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Citizens Bank Of Amarillo
Citizens Bank of Amarillo is an independently owned network of community banks located in the Texas Panhandle and Eastern New Mexico in the United States. This is a geography that is home to approximately 500,000 residents. The bank is owned by Triple J Financial, Inc., a Texas one-bank holding company. It is Federal Deposit Insurance Corporation insured, and is a member of the Independent Community Bankers of America (ICBA). History The bank originated in Claude in February 1904 under the name of First National Bank of Claude. The bank continues to operate in its original location. The company's eventual namesake, Citizens Bank, was established in March 1948 in Tucumcari. The Tulia location was established in June 1997. In 2004 the banks merged as a subsidiary of Triple J Financial, Inc. In November 2010 the company opened its fourth location in Amarillo. Services Citizens bank offers a variety of deposit accounts, and debit and credit cards, and online banking servic ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Bank
A community bank is a depository institution that is typically locally owned and operated. Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people who understand the local needs of families, businesses, and farmers. Employees often reside within the communities they serve. In the United States, community banks are not clearly defined. Most agencies base this term on aggregate assets size with varying definitions such as less than $1 billion (Office of the Comptroller of the Currency) up to less than $10 billion (Federal Reserve Board and Government Accountability Office). Beyond size (as measured by assets), the Federal Deposit Insurance Corporation (FDIC) imposes a number of additional requirements on institutions classified as community banks. From 1985 to 2004 community banks comprised roughly 94% of all commercial banks in the United States, but the proportion of total national ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking
A bank is a financial institution that accepts Deposit account, deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. As banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of Bank regulation, regulation over banks. Most countries have institutionalized a system known as fractional-reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure accounting liquidity, liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but, in many ways, functioned as a continuation of ideas and concepts o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Claude, Texas
Claude is a city in and the county seat of Armstrong County, Texas, United States. Its population was 1,186 at the 2020 census. It is located east of Amarillo in the south Texas Panhandle. Claude is part of the Amarillo metropolitan statistical area, but is some 30 miles east of Amarillo. History During the first half of the 16th century, Spanish conquistador Francisco Coronado and his party passed through Claude and Tule Canyon, a scenic wonder to the south of Claude off Texas State Highway 207. Claude was originally named Armstrong City after several area ranches named Armstrong. The town name became Claude in 1887, named for Claude Ayers. He was the engineer of the first train of the Fort Worth and Denver Railway to travel through the area. When Armstrong County was formed in 1890, Claude and Washburn competed to be the county seat. The tie-breaking vote for Claude was reportedly cast by legendary cattleman Charles Goodnight, former co-owner of the nearby JA ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Amarillo, Texas
Amarillo ( ; Spanish language, Spanish for "yellow") is a city in the U.S. state of Texas and the county seat of Potter County, Texas, Potter County, though most of the southern half of the city extends into Randall County, Texas, Randall County. It is the List of cities in Texas by population, 16th-most populous city in Texas and the most populous city in the Texas panhandle. The estimated population of Amarillo was 200,393 as of April 1, 2020, comprising nearly half of the panhandle's population. The Amarillo metropolitan area had an estimated population of 308,297 as of 2020. The city of Amarillo, originally named Oneida, is situated in the Llano Estacado region.Rathjen, Fredrick W. ''The Texas Panhandle Frontier'' (1973). pg. 11. The University of Texas Press. . The availability of the railroad and freight service provided by the Fort Worth and Denver Railway contributed to the city's growth as a cattle-marketing center in the late 19th century.. Retrieved on January 25, 2007 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Retail Banking
Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking (corporate banking). Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term ''commercial bank'' is used for a ''normal'' bank to distinguish it from an investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks to capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Community Banks
A community bank is a depository institution that is typically locally owned and operated. Community banks tend to focus on the needs of the businesses and families where the bank holds branches and offices. Lending decisions are made by people who understand the local needs of families, businesses, and farmers. Employees often reside within the communities they serve. In the United States, community banks are not clearly defined. Most agencies base this term on aggregate assets size with varying definitions such as less than $1 billion (Office of the Comptroller of the Currency) up to less than $10 billion (Federal Reserve Board and Government Accountability Office). Beyond size (as measured by assets), the Federal Deposit Insurance Corporation (FDIC) imposes a number of additional requirements on institutions classified as community banks. From 1985 to 2004 community banks comprised roughly 94% of all commercial banks in the United States, but the proportion of total national ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Eastern New Mexico
Eastern New Mexico is a physiographic subregion within the U.S. state of New Mexico. The region is sometimes called the " High Plains", or "Eastern Plains (of New Mexico)", and was historically referred to as part of the "Great American Desert". The region is largely coterminous with the portion of the Llano Estacado in New Mexico. Portions of Eastern New Mexico's elevation extend to over . The region is characterized by flat, largely featureless terrain with the exception of the Pecos River valley and the abrupt breaks along the Mescalero Ridge and northern caprock escarpments of the Llano Estacado. The region typically lacks the high relief of central and northern New Mexico, such as that in the Sangre de Cristo and Sandia mountain ranges. The climate is semi-arid with hot summers and is characterized by significant wind and dust storms in the springtime. Like much of the Llano Estacado region, Eastern New Mexico is largely rural and agricultural, and resembles West Texas i ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Holding Company
A bank holding company is a company that controls one or more banks, but does not necessarily engage in banking itself. The compound bancorp (''banc''/''bank'' + '' corp ration') or bancorporation is often used to refer to such companies as well, particularly in the United States. United States In the United States, a bank holding company, as provided by the Bank Holding Company Act of 1956 ( '' et seq.''), is broadly defined as "any company that has control over a bank". All bank holding companies in the US are required to register with the Board of Governors of the Federal Reserve System. Regulation The Federal Reserve Board of Governors, under Regulation Y () has responsibility for regulating and supervising bank holding company activities, such as establishing capital standards, approving mergers and acquisitions and inspecting the operations of such companies. This authority applies even though a bank owned by a holding company may be under the primary supervision ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is a State-owned enterprises of the United States, United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this has been increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ever lost a penny of FDIC-insured funds". Deposits placed wit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Independent Community Bankers Of America
The Independent Community Bankers of America (ICBA) is the primary trade group for small U.S. banks. It represents approximately 5,000 small and mid-sized financial institutions that are commonly known as "community banks." The ICBA hosts conventions, publishes the monthly magazine ICBA Independent Banker and lobbies the United States Congress on issues relating to the banking industry. The organization is headquartered in Washington, D.C., and maintains statewide chapters across the country. It was founded in 1930 and owns six subsidiaries: ICBA Bancard, ICBA Securities, ICBA Financial Services, ICBA Mortgage, ICBA Insurance Services and ICBA Reinsurance Advocacy During financial reform attempts in the US, the ICBA has lobbied for: *credit unions to not obtain a perceived competitive advantage; *a loophole that would allow smaller banks to still choose their regulator—which is expected to result in those banks choosing the most lenient regulator.Daniel Wagner, Stevenson Jac ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tucumcari, New Mexico
Tucumcari (; ) is a city in and the county seat of Quay County, New Mexico, United States. The population was 5,278 at the 2020 census. Tucumcari was founded in 1901, two years before Quay County was established. History In 1901, the Chicago, Rock Island and Pacific Railroad built a construction camp in the western portion of modern-day Quay County. Originally called Ragtown, the camp became known as "Six Shooter Siding", due to numerous gunfights. Its first formal name, Douglas, was used only for a short time. After it grew into a permanent settlement, it was renamed Tucumcari in 1908. The name was taken from Tucumcari Mountain, which is situated near the community. The origin of the mountain's name is uncertain; it may have been derived from the Comanche word ''tʉkamʉkarʉ'', which means "ambush". A 1777 burial record mentions a Comanche woman and her child captured in a battle at Cuchuncari, which is believed to be an early version of the name Tucumcari. A folk etymolog ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
