Cornish Mutual
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Cornish Mutual
Cornish Mutual is a General insurance, general insurer based in Cornwall, set up by Cornish farmers in 1903. The company is based in Truro. The mutual is owned by its members and offers insurance to farms, businesses and people living and working in Cornwall, Devon, Somerset and Dorset. In 2012, Cornish Mutual gained ‘Chartered Insurer’ status. They were the first mutual insurance company in the UK and the first insurer in the South West to achieve this level of recognition from the Chartered Insurance Institute (CII). In 2019, Peter Beaumont, the firm's financial director, succeeded Alan Goddard as managing director. In 2020, Jeremy Oatey replaced Ian Pawley as chairman. External links www.cornishmutual.co.uk References

{{DEFAULTSORT:Cornish Mutual Mutual insurance companies of the United Kingdom Companies based in Cornwall 1903 establishments in England Financial services companies established in 1903 British companies established in 1903 Truro ...
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Mutual Insurance
A mutual insurance company is an insurance company owned entirely by its policyholders. It is a form of consumers' co-operative. Any profits earned by a mutual insurance company are either retained within the company or rebated to policyholders in the form of dividend distributions or reduced future premiums. In contrast, a stock insurance company is owned by investors who have purchased company stock; any profits generated by a stock insurance company are distributed to the investors without necessarily benefiting the policyholders. History The concept of mutual insurance originated in England in the late 17th century to cover losses due to fire. The mutual/casualty insurance industry began in the United States in 1752 when Benjamin Franklin established the Philadelphia Contributionship for the Insurance of Houses From Loss by Fire. Mutual property/casualty insurance companies exist now in nearly every country around the globe. The global trade association for the industry, ...
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The Times
''The Times'' is a British Newspaper#Daily, daily Newspaper#National, national newspaper based in London. It began in 1785 under the title ''The Daily Universal Register'', adopting its modern name on 1 January 1788. ''The Times'' and its sister paper ''The Sunday Times'' (founded in 1821), are published by Times Media, since 1981 a subsidiary of News UK, in turn wholly owned by News Corp. ''The Times'' and ''The Sunday Times'' were founded independently and have had common ownership only since 1966. It is considered a newspaper of record in the UK. ''The Times'' was the first newspaper to bear that name, inspiring numerous other papers around the world. In countries where these other titles are popular, the newspaper is often referred to as or , although the newspaper is of national scope and distribution. ''The Times'' had an average daily circulation of 365,880 in March 2020; in the same period, ''The Sunday Times'' had an average weekly circulation of 647,622. The two ...
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Truro
Truro (; ) is a City status in the United Kingdom, cathedral city and civil parish in Cornwall, England; it is the southernmost city in the United Kingdom, just under west-south-west of Charing Cross in London. It is Cornwall's county town, sole city and a centre for administration, leisure and retail trading. Its population was 18,766 in the United Kingdom 2011 Census, 2011 census. People of Truro are called Truronians. It grew as a trade centre through its port and as a stannary town for tin mining. It became mainland Britain's southernmost city in 1876, with the founding of the Diocese of Truro. It is home to Cornwall Council, the Royal Cornwall Museum, Truro Cathedral, the Hall for Cornwall and Cornwall's High Court of Justice, Courts of Justice. Toponymy Truro's name may derive from the Cornish language, Cornish ''tri-veru'' meaning "three rivers", but authorities such as the ''Oxford Dictionary of English Place Names'' have doubts about the "tru" meaning "three". An expe ...
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Cornwall
Cornwall (; or ) is a Ceremonial counties of England, ceremonial county in South West England. It is also one of the Celtic nations and the homeland of the Cornish people. The county is bordered by the Atlantic Ocean to the north and west, Devon to the east, and the English Channel to the south. The largest urban area is the Redruth and Camborne conurbation. The county is predominantly rural, with an area of and population of 568,210. After the Redruth-Camborne conurbation, the largest settlements are Falmouth, Cornwall, Falmouth, Penzance, Newquay, St Austell, and Truro. For Local government in England, local government purposes most of Cornwall is a Unitary authorities of England, unitary authority area, with the Isles of Scilly governed by a Council of the Isles of Scilly, unique local authority. The Cornish nationalism, Cornish nationalist movement disputes the constitutional status of Cornwall and seeks greater autonomy within the United Kingdom. Cornwall is the weste ...
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General Insurance
General insurance or non-life insurance policy, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance in the United States and Canada and non-life insurance in Continental Europe. In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and London market. The London market insures large commercial risks such as supermarkets, football players, corporation risks, and other very specific risks. It consists of a number of insurers, reinsurers, P&I Clubs, brokers and other companies that are typically physically located in the City of London. Lloyd's of London is a big participant in this market. The London market also participates in personal lines and commercial lines, domestic and foreign, through reinsurance. Commercia ...
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Devon
Devon ( ; historically also known as Devonshire , ) is a ceremonial county in South West England. It is bordered by the Bristol Channel to the north, Somerset and Dorset to the east, the English Channel to the south, and Cornwall to the west. The city of Plymouth is the largest settlement, and the city of Exeter is the county town. The county has an area of and a population of 1,194,166. The largest settlements after Plymouth (264,695) are the city of Exeter (130,709) and the Seaside resort, seaside resorts of Torquay and Paignton, which have a combined population of 115,410. They all are located along the south coast, which is the most populous part of the county; Barnstaple (31,275) and Tiverton, Devon, Tiverton (22,291) are the largest towns in the north and centre respectively. For local government purposes Devon comprises a non-metropolitan county, with eight districts, and the Unitary authorities of England, unitary authority areas of Plymouth City Council, Plymouth an ...
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Somerset
Somerset ( , ), Archaism, archaically Somersetshire ( , , ) is a Ceremonial counties of England, ceremonial county in South West England. It is bordered by the Bristol Channel, Gloucestershire, and Bristol to the north, Wiltshire to the east, Dorset to the south-east, and Devon to the south-west. The largest settlement is the city of Bath, Somerset, Bath, and the county town is Taunton. Somerset is a predominantly rural county, especially to the south and west, with an area of and a population of 965,424. After Bath (101,557), the largest settlements are Weston-super-Mare (82,418), Taunton (60,479), and Yeovil (49,698). Wells, Somerset, Wells (12,000) is a city, the second-smallest by population in England. For Local government in England, local government purposes the county comprises three Unitary authorities of England, unitary authority areas: Bath and North East Somerset, North Somerset, and Somerset Council, Somerset. Bath and North East Somerset Council is a member of ...
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Dorset
Dorset ( ; Archaism, archaically: Dorsetshire , ) is a Ceremonial counties of England, ceremonial county in South West England. It is bordered by Somerset to the north-west, Wiltshire to the north and the north-east, Hampshire to the east, the Isle of Wight across the Solent to the south-east, the English Channel to the south, and Devon to the west. The largest settlement is Bournemouth, and the county town is Dorchester, Dorset, Dorchester. The county has an area of and a population of 772,268. Around half of the population lives in the South East Dorset conurbation, which contains three of the county's largest settlements: Bournemouth (183,491), Poole (151,500), and Christchurch, Dorset, Christchurch (31,372). The remainder of the county is largely rural, and its principal towns are Weymouth, Dorset, Weymouth (53,427) and Dorchester, Dorset, Dorchester (21,366). Dorset contains two Unitary authorities in England, unitary districts: Bournemouth, Christchurch and Poole (BCP) ...
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Chartered Insurance Institute
The Chartered Insurance Institute (CII) is a professional body dedicated to building public trust in the insurance and financial planning profession. The CII's purpose, as set out in its 1912 royal charter, is to 'Secure and justify the confidence of the public' in its members and the insurance sector as a whole. It aims to do this by setting standards of integrity, technical competence, and business capability. CII is a part of the Chartered Body Alliance which includes Chartered Institute for Securities & Investment (CISI) and Chartered Banker Institute. In April 2022 Alan Vallance was appointed as the CEO of Chartered Insurance Institute, taking over after Sian Fisher's 6-year tenure. In October 2023, news reports suggested that CII had announced the departure of CEO Vallance in Q2 2024, potentially, to take up an equivalent role at the Institute of Chartered Accountants in England and Wales (ICAEW). Origins The first Insurance Institute was established in Manchester ...
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Mutual Insurance Companies Of The United Kingdom
Mutual may refer to: *Mutual organization, where as customers derive a right to profits and votes *Mutual information, the intersection of multiple information sets *Mutual insurance, where policyholders have certain "ownership" rights in the organization *Mutual fund, a professionally managed form of collective investments *Mutual Film, early American motion picture conglomerate, the producers of some of Charlie Chaplin's greatest comedies *Mutual Base Ball Club (1857-1871), defunct early baseball team usually referred to as "Mutual" in the standings. *Mutual Broadcasting System, a defunct U.S. radio network * Mutual Improvement Association, the name of two youth programs run by the Church of Jesus Christ of Latter-day Saints *Mutual authentication, used in cryptography *"Mutual", a 2018 song by Shawn Mendes from ''Shawn Mendes'' ;Place names *Mutual, Maryland, a community in the United States *Mutual, Ohio, a village in the United States *Mutual, Oklahoma, a town in the United St ...
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Companies Based In Cornwall
A company, abbreviated as co., is a legal entity representing an association of legal people, whether natural, juridical or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Over time, companies have evolved to have the following features: "separate legal personality, limited liability, transferable shares, investor ownership, and a managerial hierarchy". The company, as an entity, was created by the state which granted the privilege of incorporation. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is to generate sales, revenue, and profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duties according to the publicly declared incorporation pu ...
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1903 Establishments In England
Nineteen or 19 may refer to: * 19 (number) * One of the years 19 BC, AD 19, 1919, 2019 Films * ''19'' (film), a 2001 Japanese film * ''Nineteen'' (1987 film), a 1987 science fiction film * '' 19-Nineteen'', a 2009 South Korean film * '' Diciannove'', a 2024 Italian drama film informally referred to as "Nineteen" in some sources Science * Potassium, an alkali metal * 19 Fortuna, an asteroid Music * 19 (band), a Japanese pop music duo Albums * ''19'' (Adele album), 2008 * ''19'', a 2003 album by Alsou * ''19'', a 2006 album by Evan Yo * ''19'', a 2018 album by MHD * ''19'', one half of the double album '' 63/19'' by Kool A.D. * ''Number Nineteen'', a 1971 album by American jazz pianist Mal Waldron * ''XIX'' (EP), a 2019 EP by 1the9 Songs * "19" (song), a 1985 song by British musician Paul Hardcastle * "Stone in Focus", officially "#19", a composition by Aphex Twin * "Nineteen", a song from the 1992 album ''Refugee'' by Bad4Good * "Nineteen", a song from the ...
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