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California Insurance Code
The California Insurance Code are the codified California laws regarding insurance. The code not only covers requirements for home, auto, medical and business insurance policies, but also covers the licensing of bail bond agents, workers' compensation, motor club services, and other related business types. Topics include: classes of insurance, code provisions governing the insurance commissioner, laws pertaining to insurance adjusters, insurance contracts, liability limitations, and common carrier liability insurance. The California Department of Insurance oversees the enforcement of the code and execution of its policies. History Slavery Era Insurance Registry In September 2000, Governor Gray Davis signed State Bill 2199 into law, adding a provision into the California Insurance Code for creation of a Slavery Era Insurance Registry. The bill was created with the intent of preserving historical information regarding slave owners and their slaves in order to provide genealogical ...
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California Law
The law of California consists of several levels, including Constitutional law, constitutional, Statutory law, statutory, and regulatory law, as well as case law. The California Codes form the general statutory law, and most state agency regulations are available in the California Code of Regulations. Sources of law The California Constitution, Constitution of California is the foremost source of state law. Legislation is enacted within the California Statutes, which in turn have been codified into the 29 California Codes. State agencies promulgate regulations with the California Regulatory Notice Register, which are in turn codified in the California Code of Regulations. California's legal system is based on common law, which is interpreted by case law through the legal opinion, decisions of the Supreme Court of California, California Courts of Appeal, and Appellate Divisions of the Superior Courts of California, and published in the ''California Reports'', ''California Appell ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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California Department Of Insurance
The California Department of Insurance (CDI), established in 1868, is the agency charged with overseeing insurance regulations, enforcing statutes mandating consumer protections, educating consumers, and fostering the stability of insurance markets in California. The CDI has authority over how the insurance industry conducts business within California, and licenses and regulates the rates and practices of insurance companies, agents, and brokers in the state. Continuing education for insurance professionals is regulated by each state's Department for Insurance, although there are commonalties across the states. See Insurance Continuing Education. CDI has over 1,300 employees charged with the responsibility of protecting consumer interests. Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the sta ...
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Gray Davis
Joseph Graham "Gray" Davis Jr. (born December 26, 1942) is an American attorney and former politician who served as the 37th governor of California from 1999 until he was recalled and removed from office in 2003. He is the second state governor in U.S. history to have been recalled, after Lynn Frazier of North Dakota. A member of the Democratic Party, Davis holds a Bachelor of Arts in history from Stanford University and a Juris Doctor from Columbia Law School. He was awarded a Bronze Star for his service as a captain in the Vietnam War. Prior to serving as governor, Davis was chief of staff to Governor Jerry Brown (1975–1981), a California State Assemblyman (1983–1987), California State Controller (1987–1995) and the 44th lieutenant governor of California (1995–1999). During his time as governor, Davis made education his top priority and California spent eight billion dollars more than was required under Proposition 98 during his first term. In California, under Davis ...
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List Of Slave Owners
The following is a list of notable people who owned other people as slaves, where there is a consensus of historical evidence of slave ownership, in alphabetical order by last name. A * Adelicia Acklen (1817–1887), at one time the wealthiest woman in Tennessee, she inherited 750 enslaved people from her husband, Isaac Franklin. * Green Adams (1812-1884), United States congressman * Stair Agnew (1757–1821), land owner, judge and political figure in New Brunswick, he enslaved people and participated in court cases testing the legality of slavery in the colony. * William Aiken (1779–1831), founder and president of the South Carolina Canal and Rail Road Company, enslaved hundreds on his rice plantation. * William Aiken Jr. (1806–1887), 61st Governor of South Carolina, state legislator and member of the U.S. House of Representatives, recorded in the 1850 census as enslaving 878 people. * Isaac Allen (1741–1806), New Brunswick judge, he dissented in an unsuccessfu ...
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Reparations For Slavery
Reparations for slavery are reparations for victims of slavery. Reparations can take many forms, including financial compensation, legal remedy of damages, public apology and guarantees of non-repetition. Victims of slavery can refer to historical slavery or ongoing slavery in the 21st century. Some reparations for slavery date back to the 18th century. United Nations resolution United Nations General Assembly Resolution 60/147 refers to measures to repair violations of human rights including restitution and compensation. Types Reparations can take numerous forms, including practical measures such as individual monetary payments; settlements; scholarships and other educational schemes; systemic initiatives to offset injustices; or land-based compensation related to independence. Other types of reparations include apologies and acknowledgements of the injustices; the removal of monuments and renaming of streets that honour enslavers and defenders of slavery; or naming a buil ...
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Slavery In The United States
The legal institution of human chattel slavery, comprising the enslavement primarily of List of ethnic groups of Africa, Africans and African Americans, was prevalent in the United States of America from its founding in 1776 until 1865, predominantly in the Southern United States, South. Slavery was established throughout European colonization in the Americas. From 1526, during the early Slavery in the colonial history of the United States, colonial period, it was practiced in what became British America, Britain's colonies, including the Thirteen Colonies that formed the United States. Under the law, an enslaved person was treated as property that could be bought, sold, or given away. Slavery lasted in about half of U.S. states until Thirteenth Amendment to the United States Constitution, abolition in 1865, and issues concerning slavery seeped into every aspect of national politics, economics, and social custom. In the decades after the end of Reconstruction era, Recons ...
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Law Of California
The law of California consists of several levels, including constitutional, statutory, and regulatory law, as well as case law. The California Codes form the general statutory law, and most state agency regulations are available in the California Code of Regulations. Sources of law The Constitution of California is the foremost source of state law. Legislation is enacted within the California Statutes, which in turn have been codified into the 29 California Codes. State agencies promulgate regulations with the California Regulatory Notice Register, which are in turn codified in the California Code of Regulations. California's legal system is based on common law, which is interpreted by case law through the decisions of the Supreme Court of California, California Courts of Appeal, and Appellate Divisions of the Superior Courts of California, and published in the ''California Reports'', ''California Appellate Reports'', and ''California Appellate Reports Supplement'', re ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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Insurance Law
Insurance law is the practice of law surrounding insurance, including insurance policies and claims. It can be broadly broken into three categories - regulation of the business of insurance; regulation of the content of insurance policies, especially with regard to consumer policies; and regulation of claim handling wise. History The earliest form of insurance is probably marine insurance, although forms of mutuality (group self-insurance) existed before that. Marine insurance originated with the merchants of the Hanseatic league and the financiers of Lombardy in the 12th and 13th centuries, recorded in the name of Lombard Street in the City of London, the oldest trading insurance market. In those early days, insurance was intrinsically coupled with the expansion of mercantilism, and the exploration (and exploitation) of new sources of gold, silver, spices, furs, and other precious goods - including slaves - from the New World. For these merchant adventurers, insurance was the ...
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California Health And Safety Code
The California Health and Safety Code is the codification of general statutory law covering the subject areas of health and safety in the state of California. It is one of the 29 California Codes and was originally signed into law by the Governor of California on April 7, 1939. Notable laws The code contains various laws, including: Healthcare *In Division 2, licensing of healthcare providers and facilities *a pharmaceutical surplus program, first passed in 2005 and expanded in 2012 and 2016; although as of 2018, 38 states had laws for such programs, in over a dozen states these were nonoperational. As of 2018, California had an operational program and in 2016 a nonprofit surplus pharmacy opened *a ban on copay coupon discounts when an equivalent generic is available for cheaper, passed in 2017 and subject to various exceptions *Division 107, Chapter 2.5 contains a "charity care" law for fair hospital pricing * California End of Life Option Act in Division 1. Section 443 - ...
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