a microfinance institution. Microfinance initially had a ...
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Federal Credit Union Act
The Federal Credit Union Act is an Act of Congress enacted in 1934. The purpose of the law was to make credit available and promote thrift through a national system of nonprofit, cooperative credit unions. This Act established the federal Credit unions in the United States, credit union system and created the Bureau of Federal Credit Unions, the predecessor to the National Credit Union Administration, to charter and oversee federal credit unions. The general provisions in the Federal Act were based on the Massachusetts Credit Union Act of 1909,Presently codified at Mass. Gen. Laws ch. 171, §§ 1-84 (2008) and became the basis of many other state credit union laws. Under the provisions of the Federal Credit Union Act, a credit union may be chartered under either Law of the United States, federal or State law (United States), state law, a system known as dual chartering, which is still in existence today. Credit union law in the U.S. built on earlier legislation such as that devel ...
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International Development
International development or global development is a broad concept denoting the idea that societies and countries have differing levels of economic development, economic or human development (economics), human development on an international scale. It is the basis for international classifications such as developed country, developing country and least developed country, and for a field of practice and research that in various ways engages with international development processes. There are, however, many schools of thought and conventions regarding which are the exact features constituting the "development" of a country. Historically, development was largely synonymous with economic development, and especially its convenient but flawed quantification (see parable of the broken window) through readily gathered (for developed countries) or estimated monetary proxies (estimated for severely undeveloped or isolationism, isolationist countries) such as gross domestic product (GDP), o ...
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Franklin D
Franklin may refer to: People and characters * Franklin (given name), including list of people and characters with the name * Franklin (surname), including list of people and characters with the name * Franklin (class), a member of a historical English social class Places * Franklin (crater), a lunar impact crater * Franklin County (other), in a number of countries * Mount Franklin (other), including Franklin Mountain Australia * Franklin, Tasmania, a township * Division of Franklin, federal electoral division in Tasmania * Division of Franklin (state), state electoral division in Tasmania * Franklin, Australian Capital Territory, a suburb in the Canberra district of Gungahlin * Franklin River, river of Tasmania * Franklin Sound, waterway of Tasmania Canada * District of Franklin, a former district of the Northwest Territories * Franklin, Quebec, a municipality in the Montérégie region * Rural Municipality of Franklin, Manitoba * Franklin, Manitoba, ...
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