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Cofidis Solutions Crédits
Cofidis (from the French: mpagnie nancière de tribution) is a French multinational consumer credit company owned by Crédit Mutuel. It was founded in 1982 by 3 Suisses, a company jointly owned by the Otto and Mulliez families, to provide financing for mail-order purchases. Headquartered in Villeneuve-d'Ascq, France, Cofidis specializes in providing consumer loans and credit solutions primarily through remote channels such as telephone and online platforms. Over the years, the company has expanded internationally, establishing operations in several European countries. History In the mid-1980s, Cofidis opened its first international branch in Belgium and subsequently expanded to Spain, Italy, Portugal, the Czech Republic, Hungary, Slovakia, Poland, Greece and Romania. The company operates under four brands: Cofidis, Monabanq, Creatis, and SynerGIE, offering consumer loans, insurance, credit consolidation, payment solutions, and digital banking services. In 2003, Cofidis and C ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Subsidiary Company
A subsidiary, subsidiary company, or daughter company is a company (law), company completely or partially owned or controlled by another company, called the parent company or holding company, which has legal and financial control over the subsidiary company. Unlike regional branches or divisions, subsidiaries are considered to be distinct entities from their parent companies; they are required to follow the laws of where they are incorporated, and they maintain their own executive leadership. Two or more subsidiaries primarily controlled by same entity/group are considered to be sister companies of each other. Subsidiaries are a common feature of modern business, and most multinational corporations organize their operations via the creation and purchase of subsidiary companies. Examples of holding companies are Berkshire Hathaway, Jefferies Financial Group, The Walt Disney Company, Warner Bros. Discovery, and Citigroup, which have subsidiaries involved in many different Industry (e ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Czech Republic
The Czech Republic, also known as Czechia, and historically known as Bohemia, is a landlocked country in Central Europe. The country is bordered by Austria to the south, Germany to the west, Poland to the northeast, and Slovakia to the southeast. The Czech Republic has a hilly landscape that covers an area of with a mostly temperate Humid continental climate, continental and oceanic climate. The capital and largest city is Prague; other major cities and urban areas include Brno, Ostrava, Plzeň and Liberec. The Duchy of Bohemia was founded in the late 9th century under Great Moravia. It was formally recognized as an Imperial Estate of the Holy Roman Empire in 1002 and became Kingdom of Bohemia, a kingdom in 1198. Following the Battle of Mohács in 1526, all of the Lands of the Bohemian Crown were gradually integrated into the Habsburg monarchy. Nearly a hundred years later, the Protestantism, Protestant Bohemian Revolt led to the Thirty Years' War. After the Battle of White ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tour De France
The Tour de France () is an annual men's multiple-stage cycle sport, bicycle race held primarily in France. It is the oldest and most prestigious of the three Grand Tour (cycling), Grand Tours, which include the Giro d'Italia and the Vuelta a España. The race was first organized in 1903 Tour de France, 1903 to increase sales for the newspaper ''L'Auto'' (which was an ancestor of ''L'Équipe'') and has been held annually since, except when it was not held from 1915 to 1918 and 1940 to 1946 due to the two World war, World Wars. As the Tour gained prominence and popularity, the race was lengthened and gained more international participation. The Tour is a UCI World Tour event, which means that the teams that compete in the race are mostly UCI WorldTeams, with the exception of the teams that the organizers invite. Traditionally, the bulk of the race is held in July. While the route changes each year, the format of the race stays the same and includes time trials, passage through ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cofidis (cycling Team)
Cofidis () is a French professional road bicycle racing cycling team, team sponsored by a money-lending company, Cofidis. It was started in 1996 by Cyrille Guimard, the former manager of Bernard Hinault, Greg LeMond and Laurent Fignon of the Renault–Elf–Gitane team of the 1980s. The team's sponsor has supported the team despite repeated problems such as doping scandals. After it was part of the UCI ProTour for the ProTour's first five seasons, from 2010 the team competed as a UCI Professional Continental team. The team joined the UCI World Tour for the 2020 season. History Cyrille Guimard started the team in 1996 with backing from François Migraine, the chief executive of Cofidis. An early acquisition was Lance Armstrong, formerly of 7-Eleven (cycling team), Motorola Cycling Team. Armstrong was dropped because of his cancer and another American, Bobby Julich, became leader for stage races. Julich's place in the top three of the 1998 Tour de France brought the team to the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cycling Team
A cycling team is a group of cycle sport, cyclists who join a team or are acquired and train together to compete in bicycle racing, bicycle races whether amateur or professional – and the supporting personnel. Cycling teams are most important in road bicycle racing, which is a team sport, but collaboration between team members is also important in track cycling and cyclo-cross. Composition While riders form the core of a team, a top team also has personnel who support the racing and training. These include *A manager, who oversees the team's commitments, sponsorships, and general operations. *Directeur sportif, Directeurs sportifs, who travel to races and dictate the racing strategy. In bigger teams they often drive team cars and have radio contact with the riders. *Coaches, who direct the team's training. *Doctors are responsible for riders' well-being and often make sure the riders meet regulations such as those related to Doping (sport), doping. *Therapists, who assist th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
People With Disabilities
Disability is the experience of any condition that makes it more difficult for a person to do certain activities or have equitable access within a given society. Disabilities may be cognitive, developmental, intellectual, mental, physical, sensory, or a combination of multiple factors. Disabilities can be present from birth or can be acquired during a person's lifetime. Historically, disabilities have only been recognized based on a narrow set of criteria—however, disabilities are not binary and can be present in unique characteristics depending on the individual. A disability may be readily visible, or invisible in nature. The United Nations Convention on the Rights of Persons with Disabilities defines disability as including: Disabilities have been perceived differently throughout history, through a variety of different theoretical lenses. There are two main models that attempt to explain disability in our society: the medical model and the social model. The medica ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bicycle
A bicycle, also called a pedal cycle, bike, push-bike or cycle, is a human-powered transport, human-powered or motorized bicycle, motor-assisted, bicycle pedal, pedal-driven, single-track vehicle, with two bicycle wheel, wheels attached to a bicycle frame, frame, one behind the other. A is called a cyclist, or bicyclist. Bicycles were introduced in the 19th century in Europe. By the early 21st century there were more than 1 billion bicycles. There are many more bicycles than cars. Bicycles are the principal Mode of transport, means of transport in many regions. They also provide a popular form of recreation, and have been adapted for use as Toy, children's toys. Bicycles are used for Physical fitness, fitness, Military bicycle, military and Police bicycle, police applications, Bicycle messenger, courier services, Cycle sport, bicycle racing, and artistic cycling. The basic shape and configuration of a typical Safety bicycle, upright or "safety" bicycle, has changed lit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Carbon Footprint
A carbon footprint (or greenhouse gas footprint) is a calculated value or index that makes it possible to compare the total amount of greenhouse gases that an activity, product, company or country Greenhouse gas emissions, adds to the atmosphere. Carbon footprints are usually reported in tonnes of emissions (CO2 equivalent, CO2-equivalent) per unit of comparison. Such units can be for example ''tonnes CO2-eq per year'', ''per kilogram of protein for consumption'', ''per kilometer travelled'', ''per piece of clothing'' and so forth. A product's carbon footprint includes the emissions for the entire Life-cycle assessment, life cycle. These run from the production along the supply chain to its final consumption and disposal. Similarly, an organization's carbon footprint includes the direct as well as the indirect emissions that it causes. The Greenhouse gas protocol, Greenhouse Gas Protocol (for carbon accounting of organizations) calls these ''Scope 1, 2 and 3 emissions''. There a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
BNP Paribas Personal Finance
BNP Paribas (; sometimes referred to as BNPP or BNP) is a French multinational corporation, multinational universal bank and financial services holding company headquartered in Paris. It was founded in 2000 from the merger of two of France's foremost financial institutions, Banque Nationale de Paris (BNP) and Paribas. It also incorporates many other major institutions through successive acquisitions, including BNP Paribas Fortis, Fortis Bank in Belgium, Direkt Anlage Bank in Germany, Banca Nazionale del Lavoro in Italy, Banque Générale du Luxembourg in Luxembourg, and Türk Ekonomi Bankası in Turkey. The group has also been present in the United States through its subsidiaries Bank of the West until 2023 and First Hawaiian Bank until 2019. With 190,000 employees, the bank is organized into three major business areas: Commercial, Personal Banking & Services (CPBS); Investment & Protection Services (IPS); and Corporate & Institutional Banking (CIB). BNP Paribas is listed on Eur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Cetelem
Cetelem is a French company specializing in consumer credit for household electrical equipment, personal loans, car loans and credit cards. Cetelem is the commercial brand of ''BNP Paribas Personal Finance'', which is a wholly owned subsidiary of BNP Paribas. The company specializes in retail financing in Europe. , it was established in thirty countries, had 27 million customers with headquarters located in Paris Paris () is the Capital city, capital and List of communes in France with over 20,000 inhabitants, largest city of France. With an estimated population of 2,048,472 residents in January 2025 in an area of more than , Paris is the List of ci .... Cetelem also trades as ''Modern Credit'' in the French overseas territories. Other brands of ''BNP Paribas Personal Finance'' are ''Findomestic'' in Italy and ''AlphaCredit'' in Belgium. History Cetelem was founded in 1953 by Jacques de Fouchier. Cetelem merged with UCB at the end of 2007 and became "BNP Paribas Pe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Romania
Romania is a country located at the crossroads of Central Europe, Central, Eastern Europe, Eastern and Southeast Europe. It borders Ukraine to the north and east, Hungary to the west, Serbia to the southwest, Bulgaria to the south, Moldova to the east, and the Black Sea to the southeast. It has a mainly continental climate, and an area of with a population of 19 million people. Romania is the List of European countries by area, twelfth-largest country in Europe and the List of European Union member states by population, sixth-most populous member state of the European Union. Europe's second-longest river, the Danube, empties into the Danube Delta in the southeast of the country. The Carpathian Mountains cross Romania from the north to the southwest and include Moldoveanu Peak, at an altitude of . Bucharest is the country's Bucharest metropolitan area, largest urban area and Economy of Romania, financial centre. Other major urban centers, urban areas include Cluj-Napoca, Timiș ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Greece
Greece, officially the Hellenic Republic, is a country in Southeast Europe. Located on the southern tip of the Balkan peninsula, it shares land borders with Albania to the northwest, North Macedonia and Bulgaria to the north, and Turkey to the east. The Aegean Sea lies to the east of the Geography of Greece, mainland, the Ionian Sea to the west, and the Sea of Crete and the Mediterranean Sea to the south. Greece has the longest coastline on the Mediterranean Basin, spanning List of islands of Greece, thousands of islands and nine Geographic regions of Greece, traditional geographic regions. It has a population of over 10 million. Athens is the nation's capital and List of cities and towns in Greece, largest city, followed by Thessaloniki and Patras. Greece is considered the cradle of Western culture, Western civilisation and the birthplace of Athenian democracy, democracy, Western philosophy, Western literature, historiography, political science, major History of science in cl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
