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Banrisul
Banrisul is a Brazilian bank. It is the largest bank of Southern Brazil and operates primarily in the state of Rio Grande do Sul (RS), with a network that serves more than 365 cities. The services, however, are extended to other localities of Brazil. It has more than 1,312 service points, over 500 agencies and 593 ATMs in Rio Grande do Sul, in the Federal District and in the states of Paraná, Rio de Janeiro, Santa Catarina and São Paulo; besides, it keeps agencies in Miami and Grand Cayman. History In 1927, with the accomplishment of 1º Congress of Creators, appeared the proposal of the creation of a farm loan bank. The event, carried through with all the pomp and circumstance in the "Sao Pedro Theater", in Porto Alegre, aimed at to analyze the problems of the state economy, with direct focus on the crisis faced for "charqueadas" and all the production related to the cattle one. The arguments were strong excessively to pass unobserved for the federal government, and presid ...
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Banrisul Em Barão Do Triunfo
Banrisul is a Brazilian bank. It is the largest bank of Southern Brazil and operates primarily in the state of Rio Grande do Sul (RS), with a network that serves more than 365 cities. The services, however, are extended to other localities of Brazil. It has more than 1,312 service points, over 500 agencies and 593 ATMs in Rio Grande do Sul, in the Federal District and in the states of Paraná, Rio de Janeiro, Santa Catarina and São Paulo; besides, it keeps agencies in Miami and Grand Cayman. History In 1927, with the accomplishment of 1º Congress of Creators, appeared the proposal of the creation of a farm loan bank. The event, carried through with all the pomp and circumstance in the "Sao Pedro Theater", in Porto Alegre, aimed at to analyze the problems of the state economy, with direct focus on the crisis faced for "charqueadas" and all the production related to the cattle one. The arguments were strong excessively to pass unobserved for the federal government, and presid ...
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Grêmio Foot-Ball Porto Alegrense
Grêmio Foot-Ball Porto Alegrense (), commonly known as Grêmio, is a Brazilian professional football club based in Porto Alegre, capital city of the Brazilian state of Rio Grande do Sul. The club plays in the Campeonato Brasileiro Série A, the first division of the Brazilian football league system, and the Campeonato Gaúcho, Rio Grande do Sul's top state league. The club was founded in 1903 by European immigrants Englishman Andy Fairbank and German Paul Cochlin. The club's home ground is the Arena do Grêmio, to which it moved in 2013, having previously played at Estádio Olímpico Monumental since 1954. Grêmio also became Champions of the Intercontinental Cup, after beating Hamburger SV in 1983 (2–1). Also, Grêmio is the Brazilian club that has won the most Copa CONMEBOL Libertadores de América (3) titles alongside São Paulo, Santos, Palmeiras, and Flamengo. As of 2017, Grêmio was ranked number one in the CBF club rankings and is listed by '' Forbes' ...
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Financial Services
Financial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual asset managers, and some government-sponsored enterprises. History The term "financial services" became more prevalent in the United States partly as a result of the GrammLeachBliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank, keeps the original brands of the acquired firm, and adds the acquisition to its holding company simply to diversify its earnings. Outside the U.S. (e.g. Japan), non-fina ...
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Banks Of Brazil
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the an ...
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Sport Club Internacional
Sport Club Internacional (), commonly known as Internacional or simply Inter, is a Brazilian professional football club based in Porto Alegre. They play in the Série A, the first division of the Brazilian league, as well as in Campeonato Gaúcho Série A, the first level of the Rio Grande do Sul state football league. The team's home stadium, known as Estádio Beira-Rio ("Riverside"), was one of the twelve 2014 FIFA World Cup venues and has a capacity of 51,300. The club was founded in 1909 by the Poppe brothers, with the clear goal of being a democratic institution without prejudice. Its colors are red and white and its fans are known as Colorados. It is one of the most successful clubs in Brazil and the Americas, being the third club with the most international titles in Brazil, with seven trophies. Its historical rival is Grêmio Foot-Ball Porto Alegrense, with whom it contests the Grenal, one of the greatest derbies of the world. Internacional is part of a larg ...
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Investment
Investment is the dedication of money to purchase of an asset to attain an increase in value over a period of time. Investment requires a sacrifice of some present asset, such as time, money, or effort. In finance, the purpose of investing is to generate a return from the invested asset. The return may consist of a gain (profit) or a loss realized from the sale of a property or an investment, unrealized capital appreciation (or depreciation), or investment income such as dividends, interest, or rental income, or a combination of capital gain and income. The return may also include currency gains or losses due to changes in the foreign currency exchange rates. Investors generally expect higher returns from riskier investments. When a low-risk investment is made, the return is also generally low. Similarly, high risk comes with a chance of high losses. Investors, particularly novices, are often advised to diversify their portfolio. Diversification has the statistical eff ...
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Financing
Funding is the act of providing resources to finance a need, program, or project. While this is usually in the form of money, it can also take the form of effort or time from an organization or company. Generally, this word is used when a firm uses its internal reserves to satisfy its necessity for cash, while the term financing is used when the firm acquires capital from external sources. Sources of funding include credit, venture capital, donations, grants, savings, subsidies, and taxes. Fundings such as donations, subsidies, and grants that have no direct requirement for return of investment are described as "soft funding" or "crowdfunding". Funding that facilitates the exchange of equity ownership in a company for capital investment via an online funding portal per the Jumpstart Our Business Startups Act (alternately, the "JOBS Act of 2012") (U.S.) is known as equity crowdfunding. Funds can be allocated for either short-term or long-term purposes. Economics In economic ...
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Credit (finance)
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (15c.) "belief, trust," from Italian credito, from Latin creditum "a loan, thing entrusted to another," ...
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Mortgage Loan
A mortgage loan or simply mortgage (), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property (" foreclosure" or " repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the ...
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Account (accountancy)
In bookkeeping, an account refers to assets, liabilities, income, expenses, and equity, as represented by individual ledger pages, to which changes in value are chronologically recorded with debit and credit entries. These entries, referred to as postings, become part of a ''book of final entry'' or ledger. Examples of common financial accounts are sales, accountsreceivable, mortgages, loans, PP&E, common stock, sales, services, wages and payroll. A chart of accounts provides a listing of all financial accounts used by particular business, organization, or government agency. The system of recording, verifying, and reporting such information is called accounting. Practitioners of accounting are called accountants.John Downes, Jordon Elliot Goodman, Lucas Pacioli Dictionary of Finance and Investment Terms 1995 Barron Fourth Edition page 3 Classification of accounts Based on nature An account may be classified as real, personal or as a nominal account. Example: A sales accoun ...
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Rio De Janeiro
Rio de Janeiro ( , , ; literally 'River of January'), or simply Rio, is the capital of the Rio de Janeiro (state), state of the same name, Brazil's List of Brazilian states by population, third-most populous state, and the List of largest cities in Brazil, second-most populous city in Brazil, after São Paulo. Listed by the Globalization and World Cities Research Network, GaWC as a global city, beta global city, Rio de Janeiro is the Largest cities in the Americas, sixth-most populous city in the Americas. Part of the city has been designated as a World Heritage Site, named "Rio de Janeiro: Carioca Landscapes between the Mountain and the Sea", on 1 July 2012 as a Cultural Landscape. Founded in 1565 by the Portuguese people, Portuguese, the city was initially the seat of the Captaincies of the Portuguese Empire, Captaincy of Rio de Janeiro, a domain of the Portuguese Empire. In 1763, it became the capital of the State of Brazil, a List of states of the Portuguese Empire, state o ...
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