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Chipknip Logo
Chipknip (a portmanteau of ''chip card'' and ''knip'', Dutch for purse) was a stored-value payment card system used in the Netherlands. Based on the Belgian Proton system, it was started by Interpay on 26 October 1995, as a pilot project in the city of Arnhem and a year later rolled out countrywide. Chipknip was taken over by Currence due to a restructuring on 17 May 2005, who managed it with their licensees until its discontinuation on 1 January 2015. The Chipknip was primarily used for small retail transactions, as the card could contain a maximum value of 500 euros. The money needed to be transferred from a card holders main bank account using a loading station which were generally located next to ATMs. In 1996, The Postbank left the Chipknip project and started the Chipper project with other organisations such as PTT Telecom to compete with the Chipknip until 2001, when it merged into the Chipknip system. Its peak was in 2010, when a total of 178 million transactions were ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Dutch Guilder
The guilder (, ) or florin was the currency of the Netherlands from 1434 until 2002, when it was replaced by the euro. The Dutch name was a Middle Dutch adjective meaning 'golden', and reflects the fact that, when first introduced in 1434, its value was about equal to (i.e., it was on par with) the Italian gold florin. The Dutch guilder was a reserve currency in Europe in the 17th and 18th centuries. Between 1999 and 2002, the guilder was officially a "national subunit" of the euro. However, physical payments could only be made in guilders, as no euro coins or banknotes were available. The exact exchange rate, still relevant for old contracts and for exchange of the old currency for euros at the central bank, is exactly 2.20371 Dutch guilders for 1 euro. Inverted, this gives approximately 0.453780 euros for 1 guilder. Derived from the Dutch guilder are the Netherlands Antillean guilder (still in use in Curaçao and Sint Maarten) and the Surinamese guilder (replaced in 20 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Postbank N
Post Office Savings Bank, or very briefly PostBank (trading name of Post Office Bank Limited), was a bank owned by the New Zealand Government as the government's postal savings system. The bank was established in 1867. It became PostBank in 1987 and was disestablished and the branches were rebranded when it was acquired by Australia and New Zealand Banking Group (ANZ) in 1989. History The Post Office Savings Bank was set up in 1867 to encourage thrift by ordinary people, and was immediately successful. One of the benefits of the Post Office Savings Bank was that customers could deposit and withdraw money at any branch of the bank. Business was conducted from post offices which were located in towns and cities all over New Zealand. By the 1910s customers were asking for the ability to withdraw their funds by cheque but successive postmasters-general refused to allow this, stating that the Post Office Savings Bank was not the same as a commercial bank, having as its objective ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
History Of Dutch Payment Organisations
History is the systematic study of the past, focusing primarily on the human past. As an academic discipline, it analyses and interprets evidence to construct narratives about what happened and explain why it happened. Some theorists categorize history as a social science, while others see it as part of the humanities or consider it a hybrid discipline. Similar debates surround the purpose of history—for example, whether its main aim is theoretical, to uncover the truth, or practical, to learn lessons from the past. In a more general sense, the term ''history'' refers not to an academic field but to the past itself, times in the past, or to individual texts about the past. Historical research relies on primary and secondary sources to reconstruct past events and validate interpretations. Source criticism is used to evaluate these sources, assessing their authenticity, content, and reliability. Historians strive to integrate the perspectives of several sources to develop a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Proprietary Protocol
In telecommunications, a proprietary protocol is a communications protocol owned by a single organization or individual. Intellectual property rights and enforcement Ownership by a single organization gives the owner the ability to place restrictions on the use of the protocol and to change the protocol unilaterally. Specifications for proprietary protocols may or may not be published, and implementations are not freely distributed. Proprietors may enforce restrictions through control of the intellectual property rights, for example through enforcement of patent rights, and by keeping the protocol specification a trade secret. Some proprietary protocols strictly limit the right to create an implementation; others are widely implemented by entities that do not control the intellectual property but subject to restrictions the owner of the intellectual property may seek to impose. Examples The Skype protocol is a proprietary protocol. The Venturi Transport Protocol (VTP) is a pat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
European Standard
European Standards, sometimes called Euronorm (abbreviated EN, from the German name , "European Norm"), are technical standards which have been ratified by one of the three European Standards Organizations (ESO): European Committee for Standardization (CEN), European Committee for Electrotechnical Standardization (CENELEC), or European Telecommunications Standards Institute (ETSI). All ENs are designed and created by all standards organizations and interested parties through a transparent, open, and consensual process. European Standards are a key component of the Single European Market. They are crucial in facilitating trade and have high visibility among manufacturers inside and outside the European territory. A standard represents a model specification, a technical solution against which a market can trade. European Standards must be transposed into a national standard in all EU member states. This guarantees that a manufacturer has easier access to the market of all these Eu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Belgian Franc
The Belgian franc was the currency of the Kingdom of Belgium from 1832 until 2002 when the euro was introduced. It was subdivided into 100 subunits, each known as a in Dutch, or in French and German. History The ''gulden'' (guilder) of 20 ''stuivers'' was the currency of present-day Belgium from the 15th to 19th centuries until its replacement in 1832 by the Belgian franc. Its value differed from the Dutch guilder, gulden of the Dutch Republic during the latter's separation from Belgium from 1581 to 1816. Standard coins issued in Belgium include: * From 1618: the :nl:Patagon, ''patagon'' or ''Albertusthaler'' of 24.55 g fine silver, worth 2.4 gulden or 48 stuiver (or 10.23 g fine silver per gulden) * From 1754: the ''kronenthaler'' of 25.71 g fine silver, worth 3.15 gulden ''currency'' or 2.7 ''gulden of exchange'' (9.52 g silver per exchange gulden). The French Écu#Silver écu of 1726, silver écu of 26.67 g silver was also accepted for 2.8 exchange gulden. * From 1816 to 1832 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
American Express
American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment card industry, payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan. Amex is the fourth-largest card network globally based on purchase volume, behind China UnionPay, Visa Inc., Visa, and Mastercard. 141.2 million Amex cards were in force worldwide as of December 31, 2023, with an average annual spend per card member of US$24,059. That year, Amex handled over $1.7 trillion in purchase volume on its network. Amex is list of largest banks in the United States, the 16th largest US bank, with a total of US$270 billion in assets or 1.1% of all assets insured by the Federal Deposit Insurance Corporation, FDIC. It is ranked 77th on the Fortune 500, ''Fortune'' 500 and 28th on the list of the most valuable brands by ''Forbes''. In 2023, it was ra ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banksys
Banksys N.V. (or Banksys SA) was a Belgian payment processor owned by Belgian banks. It was formed in 1989 through the merge of ATM/ POS networks of Bancontact and Mister cash. It also developed the Proton system, which was later spun-off into Proton World International. The Belgian antitrust authority noted that Banksys was too dominant in the market for payment services. The Union of Self-Employed Entrepreneurs noted in 2003 that this issue has not been fixed. Banksys was merged with Atos Worldline at the end of 2006, together with the Bank Card Company. See also * Interpay * EquensWorldline equensWorldline SE (formerly Equens) is a payment card and payment processor headquartered in Utrecht, Netherlands which serves the European market. Since 2019, it has been a wholly owned subsidiary of Worldline. As of 2020, equensWorldline had a ... References External links * * https://www.ecb.europa.eu/pub/pdf/other/ecbbluebookea200708en.pdf Defunct companies of Belgi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Proton (bank Card)
Proton was a stored-value card payment system in Belgium from 1995 until 2014. It was introduced with the goal to replace cash primarily for small transactions around €15. For security, the card was limited to storing 125 EUR of available electronic cash (originally 5,000 BEF). The card was used for small payments without a pin code or signature, and users ran the same risk as with cash in that if the card was lost the cash value allocated to it would also be lost. The advantage to merchants was that they could accept payments without the necessity for a bank terminal to be connected to a centralised system for approving the transaction (the transaction was approved by the card itself), and the transaction was very quick. In August 1998, Proton World International was founded, a joint venture between Banksys, Visa, American Express and EGR. The goal was to promote the Proton technology worldwide. In 2001, the Australian company ERG bought the remaining shares of Proton World ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Trouw
''Trouw'' (; ) is a Dutch daily newspaper appearing in compact size. It was founded in 1943 as an orthodox Protestant underground newspaper during World War II. Since 2009, it has been owned by DPG Media (known as De Persgroep until 2019). ''Trouw'' received the European Newspaper Award in 2012. Cees van der Laan is the current editor-in-chief. History ''Trouw'' is a Dutch word meaning "fidelity", "loyalty", or "allegiance", and is cognate with the English adjective "true". The name was chosen to reflect allegiance and loyalty to God and country in spite of the German occupation of the Netherlands. ''Trouw'' was started during World War II by members of the Dutch Protestant resistance against the German occupation. Hundreds of people involved in the production and distribution of the newspaper were arrested and killed during the war. The newspaper was published irregularly during the war due to lack of paper. In 1944 the German forces tried to stop publication by roundi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
PIN (debit Card)
PIN was a debit card brand in the Netherlands from 1990 until 2012, owned by Currence. PIN was a magnetic stripe card, which never migrated to the EMV chip. It was therefore discontinued in 2012, after the switch-over from magnetic stripe authentication to EMV chip authentication in the Netherlands was completed. PIN was replaced by Maestro (debit card), Maestro and V Pay debit cards, but as most PIN cards were already co-branded with Maestro long before 2012, consumers noticed little of the change. Like in many neighbouring countries, the PIN debit card often doubled as a cheque guarantee card for Eurocheque until those cheques were abolished on 1 January 2002. In contrast to its neighbouring countries (e.g. Belgium's and Germany's Girocard), the Netherlands has not operated a national debit card network since 2012. History In 1987, the Dutch Central Bank investigated the possibility of merging the individual debit card schemes of the various banks in the Netherlands into a si ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
V Pay
V Pay is a Single Euro Payments Area (SEPA) debit card for use in Europe, issued by Visa Inc., Visa Europe. It uses the EMV Smart card, chip and Personal identification number, PIN system and can be co-branded with various national debit card schemes such as the German Girocard or Italy's PagoBancomat. Overview The V Pay debit card system competes with the Mastercard Maestro debit card product. However, unlike Mastercard Maestro, V Pay cards cannot be used in non-EMV environments, limiting its acceptance to those countries and merchants that use this system. Also unlike Mastercard Maestro, which is issued and accepted globally, V Pay is designed as a specifically European product, and is not issued or accepted outside European countries except for some of their overseas territories. However, some cards are co-branded with the Visa Electron system, which allows using them outside Europe. V Pay cards began to be accepted at merchants in France and Greece in 2005, and acceptance ha ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
