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Chip Authentication Program
image:Barclays pinsentry.jpg, 250px, A Gemalto EZIO CAP device with Barclays PINsentry styling The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authentication, authenticating users and transactions in online and telephone banking. It was also adopted by Visa (company), Visa as Dynamic Passcode Authentication (DPA). The CAP specification defines a handheld device (''CAP reader'') with a smartcard slot, a numeric keypad, and a display capable of displaying at least 12 characters (e.g., a starburst display). Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN (EMV) card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed. Banks hope that the system will reduce the risk of unsuspecting customers en ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Barclays Pinsentry
Barclays PLC (, occasionally ) is a British multinational universal bank, headquartered in London, England. Barclays operates as two divisions, Barclays UK and Barclays International, supported by a service company, Barclays Execution Services. Barclays traces its origins to the goldsmith banking business established in the City of London in 1690. James Barclay became a partner in the business in 1736. In 1896, twelve banks in London and the English provinces, including Goslings Bank, Backhouse's Bank and Gurney's Bank, Gurney, Peckover and Company, united as a joint-stock company, joint-stock bank under the name Barclays and Co. Over the following decades, Barclays expanded to become a nationwide bank. In 1967, Barclays deployed the world's first Automated teller machine, cash dispenser. Barclays has made numerous corporate acquisitions, including of London, Provincial and South Western Bank in 1918, British Linen Bank in 1919, Mercantile Credit in 1975, the Woolwich in 2000 a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
APACS
The Pay.UK (formerly UK Payments Administration) is a United Kingdom service company that provides people, facilities and expertise to the UK payments industry. UKPA was created on 6 July 2009, as a successor of the ''Association for Payment Clearing Services'' (''APACS'') to support the systems behind UK payments, such as Bacs, CHAPS and the Cheque and Credit Clearing Company. APACS had been created in 1985 to oversee the majority of UK payment clearing systems and keep their operational efficiency and integrity in order. History The organization was created to amalgamate the United Kingdoms domestic payment systems that had been operating separately for over 50 years. This included the Cheque and Credit Clearing Company, Bacs, cheque image clearing system, and Faster Payments. Former UK prime minister Theresa May Theresa Mary May, Baroness May of Maidenhead (; ; born 1 October 1956), is a British politician who served as Prime Minister of the United Kingdom and ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nordea
Nordea Bank Abp, commonly referred to as Nordea, is a Nordic financial services group operating in northern Europe with headquarters in Helsinki, Finland. The name is a blend of the words "Nordic" and "idea". The Nordic countries are considered Nordea's home market, having finalised the sales of their Polish bank in 2014, Baltic operations in 2019 and completed the exit from Russia in early 2022 following a 2019 decision to close the business there. Nordea is listed on Nasdaq Nordic exchanges in Helsinki, Copenhagen, and Stockholm and Nordea ADR is listed in the US. Nordea serves 9.3 million private and 530,000 active corporate customers, including 2,650 large corporates and institutions. Nordea's credit portfolio is distributed across Finland (21%), Denmark (26%), Norway (21%), and Sweden (30%). There are four Business Areas (BAs) at Nordea, Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management. Assets under Management (AUM) were € ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Belgian Identity Card
A Belgian identity card (, , ) is a national identity card issued to all citizens of Belgium aged 12 years old and above. Foreigners resident in Belgium are issued with a Belgian resident card (Dutch: ''Verblijfstitel'', French: ''Titre de séjour'', German: ''Aufenthaltstitel''), which appears similar, but is legally distinct. Nevertheless, the term "identity card" is often used to refer to both the identity cards issued to citizens and the resident cards issued to foreigners. Card types The main card types currently in issuance are as follows: Third country nationals refers to foreigners who are not EU/EEA/Swiss nationals. Card description Physical format Cards are issued according to the ISO/IEC 7810 standard using the ID-1 size format, similar to credit cards. They conform to ISO/IEC 7816 and have a 3-line machine-readable strip on the back starting with IDBEL. Cards issued to Belgian citizens and EU/EEA/Swiss citizens Cards issued to Belgian citizens and EU/E ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bank Transfer
Wire transfer, bank transfer, or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash office. Different wire transfer systems and operators provide a variety of options relative to the immediacy and finality of settlement and the cost, value, and volume of transactions. Central bank wire transfer systems, such as the Federal Reserves Fedwire system in the United States, are more likely to be real-time gross settlement (RTGS) systems, as they provide the quickest availability of funds. This is because RTGS systems, such as Fedwire, post each transaction individually and immediately to the electronic accounts of participating banks maintained by the central bank. Other systems, such as the Clearing House Interbank Payments System (CHIPS), provide net settlement on a periodic basis. More immediate settlement systems te ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
KBC Bank
KBC Group N.V. is a Belgian universal multi-channel bank-insurer, focusing on private clients and small and medium-sized enterprises in Belgium, Bulgaria, Czech Republic, Hungary, and Slovakia. It was created in 1998 through the merger of Kredietbank (KB), the cooperative , ABB Insurance, and Fidelitas Insurance. The acronym KBC stands for KredietBank and CERA. KBC Group is one of Belgium's major companies and the second largest bancassurer in the country. As of late 2020, it was the 15th largest bank in Europe by market capitalisation and a major financial player in Central and Eastern Europe, employing some 41,000 staff (of which more than half in Central and Eastern Europe) and serving 12 million customers worldwide (some 7 to 8 million in Central and Eastern Europe). KBC is a Forbes Global 2000 company. The group is controlled by a group of core shareholders, and has a free float of approximately 60%. The core shareholders include KBC Ancora, a listed company controlled by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ING Group
ING Group N.V. () is a Dutch multinational corporation, multinational banking and financial services corporation headquartered in Amsterdam. Its primary businesses are retail banking, direct banking, commercial banking, investment banking, wholesale banking, private banking, asset management, and insurance services. With total assets of US$967.8 billion, it is one of the biggest banks in the world, and consistently ranks among the List of largest banks, largest banks globally. ING is the Dutch member of the Inter-Alpha Group of Banks, a co-operative consortium of 11 prominent European banks. Since in 2012, ING Bank is a member in the list of systemically important banks, list of global systemically important banks. It has been designated as a Significant Institution since the entry into force of European Banking Supervision in late 2014, and as a consequence is directly supervised by the European Central Bank. In 2020, ING had 53.2 million clients in more than 40 countries. Th ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
BNP Paribas Fortis
BNP Paribas Fortis is an international bank based in Belgium and a subsidiary of French banking group BNP Paribas. The bank was created in May 2009 after BNP Paribas acquired 75% of the Belgian Fortis Bank from the Federal Participation and Investment Company. It was formerly, together with Fortis Bank Nederland, the banking arm of the financial institution Fortis. After the ultimately unsuccessful ABN-AMRO takeover, the subprime mortgage crisis and subsequent 2008 financial crisis led to the sale of the Dutch and Luxembourg parts of the banking branch to the Dutch and Luxembourg governments. Fortis Bank itself was first partly bought by the Belgian government (for €4.7 billion), then fully purchased by the government and sold to BNP Paribas. Activities BNP Paribas Fortis offers the Belgian market a comprehensive range of financial services a range of client types, including individual customers, self-employed people and those in the liberal professions, small and medium- ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Belfius
Belfius Bank and Insurance, known as Dexia Bank Belgium until 1 March 2012, is a Belgian state-owned bank that emerged from the dismantling of the Dexia group which had been purchased by the Belgian government on 10 October 2011 for 4 billion euros. Belfius has been designated as a Significant Institution since the entry into force of European Banking Supervision in late 2014, and as a consequence is directly supervised by the European Central Bank. History Origins of Belfius Belgium: Gemeentekrediet van België / Crédit Communal de Belgique The Crédit Communal de Belgique () was founded in 1860, specifically for the financing of local authority investments. Municipalities seeking to borrow are obliged to purchase shares equal in value to at least 5% of the borrowings. In 1947, the bank begins to develop a network of retail branches that allows funds to be drawn from the general public through savings accounts. From 1960 on, the branches are run by independent agents, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Radboud University
Radboud University (abbreviated as RU, , formerly ) is a public research university located in Nijmegen, Netherlands. RU has seven faculties and more than 24,000 students. Established in 1923, Radboud University has consistently been included in the top 150 of universities in the world by four major university ranking tables. As of 2020, it ranks 105th in the Shanghai Academic Ranking of World Universities. Internationally, RU is known for its strong research output. In 2020, 391 PhD degrees were awarded, and 8,396 scientific articles were published. To bolster the international exchange of academic knowledge, Radboud University joined the Guild of European Research-Intensive Universities in 2016. Among its alumni Radboud University counts 14 Spinoza Prize laureates, 2 Stevin Prize laureates, 1 Nobel Prize laureate, Sir Konstantin Novoselov, and 5 prime ministers of the Netherlands, including the current prime minister Dick Schoof. Other notable alumni include former chair ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
