CertusBank
CertusBank was an American nationally chartered bank, with a presence in twelve U.S. states. The bank was headquartered in Greenville, South Carolina, with secondary corporate offices in Atlanta, Georgia, and Charlotte, North Carolina. At its peak the bank operated more than 30 retail branches in The Carolinas, Florida, and Georgia. The bank elected to go into liquidation in 2015. Creditors sued, and accepted a final settlement in 2017. The company provided retail banking, consumer lending, wholesale banking, wealth management, and mortgage lending. CertusBank, N.A. was a subsidiary of CertusHoldings, Inc. (formerly Blue Ridge Holdings, Inc.) headquartered in Atlanta, Georgia and was created by former executives from Bank of America and Wachovia. CertusBank was the result of the combination of several acquisitions since 2011, including CommunitySouth Bank and Trust of Easley, South Carolina; Atlantic Southern Bank of Macon, Georgia; and First Georgia Banking Company of Franklin, ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Private Company
A privately held company (or simply a private company) is a company whose Stock, shares and related rights or obligations are not offered for public subscription or publicly negotiated in their respective listed markets. Instead, the Private equity, company's stock is offered, owned, traded or exchanged privately, also known as "over-the-counter (finance), over-the-counter". Related terms are unlisted organisation, unquoted company and private equity. Private companies are often less well-known than their public company, publicly traded counterparts but still have major importance in the world's economy. For example, in 2008, the 441 list of largest private non-governmental companies by revenue, largest private companies in the United States accounted for $1.8 trillion in revenues and employed 6.2 million people, according to ''Forbes''. In general, all companies that are not owned by the government are classified as private enterprises. This definition encompasses both publ ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Georgia (U
Georgia most commonly refers to: * Georgia (country), a country in the South Caucasus * Georgia (U.S. state), a state in the southeastern United States Georgia may also refer to: People and fictional characters * Georgia (name), a list of people and fictional characters with the female given name * Georgia (musician) (born 1990), English singer, songwriter, and drummer Georgia Barnes Places Historical polities * Kingdom of Georgia, a medieval kingdom * Kingdom of Eastern Georgia, a late medieval kingdom * Kingdom of Western Georgia, a late medieval kingdom * Georgia Governorate, a subdivision of the Russian Empire * Georgia within the Russian Empire * Democratic Republic of Georgia, a country established after the collapse of the Russian Empire and later conquered by Soviet Russia. * Georgian Soviet Socialist Republic, a republic within the Soviet Union * Republic of Georgia (1990–1992), Republic of Georgia, a republic in the Soviet Union which, after the collapse of the U ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Macon, Georgia
Macon ( ), officially Macon–Bibb County, is a consolidated city-county in Georgia (U.S. state), Georgia, United States. Situated near the Atlantic Seaboard fall line, fall line of the Ocmulgee River, it is southeast of Atlanta and near the state's geographic center—hence its nickname "Central Georgia, The Heart of Georgia". Macon's population was 157,346 in the 2020 United States census, 2020 census. It is the principal city of the Macon Metropolitan Statistical Area, Macon metropolitan statistical area, which had 234,802 people in 2020. It also is the largest city in the Macon–Warner Robins combined statistical area (CSA), which had about 420,693 residents in 2017, and adjoins the Atlanta metropolitan area to the northwest. Voters approved the consolidation of the City of Macon and Bibb County, Georgia, Bibb County governments in a 2012 referendum. Macon became the state's fourth-largest city (after Augusta, Georgia, Augusta) when the merger became official on January ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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The Charlotte Observer
''The Charlotte Observer'' is an American newspaper serving Charlotte, North Carolina, and its metro area. The Observer was founded in 1886. it has the second-largest circulation of any newspaper in the Carolinas. It is owned by Chatham Asset Management. Overview ''The Observer'' primarily serves Charlotte and Mecklenburg County and the surrounding counties of Iredell, Cabarrus, Union, Lancaster, York, Gaston, Catawba, and Lincoln. Home delivery service in outlying counties has declined in recent years, with delivery times growing later as the paper has outsourced circulation services outside the primary Charlotte area. Circulation at ''The Charlotte Observer'' has been declining for many years. The period of May 2011 showed that ''Charlotte Observer'' circulation totaled 155,497 daily and 212,318 Sunday. 2017 Print Circulation Daily: 69,987 and Sunday: 106,434. The newspaper has an online presence and its staff also oversees a NASCAR news website, and a correspondin ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is a State-owned enterprises of the United States, United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this has been increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ever lost a penny of FDIC-insured funds". Deposits placed wit ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Easley, South Carolina
Easley is a city in Pickens County (with parts extending into Anderson County) in the U.S. state of South Carolina. Most of the city lies in Pickens County, with a small portion of the city in Anderson County. In 2001, Easley hosted the Big League World Series for the first time, and continued to host the tournament annually until it was disbanded in 2016. In 2017, the Senior League World Series moved to Easley as the host for the annual tournament. The Upper South Carolina State Fair is located in Easley and is held annually in early September. History In 1791, Washington District was established by the state legislature out of the former Cherokee territory. Rockville was also created in 1791 but changed to Pickensville in 1792. Pickensville became the district seat of Washington District which was then composed of Greenville and Pendleton Counties. In 1798, Washington District was divided into Greenville and Pendleton Districts. In 1828, Pendleton District was divided fu ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Comptroller Of The Currency
The Office of the Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to corporate charter, charter, bank regulation in the United States, regulate, and supervise all National bank (United States), national banks and Federal savings association, federal thrift institutions and the federally licensed branches and agencies of foreign banks in the United States. The acting comptroller of the currency is Rodney E. Hood, who took office on February 10, 2025. Duties and functions Headquartered in Washington, D.C., it has four district offices located in New York City, Chicago, Dallas and Denver. It has an additional 92 operating locations throughout the United States. It is an independent Government agency, bureau of the United States Department of the Treasury and is headed by the comptroller of the currency, appointed to a five-year term by the president w ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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North Carolina
North Carolina ( ) is a U.S. state, state in the Southeastern United States, Southeastern region of the United States. It is bordered by Virginia to the north, the Atlantic Ocean to the east, South Carolina to the south, Georgia (U.S. state), Georgia to the southwest, and Tennessee to the west. The state is the List of U.S. states and territories by area, 28th-largest and List of U.S. states and territories by population, 9th-most populous of the List of states and territories of the United States, United States. Along with South Carolina, it makes up the Carolinas region of the East Coast of the United States, East Coast. At the 2020 United States census, 2020 census, the state had a population of 10,439,388. Raleigh, North Carolina, Raleigh is the state's List of capitals in the United States, capital and Charlotte, North Carolina, Charlotte is its List of municipalities in North Carolina, most populous and one of the fastest growing cities in the United States. The Charl ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Columbia, South Carolina
Columbia is the List of capitals in the United States, capital city of the U.S. state of South Carolina. With a population of 136,632 at the 2020 United States census, 2020 census, it is List of municipalities in South Carolina, the second-most populous city in South Carolina. The city serves as the county seat of Richland County, South Carolina, Richland County, and a portion of the city extends into neighboring Lexington County, South Carolina, Lexington County. It is the center of the Columbia metropolitan area, South Carolina, Columbia, SC Metropolitan Statistical Area, which had an estimated population of 858,302 in 2023, and is the Metropolitan statistical area, 70th-most populous metropolitan statistical area in the United States. The name Columbia (name), "Columbia", a poetic synonym of "the United States of America", derives from the name of Christopher Columbus, who explored the Caribbean on behalf of the Spanish Crown. The name of the city of Columbia is often abbre ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Savannah, Georgia
Savannah ( ) is the oldest city in the U.S. state of Georgia (U.S. state), Georgia and the county seat of Chatham County, Georgia, Chatham County. Established in 1733 on the Savannah River, the city of Savannah became the Kingdom of Great Britain, British British America, colonial capital of the Province of Georgia and later the first state capital of Georgia. A strategic port city in the American Revolution and during the American Civil War, Savannah is today an industrial center and an important Atlantic seaport. It is Georgia's Georgia (U.S. state)#Major cities, fifth-most-populous city, with a 2024 estimated population of 148,808. The Savannah metropolitan area, Georgia's List of metropolitan areas in Georgia (U.S. state), third-largest, had an estimated population of 431,589 in 2024. Savannah attracts millions of visitors each year to its cobblestone streets, parks, and notable historic buildings. These include the birthplace of Juliette Gordon Low (founder of the Girl Scou ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Braselton, Georgia
Braselton ( ) is a town in Jackson County, Georgia, Jackson, Barrow County, Georgia, Barrow, Gwinnett County, Georgia, Gwinnett, and Hall County, Georgia, Hall counties in the U.S. state of Georgia (U.S. state), Georgia, approximately northeast of Atlanta. As of the 2020 United States census, 2020 census, the town had a population of 13,403, and in 2023 the estimated population was 15,538. The Jackson County portion of Braselton is part of the Jefferson, Georgia, Jefferson, GA, micropolitan statistical area, while the Gwinnett and Barrow County portions are part of Metro Atlanta, and the Hall County portion is part of the Gainesville, Georgia metropolitan area. History The first permanent settlement at Braselton was made in 1884. The town is named after Harrison Braselton, a poor dirt farmer who married Susan Hosch, the daughter of a rich plantation owner. Braselton built a home on of land he purchased north of the Hosch Plantation. The land he purchased was later called Brasel ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |
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Mortgage
A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "collateral (finance), secured" on the borrower's property through a process known as mortgage origination. This means that a Mortgage law, legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Legal professions in England and Wales, Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken throu ... [...More Info...]       [...Related Items...]     OR:     [Wikipedia]   [Google]   [Baidu]   |